Global Thought Leadership Financial Services July 2017
삼정KPMG 경제연구원은글로벌트렌드와이슈를공유하고자 KPMG에서발간되는중요한 Thought Leadership 발간물을한국어로요약하여산업별로제공합니다. 영어원문은해당발간물의링크를클릭하시면다운로드받으실수있습니다. Contents 삼정 KPMG 경제연구원 김광석수석연구원 Tel: +82 2 2112 7438 gwangsukkim@kr.kpmg.com 1. Securing the chain 2. Enabling the future of underwriting 이광용선임연구원 Tel: +82 2 2112 6611 kwangyonglee@kr.kpmg.com 조민주연구원 Tel: +82 2 2112 7589 minjoocho@kr.kpmg.com 2
Global Thought Leadership Executive Summary Securing the chain 블록체인이금융서비스에미치는영향및보안상의허점에대한논의가끊이지않고있습니다. DAO (Decentralized Autonomous Organization) 해킹사건과 Bitfinex 해킹사건을통해블록체인보안망은지속적인개선이필요한것으로드러났습니다. 향후적절한위기관리능력을키운다면블록체인해킹관련피해를방지하고사업에긍정적인영향을미칠수있습니다. 이에본보고서는블록체인보안과위기관리시스템을위해고려해야할 10가지핵심개념에주목하였습니다. 1. 합의메커니즘과네트워크관리 삼정 KPMG 경제연구원 김광석수석연구원 Tel: +82 2 2112 7438 gwangsukkim@kr.kpmg.com 이광용선임연구원 Tel: +82 2 2112 6611 kwangyonglee@kr.kpmg.com 조민주연구원 Tel: +82 2 2112 7589 minjoocho@kr.kpmg.com 2. 암호화, 키관리및토큰화 3. 체인허가권관리와보호화정책 4. 사례관련성과적용가능성의고려 5. 데이터관리와세분화 6. 보안체인관리 7. 정보처리상호운용과통합 8. 확장성과역량평가 9. 비즈니스연속성과재해복구 10. 통제, 위험요소, 규정준수및이행 블록체인의도입은보안문제를어떻게해결하느냐에성패가좌우될것입니다. 10가지핵심개념을각사업분야특성에맞게자세하고최적화된대비책마련이중요할것으로보입니다. URL of a PDF file https://assets.kpmg.com/content/dam/kpmg/xx/pdf/2017/05/secur ing-the-chain.pdf 3
Global Thought Leadership Executive Summary Enabling the future of underwriting 보험업계가큰변화를겪고있는가운데보험심사업무 (Underwriting) 전반에큰변화가예상됩니다. 이에본보고서는보험심사업무의효율성을증대시킬 4가지핵심기술에주목하였습니다. 1. 프로세스의자동화나머신러닝같은인식기술을이용하여유연하고효율적인업무환경및서비스이행플랫폼의조성 2. 블록체인은미리설정된기준에따라지불업무의자동화, 실시간본인인증, 보험등록시스템의확립및발전. 삼정 KPMG 경제연구원 김광석수석연구원 Tel: +82 2 2112 7438 gwangsukkim@kr.kpmg.com 이광용선임연구원 Tel: +82 2 2112 6611 kwangyonglee@kr.kpmg.com 조민주연구원 Tel: +82 2 2112 7589 minjoocho@kr.kpmg.com 3. 데이터분석기술을이용하여위험가격책정, 포트폴리오관리, 고객경험서비스향상도모 4. 사물인터넷, 소셜미디어, 웨어러블기기사용을각사용자의행동분석을바탕으로다양한가격대의보험상품세분화와위험요소평가및예비방안관련자료수집이를바탕으로보험심사업무의정확도를높이면서보험심사자 (Underwriter) 들의부담은줄어들것으로전망됩니다. 뿐만아니라프로세스를최적화함에따라시간과비용의절감을기대할수있습니다. 향후보험심사업무는전통적인업무와새롭게떠오르고있 는기술을통합하는과정을거치며장기적인측면에서책 임자가아닌 협력자 로변화하게될것입니다. URL of a PDF file https://assets.kpmg.com/content/dam/kpmg/us/pdf/2017/05/enabl ing-the-future-of-underwriting.pdf 4
Global Thought Leadership Other Publications in JULY 2017 ETF Playbook - Drawing Up a Game Plan For ETF Success ETF Playbook - Your Accounting And Reporting Game Plan GCC Listed Banks Results: Navigating Through Change Frontiers in Finance: June 2017 - Issue #57 Evolving Investment Management Regulation 2017: Succeeding in an Uncertain Landscape 5
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