ISSN 1975-667 217. 12
217. 12
3 25 2 15 1 5 3 25 2 15 1 5 3
2 18 16 14 12-1 1-2 8 3 +1.9 4 2-4 -8 1-5.4 8 4-4 -8 1,3 1,1 9 7 1,5 15 18 6 12 9 6 3 16 14 12 5 1 4 55 5 45 4
15 6 12 12 1 4 1 9 5 2 8 6 6-5 -2 3-1 -4 4-15 -6 2 3. 2.5 2. 1.5 1..5.5 19 17 15 13 11 9 3. 2.5 2. 1.5 1. 1 8 6 4 2 5
2,6 2,4 2,2 2, 1,8 5 45 35 25 15.6.6 12 12.4.4 9 9.2.2 6 6 1.2 12 3 3 1.1 11 -.2 -.2 1. 1.9.8 9 8 6
6 5 4 3 2 1 6 5 4 3 2 1 15 15 12 11 12 9 6 6 97 97 12 1 9 99 98 12 11 1 99 98 2.5 2. 1.5 1..5 2.5 2. 1.5 1..5.. 7
4 3 28 21 4 3 2 4 3 2 2,1 1,4 7 4 3 2 1 1 8 6 4 2 2,8 5 1 8 6 4 2 2 14 1 1 1 7-1 -2-1 -2-3 -3 8
6 6 12 9 6 3 12-3 -3 9 6 3 3 3-3 -3-6 -6 9
28 24 28 24 5 4 5 4 25 2 15 1 5 75 6 45 3 15 2 2 3 3 16 16 2 2 12 12 1 1 8 8 1
1 1 4. 5 8 8 3.8 6 4 2 6 4 2 3.6 3.4 3.2 3. 2 4 3 5 4 4 3 8 7 9 9 7 6 8 8 6 5 7 7 3 2 4 4 6 5 6 5 11
2 3 18 16 2 1 14 12-1 1-2 15
4 3 2 1 4 3 2 1 12 1 2 12 1 1 2 1-1 -2-2 -1 8 6-1 4-2 4-2 8 6-1 16
3 3 3 3 15 15 15 15-15 -15-15 -15 17
1,6 15 1,4 1,419 9.5 12 9 1,2 6 6 6 15 15 5 4 3 2 1-1 5 4 3 2 1-1 12 9 6 3 12 9 6 3 1, 8 3 18
5 5 3 3 1 1 5 5 18 18 4 4 15 15-1 -1 5 5 3 3 3 3 12 12 1 1 2 1 2 1 9 6 3 9 6 3-1 -1-1 -1 19
16 15 14 13 12 11 16 1 12 8 4 5 48 46 44 42 3. 2.5 2. 1.5 1..5 5. 4.. 12 4 2 1 8 6 4 3. 2. 1. 2
6 6 55. 45.1 49.1 45. 38.9 4 43. 44.6 4 35.7 2 13.9 6.4 14.2.5 2 21
1 6 55 5 45 49.6% (39.2, 57.7) (37.9, 55.2) (35.3, 53.) (35.6, 53.4) (34., 51.2) 31.5% 4 22
1 8 21.9 22.4 14.3 1 8 6 4 2 78.1 77.6 85.7 6 4 2 1 8 28.9 35.5 38.9 23.3 36.4 3.4 37.9 1 8 6 4 2 78.2% 76.7% 85.7% 75.% 6 57.6% 53.4% 53.% 4 2 23
6 4 2 5.5 86.2% 25.3 65.2% 39.9 35.7 6 8.6 19.6 4.8 1.3 15.2% 5.2% 3.9 1.4 4 2 7 6 5 47.9 51.6 52.2 55.8 54.4 54.5 52.2 52.2 7 6 5 8 6 4 2 3. 2.5 4.7 4.1 3.5 2.3 4.3 3. 2.9 2.4 3.3 2.7 8 6 4 2 4 4 24
1, 3 8 6 4 2 2 1-1 -2 1, 2 8 15 6 1 4 2 5 25
12 2 6 3 6 3 9 6 3 16 12 8 4-3 -3-6 -6 12 12 3 3 1 8 6 4 2 1 25 8 2 6 15 4 1 2 5 25 2 15 1 5 26
1 8 6 8 6 4 4 2 2 2 2 15 1 5 15 1 5-5 -5-1 -1 12 12 12 12 9 9. 9 9 8.5 9 6.8 6.5 6 6 6 6 3 2.5 3. 3 3 1. 1.3 3-3 -3-3 -3 27
2 6 6 8 4 45 45 6 3 3 15 3 4 15 2 2 1 28
5 4 5 4 3 2 1 3 2 1 6 5 4 3 2 1 6 5 4 3 2 1 6 5 4 3 2 1 6 5 4 3 2 1 29
3
3. 2.5 2. 1.5 1. 3. 2.5 2. 1.5 1..5.5 19 17 1 8 15 6 13 11 9 4 2 6 12 4 2-2 -4 1 8 6-6 4 31
2 1 2 1-1 -1-2 -2 2 15 2 15 1 1 5 5 32
3 5 4 2.5 5 4 2. 2.5 2. 5. 2.5 5. 2.5 3 2 3 1.5 2 1.5.. 1 1. 1.5.5 1. -2.5-2.5 33
1. 1. 4 4 7.5 5. 2.5. -2.5 7.5 5. 2 2.5. -2.5-5. -5. -2-2 2 4 4 3 2 1 3 2 1 17.5 2.6 2.7 31.7 22. 22.1 23.9 28.5 26.4 23.1 22.5 21.8 22.1 27.1 28.4 34
2,8 2,6 2,4 2,2 2, 1,8 1,6 1,4 14 13 12 11 1 9 8 7 5 4 5 4 3 3 2 2 1 1 35
1.2 1.1 12 11 1. 1.9 9.8 8 38 6 36 8 4 34 2-2 -4-6 32 3 28 26 24 4 3 2 25 2 15 1 1 5 36
.6.6.4.4.2.2 -.2 -.2 1. 1. 2.5 1.4 [.6] 2.4 1.4 2.1 2.1 [1.2] 3.8 1.8 2.8 3. [2.] (4.8) (1.9) (2.6) (3.8) [2.8] 1.7 1.1 1.8 1.6 [.8] -.3.1 2.6.7 [.1].9.6 3.2 1.4 [.7] -1.4 -.5 2.4.2 [-.3] 37
15 12 9 6 3-3 3 2 1-1 -2 6 6 4 2-2 -2 4 2 38
12 12 9 9 6 5 4 3 2 1 6 5 4 3 2 1 6 3 6 3 39
15 15 15 15 1 1 1 1 15 12 15 12 11 12 1 12 11 1 5 5 5 5 9 9 99 99 98 98 6 6 97 97 4
2, 1,6 1 8 6 1,2 4 8 2 4-2 41
3 12 2 8 1,4 1 1,1 8 6 8 4 5 2 1-1 -4 4 2 42
1 5 2. 1.5 1. -5-1.5 15 15 12 12 9 6 3 9 6 3 4 4 3 3 2 2 1 1 43
2. 2.5 1.5 2. 2 16 12 8 4 1 8 6 4 2 1..5 1. 1.5 12 1 8 6 12 1 4 4 8 6 44
4 8 7 6 5 6. -.1 +.7 -.5 +. +1.3 4 8 7.4 7 6 5 4 1.33 1.26 1.2 1.16 1.13 1.11 1.12 3.51 3.44 3.34 3.35 3.39 3.38 3.4 2.18 2.18 2.14 2.19 2.26 2.27 2.28 7 7 1 2.1 6 6 5 1.9 5 5 1.7 4 4-5 1.5 45
3 2 1 3 2 1 2 15 1 5 2 15 1 5 8 6 4 2 6 6 4 2 45 8 4 2 6 55 5 8 6 4 2 11 1 9 46
3, 3, 5 18 2,4 15 2,4 48 12 1,8 1,8 9 46 1,2 6 1,2 6 6 3 44 42-3 47
25 25 25 3 2 2 2 15 15 15 15 1 1 1 5 5 5-15 9 3-5 -3 6 3 2 1 4 3 2 1 28 21 14 7 48
3 2 1-1 -2 6 5 4 3 2 1-1 6 5 4 3 2 1-1 -3-3 3 2 1-1 -2 49
5 5
3-21.7%p -43.1%p -64.4%p 3 272. 25 25.3 25 2 228.9 27.6 2 15 15 1 1 5 5 51
52
6 2 2 2 15 16 15 12 1 1 8 5 5 4 2 16 12 8 4 53
5 4 3 2 1 26. 23.2 41.9 32.7 18.3 24.7 19.4 13.8 5 4 3 2 1 7 7 5 5 6 6 4 4 5 4 3 2 1 5 4 3 2 1 3 2 1 3 2 1 54
2,1 1,4 4 3 1 8 6 2,8 5 1 8 6 7 2 4 2 4 2 1 55
455.8 22.7 478.9 22.4 -.3 431.2 21.5 466. 21.8.3 365.2 18.2 41.7 18.8.6 1.7 5. 16.4 5.. 78.9 3.9 88.6 4.2.3 78.3 3.9 51.4 2.4-1.5 34.5 37.8 39.7 43. 5.2 25.5 27.9 21.9 23.7-4.2 2.3 2.5 4.5 4.9 2.4 5.6 6.2 4.2 4.5-1.7 3.3 3.6 3.8 4.1.5 2.7 2.9 1.9 2.1 -.8 H G C K B D E A N L F Q J I P M O 56
.5.4.3.2.28.5.8.2.2 2.26 8..4.6 6..33.31.3.4.4.49.45 4. 2.93 2.8 2..1.1...3.26.22.18.14.232.23.22.36.36.35.6.5.4.3.2.24.18.12.6.15.14.14.27.25.25..5.4.3.2.1 57
6 3-3 -6-6 6 3-3 58
1 75 4 3 5 2 25 1-25 -5-2 -1 6 3 2 1-3 -1 12 12-6 -2 9 6 3 9 6 3-3 -3 59
8 4-4 -4 8 4 8 6 8 6 4 4 2 2-2 -2 6
4 4 3 3 2 2 1 1 63
28 28 28 28 24 2 24 2 24 2 24 2 16 16 12 12 12 12 8 8 8 8 15 1 5 5 1, 1, 16 16 15 1 5 5 5 4 3 2 5 4 3 2 1 1 64
7 65
16 16 15.4 15 14.7 1) 15 16 16 15.4 15 15. 1) 14.7 2) 15 14 14.3 3) 14 13 13 14 13 16 15 14 13 15.4 -.4 -.5 +.4 -.6 -.2 14.1 2) 12 16 14.1 12 12 14 13 12 15 14 13 12 16 15 14 13 15.4 -.6 -. +.1 -.5 -.1 16 14.3 12 12 12 15 14 13 66
16 15 14 15.4 16 13.8 1) 15 14 13 12 16 15 14 13 15.4 -.8 -.6 +.5 -.9 -.3 13.3 2) 13 16 13.3 12 15 14 13 adverse 14.7 -.7 severe 14.1-1.3-5% 15. -.4-1% 14.7 -.7-15% 14.3-1.1 3) 13.8-1.6 4) 13.3-2.1 2 2 12 12 16 12 16 12 8 4 8 4 67
8 213 214 215 216 217 218 219 22~ 8.% 8.875% 9.75% 1.625% 11.5% 5.5% 6.% 6.875% 7.75% 8.625% 9.5% 4.5% 4.% 4.5% 5.375% 6.25% 7.125% 8.% 3.5% 8% 85% 9% 95% 1% 6% 7% 8% (ASF) NSFR = (RSF) 68
= 69
7
6 6 4 4 2 2 71
21 1 2 2 18 9 15 15 15 8 1 1 12 7 5 5 9 6 6 5 3 28 26 24 3 22 2 24 18 12 6 72
5 75 4 6 3 45 2 3 1 15 73
1, 1, 8, 6, 4, 2, 8, 6, 4, 2, 3 2 1-1 3 2 1-1 74
4 35 9 8 3 25 2 6 7 1 5-5 -1 1 5-5 -1 4, 3,75 3,5 3,25 3, -4 8 4 75
1,6 1,4 1,2 1, 5 4 3 1 8 3.1 4.2 2.7 3.3 2.6 3.6 2.5 5. 2.5 4.8 1 8 8 2 6 4 2 92.7 94. 93.8 92.5 92.7 6 4 2 76
9 77
78
8 6 8 6 4 4 2 2 5 2 4 3 2 15 1 5 1 79
3 6 16: 17: 16:5.4.1 2 55 5 1 4 45 8
5 2 8 8 4 3 2 1 15 1 5 6 4 75 7 65 2 6 81
1 82
83
87
25 2 15 1 167.9 25 1 6.6 1 1.2 7.7 1.6 21.7 8 8 2 26.1 27.5 6 6 15 4 2 59.6 51.7 1 4 2 88
7 6.9 6 7 6 5 4 3 2 1 17.9 8.5 4.5 2.5 1.5 1..7.5.4 1.6 5 4 3 2 1 1 1 21.5 36.5 3.1 8 46.9 8 54.5 62.8 24.9 6 78.6 6 29. 25.2 92.9 89. 4 2.7 4 27.9 21.7 53.6 2 32.4 38.3 4.9 2 17.6 15.5 21.4 7.1 11. 89
1 1 8 42.9 33.9 39.4 3.6 8 6 68. 67.8 74.5 87. 3.5 98.4 6 4 28.8 6.6 69.4 4 2 2.6 35.6 28.3 32.2 25.5 2 11.4 13. 1.6 1 8 6 4 2 92. 91.7 8. 8.3 67.7 32.3 93.8 92.9 88. 6.2 7.1 12. 1 8 6 4 2 9
1 8 4 3 6 2 4 2 1-1 91
3 12 3 12 2 12 2 1 (+14.2%) 9 2 6 3 1 (+14.%) 9 1.5 6 1 3.5 (+17.7%) -3-3 -3 9 6 3 2.5 25 2. 2 1.5 1..5. (+14.7%) (+17.8%) (+23.8%) (+15.5%) (+14.9%) 15 1 5 92
5 45 5 45 5 45 45.2 46. (+.8%p) 5 45 4 35 3 25 2 4 4 4 34.1 (+1.1%p) 33. 35 35 35 3 3 3 25 25 22.8 (+1.5%p) 25 21.3 2 2 2 35 3 25 2 15 18.5 (+1.%p) 35 55 3 25 2 45 35 25 46.7 48.6 (+1.9%p) 17.3 (+1.%p) 17.5 16.3 15 15 15 55 45 35 25 93
94
5 4 5 5 4 4 5 4 3 3 3 3 2 2 2 2 1 1 1 1 6 4 2 3 2 1 3 2 15 45 1 3 45 3 15 15 1 5-15 -15 95
3 3 2 2 3 3 1 1 2 2 1 1 96
12 12 12 12 8 8 8 8 4 3 2 1 4 4 3 3 2 1 2 1 4 3 2 1 97
6 4 2 6 12 4 2 2 2 15 15 8 4 4 12 6 6 4 8 4 3 2 1 1 1 5 5 2 2 98
3 2 1 3 3 2 1 2 1 3 2 1 8 8 6 6 4 4 2 2 99
6 4 2 6 4 2 6 4 2 6 4 2 1
11
i j p n m 12
13
1, 8 887 64 6 567 58 4 45 446 341 37 286 2 247 214 195 217 154 162 167 232 143 175 69 11 1, 8 6 4 2 2, 1,5 1, 5 1,48.4 34.1 357.5 1,861.3 35.8 665.9 42 39 36 33 3. 282.2 8.9 291.1 (.) (42.4) (1.3) (43.7). 181.1 3.5 184.6 (.) (27.2) (.5) (27.7) 44.2 44.2. 88.4 (6.6) (6.6) (.) (13.2) 9.1 31.9.9 41.9 (1.4) (4.8) (.1) (6.3). 23.5. 23.5 (.) (3.5) (.) (3.5) 9.3 9.3.7 19.3 (1.4) (1.4) (.1) (2.9) 76. 574.7 15.2 665.9 (11.4) (86.3) (2.3) (1) 14
6 4 3.9 2 1.4.6.4 -.2 -.6-2 -.7 -.8-1.1-4 -3. 6 4 2-2 -4 8.6 162.9 1.1 172.7 (1.3) (24.5) (.2) (26.) 3.8 147.8 1.6 153.2 (.6) (22.2) (.2) (23.) 7.2 76.2 1.6 85. (1.1) (11.4) (.2) (12.7) 22.4 31.9 2.1 56.4 (3.4) (4.8) (.3) (8.5) 1.1 5.5.2 51.7 (.2) (7.6) (.) (7.8) 17.5 7.3 2.8 27.6 (2.6) (1.1) (.4) (4.1) 76. 574.7 15.2 665.9 (11.4) (86.3) (2.3) (1) 17.7 2.6 3.6 3.8 21.5.9 4.1 3.7 2.5 27.8 2.2 4.1 4.9 5. 21.6.6 3.7 1.9.5 23.7 2.5 1.5 1.3 1.2.1 -.3 -.4-1.8-2. -4.1 15
2 1-1 -2 1.3.5-1.7 2 1-1 -2 2 172.7 15 1 5 59.3 153.2 158.5 15.2 93.5 85. 82.5 56.4 51.7 41.4 27.6 16.1 5.9 2 15 1 5 16
1 1 5.7 5 2.1 1.5 5-5 -1.3-1.9-2.1-2.2-5 -1-1 1 1 8.2 5 2.2 5.4 -.4 -.7-2.5-5 -5-6.5-1 -1 17
19
11
111
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