Contents Communication with Stakeholders CEO Message Top 10 Highlights 04 05 06 08 Dream with DGB 10 12 14 15 16 18 20 (Sustainable Finance) 22 24 26 28 29 30 (Green Initiative) 32 34 36 39 (Love & Share) 40 42 43 44 45 46 47 (Service, Passion & Honesty) 48 50 51 52 52 53 54 55 56 58 60 67
Invest in the 2008 Sustainability Report _ 3
Communication with Stakeholders 4 _ DAEGU BANK
Step 1 Step 2 Step 3 >> p. 24~30 >> p. 44, 46 >> p. 30~31 >> p. 34~38 >> p. 52 >> p. 50 >> p. 18~19 >> p. 51 >> p. 36~38 >> p. 21 2008 Sustainability Report _ 5
CEO Message 6 _ DAEGU BANK
2008 Sustainability Report _ 7
Top 10 Highlights 8 _ DAEGU BANK
2008 Sustainability Report _ 9
DREAM WITH DGB 10 _ DAEGU BANK
2008 Sustainability Report _ 11
Dream with DGB 39.4 40.2 42.0 41.4 43.9 44.3 43.5 29.6 29.7 29.7 29.9 30.2 30.8 31.5 20.0 18.8 18.6 19.5 19.3 16.9 17.7 16.5 17.0 16.5 14.8 15.5 13.6 12.8 2002 2003 2004 2005 2006 2007 2008 12 _ DAEGU BANK
1967.10. 07 1975.01. 04 1983.02. 07 1985.06. 01 1991.09. 09 1991.12. 27 1995.01. 03 1996.11. 20 2000.05. 08 2001.06. 23 2001.08. 15 2001.09. 07 2002.07. 02 2003.07. 08 2003.09. 03 2004.06. 21 2005.10. 19 2005.11. 16 2006.04. 27 2006.06. 16 2006.07. 14 2006.07. 18 2006.09. 27 2007.01. 02 2007.05. 11 2007.05. 29 2007.06. 02 2007.07. 25 2007.10. 01 2007.11. 23 2007.12. 21 2008.01. 11 2008.02. 21 2008.03. 04 2008.06. 18 2008.10. 16 2008.11. 19 2008.11. 22 2009.02. 01 2009.02. 05 2009.03. 11 2009.03. 27 2009.05. 07 2009.06. 16 2008 Sustainability Report _ 13
Dream with DGB 14 _ DAEGU BANK
Dream with DGB 2008 Sustainability Report _ 15
Dream with DGB 15,300 15,900 55.81 57.76 65.71 68.98 15,550 60.37 60.90 11,700 2004 2005 2006 2007 2008 197,020 205,468 230,714 254,116 283,331 4,760 5,770 31.43 7,200 6,700 20.45 2002 2003 2004 2005 2006 2007 2008 2009. 6 2004 102,587 159,418 2005 115,545 168,126 17.4% 60.9% 2006 132,558 180,151 21.7% 2007 2008 195,709 151,644 211,875 167,987 16 _ DAEGU BANK
2004 9,491 2004 1,235 2005 10,770 2005 1,753 2006 12,617 2006 2,405 2007 14,230 2007 2,608 2008 15,987 2008 2,612 3.40 3.42 3.33 3.24 3.18 4.51 4.45 4.25 4.01 4.02 2004 2005 2006 2007 2008 2004 2005 2006 2007 2008 0.94 1.20 1.16 1.01 17.41 19.71 19.20 17.37 0.70 13.74 2004 2005 2006 2007 2008 2004 2005 2006 2007 2008 105.5 190.0 172.5 178.0 117.5 1.46 0.97 0.74 0.74 1.31 2004 2005 2006 2007 2008 2004 2005 2006 2007 2008 10.66 11.33 11.32 11.25 13.12 5.04 5.38 5.63 5.87 5.94 2004 2005 2006 2007 2008 2004 2005 2006 2007 2008 2008 Sustainability Report _ 17
Dream with DGB 18 _ DAEGU BANK
72.7 72.2 65.5 65.3 Q. 79.6 79.8 69.0 82.4 81.8 Q. Q. 79.0 81.8 82.8 81.2 81.6 83.8 78.0 66.6 2008 Sustainability Report _ 19
Dream with DGB 20 _ DAEGU BANK
2008 Sustainability Report _ 21
SUSTAINABLE FINANCE 22 _ DAEGU BANK
Disclosure on Management Approach 2008 Sustainability Report _ 23
Sustainable Finance 24 _ DAEGU BANK
2.0% 29.0% 69.0% 2008 Sustainability Report _ 25
Sustainable Finance One-Stop 39.2 40.3 40.1 34.4 35.2 29.3 27.2 24.8 27.1 28.0 19.9 16.5 20.2 17.4 19.6 16.5 17.8 14.8 18.4 13.5 04. 12 05. 12 06. 12 07. 12 08. 12 26 _ DAEGU BANK
2008 Sustainability Report _ 27
Sustainable Finance 28 _ DAEGU BANK
Sustainable Finance 2004. 7. 5 2005. 3. 2 2006. 9. 28 2008. 1. 17 2009. 2. 2 2009. 4. 1 2009. 4. 21 2008 Sustainability Report _ 29
Sustainable Finance 30 _ DAEGU BANK
85.7 93.7 79.5 86.3 79.3 78.1 66.3 58.2 66.1 53.3 Q. Q. 77.0 73.6 82.2 78.6 78.4 71.0 2008 Sustainability Report _ 31
GREEN INITIATIVE 32 _ DAEGU BANK
Disclosure on Management Approach 2008 Sustainability Report _ 33
Green Initiative 34 _ DAEGU BANK
2008 Sustainability Report _ 35
Green Initiative DGB STOP CO2 36 _ DAEGU BANK
2006 7,349 2007 7,898 2008 7,714 23,700 2009 7,500 23,000 2006 3,136 2007 3,336 2008 3,291 10,114 2009 3,200 10,000 2006 164,148 2007 126,049 2008 120,000 804,000 2009 115,000 800,000 2006 98,021 2007 108,974 2008 146,000 105,000 2009 120,000 100,000 2008 Sustainability Report _ 37
2006 235 428 2007 261 328 2008 349 277 252 1,861 2009 330 270 240 1,750 2006 45,997 2007 39,217 2008 38,000 49,160 2009 37,000 48,000 2006 154 202 2007 135 218 2008 123 163 2009 120 160 38 _ DAEGU BANK
Green Initiative Q. 78.4 75.6 78.3 72.3 71.9 71.5 65.8 77.2 78.2 Q. Q. 78.6 75.0 70.0 76.0 72.6 78.4 65.6 62.8 2008 Sustainability Report _ 39
LOVE & SHARE 40 _ DAEGU BANK
Disclosure on Management Approach 2008 Sustainability Report _ 41
Love & Share 2,405 2,608 2,612 1,753 4.5% 4.0% 3.5% 5.1% 132 78 95 92 2005 2006 2007 2008 42 _ DAEGU BANK
Love & Share 2008 Sustainability Report _ 43
Love & Share 44 _ DAEGU BANK
Love & Share 2008 Sustainability Report _ 45
Love & Share 46 _ DAEGU BANK
Love & Share 92.9 85.7 72.7 66.7 Q. 93.2 80.2 72.0 85.0 81.4 Q. Q. 79.2 78.0 80.4 76.0 80.8 75.4 67.6 72.8 2008 Sustainability Report _ 47
SERVICE, PASSION & HONESTY 48 _ DAEGU BANK
Disclosure on Management Approach 2008 Sustainability Report _ 49
Service, Passion & Honesty 50 _ DAEGU BANK
Service, Passion & Honesty 2008 Sustainability Report _ 51
Service, Passion & Honesty Service, Passion & Honesty 52 _ DAEGU BANK
Service, Passion & Honesty Q. 79.1 78.8 79.1 72.5 72.3 71.5 69.0 83.4 84.8 Q. Q. 76.0 78.4 80.4 82.4 81.8 81.8 62.4 69.0 2008 Sustainability Report _ 53
APPENDIX 55 56 58 GRI Index 60 67 54 _ DAEGU BANK
DGB STOP CO2 2008 Sustainability Report _ 55
56 _ DAEGU BANK
2008 Sustainability Report _ 57
58 _ DAEGU BANK
2008 Sustainability Report _ 59
GRI Index 1.1 1.2 2.1 2.2 2.3 2.4 2.5 2.6 2.7 2.8 2.9 2.10 3.1 3.2 3.3 3.4 3.5 3.6 3.7 3.8 4-7, 15-16, 58 23, 30-31, 33 15, 18, 42 23-33, 59 15 12,, 70 8, 12, 44, 51 15, 16 4, 12, 20, 21 12, 16-17, 42 12, 15 6, 9, 13, 16, 21, 70, 4-5, 19, 31, 47, 53, 58-59, 58, 12 3.9, 12, 16-17 3.10, 23, 33, 41, 49 3.11 3.12 60-65 3.13, 5, 58-59 4.1 15-16, 18, 42 4.2 15-16 4.3 15-16 4.4 4-5, 15 4.5 15-16 60 _ DAEGU BANK
4.6 15-16 4.7 15-16 4.8 22-23, 32-33, 36, 40-41, 48-49 4.9 15-16, 55 4.10 15-16 4.11 30-31 4.12 7, 36, 58 4.13 7, 36, 58 4.14 4-7, 31, 39, 47, 53 4.15 4-5 4.16 4-7, 31, 39, 47, 53 4.17 4-7, 31, 39, 47, 53 DMA EC 22-23 DMA EN 32, 38 DMA LA 48-52 DMA HR 48-52 DMA SO 40-47 DMA PR 22-31 EC1 16-17, 29, 32-35, 40-47 EC2 23, 30, 32-39, 58-59 EC3 52 EC4 64 EC5 N/A EC6 36-38 EC7 8, 43 EC8, 5, 7, 18, 23, 28-31, 40-47, 59 EC9 24-25, 28 EN1 37-38 EN2 33, 37-38 EN3 33, 37-38 EN4 33, 37-38 EN5 38 EN6 19, 36, 38 2008 Sustainability Report _ 61
GRI Index EN7 EN8 EN9 EN10 EN11 37, 38 38 38 38 64 EN12 64 EN13 34-35, 39 EN14 19, 33-36, 39 EN15 64 EN16 33, 36-39, 59 EN17 33, 36-39, 59 EN18 30, 33, 36, 38-39, 59 EN19 33, 37-38 EN20 33, 37-38 EN21 38 EN22 38 EN23 64 EN24 64 EN25 19, 33-39 EN26 18-19, 36-37 EN27 18, 38 EN28 64 EN29 31, 37-38 EN30 9, 18, 37-38, 42, 59 LA1 8 LA2 49 LA3 52 LA4 12 LA5 53 LA6 12, 49 LA7 49 LA8 49 LA9 43, 49 LA10 49, 51 62 _ DAEGU BANK
LA11 LA12 LA13 LA14 HR1 HR2 HR3 HR4 HR5 HR6 HR7 HR8 HR9 SO1 SO2 SO3 SO4 SO5 SO6 SO7 SO8 PR1 PR2 PR3 PR4 PR5 PR6 PR7 PR8 PR9 N/A N/A 15 N/A 42-43, 50 50 49 49 4, 43 49 49 49, 57 64 4, 7, 18, 57-58 64 49-50 49-50 64 64 64 64 49 64 64 64 5, 9, 21, 31, 49 7, 46 64 21, 31, 49-50 64 2008 Sustainability Report _ 63
GRI Index F1 F2 F3 F4 F5 F6 F7 F8 F9 F10 F11 F12 F13 23, 33, 36-39 29, 30-31 29, 30-31 30-31 49 30-31 30-31, 39 30-31 30-31 36-37, 39 36-37 30-31 25 CSR1 CSR2 CSR3 CSR4 CSR5 CSR6 INT1 INT2 INT3 INT4 INT5 INT6 INT7 SUP1 SUP2 SOC1 SOC2 N/A 7, 14, 18 18 18 4-5, 19, 23, 31, 33, 39, 41, 47, 49, 53 64 4 7, 14, 18 8, 43 49 49 49 15 49-50 49 40-47 24-25, 28 64 _ DAEGU BANK
EC4 EN11 EN12 EN15 EN23 EN24 EN28 HR9 SO2 SO5 SO6 SO7 SO8 PR2 PR3 PR4 PR7 PR9 CSR5 INT7 C C + B B + A A + 1.1 2.1-2.10 3.1-3.8, 3.10-3.12 4.1-4.4, 4.14-4.15 1.2 3.9, 3.13 4.5-4.13, 4.16-4.17 2008 Sustainability Report _ 65
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