II. Definition of Insured Each of the following is an insured under this insurance to the extent set forth below: (a) If the Named Insured designated

Size: px
Start display at page:

Download "II. Definition of Insured Each of the following is an insured under this insurance to the extent set forth below: (a) If the Named Insured designated"

Transcription

1 변호사전문직업배상책임보험 Lawyers Professional Liability Insurance NOTICE : This is a claims made form. Except to Such extent as may otherwise be provided herein, the coverage afforded under this Insurance Policy limited to liability for only those Claims that are first made against the insured and reported to the Underwriters while the insurance is in force. The Limit of Liability available to pay Damages shall be reduced and may be completely exhausted by payment of Claims Expenses. Damages and Claims Expenses shall be applied against the deductible. Please review the coverage afforded under this Insurance Policy carefully and discuss the coverage hereunder with your Insurance agent or broker. The Underwriters agree with the insured, named in the Declarations made a part hereof. In consideration on the payment of the premium and reliance upon the statements in the application which is made a part of this insurance Policy (hereinafter Policy or insurance ) and subject to the Limit of Liability, exclusions, Conditions and other terms of this insurance: I. Insuring Agreements A. COVERAGE To Pay on behalf of the insured Damages and Claims Expenses which the insured shall become legally obligated to pay because of any Claim or Claims, including Claim(s) for Personal injury as hereafter defined, first made against the insured and reporting to the Underwriters during the Period of Insurance or Extended Reporting Period, arising out of any act, error or omission of the Insured in rendering or failing to render professional services for others in the insured s capacity as a lawyer, Fiduciary or Notary Public, but solely for acts on behalf of the Named insured designated in item 1 of the Declarations and caused by the insured, except as excluded or limited by the terms, conditions and exclusions of the Policy. B. DEFENSE AND SETTLEMENT(INCLUDED IN THE LIMIT OF LIABILITY) 1. The Underwriters shall have the right and duty to defend, subject to the Limit of Liability, any Claim against the insured seeking Damages which are payable under the terms of this insurance, even if any of the allegations of the Claim are groundless, false or fraudulent. However, Underwriters shall not formally appoint defense counsel without the consent of the Named Insured, such consent not to be unreasonably withheld. 2. It is agreed that the Limit of Liability available to pay Damages shall be reduced and may be completely exhausted by payment of Claims Expenses. Damages and Claims Expenses shall be applied against the deductible. 3. The Underwriters shall have the right to make any investigation they deem necessary, including without limitation, any investigation with respect to the application and statements made in the application and, with respect to coverage. 4. If the insured shall refuse to consent to any settlement or compromise recommended by the Underwriters and acceptable to the claimant and elects to contest the Claim, Underwriters liability for any Damages and Claims Expenses shall not exceed the amount for which the Claim could have been settled plus the Claims Expenses incurred up to the time of such refusal, or the applicable Limit of Liability, whichever is less, and the Underwriters shall have the right to withdraw from the further defense thereof by tendering control of said defense to the insured. 5. It is further provided that the Underwriters shall not be obligated to pay any damages or Claims Expenses, or to undertake or continue defense of any suit or proceeding after the applicable Limit of the Underwriters Liability has been exhausted by payment of Damages or Claims Expenses or after deposit of the applicable Policy limit in a court of competent jurisdiction, and that upon such payment the Underwriters shall have the right to withdraw from the further defense thereof by tendering control of said defense to the insured. 1

2 II. Definition of Insured Each of the following is an insured under this insurance to the extent set forth below: (a) If the Named Insured designated in item 1 of the Declarations is an individual, the person so designated but only with respect to the conduct of a law practice of which the individual is the sole proprietor: (b) If the Named Insured designated in item 1of the Declarations is a partnership, the partnership so designated and any lawyers who are partners thereof including any incorporated partners and their shareholders but solely for acts on behalf of the Named Insured designated in item 1of the Declarations : (c) If the Named Insured designated in item 1 of the Declarations is a Professional Corporation or Professional Association, the Professional Corporation or Professional Association so designated and any lawyers who are stockholders or members thereof but solely for acts, on behalf of such Named Insured : (d) any lawyer acting as of counsel but solely for acts on behalf of the Named Insured designated in item 1of the Declaration : (e) any employed lawyer or other employee but solely for acts on behalf of the Named Insured designated in item 1 of the Declarations : (f) any person who previously qualified as an insured under (b), (c), (d) or (g) above prior to the termination of the required relationship with the Named Insured, but solely for acts on behalf of the Named Insured designated in item 1 of the Declarations : (h) any partnership, Professional Corporation or Professional Association, advised in writing to the Underwriter, of which the Named Insured is the successor : (i) any lawyer who during the period of insurance becomes a partner, Member, stockholder or employee of the named Insured but solely for acts on behalf of the named insured designated in item 1 of the Declarations : (j) the estate, heirs, executors, administrators, assigns and legal representatives of any insured in the event of such insured s death incapacity, insolvency or bankruptcy, but only to the extent that such insured would otherwise be provided coverage under this insurance. III. Territory This insurance applies to any acts, errors or omissions which take place anywhere in the world provided that the Claim is first made against the insured within the Republic of Korea its territories during the Period of Insurance or Extended Reported Period when purchased in accordance with Clause Ⅸ. IV. Exclusions The coverage under this insurance does not apply to Damages or Claims Expenses incurred with respect : (a) to any Claim brought by or on behalf of any public prosecutor, including but not limited to, any attorney general, district attorney, state s attorney or county attorney : 2

3 변호사전문직업배상책임보험 (b) to punitive or exemplary damages, fines, penalties, sanctions or any damages which are a multiple of compensatory damages, except that if a Claim shall have been bought against the insured seeking both compensatory and either punitive or exemplary damages, fines, penalties sanctions or damages which are a multiple of compensatory damages, then any coverage which may be afforded by this Policy will apply to any claims Expenses incurred without liability, However, for such punitive or exemplary damages, fines, penalties, sanctions or damages which are a multiple of compensatory damages: (c) to any Claim arising out of any dishonest, fraudulent or malicious act, error or omission of any insured, committed with actual dishonest, fraudulent or malicious purpose or intent. However, notwithstanding the foregoing, the insurance afforded by this Policy shall apply to Claims Expenses incurred in defending any such Claim or circumstance which might lead to a Claim, but shall not apply to any Damages which the insured might become legally obliged to pay. (d) to any Claim by one insured under this insurance against another insured under this insurance : (e) to any Claim arising out of bodily injury to, or sickness, disease or death of any person, or to injury to or destruction of any tangible property, including the loss of use thereat : (f) to any loss sustained by an insured as a beneficiary or distribute of any trust or estate: (g) to any Claim arising out of any insured s activities as a trustee, partner, officer, director or employee of any employee trust, charitable organization, corporation, company or business other than that of the Named Insured : (h) to a Claim made by or against or in connection with any business enterprise(including the ownership, maintenance or care of any property in connection therewith) not named in item 1 of the Declarations, which is owned by any insured or in which any insured is a trustee, partner, officer, director or employee(except where he is an employee solely by virtue of having retained to perform legal services), or which is directly or indirectly controlled operated or managed by any insured in a non-fiduciary capacity. (i) to any Claim arising out of any acts, errors, or omissions which took place prior to the effective date of this insurance, if any insured on the effective date knew or could have reasonably foreseen that such acts, errors or omissions might be expected to be the basis of a Claim. (j) to any Claim arising out of any Insured s capacity as an elected public official or as an employee of a governmental body, subdivision, or agency thereof unless the Insured is deemed an employee solely by virtue of rendering legal services to such governmental body, the remuneration for which services insures to the benefit of the Named Insured : (k) to any Claim arising out of any insured s activities and/or capacity as a Fiduciary under the Employee Retirement Income Security Act related and its amendments or any regulation or order issued pursuant thereto, except if the insured is deemed to be a Fiduciary solely by reason of legal advice rendered with respect to any employee benefit plan : (l) to any Claim or circumstance which might lead to a Claim in respect of which any insured has given notice to the insurer of any other Policy in force previous to the effective date of this Policy : (m) to any Claim seeking the return or reimbursement of legal fees, costs or expenses paid to the insured. If a retroactive date is applicable to this coverage it will appear at item 6 of the Declarations and the following exclusion shall apply. 3

4 (n) to any Claim or circumstance that might lead to a Claim arising out of any act, error or omission which took place, or is alleged to have taken place, prior to the Retroactive date as set forth in item 6 of the Declarations. Definitions : Wherever used in this Policy : V. Conditions A."Personal Injury" means : (1) false arrest, detention or imprisonment, wrongful entry or eviction or other invasion of the right of private occupancy, or malicious prosecution : (2) libel or slander or other defamatory or disparaging material, or a publication or an utterance in violation of an individual s right of privacy. B."Claims Expenses" means : (1) fees charged by an attorney designated by Underwriters and consented by the Named Insured, with such consent not to be unreasonably withheld : and (2) all other fees, costs and expenses resulting from the investigation, adjustment, defense and appeal of a Claim, suit or proceeding arising in connection therewith, if incurred by the Underwriters, or by the insured with the written consent of the Underwriters. (3) Claims Expenses does not include any salary, overhead or other charges by the insured for any time spent in cooperating in the defense and investigation of any Claim or circumstance which might lead to a Claim notified under this insurance. C. Period of Insurance means the period of time between the inception date shown in the Declarations and the effective date of termination, expiration or cancellation of this insurance and specifically excludes any Extended Reporting Period hereunder. D. Extended Reporting Period, if applicable, means the 12month period of time after the end of the Period of insurance for reporting Claims arising out of acts, errors or omissions which took place prior to the end of the Period of Insurance and are otherwise covered by this insurance. E. Claim means a demand received by any insured for money or services including the service of suit or institution or arbitration proceedings against the insured. F. Fiduciary except as set forth in Clause Ⅵ(i), means an insured s capacity as an administrator, conservator, executor, guardian, trustee, receiver, escrow agent or any similar capacity. G. Damages means a monetary judgment, award or settlement. H. Discovery Discovery occurs when the Assured becomes aware of facts which would house a reasonable person to assume that a loss covered by the Policy has been or will be incurred, even though the exact amount or details of loss may not then be known. Notice to the Assured of an actual or potential claim by a third party which alleges that the Assured is liable under circumstances which, if true, would create a loss under this Policy constitutes such discovery. Whenever the singular form of a word is used herein, the same shall include the plural when required by context. 4

5 변호사전문직업배상책임보험 VI. Limit of Liability A. The Limit of Liability stated in the Declarations is the limit of the Underwriters liability for all Damages and Claims Expenses arising out of the same, ated or continuing professional services without regard to the number of insureds, Claims or claimants. B. The Limit of Liability stated in the Declarations as aggregate is the total Limit of the Underwriters Liability for all Damages and Claims Expenses arising out of Claims or circumstances which might lead to a Claim first made and reported to the Underwriters during the Period of insurance during the Extended Reporting Period and Claims arising out of the same, related or continuing professional services as such Claims or circumstances which might lead to a Claim. C. The Limit of Liability for the Extended Reporting Period shall be part of, and not in addition to, the Limit of Liability of the Underwriters for the Period of insurance. VII. Deductible The deductible amount stated in the Declarations, shall be satisfied by payments by the insured of Damages and Claims Expenses resulting from all Claims first made and reported to the underwriters during the Period of Insurance and the Extended Reporting Period as a condition precedent to the payment by the Underwriters of any amounts hereunder and the Underwriters shall be liable only for amounts in excess of such Deductible subject to Underwriters total liability not exceeding the limit set forth in item 3of the Declarations. The insured shall make direct payments within the deductible to appropriate other parties designated by the underwriters. VIII. Innocent Insured A. Whenever coverage under this insurance would be excluded, suspended or lost : (1) because of any exclusion relating to criminal, dishonest, fraudulent or malicious acts, errors or omissions by any insured, and with respect to which any other insured did not personally participate or personally acquiesce or remain passive after having personal knowledge thereof, or (2) because of noncompliance with any condition relating to the giving of notice to the Underwriters with respect to which any other insured shall be in default solely because of the failure to give such notice or concealment of such failure by one or more insureds responsible for the loss or damage otherwise insured hereunder, then Underwriters agree that such Insurance as would otherwise be afforded under this Policy shall cover and be paid with respect to those insureds who did not personally commit or personally participate in committing or personally acquiesce in or remain passive after having personal knowledge of (a) one or more acts errors or omissions described in any exclusion : or (b) such failure to give notice, provided that if the condition be one with which such insured can comply, after receiving knowledge thereof, the insured entitled to the benefit of Clause Ⅷ shall comply with such condition promptly after obtaining knowledge of the failure of any other insured to comply therewith. B. With respect to this provision, the Underwriters obligation to pay in such event shall be in excess of the deductible and in excess of the full extent of any assets of any insured to whom the exclusion applies., in no event shall the Underwriters obligation to pay exceed the Limit of Liability stated in item 3 of the Declarations. IX. Extended Reporting Period A. In the event of cancellation or non-renewal of this insurance by Underwriters, the Named In- 5

6 sured designated in item 1of the Declarations shall have the right, upon payment in full and not proportionally or otherwise in part of 100% of the Premium set forth in item 5 of the Declarations to have issued an endorsement providing a 12 month Extended Reporting Period for Claims first made against any Insured and reported to the Underwriters during the Extended Reporting Period, subject to the Conditions set forth in the definition of Extended Reporting Period herein, In order for the Named Insured to invoke the Extended Reporting option, the payment of the premium for the extended Reporting Period must be pain to Underwriters within 30days of the non-renewal or cancellation. B. The Limit of Liability for the Extended Reporting Period shall be part of, and not in addition to, the Limit of Liability of the Underwriters for the Period of Insurance. C. The quotation by Underwriters of a different premium or deductible or Limit of Liability or changes in policy language for the purpose of renewal shall not constitute a refusal to renew by the Underwriters. D. The right to the Extended Reporting Period shall not be available to the Named Insured where cancellation or non-renewal by the Underwriters is due to non-payment of premium or failure of an insured to pay such amounts in excess of the applicable Limit of Liability or within the amount of the applicable deductible. E. All notices and premium payments with respect to the Extended Reporting option shall be directed to Underwriters through the entity named in item 9 of the Declarations. F. At the commencement of the Extended Reporting Period the entire premium shall be deemed earned, and in the event the Named Insured terminates the Extended Reporting Period for any reason prior to its natural expiration, Underwriters will not be liable to return any premium paid for the Extended Reporting Period. X. Other Insurances This insurance shall apply in excess of any valid and collectable insurance available to any insured, unless such other insurance is written only as specific excess insurance over the Limit of Liability of this Policy. XI. Notice of Claim, or Circumstance That May Lead to a Claim A. If any claim is made against the Insured, the Insured shall immediately forward to Underwriters through persons named in item 7 of the Declarations every demand, notice, summons or other process received by him or his representative. B. If during the Period of insurance or Extended Reporting Period the Insured first becomes aware of any act error or omission that could reasonably be the basis for a Claim it must give written notice to Underwriters through persons named in item 7 of the Declarations during the Period of Insurance or Extended Reporting Period of : (1) The specific act, error or omission : and (2) the injury or damage which may result or has resulted from the act, error or omission : and (3) the circumstance by which the insured first became aware of the act, error or omission. Any subsequent Claim made against the insured which is the subject of the written notice shall be deemed to have been made at the time written notice was first given to Underwriters. C. A Claim shall be considered to be reported to the Underwriters when notice is first given to Underwriters through persons named in item 7of the Declarations of the Claim or of an act, error or 6

7 변호사전문직업배상책임보험 omission which could reasonably by expected to give rise to a Claim. D. All Claims arising out of the same, continuing or related professional services shall be considered a single Claim and deemed to have been made at the time the first of the related Claims is reported to Underwriters and shall be subject to one Limit of Liability. E. In the event of non-renewal of this insurance by the Underwriters, the insured shall have thirty (30) days from the expiration date of the Period of insurance to notify Underwriters of Claims made against the insured during the Period of insurance which arises out of any act, error or omission which took place prior to the termination date of the Period of insurance and otherwise covered by this insurance. F. If any insured shall make any claim under this Policy knowing such claim to be false or fraudulent, as regards amount or otherwise this Policy shall become null and void and all coverage hereunder shall be forfeited XII. Assistance and Cooperation of the Insured The insured shall cooperate with the Underwriters in all investigations, including investigations regarding the application and coverage under this insurance and, upon the Underwriters request assist in making settlements, in the conduct of suits and in enforcing any right of contribution or indemnity against any person or organization other than an employee of any insured who may be liable to the insured because of acts, errors or omissions with respect to which insurance is afforded under this Policy : and the insured shall attend hearings and trials and assist in securing and giving evidence and obtaining the attendance of witnesses. The insured shall not except at his own cost admit liability, make any payment, assume any obligation, into any expense, enter into any settlement, stipulate to any judgement or award of otherwise dispose of any Claim without the consent of the Underwriters. XIII. Action Against Underwriters No action shall lie against the Underwriters unless, as a condition precedent thereto, there shall have been full compliance with all terms of this insurance, nor until the amount of the insured s obligation to pay shall have been finally determined either by judgment or award against the insured after actual trial or arbitration or by written agreement of the insured, the claimant and the Underwriters. Any person or organization or the legal representative thereof who has secured such judgment, award or written agreement shall thereafter be entitled to make a Claim under this Policy to the extent of the insurance afforded by this Policy. No person or organization shall have any right under this insurance to join the Underwriters as a party to an action or other proceeding against the insured to determine the insured s liability, nor shall the Underwriters be impleaded by the insured or his legal representative. Bankruptcy or insolvency of the insured or of the insured s estate shall not relieve the Underwriters of any of its obligations hereunder. XIV. Subrogation In the event of any payment under this insurance, the Underwriters shall be subrogated to all the insured s rights of recovery therefore against any person or organization and the insured shall execute and deliver instruments and papers and do whatever else is necessary to secure such rights. The insured shall do nothing after the payment of Damages by Underwriters to prejudice such rights. 7

8 XV. Changes Notice to any agent or knowledge possessed by any agent or by any other person shall not effect a waiver or a change in any part of this insurance or stop the Underwriters from asserting any right under the terms of this insurance: nor shall the terms of this insurance be waived or changed, except by endorsement issued to form a part of this insurance, signed by underwriters. XVI. Change In Membership of Firm Any additions to the list of lawyers in the application which take place during the Period of insurance must be immediately reported to Underwriters in the event that: 1) the total number of new lawyers brought into or added to the firm during the Period of insurance increases the number of lawyers as stated in the application for coverage by 5persons or 10% of the total number of lawyers listed in the application, whichever amount is greater: or 2) any lawyer brought into or added to the firm during the Period of insurance had been or was in the process of being reprimanded or censored by any court or bar association or disbarred or prohibited from practicing in a specified area of law or before any court or administrative agency: or 3) prior to joining the firm, any Claim had been made against the lawyer or the lawyer or the lawyer had become aware of circumstances that might lead to a Claim. Underwriter expressly reserve the right to demand a premium adjustment in the event that any additions to the list of lawyers in the application for this insurance meet the criteria set forth in the paragraphs immediately above. XVII. Mergers and Acquisitions The Named insured shall be required to give written notice to the Underwriters prior to the completion of a merger or acquisition by or of the Named Insured and Underwriters expressly reserved the right to demand a premium adjustment if this insurance is to remain in force subsequent to any merger or acquisition. XVIII. Assignment The interest hereunder of any insured is not assignable if the insured shall die or be adjudged incompetent, this insurance shall cover the Insured s legal representative at the insured with respect to liability previously incurred and covered by this insurance. XIX. Cancellation A. This Policy may be cancelled by the Named Insured by surrender thereof to Underwriters or by mailing to Underwriters written notice stating when thereafter the cancellation shall be effective, This insurance may be cancelled by the cancelled by the Underwriters by mailing to the Named Insured at the address shown in the Declarations written notice stating when not less than 60 days thereafter such cancellation shall be effective. However, if the Underwriters cancel this insurance because the insured has failed to pay a premium when due this insurance may be cancelled by the Underwriters by mailing a written notice of cancellation to the Named Insured at the address shown on the Declarations stating when not less than 10days thereafter such cancellation shall be effective, The mailing of notice as aforesaid shall be sufficient proof of notice. The time 8

9 변호사전문직업배상책임보험 of surrender or the effective date and hour of cancellation stated in the notice shall become the end of the Period of insurance. Delivery(where permitted by law) of such written notice either by the named Insured or by the Underwriters shall equivalent to mailing. B. If the Named Insured cancels this insurance, earned premium shall be computed in accordance with the attached short rate table and procedure. If the Underwriters cancel this insurance, earned premium shall be computed prorate. Premium adjustment may be made either at the time cancellation is effected or as soon as practicable after cancellation becomes effective, but payment or tender of unearned premium is not a condition of cancellation XX. Entire Contract By acceptance of this Policy the insured agrees that that statements in the Declarations and application are his agreements and representations, that this insurance is issued in reliance upon the truth of such representations and that this Policy embodies all agreements existing between the insured and the Underwriters relating to this insurance. XXI. Nuclear Incident Exclusion Clause-Liability-Direct The insurance provided by this Policy does not apply : A. To injury, sickness, disease, death or destruction (1) with respect to which an insured under this Policy of insurance is also an insured under a nuclear energy liability insurance. : or (2) resulting from the hazardous properties of nuclear material and with respect to which (1) any person or organization is required to maintain financial protection. B. To injury, sickness, disease, death or destruction resulting from the hazardous properties of nuclear material, if (1) the nuclear material (1) is at any nuclear facility owned by or operated by or on behalf of, an insured or (2) has been discharged or disposed therefrom : (2) the nuclear material is contained in spent fuel or waste at any time possessed, handed, used, processed, stored, transported or disposed of by or on behalf of an insured : or (3) the injury, sickness, disease, death or destruction arises out of the furnishing by an insured of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any unclear facility, this exclusion (3) applies only to injury to or destruction of property at such nuclear facility C. As used in this exclusion clause : hazardous properties include radioactive, toxic or explosive properties : nuclear material means source material, special nuclear material or byproduct material : source material, special nuclear material and byproduct material : special fuel means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a nuclear reactor : waste means any waste material (1) containing byproduct material and (2) resulting from the operation by any person or organization of any nuclear facility included within the definition of nuclear facility under paragraph (1) or (2) thereof : nuclear facility means (1) any nuclear reactor : (2) any equipment or device designed or used for (1) separating the isotopes of uranium or plutonium, (2) processing or utilizing spent fuel, or (3) handling, processing or packaging waste : (3) any equipment or device used for the processing, fabricating or alloying of special nuclear material if at any time the total amount of such material in the custody of the of the insured at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235 : or (4) any structure, basin, excavation, premises or place prepared or used for the storage or disposal of waste : 9

10 and includes the site on which any of the forgoing is located all operations conducted on such site and all premises used for sustain nuclear fission in a self-supporting chain reaction or to contain a critical mass of fissionable material. With respect to injury to or destruction of property, the word Injury or destruction includes all forms of radioactive contamination of property. It is understood and agreed that, except as specifically provided in the foregoing to the contrary, this clause is subject to the terms, exclusions, conditions and limitations of the insurance to which it is attached. XXII. War and Civil War Exclusion Clause Notwithstanding anything to the contrary contained herein this insurance does not cover Loss or Damage directly or indirectly occasioned by, happening through or in consequence of war, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power of confiscation or nationalization or requisition or destruction of or damage to property by or under the order of any government of public or local authority. XXIII. Service of Suit 1. It is agreed that in the event of the failure of Underwriters hereon to pay any amount claimed to be due under this insurance, Underwriters hereon, at the request of the Named Insured, will submit to the jurisdiction of a court of competent jurisdiction within the Republic of Korea. This Conditions does not constitute and should not be understood to constitute an agreement by Underwriters that an action is properly maintained in a specific forum, nor may it be construed as a waiver of Underwriters rights to commence an action in a court of competent juris diction in the Republic of Korea to remove an action to a Korea District Court, or to seek a transfer of a case to another court as permitted the laws of the Republic of Korea or of any all of which rights Underwriters expressly reserve. It is further agreed that service of process in such suit may be made upon the Persons named in item 8 of the Declarations and that in any suit instituted against any one of them upon this contract, Underwriters will abide by the final decision of such court or of any Appellate Court in the event of an appeal. 2. The Persons named in item 8 of the Declarations are authorized and directed to accept service of process on behalf of Underwriters in any such suit and/or upon the request of the Named Insured to give written undertaking to the Named Insured that they will enter a general appearance upon Underwriters behalf in the event such suit shall be instituted. Further, pursuant to any statute of any State, territory or district of the Republic of Korea which makes provision therefor, Underwriters hereon hereby designate the Superintendent, Commissioner or Director of insurance or other officer specified for that purpose in the statute or his successor or successors in office, as their true and lawful attorney upon whom may be served any lawful process in any action, suit or proceeding instituted by or on behalf of the Named Insured or any beneficiary hereunder arising out of this contract of insurance, and hereby designate the Persons named in item 8 of the Declarations as the Persons to whom the said officer is authorized to mail such process or a true copy thereof. Punitive Damage Exclusion Clause This insurance does not cover any liability for fines, penalties, punitive or exemplary damages. Nuclear Energy Liability Exclusion Clause It is hereby understood and agreed that this policy shall not apply to any accident or occurrence resulting from the hazardous properties of nuclear material if such accident or occurrence arises out of the ownership, use of operations by the insured of any nuclear facility other than the use of ra- 10

11 변호사전문직업배상책임보험 dioactive isotopes. For the purpose of this endorsement: Nuclear material, means source material, special nuclear material or by-product material, Source material, special nuclear material, By-product material have the meanings given them in the Republic of Korea atomic energy act or in any law amendatory thereof; Spent fuel means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a nuclear reactor; Waste means any waste material (1) Containing by-product material and (2) resulting from the operation by any person or organization of any nuclear facility included within the definition of nuclear facility under paragraph (A) or (B) thereof: Radioactive isotope means any by-product material except such material (1) contained in spend fuel or waste, or (2) discharged or dispersed from any nuclear facility; Nuclear Facility means: (A) Any Nuclear Reactor: (B) Any equipment or device designed or used for (1) separating, the isotopes or uranium or plutonium, (2) processing or utilizing spent fuel, or (3) handling, processing or packaging waste : (C) Any equipment or device used for the processing, fabricating or alloying or special nuclear material if at any time the total amount of such material in the custody of the insured at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235: (D) Any structure, basin, excavation, premises or place prepared or used for the storage or disposal of waste. And includes the site on which any of the foregoing is located, an operation conducted on such site and all premises used for such operations: Nuclear Reactor means any apparatus designed or used to sustain nuclear fission in a self-supporting chain reaction or to contain a critical mass of fissionable material: Hazardous Properties: includes radioactive, toxic or explosive properties; with respect to injury to or destruction of property, the word Injury or Destruction includes all forms of radioactive contamination of property. Millennium Exclusion Clause It is agreed and understood that otherwise subject to the terms, exclusions, provisions and conditions contained in the policy or endorsed thereon, the following shall apply to this insurance: A. Insurer(s) will not pay for Damage or Consequential Loss directly or indirectly caused by, consisting of, or arising from, the failure of any computer, data processing equipment or media, microchip, operating systems, microprocessors(computer chip), integrated circuit or similar device, any computer software, or any other products, and any services, data or functions that directly or indirectly use or rely upon, in any manner, any of the items listed above, whether the property of the insured or not, that results from any actual or alleged failure, malfunction or inadequacy due to inability to correctly recognize, process, distinguish, interpret or accept any date as its true calendar date. B. It is further understood that we will not pay for the repair or modification of any part of an electronic data processing system or its related equipment, to correct deficiencies or features of logic or operation. C. It is further understood that we will not pay for Damage or Consequential Loss arising from the failure, inadequacy or malfunction or any advice, consultation, design evaluation, inspection installation, maintenance, repair or supervision provided or done by Insured to determine, rectify or test, any potential or actual failure, malfunction or inadequacy described in A. above. Such Damage or Consequential Loss described in A, B, or C above, is excluded regardless of any other 11

12 cause that contributed concurrently or in any other sequence. War risk and Terrorist Exclusion It is hereby understood and agreed, that notwithstanding any other war risk or terrorist exclusion that may be in the policy or any clause limiting or attempting to limit the application of any endorsement to the policy, this policy is amended as follows; The policy does not cover loss or damage to property caused by, resulting from, contributed to or aggravated by any of the following perils, whether such loss or damage is accidental or intentional, intended or unintended, direct or indirect, proximate or remote or in whole or in part caused by, contributed to or aggravated by any perils insured by the policy; (1) war, hostile or warlike action in time of peace or war, whether or not declared, including action in hindering, combating or defending against an actual, impending or expected attack: (a) by government or sovereign power ( de jure or de facto) or by any authority maintaining or using military, naval or air forces; or (b) by military, naval or air forces; or (c) by an agent of any such government, power, authority or force. (2) any weapon of war employing atomic fission or radioactive force whether in time of peace or war, whether or not its discharge was accidental; (3) insurrection, rebellion, revolution, civil war, usurped power, or action taken by government authority in hindering, combating, or defending against such an occurrence, seizure or destruction. (4) any act of one or more persons, whether known or unknown and whether or not agents of a sovereign power, for Terrorist purposes; Claims Co-Operation Clause Notwithstanding anything to the contrary contained in this Reinsurance it is a condition precedent to Reinsurers liability under this Reinsurance that: (a) The Reinsured shall give to the Reinsurer(s) written notice as soon as reasonably practicable of any claim made against the Reinsured in respect of the business reinsured hereby or of its being notified of any circumstances which could give rise to such a claim. (b) The Reinsured shall furnish the Reinsurer(s) with all information known to the Reinsured in respect of claims or possible claims notified in accordance with (a) above and shall thereafter keep the Reinsurer(s) fully informed as regards all developments relating thereto as soon as reasonably practicable. (c ) The Reinsurer(s) shall have the right at any time to appoint adjuster and/or representatives to act on their behalf to control all investigations, adjustments and settlements in connection with any claim notified to the reinsurer(s) as aforesaid. (d) The Reinsured shall co-operate with the Reinsurer(s) and any other person or persons designated by the Reinsurers in the investigation, adjustment and settlement of such claim notified to the Reinsurer(s) as aforesaid. 1/1/97 NMA

13 변호사전문직업배상책임보험 Consequential Loss Exclusion Clause It is hereby understood and agreed that this insurance excludes losses such as loss of profits, loss of revenue, loss of production, loss of business opportunity, loss of data, and loss of anticipated savings or benefits Contractual Liability Exclusion Clause In consideration of the premium charged, it is hereby understood and agreed that the Insurer shall not be liable to make any payment for Loss in connection with any claim or claims arising directly or indirectly from any liability assumed by the Insured under any express warranty, agreement or guarantee unless such liability would have attached to the Insured notwithstanding such express warranty, agreement or guarantee. Sanction Limitation and Exclusion Clause No (re)insurer shall be deemed to provide cover and no (re)insurer shall be liable to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose that (re)insurer to any sanction, prohibition or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom or United States of America. Premium Installment Endorsement 1. Notwithstanding that this policy is issued as a contract for a period of twelve months, it is hereby understood and agreed that the premium shall be payable in the following installments: (1) 2 Installments : 1st Installment due and payable at inception : ( )% 2nd Installment due and payable on : ( )% (2) 4 Installments : 1st Installment due and payable at inception : ( )% 2nd Installment due and payable on : ( )% 3rd Installment due and payable on : ( )% 4th Installment due and payable on : ( )% Nevertheless it is further understood and agreed that : In the event of any installment not being paid until its above due date, the Company shall not be liable for any loss as occurred during the period from such due date to the date when such due installment is paid. 2. In the event of a claim arising hereunder which exceeds the installment premiums paid on this Policy the installments of premium then outstanding shall become due and payable forthwith. It is understood and agreed that; Co-Insurance Clause 1. The words the company wherever used in this policy means the subscribing companies listed below. 2. This policy shall be liable only for its below designated proportion of any obligation assumed or expenses incurred under this policy Portion of 100% Subscribing Companies 13

14 Co-Insurance Of The Insured Clause The Insurer shall be liable to pay ( ) percent of claim amounts in excess of the retention amount described in VII. Deductible up to the Limit of Liability described in VI. Limit of Liability, it being a condition of this insurance that the remaining percent of each and every claim shall be carried by the Insured at their own risk and be uninsured. Co-Insurance of the Insured Clause (KR2013) In the event of any claim, the Insurer shall indemnify the Insured for the amount of loss after deducting an amount equivalent to the coinsurance rate of the Insured, [ ]% (a percentage set forth in the Schedule as a portion for which the Insured is liable) from the total indemnity amount(the total indemnity amount shall in no case exceed the limit of liability per claim) calculated pursuant to all relevant terms and conditions including, but not limited to, the limit of liability and deductible under this policy. Innocent Insured Exclusion Clause It is understood and agreed that the provision of VIII. Innocent Insured in the Policy shall be excluded. 14

15 변호사전문직업배상책임보험 변호사전문직업배상책임보험 보통약관 본번역문은보험계약자의이해를돕기위한참고용이며, 번역문의내용이영문약관과배치될경우에는영어의원뜻에따라해석됩니다. 주의 : 동보험계약은배상청구기준증권이다. 동보험계약하에서제공되는담보는동계약이유효할동안피보험자에게제기되고보험회사에최초로보고된소송에대해서만보상한다. 소송과관련배상금지급은소송비용금액에의해감소되거나지급되지않을수있다. 배상금과소송비용지급시자기공제액조항을적용받는다. 동보험계약하에보상되는담보범위에관해서자세히검토한후보험대리인이나브로커와논의하십시오. Ⅰ. 보험계약 A. 담보범위 동보험계약은피보험자를상대로제기된소송때문에피보험자가법적으로지급해야할의무가있는배상금과소송비용을피보험자를대신해지급한다. Declaration( 계약명세 ) 의 items 1 에기재된피보험자의대표로써변호사, 수탁자, 공증인자격으로피보험자가제공한전문서비스를제공하는지못하거나, 이러한서비스를제공함에있어피보험자의어떠한행위, 실수, 태만으로부터야기된소송이보험기간동안피보험자에게최초로제기되고보험회사에보고되었다면보험회사는동보험계약의조건과면책조항에준하여인격침해에대한소송을포함하여이러한소송으로부터발생하는소송비용및배상금을보상해준다. B. 변호및합의 (Defense and Settlement) 1. 만약피보험자에게제기된소송이근거없고, 그릇된것이라며보험회사는보상한도액에준하여동보험계약조간에따라지급되어질수있는배상금을목적으로제기된소송을변호할권리와의무를갖는다. 그러나, 보험회사는상기피보험자의동의없이는변호인단을공식적으로임명할수없다. 2. 소송비용의지급으로인해보상한도액내에서지급될수있는배상금은감소되거나지급되지않을수있다. 배상금과소송비용은자기공제액을제하고지급된다. 3. 보험회사는신청서에기재된사항과담보범위에대해보험회사에필요한조사를권리를갖는다. 4. 피보험자가합의를거부하거나소송을제기한원고에대항하기로결심한다면, 배상금과소송비용에대한보험회사의배상책임은 1) 소송의해결을위해지불된화해비와합의거부시점까지발생한비용을합한금액과 2) 보험회사의보상한도액중작은금액을지급이다. 또한, 보험사는피보험자에피고측변호인단에대한통제권을위양함으로써소송에대한추가적인변호에서물러날권리를갖는다. 5. 소송비용과배상금으로보험회사의보상한도액이소진된후에보험회사의소송비용과배상금지급의무또는소송에대한변호를계속할의무는사라진다. 또한, 보험사는피보험자에피고측변호인단에대한통제권을위양함으로써소송에대한추가적인변호에서물러날권리를갖는다. Ⅱ. 피보험자의정의 동보험계약하에서다음에해당되는각각은피보험자가된다. 만약 Declaration 의 item 1 에서상기피보험자가한개인이라면, 동인물은자신의법률의무의수행에있어유일한책임자이다. 15

16 만약 Declaration 의 item 1 에서상기피보험자가합자회사라면동피보험자를대표해서만법률서비스를수행하는파트너인변호사들과합자회자자신이피보험자가된다. 만약 Declaration 의 item1 에서상기피보험자가전문법률회사나협회라면, 동법률전문회사나협회와상기피보험자를대표하여법률행위를수행하는동기관의주주나회원인변호사가피보험자이다. 자문역할로활동하는변호사들이 Declaration 의 item 1 에서상기피보험자에게만법률서비스를제공한다면이들은피보험자가된다. Declaration 의 item 1 에서상기피보험자를위해서만법률서비스를수행하는고용변호사나다른고용인들은피보험자가된다. Declaration 의 item 1 에서상기피보험자와의관계를종결하기이전에위언급한,,, 하에피보험자로서이전에자격이있었던개인들로단지피보험자를대표해법률서비스를수행하는개인은피보험자가된다. 보험회사에서면상으로통지한경우, 상기피보험자의후임이된파트너쉽, 법률전문회사, 또는전문협회는피보험자가된다. 보험기간중에파트너, 회원주주, Declaration 의 item 1 에서상기피보험자의고용인이된변호사가피보험자가된다. 위에서언급한피보험자의자격박탈, 파산, 지급불능등으로인해피보험자의법률대변인, 관리인, 양도인과그의집행자들은동보험계약하에서피보험자의담보범위에한해보상받을권리가있는피보험자들이다. Ⅲ. 담보지역 동보험계약은소송의원인이된피보험자의실수나탈루또는다른어떤행위가세계어느곳에서발생하든지간에, 보험담보기간중이나보고연장기간중에담보지역에서소송이제기되었다면제기된소송에대해서담보한다. Ⅳ. 면책조항 동보험계약은아래와관련해발생한손해나소송비용을보상하지아니한다. 검찰에의해 / 을대표해서제기되는어떠한배상청구. 이때검찰관은각주의법무장관, 지방검사, 주검사, 연방검사에국한되지않으며, 이를포괄한개념이다. 피보험자를상대로제기된소송이보상금과더불어징계적손해배상금이나벌금, 제재, 또는명목이다른복수의배상금을요구하지않는다면, 징계적손해배상금, 벌금, 제재및기타명목의보상금을담보하지않는다. 이때, 동보험에의해보상하는범위는징계적손해배상금이나벌금, 제재, 기타명목의보상금을제외한소송관련발생비용만을포함한다. 피보험자가의도적으로행한부정직행위, 사기행위, 실수및탈루로부터발생하는소송에대해선보상하지않는다. 그러나, 앞서언급한것에도불구하고, 동보험은이러한소송을차단하는데발생하는비용과변호비용에대해서보상하는데이때, 피보험자가법적으로지불할의무가있는배상금은보상하지않는다. 동보험하에서담보되는피보험자가동보험에가입한또다른피보험자를상대로제기한소송에대해선보상하지않는다. 개인의신체적상해, 질병이나죽음또는유형자산의파괴및손상으로인해제기된소송에대해선보상하지않는다. 신탁이나부동사의수혜자나상속권자로써피보험자가입은피해는보상하지않는다. 수탁자, 파트너, 종업원신탁 / 자선기금단체 / 기업 / 또는기명된피보험자의기타사업의종업원자격으로행한피보험자의행위에대해제기된소송은보상하지않는다. 계약명세 (Declaration, 이하는 Declaration 으로표기한다.) 의 item 1 에서명기되지않는사업체를피보 16

17 변호사전문직업배상책임보험 험자가소유하거나관계된사업체의재산관리및유지를위해고용된수탁자, 파트너, 이사또는종업원 ( 단지법률서비스를수행하기위해고용된경우는제외 ) 자격을갖고있거나, 피보험사가수탁자관계가아닌다른관계로사업체에대해직 간접적인영향력을갖고있음으로써해서제게되는소송에대해서보상하지않는다. 동보험계약은만약피보험자가보험개시일에유효기간이전에발생한실수, 탈루또는기타의행위로인해소송이제기될것을알고있거나합리적으로예상할수있었다면유효기간이전에발생한실수, 탈루또는기타의행위로인해소송은담보하지않는다. 만약피보험자가정부단체나그산하기관소속종업원이나공인이라면, 이러한법적자격으로제기된소송에대해서보상하지않는다. 그러나, 피보험자가이러한정부기관에단순한법률서비스제공자이지고용인이아니고이러한법률서비스의제공으로기명된피보험자가보수를받았다면, 이로인해발생한소송에대해선보상한다. 종업원퇴직소득보호법 (Employee Retirement Income Security Act ) 관련법과이의개정또는이와관련해서발효된규칙이나명령하에수탁자로서활동하는피보험자의행동에대해제기된소송은보상하지않는다. 그러나, 피보험자가단순히종업원혜택계획 (Employee Benefit Plan) 에단지법률자문이라는이유로수탁자로간주하는경우, 이와피보험자의자문행위와관련해제기되는소송은보상한다. 피보험자가보험효력발생일이전에유효한다른보험증권상보험자에게소송과관련해통지하였을경우, 동소송및소송을야기할수있는상황에대해선보상하지않는다. 피보험자에게지급된법률수수료및비용의상환을요구하는소송에대해선보상하지않는다. 만약소급일이동보험계약에적용가능하다면, 정확한소급일자는 Declarations 의 item 6 에적혀있으며, 다음과같은경우에면책조항이적용된다. Declarations 의 item 6 에서나타난소급일이전에일어난것으로주장되거나, 일어난실수, 탈루및다른행위로인해제기된소송은담보하지않는다. Ⅴ. 일반조건 용어정의들 : 아래기술된용어들은동보험계약에서다음과같은의미로사용된다. A. Personal Injury( 인격침해 ) 는다음을의미한다. ⑴ 부당한체포, 구류, 수감및개인재산의점유, 추방, 사적거주권의침해및부당구형 ⑵ 중상모략, 비방, 기타명예훼손이나비난을담은자료, 또는이의출판, 사생활의자유와침범하는발언 B. Claims Expenses( 소송비용 ) 은다음을의미한다. ⑴ 보험회사가지정하고상기피보험자가동의한변호사에의해청구된비용. ⑵ 보험회사와보험회사의서면동의를얻은피보험자에의해발생한비용으로소송과관련해서조사, 사정, 변호, 항고미소송절차로부터발생하는기타모든수수료및비용 ⑶ 소송비용 안에는, 동보험계약하에서통지된소송을야기한상황이나소송에필요한조사및변호에협조함으로써소요되는시간에대해서피보험자에의해청구되는봉급, 간접비또는기타어떤금액도포함되지않는다. C. Period of Insurance( 보험기간 ) 은다음을의미한다. Declarations 에서보여진보험계약개시일과실제로효력을갖는보험계약의종료 만기 취소기간의기간을 보험기간 이라한다. 이때, 보고연장기간 의특별조항이있을경우는별도로한다. D. Extended Reporting Period( 보고연장기간 ) 은다음을의미한다. 보고연장기간 이적용될경우, 보험기간종료일이전에발생한행위, 실수, 탈루로인해발생한소송에대해피보험자가보험기간종료후에도보상받을수있는기간인보험계약종료후 12 개월을의미한다. 17

18 E. Claim( 배상청구 ) 은다음을의미한다. 배상청구는피보험자를고소한측이피보험자를상대로소송및법률서비스, 중재처리등과관련된비용에대해피보험자가받은요구를의미한다. F. Fiduciary( 수탁자 ) 은다음을의미한다. 조항 Ⅳ(i) 에서명시된것을제외하고 수탁자 는관리자, 수탁인, 대리인자격으로활동하거나, 이에상응하는자격으로활동하는피보험자를의미한다. G. Damages( 배상금 ) 은벌금형, 배상금, 또는합의비용을의미한다. H. Discovery( 인지 ) 손해의정확한금액이나세부적인사항을알수없는경우에도사리판단을할수있는일반인이보험에서담보되는손해가발생되었거나, 발생될것이라고생각한사실을알았을때를인지로본다. 이증권하에서손해를야기하는실제상황하에서피보험자에게책임이있다고주장하는제 3 자가피보험자에게한실제적, 잠재적배상청구통보는그러한인지가된다. 동보험계약에서한단어의단수 복수형태에상관없이문맥상동일한의미로사용될수있다. Ⅵ. 보상한도액 A. Declarations 에서진술된보상한도는피보험자나소송및원고의수에상관없이체계적으로진행되는동일한법률전문서비스로부터발생하는소송비용과배상금에대해보험회사가보상하는한도액을의미한다. B. Declarations 에서 누계액 (Aggregate) 로진술된보상한도액은보험기간또는보고연장기간동안에보험회사에보고된소송, 이러한소송을이야기하는상황, 그리고전문적인서비스를수행함으로계속적으로요구되는소송으로인해발생한모든배상금과소송비용에대한보험회사의전체보상한도를의미한다. C. 보고연장기간에대한보상한도액은보험기간동안보험회사의보상한도액의일부이지보상한도액에추가되는금액이아니다. Ⅶ. 공제금액 Declarations 에서진술되어있는자기공제액은보험기간과보고연장기간동안보험회사가보고받거나보험사에제기된모든소송으로부터발생하는배상금과소송비용중보험회사에의해일정한금액이지불되기앞서피보험자가지급해야하는금액이다. 이러한공제액을초과하고 Declarations item 3 에서제시된보험회사의보상한도액을초과하지않는범위내에서만보험회사의보상금지급의무가존재한다. 피보험자는보험회사가지정한제 3 자에게공제액한도내에서소송비용을직접지급해야한다. Ⅷ. 선의의피보험자 A. 동보험계약하에보상의무가아래 ⑴, ⑵ 번과같은이유로면제되거나, 중지되거나, 사라질때마다 : ⑴ 다른피보험자의범죄, 사기, 악의적행위, 실수, 태만으로인해제기된소송과관련해개인적으로이러한사기행위에가담하지않았거나, 이에대해개인적으로알고나서조치를취한피보험자들이다른피보험자에의 18

19 변호사전문직업배상책임보험 한범죄, 사기또는악의적행위, 실수, 태만가관련된면책조항때문에보상받지못할경우 ⑵ 동보험계약에의해보상받을수있는손해나배상금에책임이있는다른피보험자들이보험회사에통지의의무를이행하지않거나, 이를은닉함으로써보험회사에통지의의무불이행때문에선의의피보험자들이채무불이행상태에놓여지게될경우 보험회사는위와같은사건이발생하지않았을경우, 보험담보를제공받을수있을선의의피보험자에게 (a) 만약피보험자가이러한범죄, 사기, 악의적인행위, 실수, 태만등에가담하지않았거나, 이와관련된사실을알고나서조치를위했다면보상한다. 또한, (b) 다른피보험자의통지의무불이행에관한지식을얻은후에신속히동보험계약의조건에따른피보험자에대해선담보를제공한다. B. 위와같은사건이발생했을경우, 동조항에따라보험회사는자기공제액을초과하고면책조항이적용되는피보험자의자산한도를초과하는부분에대해만지급의무를지며, 어떠한경우에서도 Declaration 의 item 3 에서진술된보상한도액을초과지급할의무를갖지아니한다. Ⅸ. 보고연장기간 A. 보험회사에의한동보험계약이해지되거나, 계약갱신하지않을경우, 동보험계약의 보고연장기간 의정의에서보여지듯이 Declaration 의 item 1 에서지정된피보험자는피보험자를상대로제기된소송에대해 12 개월의 보고연장기간 권리를갖는다. 상기피보험자가 보고연장기간 권리를발동하기위해선 보고연장기간 을위한보험료지급이계약해지일이나계약갱신거부일 (non-renewal) 로부터 30 일이내로보험회사에지급해야한다. B. 보고기간연장에대한보상금한도액은보험기간동안보험회사의보상한도액의일부로구성되며이에추가되지않는다. C. 보험회사에의한보험료 / 자기공제액 / 보상한도액의변화나보험증권내용어의변경이재계약거부를의미하진않는다. D. 피보험자의보험료미지급또는자기공제액이나보상한도액을초과하는금액에대한피보험자의지급의무불이행을이유로보험회사가계약을해지하거나, 재계약하지않을경우, 피보험자의보고기간연장권리는사라진다. E. 보고기간연장에관한모든고지및보험료지급은 Declaration 의 item 9 에서기재된실체를통해서보험회사에직접적으로전달되어야한다. F. 보고기간연장의실시시, 보험료가완전히지급되어야한다. 또한상기피보험자가보고연장기간의자연만기일이전에이를종료할경우, 보험회사는보고연장기간에대해거수한보험료를상환하지않을것이다. Ⅹ. 다른보험과의관계 피보험자가동보험계약의보상한도액을초과하는손해액을담보하는특정 Excess of loss 보험에가입했을경우를제외하고는피보험자에게이용가능한모든유효한보험계약들로부터담보받는금액을초과하는부분에대해서만동보험계약은보상한다. XI. 통지의의무조항 A. 만약피보험자를상대로어떤소송이제기됐다면, 피보험자는 Declaration 의 item 7 에서상기된자를통해피보험자나그의대변자가접수한모든요구, 통지, 소환장, 또는기타소송의추이에대해서보험회사에즉시알 19

- 2 -

- 2 - - 1 - - 2 - - 3 - - 4 - - 5 - - 6 - - 7 - - 8 - - 9 - - 10 - - 11 - - 12 - - 13 - - 14 - - 15 - - 16 - - 17 - - 18 - - 19 - - 20 - - 21 - - 22 - - 23 - - 24 - - 25 - - 26 - - 27 - - 28 - - 29 - - 30 -

More information

변호사 전문직업배상책임보험

변호사 전문직업배상책임보험 Lawyers Professional Liability Insurance Policy NOTICE : This is a claims made form. Except to Such extent as may otherwise be provided herein, the coverage afforded under this Insurance Policy limited

More information

보험판매와 고객보호의 원칙

보험판매와 고객보호의 원칙 ....,,,,, (P&I) 76) 18 ( ) 7... 1%..,,. * (2016.12.08), (2016.12.24), (2016.12.26) - 187 - 10 2 (2016).... 1). ( ). (Underwriting) 2) (Solicitation) 3). (Underwriting). 2021 (IFRS)17 4) 1) (, http://dictionary.cambridge.org/dictionary/english/commercial-insuranc

More information

Product A4

Product A4 2 APTIV Film Versatility and Performance APTIV Film Versatility and Performance 3 4 APTIV Film Versatility and Performance APTIV Film Versatility and Performance 5 PI Increasing Performance PES PPSU PSU

More information

3. The Underwriters shall have the right to make any investigation they deem necessary, including without limitation, any investigation with respect t

3. The Underwriters shall have the right to make any investigation they deem necessary, including without limitation, any investigation with respect t Lawyers Professional Liability Insurance NOTICE : This is a claims made form. Except to Such extent as may otherwise be provided herein, the coverage afforded under this Insurance Policy limited to liability

More information

Microsoft Word - 국제중재

Microsoft Word - 국제중재 기업인과 변호사를 위한 국제 중재(International Arbitration)의 이해와 활용 법무법인 이산( 移 山 ) 서울시 서초구 서초4동 1698-2 형남빌딩 5층 전화: (02) 3477-0150 팩스: 3477-0160 http://www.esanlaw.com 들어가는 말 국제거래에서 발생할 수 있는 분쟁을

More information

레이아웃 1

레이아웃 1 i g d e d mod, t d e d e d mod, t e,0 e, n s,0 e,n e,0 Division of Workers' Compensation (2009). Iowa workers' compensation manual. Gamber, E. N. & Sorensen, R. L. (1994). Are net discount rates stationary?:

More information

DBPIA-NURIMEDIA

DBPIA-NURIMEDIA 방송통신연구 2011년 봄호 연구논문 64 98 PD수첩 관련 판례에서 보이는 사법부의 사실성에 대한 인식의 차이 연구* 1)2) 이승선 충남대학교 언론정보학과 부교수** Contents 1. 문제제기와 연구문제 2. 공적인물에 대한 명예훼손 보도의 면책 법리 3. 분석결과의 논의 4. 마무리 본 이른바 PD수첩 광우병 편 에 대해 다양한 법적 대응이 이뤄졌다.

More information

2 환경법과 정책 제16권(2016.2.28.) Ⅰ. 들어가며 Ⅱ. 가습기살균제 사건의 경과 Ⅲ. 가습기살균제 사건과 제조물 책임 Ⅳ. 가습기살균제 사건과 인과관계 입증 완화 Ⅴ. 나가며 Ⅰ. 들어가며 피해유발행위(혹은 인자)가 직접적인 손해를 즉각적으로 유발하는 경우

2 환경법과 정책 제16권(2016.2.28.) Ⅰ. 들어가며 Ⅱ. 가습기살균제 사건의 경과 Ⅲ. 가습기살균제 사건과 제조물 책임 Ⅳ. 가습기살균제 사건과 인과관계 입증 완화 Ⅴ. 나가며 Ⅰ. 들어가며 피해유발행위(혹은 인자)가 직접적인 손해를 즉각적으로 유발하는 경우 가습기 살균제 사건의 민사적 쟁점: 제조물책임과 인과관계 입증 송 정 은* 1)정 남 순**2) 가습기살균제를 사용함으로써 손해를 입은 피해자들은 현재 가습기살균제를 제조 및 판매한 업 체를 상대로 손해배상소송을 진행하고 있다. 가습기살균제 사건은 고도의 기술이 집약되어 대량으 로 생산되는 제품의 결함으로 인하여 피해자에게 손해가 발생한 사안으로

More information

¹ýÁ¶ 12¿ù ¼öÁ¤.PDF

¹ýÁ¶ 12¿ù ¼öÁ¤.PDF 논문요약 146 [ 주제어 ] 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 abstract Recent Development in the Law of DPRK on the

More information

08최봉석ㆍ구지선.hwp

08최봉석ㆍ구지선.hwp 방사성물질에 의한 해양오염에 대한 국가책임 - 후쿠시마 원자력발전소 사고에 대한 일본의 국가책임을 중심으로- 1) 최 봉 석*ㆍ구 지 선** 차 례 Ⅰ. 문제의 제기 Ⅱ. 후쿠시마 원자력발전소 사고와 해양오염 Ⅲ. 방사성물질에 의한 해양오염에 관한 환경법적 고찰 Ⅳ. 일본의 국가책임 가능성에 관한 검토 Ⅴ. 결론 국문초록 후쿠시마 원자력발전소에서 유출된 방사성물질에

More information

슬라이드 1

슬라이드 1 CJ 2007 CONTENTS 2006 CJ IR Presentation Overview 4 Non-performing Asset Company Profile Vision & Mission 4 4 - & 4-4 - & 4 - - - - ROE / EPS - - DreamWorks Animation Net Asset Value (NAV) Disclaimer IR

More information

산은매거진13

산은매거진13 www.kdb.co.kr 2010. 01_January Vol. 01 2009. 12. 21 16-3 02)787-4000 02)701-6373 04 08 10 12 18 22 24 26 2 Pension Guardian Pension Guardian 3 Expert Column 4 Pension Guardian ( ) ( ) ( ) 1-4 2,646,122

More information

2 동북아역사논총 50호 구권협정으로 해결됐다 는 일본 정부의 주장에 대해, 일본군 위안부 문제는 일 본 정부 군 등 국가권력이 관여한 반인도적 불법행위이므로 한일청구권협정 에 의해 해결된 것으로 볼 수 없다 는 공식 입장을 밝혔다. 또한 2011년 8월 헌 법재판소는

2 동북아역사논총 50호 구권협정으로 해결됐다 는 일본 정부의 주장에 대해, 일본군 위안부 문제는 일 본 정부 군 등 국가권력이 관여한 반인도적 불법행위이므로 한일청구권협정 에 의해 해결된 것으로 볼 수 없다 는 공식 입장을 밝혔다. 또한 2011년 8월 헌 법재판소는 일본군 위안부 피해자 구제에 관한 일고( 一 考 ) 1 일본군 위안부 피해자 구제에 관한 일고( 一 考 ) 김관원 / 동북아역사재단 연구위원 Ⅰ. 머리말 일본군 위안부 문제가 한일 간 현안으로 불거지기 시작한 것은 일본군 위안부 피해를 공개 증언한 김학순 할머니 등이 일본에서 희생자 보상청구 소송을 제 기한 1991년부터다. 이때 일본 정부는 일본군이 위안부

More information

204 205

204 205 -Road Traffic Crime and Emergency Evacuation - 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 Abstract Road Traffic Crime

More information

¿µ¾÷40p

¿µ¾÷40p CONTENTS 4 6 8 9 10 18 24 31 32 32 33 33 34 35 36 37 38 11(5) 62 4 77 2011 2012 2013 2014 2015 2016 2011. 05 2011. 06 2012. 01 2012. 01 2012. 03 2012. 03 2012. 04 2012. 04 2012. 08 2012. 08 2012. 08

More information

- i - - ii - - iii - - iv - - v - - vi - - 1 - - 2 - - 3 - 1) 통계청고시제 2010-150 호 (2010.7.6 개정, 2011.1.1 시행 ) - 4 - 요양급여의적용기준및방법에관한세부사항에따른골밀도검사기준 (2007 년 11 월 1 일시행 ) - 5 - - 6 - - 7 - - 8 - - 9 - - 10 -

More information

<28BCF6BDC320323031352D31332920B0E6B1E2B5B520C1F6BFAABAB020BFA9BCBAC0CFC0DAB8AE20C1A4C3A520C3DFC1F8C0FCB7AB5FC3D6C1BE2830312E3036292E687770>

<28BCF6BDC320323031352D31332920B0E6B1E2B5B520C1F6BFAABAB020BFA9BCBAC0CFC0DAB8AE20C1A4C3A520C3DFC1F8C0FCB7AB5FC3D6C1BE2830312E3036292E687770> 수시과제 2015-13 경기도 지역별 여성일자리 정책 추진 전략 연구책임자 : 최 윤 선 (본원선임연구위원) : 남 승 연 (본원연구위원) 연 구 지 원 : 이 상 아 (본원위촉연구원) 연 구 기 간 : 2015. 9 ~12 2015 발 간 사 여성 일자리는 사회 내 여성과 남성간의 차이를 좁히고 개개인의 삶을 윤택하게 만드는 중요 한 부분입니다. 이에 정부는

More information

<C1A63132C1D620B0E8BEE0BCAD20C7D8BCB320C1BEC7D528B1B9B9AE292E687770>

<C1A63132C1D620B0E8BEE0BCAD20C7D8BCB320C1BEC7D528B1B9B9AE292E687770> 계약서의 구조 표준식 예문 1 XXXXX CONTRACT HIS CONTRACT is made and entered into this day of 20 between A and B in. ITNESSETH: hereas,... hereas,... NOW THEREFORE, in consideration of the mutual covenants and promises

More information

www.dgbfg.co.kr _Contents 1. 2. 3. 4. 5. 6. 7. 8. 4 24 38 54 71 95 104 133 2 2015 DGB Financial Group Report 2015 DGB Financial Group Report 3 2015 DGB Financial Group Report 5 2010. 12 2010. 12 2011.

More information

<BFB5B1B9C0C720C1B6BCBCC1A6B5B528C3D6C1BE292E687770>

<BFB5B1B9C0C720C1B6BCBCC1A6B5B528C3D6C1BE292E687770> 주요국의조세제도 - 영국편 - 18 I. 서론 19 20 I. 서론 21 22 I. 서론 23 24 I. 서론 25 26 I. 서론 27 28 I. 서론 29 Ⅱ. 영국의평가제도 31 32 Ⅱ. 영국의평가제도 33 34 Ⅱ. 영국의평가제도 35 36 Ⅱ. 영국의평가제도 37 Ⅲ. 소득세제도 39 40 Ⅲ. 소득세제도 41 42 Ⅲ.

More information

사용시 기본적인 주의사항 경고 : 전기 기구를 사용할 때는 다음의 기본적인 주의 사항을 반드시 유의하여야 합니다..제품을 사용하기 전에 반드시 사용법을 정독하십시오. 2.물과 가까운 곳, 욕실이나 부엌 그리고 수영장 같은 곳에서 제품을 사용하지 마십시오. 3.이 제품은

사용시 기본적인 주의사항 경고 : 전기 기구를 사용할 때는 다음의 기본적인 주의 사항을 반드시 유의하여야 합니다..제품을 사용하기 전에 반드시 사용법을 정독하십시오. 2.물과 가까운 곳, 욕실이나 부엌 그리고 수영장 같은 곳에서 제품을 사용하지 마십시오. 3.이 제품은 OPERATING INSTRUCTIONS OPERATING INSTRUCTIONS 사용자설명서 TourBus 0 & TourBus 5 사용시 기본적인 주의사항 경고 : 전기 기구를 사용할 때는 다음의 기본적인 주의 사항을 반드시 유의하여야 합니다..제품을 사용하기 전에 반드시 사용법을 정독하십시오. 2.물과 가까운 곳, 욕실이나 부엌 그리고 수영장 같은 곳에서

More information

DBPIA-NURIMEDIA

DBPIA-NURIMEDIA 27(2), 2007, 96-121 S ij k i POP j a i SEXR j i AGER j i BEDDAT j ij i j S ij S ij POP j SEXR j AGER j BEDDAT j k i a i i i L ij = S ij - S ij ---------- S ij S ij = k i POP j a i SEXR j i AGER j i BEDDAT

More information

¹Ìµå¹Ì3Â÷Àμâ

¹Ìµå¹Ì3Â÷Àμâ MIDME LOGISTICS Trusted Solutions for 02 CEO MESSAGE MIDME LOGISTICS CO., LTD. 01 Ceo Message We, MIDME LOGISTICS CO., LTD. has established to create aduance logistics service. Try to give confidence to

More information

www.dgbfg.co.kr _Contents 1. 2. 3. 4. 5. 6. 7. 8. 4 27 37 55 73 111 120 149 2 2016 DGB Financial Group Report 2016 DGB Financial Group Report 3 2016 DGB Financial Group Report 5 2010. 12 2010. 12 2011.

More information

` Companies need to play various roles as the network of supply chain gradually expands. Companies are required to form a supply chain with outsourcing or partnerships since a company can not

More information

182 동북아역사논총 42호 금융정책이 조선에 어떤 영향을 미쳤는지를 살펴보고자 한다. 일제 대외금융 정책의 기본원칙은 각 식민지와 점령지마다 별도의 발권은행을 수립하여 일본 은행권이 아닌 각 지역 통화를 발행케 한 점에 있다. 이들 통화는 일본은행권 과 等 價 로 연

182 동북아역사논총 42호 금융정책이 조선에 어떤 영향을 미쳤는지를 살펴보고자 한다. 일제 대외금융 정책의 기본원칙은 각 식민지와 점령지마다 별도의 발권은행을 수립하여 일본 은행권이 아닌 각 지역 통화를 발행케 한 점에 있다. 이들 통화는 일본은행권 과 等 價 로 연 越 境 하는 화폐, 분열되는 제국 - 滿 洲 國 幣 의 조선 유입 실태를 중심으로 181 越 境 하는 화폐, 분열되는 제국 - 滿 洲 國 幣 의 조선 유입 실태를 중심으로 - 조명근 고려대학교 BK21+ 한국사학 미래인재 양성사업단 연구교수 Ⅰ. 머리말 근대 국민국가는 대내적으로는 특정하게 구획된 영토에 대한 배타적 지배와 대외적 자주성을 본질로 하는데, 그

More information

2.BFL_63호 정준혁

2.BFL_63호 정준혁 * Private Equity Fund( PEF ) (Limited Partner, LP ) (General Partner, GP ), GP. GP (portfolio company), GP LP. GP LP,, LP LP., GP LP. PEF, PEF, PEF, (buyout) LPA. ( ) PEF ( PEF ), PEF limited partnership

More information

11¹Ú´ö±Ô

11¹Ú´ö±Ô A Review on Promotion of Storytelling Local Cultures - 265 - 2-266 - 3-267 - 4-268 - 5-269 - 6 7-270 - 7-271 - 8-272 - 9-273 - 10-274 - 11-275 - 12-276 - 13-277 - 14-278 - 15-279 - 16 7-280 - 17-281 -

More information

11. 일반 10 김린 지니 3(cwr).hwp

11. 일반 10 김린 지니 3(cwr).hwp 仁 荷 大 學 校 法 學 硏 究 第 18 輯 第 4 號 2015년 12월 31일, 225~260쪽 Inha Law Review The Institute of Legal Studies Inha University Vol.18, No.4, December, 2015 VMI 관련 계약의 법적 쟁점 * ** - 하도급거래 공정화에 관한 법률을 중심으로 - 김 린 인하대학교

More information

<4D6963726F736F667420506F776572506F696E74202D20454C53BDC3BCBCC1B6C1BEC0EFBCDBC0C720C0EFC1A1B0FA20B9FDB8AE2831353035303829>

<4D6963726F736F667420506F776572506F696E74202D20454C53BDC3BCBCC1B6C1BEC0EFBCDBC0C720C0EFC1A1B0FA20B9FDB8AE2831353035303829> ELS 시세조종쟁송의 주요 쟁점과 법리 2015. 5. 8. 변호사 김 주 영 발표에 앞서 먼저 말씀드려야 할 사항 ELS 시세조종쟁송은 아직 대부분의 사건에 관하여 최종 판결이 내려지지 않은 사안 임 발표자는 ELS 시세조종쟁송에서 원고(투자자)측을 대리하고 있는 법무법인 소속임 본 발표자는 ELS 시세조종쟁송에 있어서 어떠한 쟁점들이 다루어지고 있고 그것이

More information

06_ÀÌÀçÈÆ¿Ü0926

06_ÀÌÀçÈÆ¿Ü0926 182 183 184 / 1) IT 2) 3) IT Video Cassette Recorder VCR Personal Video Recorder PVR VCR 4) 185 5) 6) 7) Cloud Computing 8) 186 VCR P P Torrent 9) avi wmv 10) VCR 187 VCR 11) 12) VCR 13) 14) 188 VTR %

More information

<BCADBFEFC1F6B9E6BAAFC8A3BBE7C8B85FBAAFC8A3BBE7203437C1FD2831B1C7292E687770>

<BCADBFEFC1F6B9E6BAAFC8A3BBE7C8B85FBAAFC8A3BBE7203437C1FD2831B1C7292E687770> 기업의 영업비밀 보호정책의 한계 The Limitation of Internal Corporate Polices 辯 護 士 Bae Su Young 논문요약 영업비밀 이란 공공연히 알려져 있지 아니하고 독립된 경제적 가치를 가지는 것으로서, 상당한 노력에 의하여 비밀로 유지된 생산방법, 판매방법, 그 밖에 영업활동에 유용한 기술상 또는 경영상의 정보를 말한다.

More information

10송동수.hwp

10송동수.hwp 종량제봉투의 불법유통 방지를 위한 폐기물관리법과 조례의 개선방안* 1) 송 동 수** 차 례 Ⅰ. 머리말 Ⅱ. 종량제봉투의 개요 Ⅲ. 종량제봉투의 불법유통사례 및 방지대책 Ⅳ. 폐기물관리법의 개선방안 Ⅴ. 지방자치단체 조례의 개선방안 Ⅵ. 결론 국문초록 1995년부터 쓰레기 종량제가 시행되면서 각 지방자치단체별로 쓰레기 종량제 봉투가 제작, 판매되기 시작하였는데,

More information

2009년 국제법평론회 동계학술대회 일정

2009년 국제법평론회 동계학술대회 일정 한국경제연구원 대외세미나 인터넷전문은행 도입과제와 캐시리스사회 전환 전략 일시 2016년 3월 17일 (목) 14:00 ~17:30 장소 전경련회관 컨퍼런스센터 2층 토파즈룸 주최 한국경제연구원 한국금융ICT융합학회 PROGRAM 시 간 내 용 13:30~14:00 등 록 14:00~14:05 개회사 오정근 (한국금융ICT융합학회 회장) 14:05~14:10

More information

step 1-1

step 1-1 Written by Dr. In Ku Kim-Marshall STEP BY STEP Korean 1 through 15 Action Verbs Table of Contents Unit 1 The Korean Alphabet, hangeul Unit 2 Korean Sentences with 15 Action Verbs Introduction Review Exercises

More information

,,,,,,, ,, 2 3,,,,,,,,,,,,,,,, (2001) 2

,,,,,,, ,, 2 3,,,,,,,,,,,,,,,, (2001) 2 2004- - : 2004 5 11 :?,,,,,? Sen (human capability) 1?,, I 1 2 1 Sen A Why health equity? Health Econ 2002:11;659-666 2 1991 p 17 1 ,,,,,,, 20 1 2,, 2 3,,,,,,,,,,,,,,,, 3 3 1 (2001) 2 1),, 2), 2),, 3),,,

More information

<4D F736F F D20B0C7BCB3B0F8BBE7BAB8C7E82E646F63>

<4D F736F F D20B0C7BCB3B0F8BBE7BAB8C7E82E646F63> Contractors ' All Risks Policy Whereas the Insured named in the Schedule hereto has made to LOTTE INSURANCE CO., LTD. (hereinafter called "the Insurers") a written proposal by completing a questionnaire

More information

274 한국문화 73

274 한국문화 73 - 273 - 274 한국문화 73 17~18 세기통제영의방어체제와병력운영 275 276 한국문화 73 17~18 세기통제영의방어체제와병력운영 277 278 한국문화 73 17~18 세기통제영의방어체제와병력운영 279 280 한국문화 73 17~18 세기통제영의방어체제와병력운영 281 282 한국문화 73 17~18 세기통제영의방어체제와병력운영 283 284

More information

Vol.257 C O N T E N T S M O N T H L Y P U B L I C F I N A N C E F O R U M

Vol.257 C O N T E N T S M O N T H L Y P U B L I C F I N A N C E F O R U M 2017.11 Vol.257 C O N T E N T S 02 06 38 52 69 82 141 146 154 M O N T H L Y P U B L I C F I N A N C E F O R U M 2 2017.11 3 4 2017.11 6 2017.11 1) 7 2) 22.7 19.7 87 193.2 160.6 83 22.2 18.4 83 189.6 156.2

More information

歯1.PDF

歯1.PDF 200176 .,.,.,. 5... 1/2. /. / 2. . 293.33 (54.32%), 65.54(12.13%), / 53.80(9.96%), 25.60(4.74%), 5.22(0.97%). / 3 S (1997)14.59% (1971) 10%, (1977).5%~11.5%, (1986)

More information

00표지

00표지 11 2007 11 Vol.379 www.corrections.go.kr 004 004 011 032 007 012 020 021 032 036 038 041 042 044 046 COVER STORY 067 162 170 052 067 076 079 084 134 145 148 150 153 154 183 184 Monthly Correctional Review

More information

<BFA9BAD02DB0A1BBF3B1A4B0ED28C0CCBCF6B9FC2920B3BBC1F62E706466>

<BFA9BAD02DB0A1BBF3B1A4B0ED28C0CCBCF6B9FC2920B3BBC1F62E706466> 001 002 003 004 005 006 008 009 010 011 2010 013 I II III 014 IV V 2010 015 016 017 018 I. 019 020 021 022 023 024 025 026 027 028 029 030 031 032 033 034 035 036 037 038 039 040 III. 041 042 III. 043

More information

00약제부봄호c03逞풚

00약제부봄호c03逞풚 경희대학교 동서신의학병원 약품 정보지 2 0 0 7. S P R I N G. V O L. 0 1 신약 소개 02 Journal Review 03 Special Subject 04 복약 지도 06 의약품 안전성 정보 07 약제부 알림 07 약제부 업무 소개 08 E A S T - W E S T N E O M E D I C A L C E N T E R 본 약품

More information

歯3이화진

歯3이화진 http://www.kbc.go.kr/ Abstract Terrestrial Broadcasters Strategies in the Age of Digital Broadcasting Wha-Jin Lee The purpose of this research is firstly to investigate the

More information

중국 상장회사의 경영지배구조에 관한 연구

중국 상장회사의 경영지배구조에 관한 연구 仁 荷 大 學 校 法 學 硏 究 第 18 輯 第 3 號 2015년 09월 30일, 261~295쪽 Inha Law Review The Institute of Legal Studies Inha University Vol.18, No.3, September, 2015 표현의 자유와 명예훼손 - 인터넷에서의 명예훼손을 중심으로 - * 박 윤 경 숙명여자대학교 법학박사

More information

09김정식.PDF

09김정식.PDF 00-09 2000. 12 ,,,,.,.,.,,,,,,.,,..... . 1 1 7 2 9 1. 9 2. 13 3. 14 3 16 1. 16 2. 21 3. 39 4 43 1. 43 2. 52 3. 56 4. 66 5. 74 5 78 1. 78 2. 80 3. 86 6 88 90 Ex e cu t iv e Su m m a r y 92 < 3-1> 22 < 3-2>

More information

제 13 권제 1 호 ( ) 1),.,,,. 2),. 3), ( 3, 4 ).,.., (, ),.,.,. 1) ,,. 16, 65,. 2) )

제 13 권제 1 호 ( ) 1),.,,,. 2),. 3), ( 3, 4 ).,.., (, ),.,.,. 1) ,,. 16, 65,. 2) ) 불법쟁의행위와민사책임 ( 문무기 ) 69 13 1, 2003. 6, pp.69 86 1),.,.,,.,.,,,.,,..,,.,. * ( ), 02-782-0141, mgmoon@kli.re.kr 제 13 권제 1 호 2003 1 9 ( ) 1),.,,,. 2),. 3), ( 3, 4 ).,.., (, ),.,.,. 1) 2003 3 12 2002,,. 16,

More information

12È«±â¼±¿Ü339~370

12È«±â¼±¿Ü339~370 http://www.kbc.go.kr/ k Si 2 i= 1 Abstract A Study on Establishment of Fair Trade Order in Terrestrial Broadcasting Ki - Sun Hong (Professor, Dept. of Journalism & Mass Communication,

More information

<BCF6BDC3323030392D31385FB0EDBCD3B5B5B7CEC8DEB0D4C5B8BFEEB5B5C0D4B1B8BBF3BFACB1B85FB1C7BFB5C0CE2E687770>

<BCF6BDC3323030392D31385FB0EDBCD3B5B5B7CEC8DEB0D4C5B8BFEEB5B5C0D4B1B8BBF3BFACB1B85FB1C7BFB5C0CE2E687770> ... 수시연구 2009-18.. 고속도로 휴게타운 도입구상 연구 A Study on the Concept of Service Town at the Expressway Service Area... 권영인 임재경 이창운... 서 문 우리나라는 경제성장과 함께 도시화가 지속적으로 진행되어 지방 지역의 인구감소와 경기의 침체가 계속되고 있습니다. 정부의 다각 적인

More information

<4D F736F F D20C0E7BBEAC1BEC7D5BAB8C7E820BEE0B0FC2E646F63>

<4D F736F F D20C0E7BBEAC1BEC7D5BAB8C7E820BEE0B0FC2E646F63> Package Insurance Policy OPERATIVE CLAUSE WHEREAS THE INSURED named in the Master Schedule hereto has made to Lotte Insurance Co., Ltd. (hereinafter called the Insurers ) a proposal for the purpose of

More information

음주측정을 위한 긴급강제채혈의 절차와 법리, A Study on the Urgent Compulsory Blood

음주측정을 위한 긴급강제채혈의 절차와 법리, A Study on the Urgent Compulsory Blood 음주측정을 위한 긴급강제채혈의 절차와 법리 A Study on the Urgent Compulsory Blood Collecting for Investigation of Driving while Intoxicated 양 동 철 * (Yang, Dong-Chul) < 차 례 > Ⅰ. 서론 Ⅱ. 체내신체검사와 긴급압수ㆍ수색ㆍ검증의 허용범위 Ⅲ. 긴급강제채혈의 허용범위와

More information

05_±è½Ã¿Ł¿Ü_1130

05_±è½Ã¿Ł¿Ü_1130 132 133 1) 2) 3) 4) 5) 134 135 6) 7) 8) 136 9) 10) 11) 12) 137 13) 14) 15) 16) 17) 18) 138 19) 20) 21) 139 22) 23) 140 24) 141 25) 142 26) 27) 28) 29) 30) 31) 32) 143 33) 34) 35) 36) 37) 38) 39) 40) 144

More information

2015.6.15.시행 사증발급신청서, 외국인배우자초청장.hwp

2015.6.15.시행 사증발급신청서, 외국인배우자초청장.hwp 출입국관리법 시행규칙 [별지 제17호서식] (제1쪽 / Page1) 사증발급신청서 APPLICATION FOR VISA 신청인은 사실에 근거하여 빠짐없이 정확하게 신청서를 작성하여야 합니다. 신청서상의 모든 질문에 대한 답변은 한글 또는 영문으로 기재하여야 합니다. 선택사항은 해당 칸[ ] 안에 표시를 하시기 바랍니다. 기타 를 선택한 경우,

More information

<C1A4BAB8B9FDC7D031362D335F3133303130322E687770>

<C1A4BAB8B9FDC7D031362D335F3133303130322E687770> 권리범위확인심판에서는 법원이 진보성 판단을 할 수 없는가? Can a Court Test the Inventive Step in a Trial to Confirm the Scope of a Patent? 구대환(Koo, Dae-Hwan) * 41) 목 차 Ⅰ. 서론 Ⅱ. 전원합의체판결의 진보성 판단 관련 판시사항 1. 이 사건 특허발명 2. 피고 제품 3.

More information

ÆÄÄ«ÀÛ¾÷-1

ÆÄÄ«ÀÛ¾÷-1 Solenoid Valves Catalog 7701 / ROK July 2006 1 2 3 4 6 10 11 11 12 15 16 5 6 7 8 9 10 11 12 13 14 15 16 17 18 20 21 28 36 67 86 89 92 97 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40

More information

#Ȳ¿ë¼®

#Ȳ¿ë¼® http://www.kbc.go.kr/ A B yk u δ = 2u k 1 = yk u = 0. 659 2nu k = 1 k k 1 n yk k Abstract Web Repertoire and Concentration Rate : Analysing Web Traffic Data Yong - Suk Hwang (Research

More information

±³º¸¸®¾óÄÚ084-0122

±³º¸¸®¾óÄÚ084-0122 URL : www.kyoborealco.com 2008년 4/4분기 오피스 시장 보고서 Forth Quarter 2008 Office Market Report 서울특별시 성동구 도선동 286번지 Tel. 82 2 2290 4048 Fax. 82 2 2290 4099 URL : www.kyoborealco.com Profile Contents 02 03 05

More information

:,,,,, 서론 1), ) 3), ( )., 4) 5), 1).,,,. 2) ( ) ) ( 121, 18 ).

:,,,,, 서론 1), ) 3), ( )., 4) 5), 1).,,,. 2) ( ) ) ( 121, 18 ). 41 2015 2 Korea Administrative Law Theory Practice Association Administrative Law Journal Vol. 41, Feb. 2015 학교회계직원의사용자에대한고찰및입법정책적검토 사법상권리의무의주체와단체교섭사용자적격의관련성을중심으로 1) 이종범 * ㆍ박동열. ( ),.,. 2013. 1. 15. 201228346.,...,,.,.,.,.

More information

大学4年生の正社員内定要因に関する実証分析

大学4年生の正社員内定要因に関する実証分析 190 2016 JEL Classification Number J24, I21, J20 Key Words JILPT 2011 1 190 Empirical Evidence on the Determinants of Success in Full-Time Job-Search for Japanese University Students By Hiroko ARAKI and

More information

- iii - - i - - ii - - iii - 국문요약 종합병원남자간호사가지각하는조직공정성 사회정체성과 조직시민행동과의관계 - iv - - v - - 1 - - 2 - - 3 - - 4 - - 5 - - 6 - - 7 - - 8 - - 9 - - 10 - - 11 - - 12 - - 13 - - 14 - α α α α - 15 - α α α α α α

More information

Page 2 of 5 아니다 means to not be, and is therefore the opposite of 이다. While English simply turns words like to be or to exist negative by adding not,

Page 2 of 5 아니다 means to not be, and is therefore the opposite of 이다. While English simply turns words like to be or to exist negative by adding not, Page 1 of 5 Learn Korean Ep. 4: To be and To exist Of course to be and to exist are different verbs, but they re often confused by beginning students when learning Korean. In English we sometimes use the

More information

340 法 學 硏 究 第 16 輯 第 2 號 < 국문초록 > 박근혜 정부 출범이후 상설특별검사제를 도입하기 위한 논의가 국회에서 진행 중이 다. 여당과 야당은 박근혜 대통령 공약인 상설특별검사제도를 2013년 상반기 중에 도입 하기로 합의했다. 상설특검은 고위공직자비리

340 法 學 硏 究 第 16 輯 第 2 號 < 국문초록 > 박근혜 정부 출범이후 상설특별검사제를 도입하기 위한 논의가 국회에서 진행 중이 다. 여당과 야당은 박근혜 대통령 공약인 상설특별검사제도를 2013년 상반기 중에 도입 하기로 합의했다. 상설특검은 고위공직자비리 仁 荷 大 學 校 法 學 硏 究 第 16 輯 第 2 號 2013년 07월 31일, 339~379쪽 Inha Law Review The Institute of Legal Studies Inha University Vol.16, No.2, July 2013 상설 특별검사제 도입 법률안 시론 * 김 인 회 ** 인하대학교 법학전문대학원 부교수 < 목 차 > Ⅰ.

More information

2 KHU 글로벌 기업법무 리뷰 제2권 제1호 또 내용적으로 중대한 위기를 맞이하게 되었고, 개인은 흡사 어항 속의 금붕어 와 같은 신세로 전락할 운명에 처해있다. 현대정보화 사회에서 개인의 사적 영역이 얼마나 침해되고 있는지 는 양 비디오 사건 과 같은 연예인들의 사

2 KHU 글로벌 기업법무 리뷰 제2권 제1호 또 내용적으로 중대한 위기를 맞이하게 되었고, 개인은 흡사 어항 속의 금붕어 와 같은 신세로 전락할 운명에 처해있다. 현대정보화 사회에서 개인의 사적 영역이 얼마나 침해되고 있는지 는 양 비디오 사건 과 같은 연예인들의 사 연구 논문 헌법 제17조 사생활의 비밀과 자유에 대한 소고 연 제 혁* I. II. III. IV. 머리말 사생활의 비밀과 자유의 의의 및 법적 성격 사생활의 비밀과 자유의 내용 맺음말 I. 머리말 사람은 누구나 타인에게 알리고 싶지 않은 나만의 영역(Eigenraum) 을 혼자 소중히 간직하 기를 바랄 뿐만 아니라, 자기 스스로의 뜻에 따라 삶을 영위해 나가면서

More information

<323031325F3035202D20C0C7B7E1B9E8BBF3B0F8C1A6C1B6C7D520C3DFC1F820B0FCB7C320BFACB1B85FBCF6C1A42E687770>

<323031325F3035202D20C0C7B7E1B9E8BBF3B0F8C1A6C1B6C7D520C3DFC1F820B0FCB7C320BFACB1B85FBCF6C1A42E687770> 연 구 보 고 서 2 0 1 2-0 5 의료사고 피해구제 및 의료분쟁 조정 등에 관한 법률 공포에 따른 의료배상공제조합 추진 관련 연구 2012. 4. 이 보고서는 대한의사협회 의료정책연구소에서 주관하는 연구사업에 의해 수행된 것이며, 이 보고서에 수록된 내용은 연구자 개인적인 의견이며 대한의사협회의 공식견해가 아님을 밝혀둡니다. 제 출 문 대한의사협회 정책연구소

More information

PowerChute Personal Edition v3.1.0 에이전트 사용 설명서

PowerChute Personal Edition v3.1.0 에이전트 사용 설명서 PowerChute Personal Edition v3.1.0 990-3772D-019 4/2019 Schneider Electric IT Corporation Schneider Electric IT Corporation.. Schneider Electric IT Corporation,,,.,. Schneider Electric IT Corporation..

More information

Microsoft PowerPoint - ch03ysk2012.ppt [호환 모드]

Microsoft PowerPoint - ch03ysk2012.ppt [호환 모드] 전자회로 Ch3 iode Models and Circuits 김영석 충북대학교전자정보대학 2012.3.1 Email: kimys@cbu.ac.kr k Ch3-1 Ch3 iode Models and Circuits 3.1 Ideal iode 3.2 PN Junction as a iode 3.4 Large Signal and Small-Signal Operation

More information

<3136C1FD31C8A320C5EBC7D52E687770>

<3136C1FD31C8A320C5EBC7D52E687770> 고속도로건설에 따른 지역간 접근성 변화분석 A study on the impact of new highway construction on regional accessibility The purpose of this is to analyse the interregional accessibility changes due to highway construction.

More information

c) a statement of the relief sought, including, to the extent possible, an indication of any amount(s) claimed; d) the relevant agreements and, in par

c) a statement of the relief sought, including, to the extent possible, an indication of any amount(s) claimed; d) the relevant agreements and, in par 5주차 ICC중재 I (중재절차의 개시, 중재판정부) 1. 중재절차의 개시 (Article 4 to Article 6) 1) 용어정리 1 Court : 중재법원 (일반적인 법원이 아님, 사건의 심리와 판단기능 없는 관리기 구) 2 Tribunal : 중재판정부 (3인 또는 1인의 arbitrator가 사건을 판결이 아니라 판정) 3 Secretariat :

More information

CRKMQFJXWNIQ.hwp

CRKMQFJXWNIQ.hwp 경제개혁리포트 금산분리 특집 2 호 2007-12호 2007. 10.1 편집자 주 최근 재계는 물론 정치권과 정부 일각에서도 금산분리 원칙을 완화 내지 폐기하자는 주장이 제기되고 있습니다. 재벌 공화국으로 일컬어지는 우리나라의 경제 현실에서, 금산분리 원칙 폐기 주장은 곧 재벌의 금융 지배, 특히 은행 지배 를 허용하자는 것을 의미합니다. 이는 시장경제의 기본원칙에

More information

CONTENTS January 2008, VOL. 378 19 IP Report 59 IP Column 101 IP Information 123 IP News

CONTENTS January 2008, VOL. 378 19 IP Report 59 IP Column 101 IP Information 123 IP News CONTENTS January 2008, VOL. 378 19 IP Report 59 IP Column 101 IP Information 123 IP News The th Anniversary 1964 ~ 2007 (Patent Information Service - Search & Analysis) http://www.forx.org 1 0 Invention

More information

포괄손익계산서 (Statements of comprehensive income) Ⅵ. 중단영업이익 (Net income from discontinued operations ) Ⅶ. 당기순이익 (Net Income) , ,298 ( 대손준비금반영후

포괄손익계산서 (Statements of comprehensive income) Ⅵ. 중단영업이익 (Net income from discontinued operations ) Ⅶ. 당기순이익 (Net Income) , ,298 ( 대손준비금반영후 포괄손익계산서 (Statements of comprehensive income) 주식회사우리은행 Ⅰ. 영업이익 (Operating income) 1. 순이자이익 (Net interest income) (1) 이자수익 (Interest income) (2) 이자비용 (Interest expense) 2. 순수수료이익 (Net fees and commissions

More information

2. 박주민.hwp

2. 박주민.hwp 仁 荷 大 學 校 法 學 硏 究 第 15 輯 第 1 號 2012년 3월 31일, 149~184쪽 Inha Law Review The Institute of Legal Studies Inha University Vol.15, No.1, March 2012 인터넷을 통한 선거운동과 공직선거법 * 박 주 민 법무법인(유한) 한결 변호사 < 목 차 > Ⅰ. 머리말

More information

근무처 변경추가 신고제시행 안내_(영문).hwp

근무처 변경추가 신고제시행 안내_(영문).hwp 국민이 행복한 선진 법치국가 A Guide on Implementation of Report System with Change and Addition of Employment Place 체류관리과 With an aim to sim plify foreign professionals' em ploym ent process and enable com panies

More information

저작자표시 - 비영리 - 변경금지 2.0 대한민국 이용자는아래의조건을따르는경우에한하여자유롭게 이저작물을복제, 배포, 전송, 전시, 공연및방송할수있습니다. 다음과같은조건을따라야합니다 : 저작자표시. 귀하는원저작자를표시하여야합니다. 비영리. 귀하는이저작물을영리목적으로이용할수없습니다. 변경금지. 귀하는이저작물을개작, 변형또는가공할수없습니다. 귀하는, 이저작물의재이용이나배포의경우,

More information

07_Àü¼ºÅÂ_0922

07_Àü¼ºÅÂ_0922 176 177 1) 178 2) 3) 179 4) 180 5) 6) 7) 8) 9) 10) 181 11) 12) 182 13) 14) 15) 183 16) 184 185 186 17) 18) 19) 20) 21) 187 22) 23) 24) 25) 188 26) 27) 189 28) 29) 30)31) 32) 190 33) 34) 35) 36) 191 37)

More information

<36BFF9C8A32E687770>

<36BFF9C8A32E687770> 2008. 6 KDI 북한경제리뷰 편집진 총 괄 고일동(선임연구위원) 편 집 진 이 석(부연구위원) 김상기(전문연구원) 이재호(전문연구원) 편 집 간 사 김은영(주임연구원) 이주영(연구원) KDI 북한경제리뷰 는 북한경제의 실태 및 남북한 경제협력과 관련한 주요 이슈를 분석ㆍ정리하여 정책당국 자, 학계 및 업계 등의 이해를 높이고 정책방안을 도출하는 데 도움을

More information

Microsoft Word - Application for Exemption from Schooling _Confidential__KOREAN

Microsoft Word - Application for Exemption from Schooling _Confidential__KOREAN Korean APPENDIX G 학교 교육 면제 신청 (기밀문서) OFFICE USE ONLY Date received: Birth certificate sighted: YES NO Exemption: accepted / not accepted Conditional: YES NO Exemption expiry: 1. 이 완성된 신청서는 학생이 현재 등록되어

More information

Á¶´öÈñ_0304_final.hwp

Á¶´öÈñ_0304_final.hwp 제조 중소기업의 고용창출 성과 및 과제 조덕희 양현봉 우리 경제에서 일자리 창출은 가장 중요한 정책과제입니다. 근래 들어 우리 사회에서 점차 심각성을 더해 가고 있는 청년 실업 문제에 대처하고, 사회적 소득 양극화 문제에 대응하기 위해서도 일자리 창 출은 무엇보다도 중요한 정책과제일 것입니다. 고용창출에서는 중소기업의 역할이 대기업보다 크다는 것이 일반적

More information

74 현대정치연구 2015년 봄호(제8권 제1호) Ⅰ. 서론 2015년 1월 7일, 프랑스 파리에서 총격 사건이 발생했다. 두 명의 남성이 풍자 잡지 주간 샤를리 의 본사에 침입하여 총기를 난사한 것이다. 이 사건으로 인해 열두 명의 사람이 목숨을 잃었다. 얼마 후에

74 현대정치연구 2015년 봄호(제8권 제1호) Ⅰ. 서론 2015년 1월 7일, 프랑스 파리에서 총격 사건이 발생했다. 두 명의 남성이 풍자 잡지 주간 샤를리 의 본사에 침입하여 총기를 난사한 것이다. 이 사건으로 인해 열두 명의 사람이 목숨을 잃었다. 얼마 후에 테러와 테러리즘: 정치적 폭력의 경제와 타락에 관하여 73 테러와 테러리즘: 정치적 폭력의 경제와 타락에 관하여* 1) 공진성 조선대학교 국문요약 테러는 왜 궁극적으로 성공하지 못하며, 성공하지 못하는 테러를 사람들은 왜 자꾸 하는 걸까? 우리 시대의 안타까운 현상의 원인을 파악하기 위해서는 권력과 폭력의 관계를, 그리고 정치적 폭력이 가지는 테러적 속성을

More information

PI ZH-CN

PI ZH-CN www.philips.com/welcome PI5000316 1 5 5 5 2 8 8 8 8 3 9 9 4 10 10 10 USB 10 11 11 11 12 12 Safe Sound 12 13 14 14 / 14 15 15 5 16 Wi-Fi 16 16 17 17 18 Micro SD 18 6 19 19 19 19 QQ 19 19 19 20 20 20 7

More information

02. 특2 원혜욱 지니 3.hwp

02. 특2 원혜욱 지니 3.hwp 仁 荷 大 學 校 法 學 硏 究 第 18 輯 第 4 號 2015년 12월 31일, 31~60쪽 Inha Law Review The Institute of Legal Studies Inha University Vol.18, No.4, December, 2015 아동학대의 개념 및 실효적인 대책에 관한 검토 * ** - 아동학대범죄의 처벌 등에 관한 특례법을 중심으로

More information

<30362E20C6EDC1FD2DB0EDBFB5B4EBB4D420BCF6C1A42E687770>

<30362E20C6EDC1FD2DB0EDBFB5B4EBB4D420BCF6C1A42E687770> 327 Journal of The Korea Institute of Information Security & Cryptology ISSN 1598-3986(Print) VOL.24, NO.2, Apr. 2014 ISSN 2288-2715(Online) http://dx.doi.org/10.13089/jkiisc.2014.24.2.327 개인정보 DB 암호화

More information

081027_weekly_013.hwp

081027_weekly_013.hwp 주간 북한경제 동향 은 한주간의 주요기사를 정리 하여, 북한 경제의 실상을 이해하고 남북 경제 협력 사업을 진행하는데 도움이 되고자 제작하고 있습니다. www.dprkinvest.org 주간 북한경제 동향 서울시 강남구 역삼동 702-10 아남타워 907호 Weekly DPRK Business Review 발행처 : 북한투자전략연구소 2008 년 10 월 27

More information

공급 에는 3권역 내에 준공된 프라임 오피스가 없었다. 4분기에는 3개동의 프라임 오피스가 신규로 준공 될 예정이다.(사옥1개동, 임대용 오피스 2개동) 수요와 공실률 2014년 10월 한국은행이 발표한 자료에 따르면 한국의 2014년 경제성장률 예측치는 3.5%로 지

공급 에는 3권역 내에 준공된 프라임 오피스가 없었다. 4분기에는 3개동의 프라임 오피스가 신규로 준공 될 예정이다.(사옥1개동, 임대용 오피스 2개동) 수요와 공실률 2014년 10월 한국은행이 발표한 자료에 따르면 한국의 2014년 경제성장률 예측치는 3.5%로 지 Savills World Research 브리핑 서울 프라임 오피스 사진 : Yeouido, Seoul 개요 삼성SDS가 지난 2분기 준공한 잠실 사옥 주변으로의 이전을 지속하고 증권업계의 임차면적 감소가 계속되어 GBD와 YBD 의 수요는 감소하였고 에서는 소폭의 수요 증가가 나타났다. 의 수요 회복에도 불구하고 GBD, YBD의 수요 감소로 서울프라임오피스의

More information

AD K

AD K FUJITSU Semiconductor FRAM FUJITSU FRAM FUJITSU SEMICONDUCTOR LIMITED FRAM 1969 47. FRAM FRAM Ferroelectric Random Access Memory. FRAM 1995, 18. 45, 200. FRAM IC,,, RFID.,., FRAM.,,. Ferroelectric Random

More information

untitled

untitled . Clancy CM et al Evidence based decision making:global evidence local decision Health affairs Clancy CM et al, Evidence-based decision making:global evidence, local decision. Health affairs. 2005;24:151

More information

영남학17합본.hwp

영남학17합본.hwp 英 祖 代 戊 申 亂 이후 慶 尙 監 司 의 收 拾 策 李 根 浩 * 105) Ⅰ. 머리말 Ⅱ. 戊 申 亂 과 憂 嶺 南 說 Ⅲ. 以 嶺 南 治 嶺 南, 독자성에 토대한 통치 원칙 제시 Ⅳ. 鄒 魯 之 鄕 복원을 위한 교학 기구의 정비 Ⅴ. 상징물 및 기록의 정비 Ⅵ. 맺음말 국문초록 이 글은 영조대 무신란 이후 경상감사들이 행했던 제반 수습책을 검토 한 글이다.

More information

DBPIA-NURIMEDIA

DBPIA-NURIMEDIA The e-business Studies Volume 17, Number 6, December, 30, 2016:275~289 Received: 2016/12/02, Accepted: 2016/12/22 Revised: 2016/12/20, Published: 2016/12/30 [ABSTRACT] SNS is used in various fields. Although

More information

Page 2 of 6 Here are the rules for conjugating Whether (or not) and If when using a Descriptive Verb. The only difference here from Action Verbs is wh

Page 2 of 6 Here are the rules for conjugating Whether (or not) and If when using a Descriptive Verb. The only difference here from Action Verbs is wh Page 1 of 6 Learn Korean Ep. 13: Whether (or not) and If Let s go over how to say Whether and If. An example in English would be I don t know whether he ll be there, or I don t know if he ll be there.

More information

12Á¶±ÔÈŁ

12Á¶±ÔÈŁ Journal of Fashion Business Vol. 5, No. 4. pp.158~175(2001) A Study on the Apparel Industry and the Clothing Culture of North Korea + Kyu Hwa Cho Prof., Dept. of Clothing & Textiles, Ewha Womans University

More information

2.의료기기법 시행령.hwp

2.의료기기법 시행령.hwp 2. 의료기기법 시행령 의료기기법 시행령 제1조(목적) 이 영은 의료기기법에서 위임된 사항과 그 시행에 관하여 필요 한 사항을 규정함을 목적으로 한다. 제2조(의료기기위원회의 구성) 1의료기기법(이하 법 이라 한다) 제5조제1 항의 규정에 의한 의료기기위원회(이하 위원회 라 한다)는 위원장 1인과 부 위원장 2인을 포함한 50인 이상 100인 이하의 위원으로

More information

<BBE7BABB202D20BCF6C1A42DC6EDC1FD2E687770>

<BBE7BABB202D20BCF6C1A42DC6EDC1FD2E687770> 2008. 12 2008. 12 목 차 목 차 CONTENTS 제1편 상표심사편람 / 1 제1장 조약에 의한 우선권 / 3 1.1.1. 우선권주장 출원상표와 최초 출원상표의 동일성에 대한 판단 3 1.2.1. 우선권을 주장하는 출원인이 합병 등으로 우선권 주장 서류와 출원서류의 권리자가 불일치하는 경우의 처리방법 5 1.3.1. 우선권은 인정되지 않으나, 등록거절

More information

저작자표시 - 비영리 - 동일조건변경허락 2.0 대한민국 이용자는아래의조건을따르는경우에한하여자유롭게 이저작물을복제, 배포, 전송, 전시, 공연및방송할수있습니다. 이차적저작물을작성할수있습니다. 다음과같은조건을따라야합니다 : 저작자표시. 귀하는원저작자를표시하여야합니다. 비영리. 귀하는이저작물을영리목적으로이용할수없습니다. 동일조건변경허락. 귀하가이저작물을개작, 변형또는가공했을경우에는,

More information

한국성인에서초기황반변성질환과 연관된위험요인연구

한국성인에서초기황반변성질환과 연관된위험요인연구 한국성인에서초기황반변성질환과 연관된위험요인연구 한국성인에서초기황반변성질환과 연관된위험요인연구 - - i - - i - - ii - - iii - - iv - χ - v - - vi - - 1 - - 2 - - 3 - - 4 - 그림 1. 연구대상자선정도표 - 5 - - 6 - - 7 - - 8 - 그림 2. 연구의틀 χ - 9 - - 10 - - 11 -

More information

Microsoft PowerPoint - 기관투자자(HJK).ppt

Microsoft PowerPoint - 기관투자자(HJK).ppt 증권집단소송과 기관투자자의 역할 증권법학회 제108회 정기세미나 김 화 진 법무법인 율촌 2005. 4. 23 차례 증권집단소송이 원래의 목적을 달성하고 있는가? 1995년 미국 증권소송개혁법과 초기의 판례 동향 기관투자자 소극성에 관한 가설 기관투자자의 대표당사자 비중과 화해금액 현황 센던트 사건 기타 사례 월드컴(MCI) 사건 기관투자자에 특유한 문제들

More information

Study on the Improvement of Management System through Analysis of golf semi- market: Focus on Physical Education Facility Act Ji-Myung Jung 1, Ju-Ho Park 2 *, & Youngdae Lee 3 1 Korea Institute of Sport

More information

<C0B1C1F6BFB5372E687770>

<C0B1C1F6BFB5372E687770> 191 [논 문] 형사소송법상 공소시효제도의 개선방안* 윤 지 영** 1) 차 례 Ⅰ. 서 론 Ⅳ. 형사소송법상 공소시효 기간의 개정 Ⅱ. 공소시효제도의 일반적 고찰 방향 Ⅲ. 형사소송법상 공소시효제도의 개선 필 Ⅴ. 결 론 요성과 도입 가능한 제도 Ⅰ. 서 론 지난해 한 방송국의 시사프로그램에서는 21세기 수사 기법으로 20세기의 살인마를 잡는다 는 슬로건

More information

歯kjmh2004v13n1.PDF

歯kjmh2004v13n1.PDF 13 1 ( 24 ) 2004 6 Korean J Med Hist 13 1 19 Jun 2004 ISSN 1225 505X 1) * * 1 ( ) 2) 3) 4) * 1) ( ) 3 2) 7 1 3) 2 1 13 1 ( 24 ) 2004 6 5) ( ) ( ) 2 1 ( ) 2 3 2 4) ( ) 6 7 5) - 2003 23 144-166 2 2 1) 6)

More information

공급 에는 권역에 두개의 프라임 오피스가 준공 되었다. 청진구역 2,3지구에는 광화문 D타워가 준공되어 대림에서 약 50%를 사용하며 나머지 50%는 임대마케팅을 진행 중이다. 메트로타워는 GS건설의 사옥에서 매각 이후 2013년 4분기에 리모델링을 시작하여, 에 완공

공급 에는 권역에 두개의 프라임 오피스가 준공 되었다. 청진구역 2,3지구에는 광화문 D타워가 준공되어 대림에서 약 50%를 사용하며 나머지 50%는 임대마케팅을 진행 중이다. 메트로타워는 GS건설의 사옥에서 매각 이후 2013년 4분기에 리모델링을 시작하여, 에 완공 Savills World Research 브리핑 서울 프라임 오피스 사진 :, Seoul 개요 여의도와 도심의 높은 공실률에도 불구하고 향후 공실 감소 기대와 낮은 이자율, 우량물건이 뒷받침되어 서울 오피스 시장은 국내외 투자자들의 지속적인 관심을 받고 있다. 신규공급으로 의 공실률은 증가하였고 GBD와 YBD의 공실률은 감소하였다. 공실률이 증가한 에서 임차인

More information