레이아웃 1

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1 Seed Money Bank Savings Banks vol.126 Seed Money Bank Savings Banks + vol

2

3 Contents vol SB Theme Talk SB Issue SB Life & Trend SB Network SB Information march april 001

4 Theme Talk WRITER ILLUST Seed money bank 002

5 Life begins at sixty! march april 003

6 Theme Talk WRITER Seed money bank 004

7 march april 005

8 Theme Talk WRITER Seed money bank 006

9 march april 007

10 SB Issue WRITER PHOTO Seed money bank 008

11 march april 009

12 SB Issue Seed money bank 010

13 march april 011

14 SB Issue WRITER PHOTO Seed money bank 012

15 march april 013

16 Information WRITER % Seed money bank 014

17

18 SB Issue WRITER PHOTO Seed money bank 016

19 march april 017

20 SB Issue WRITER PHOTO Seed money bank 018

21 march april 019

22 Information WRITER Seed money bank 020

23 march april 021

24 Information 금융 상식 WRITER 이동숙 내 신용을 높이는 올바른 방법 자신의 신용 상태, 어디쯤 와 있을까. 은행 앞에만 서면 작아지는 나. 자금관리의 주도권을 위해 신용에도 관리가 필요하다. 직장인 A 씨는 마이너스통장을 개설하기 위해 은행에 들 렀다. 안정적인 대기업에 근무하고 있는 상태. 사회생활을 시작하고 보니 차 욕심이 생겼다. 차를 구매하기 위해 절 반은 현금으로, 나머지는 대출을 받으려고 한다. 신용카드 를 개설하고 신용 등급을 체크한다. 자영업자 B 씨는 최근 넓은 집으로 이사하며 부족한 금 액을 채우기 위해 거래은행에 방문했다. 대출 기간과 상 환 방식, 이자를 확인하고 나니 심경이 복잡해졌다. 너무 낮은 신용 등급 때문에 당혹감을 감추지 못 했다. 이유는 그동안 자주 받은 현금서비스때문이 다. 큰 금액을 받으려 하니 이자가 높아져 적지 않은 부담 이다. 이자가 높아졌기 때문이다. 급하게 돈이 필요할 때 나타나는 신용 등급 신용을 관리하지 않는다고 해서 당장 문제가 생기는 것은 아니지만 막상 목돈이 필요해 은행을 방문하면 평소 관심 없던 신용 등급이 중요해진다. 일부러 누가 알려주지도 않고 생각도 못했던 신용 등급은 자칫 관리를 소홀히 하 면 낮아질 수 있다. 신용도에 따라 대출 금액뿐만 아니라 대출이자까지도 결정된다. 필요한 자금이 액수가 적으면 다행이지만 큰 금액이라면 이자가 적지 않은 부담이 된 다. 신용도는 과거의 기록이 쌓여 만들어진다. 은행거래를 전혀 하지 않으면 자료가 없어 신용도가 좋을 수 없다. 반 Seed money bank 022

25 march april 023

26 Lifestyle WRITER PHOTO Seed money bank 024

27 march april 025

28 Lifestyle WRITER Seed money bank 026

29 march april 027

30 Seed money bank 028

31 march april 029

32 Lifestyle WRITER PHOTO Seed money bank 030

33 march april 031

34 Seed money bank 032

35 MINI INTERVIEW march april 033

36 Lifestyle WRITER Seed money bank 034

37 march april 035

38 Lifestyle WRITER PHOTO Seed money bank 036

39 Lifestyle BOOK WRITER march april 037

40 SB Network Seed money bank 038

41 march april 039

42 SB Network Seed money bank 040

43 march april 041

44 SB Network Seed money bank 042

45 march april 043

46 SB Network 02) (02) (02) (02) (02) ) ) ) ) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (031) (031) (031) (032) (031) (02) (055) (052) (02) (02) (02) (02) (032) (031) (031) (031) (051) (051) (051) (055) (041) (04 ) (02) (061) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) ) (032) (032) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (041) (043) (042) Seed money bank 044

47 (064) (062) (063) (061) ) (02) (02) ) ) (031) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (031) (031) (032) (031) (032) (063) (062) (063) (042) (043) (041) (02) (031) (031) (02) (02) (02) (02) (02) (02) (02) march april 045

48 SB Network (031) (032) (031) (031) (031) (031) (032) (031) (031) (032) (032) 센터 (032) (031) (031) (031) (031) (031) (031) (031) (031) (031) (031) (031) (031) (032) (02) (031) (032) (032) (032) (031) (031) (062) (063) (063) (031) ( 출 ) (032) (031) (031) (061) (032) (031) (031) (031) (031) (02) (062) (02) (031) (032) (031) (062) (061) (031) (055) (051) (051) (051) (051) (051) (051) (051) (055) (055) (055) (055) (055) (052) (051) ( 출 ) (051) ( 출 ) (055) (051) (051) (051) (02) (02) (02) (02) (051) (051) (055) (055) (051) (051) (02) (053) (042) (051) (051) (052) (055) Seed money bank 046

49 (033) (033) (054) (054) (053) (054) (054) (054) (053) (033) (054) (053) (053) (053) (054) (053) (054) (053) (053) (043) (043) (041) (042) (041) ) (02) (02) (02) (02) (031) (043) (043) (043) (042) (041) (062) (062) (062) (063) (064) (063) (02) (061) (062) (062) (062) (032) (02) (064) (063) march april 047

50 Epilogue WRITER ILLUST Seed money bank 048

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