( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 과목 Account Ⅰ. 운용자산 Ⅰ. Investment Assets 24,558,210 23,984,072 1. 현금및예치금 1. Cash and Deposits 560,147 565,397 가. 현금과예금 A. Cash and bank deposits 560,096 565,318 (1) 현금 (1) Cash - - (2) 당좌예금 (2) Current deposits 2,010 848 (3) 보통예금 (3) Ordinary deposits 71,839 74,686 (4) 정기예금 (4) Fixed Time deposit 37,000 37,000 (5) 정기적금 (5) Installment savings 347,500 347,500 (6) 해외제예금 (6) Overseas deposits - - (7) 기타예금 (7) Other bank deposits 101,747 105,285 나. 금전신탁 B. Money trust - - 다. 선물거래예치금 C. Deposits for future transaction - - 라. 기타예치금 D. Other deposits 51 79 2. 유가증권 2. Security 21,864,187 21,329,238 2-1. 당기손익인식증권 2-1. Financial asset at fair value through profit of loss 10,095 - 가. 주식 A. Stock - - 나. 국 공채 B. Government or public bond - - 다. 특수채 C. Special bond - - 라. 금융채 D. Financial bond - - 마. 회사채 E. Corporate bond - - 바. 수익증권 F. Investment fund 10,095 - 사. 외화유가증권 G. Securities in foreign currency - - 아. 기타유가증권 H. Other security & commercial paper - - 2-2. 매도가능증권 2-2. Available for Sale Security 21,854,092 21,329,238 가. 주식 A. Stock 31,679 34,599 나. 출자금 B. Equity investment 85,322 63,498 다. 국 공채 C. Government or public bond 13,941,128 13,364,294 (1) 국채 (1) Government bond 13,829,510 13,237,417 (2) 공채 (2) Public bond 111,618 126,877 라. 특수채 D. Special bond 4,078,121 4,261,070 마. 금융채 E. Financial bond 1,088,083 1,115,065 바. 회사채 F. Corporate bond 1,966,392 2,041,980 (1) 무보증사채 (1) Unsecured bond 1,966,392 2,041,980 사. 수익증권 G. Investment fund 369,865 214,238 아. 외화유가증권 H. Securities in foreign currency 286,597 218,326 (1) 주식 (1) Stocks 21,169 30,621 (2) 채권 (2) Bond 154,705 79,878 (3) 수익증권 (3) Investment fund 107,546 107,827 (4) 신종유가증권 (4) Structured security 3,177 - (5) 기타유가증권 (5) Other Securities in foreign currency - - 자. 기타유가증권 I. Other security 6,905 16,167 2-3. 만기보유증권 2-3. Held to maturity Security - - 2-4. 관계 종속기업투자주식 2-4. Associates Subsidiary investment securities - - 3. 대출채권 3. Loans 2,133,876 2,089,437 ( 현재가치할인차금 ) (Discount account on present value) - - - ( 대손충당금 ) (Bad debt allowance) (748) (488) ( 이연대출부대수익 ) (Deferred Loan Origination Fee) 5 9 가. 콜론 A. Call loan - - 나. 보험약관대출금 B. Policy loan 2,085,071 1,928,418 다. 유가증권담보대출금 C. Loan secured by security - - 라. 부동산담보대출금 D. Loan secured by real estate(mortgage loan) 1,647 2,498 마. 신용대출금 E. Credit loan - - 바. 어음할인대출금 F. Discounted note loan - - 사. 지급보증대출금 G. Loan secured by third party guarantee - - 아. 기타대출금 H. Other loan 47,900 159,000 4. 부동산 4. Real Estate - - 1/10
( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 과목 Account Ⅱ. 비운용자산 Ⅱ. Other Assets 1,318,759 1,331,771 1. 재보험자산 1. Reinsurance asset 35,192 31,228 2. 보험미수금 2. Insurance receivables 100,814 96,583 ( 대손충당금 ) (Bad debt allowance) (3) (2) 가. 대리점미수금 A. General agency receivables - - 나. 재보험미수금 B. Reinsurance receivables 51,604 47,120 다. 외국재보험미수금 C. Overseas reinsurance receivables - - 라. 기타보험미수금 D. Other insurance receivables 49,212 49,464 3. 미수금 3. Other accounts receivables 9,209 38,767 ( 현재가치할인차금 ) (Discount account on present value) - - ( 대손충당금 ) (Bad debt allowance) (8,584) (7,767) 4. 보증금 4. Leasehold & Other deposits 36,741 28,975 ( 현재가치할인차금 ) (Discount account on present value) (1,968) (2,298) ( 대손충당금 ) (Bad debt allowance) (2) (4) 가. 공탁금 A. Deposits - - 나. 예탁보증금 B. Security deposits - 0 다. 임차보증금 C. Leasing deposits 38,688 31,185 라. 기타보증금 D. Other deposits 23 91 5. 미수수익 5. Accrued income 531,719 544,082 ( 대손충당금 ) (Bad debt allowance) (0) (0) 6. 선급비용 6. Prepaid expense 3,237 3,447 7. 선급법인세 7. Prepaid income tax 23,829-8. 선급부가세 8. Prepaid value added tax - - 9. 선급금 9. Advanced payment 195 276 가. 일반선급금 A. General advanced payment 195 276 10. 가지급금 10. Suspense payment - - ( 대손충당금 ) (Bad debt allowance) - - 가. 일반가지급금 A. General advanced payment - - 나. 부동산매입가지급금 B. Advance purchase of real estate - - 11. 가지급보험금 11. Suspense claims - - 12. 본지점계정차 12. Inter_office accounts debits - - 13. 차량운반구 13. Vehicles - - ( 감가상각누계액 ) (Accumulated depreciation) - - 14. 비품 14. Furniture & Equipment 5,566 4,327 ( 감가상각누계액 ) (Accumulated depreciation) (32,032) (31,304) 15. 임차점포시설물 15. Installation of rental stores 6,873 8,153 ( 감가상각누계액 ) (Accumulated depreciation) (26,722) (24,732) 16. 미상각신계약비 16. Deferred acquisition costs 523,520 519,879 17. 이연법인세자산 17. Deferred income tax asset - - 18. 파생상품자산 18. Derivative instrument assets 8,941 23,425 ( 매매목적파생상품 ) (Derivative assets held for trading) 231 543 ( 헤지목적파생상품 ) (Derivative assets for hedging) 8,710 22,882 가. 이자율관련 A. Interest rate derivative - 22,882 나. 통화관련 B. Currency derivative 8,710 - 다. 주식관련 C. Equity derivative 174 543 라. 신용관련 D. Credit derivative 57 - 마. 기타 E. Other derivative - - 19. 무형자산 19. Intangible asset 32,786 32,492 ( 손상차손누계액 ) (Accumulated impairment loss) (511) (1,294) 가. 영업권 A. Goodwill - - 나. 소프트웨어 B. Software 10,119 9,513 라. 개발비 C. Development cost 20,342 20,779 마. 기타의무형자산 D. Other intangible asset 2,835 3,494 20. 기타의유형자산 20. Other tangible asset 137 137 21. 특별계정미수금 21. Separate account receivables - - 22. 기타의비운용자산 22. Others Non Operating Asset - - 2/10
( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 과목 Account Ⅲ. 특별계정자산 Ⅲ. Separate Account Asset 5,578,395 5,352,887 ( 특별계정미지급금 ) (Separate account payables) (88,736) (70,817) 1. 퇴직보험 1. Retirement Insurance - - 2. 퇴직연금 2. Retirement Pension - - 3. 변액보험 3. Variable Insurance 5,667,130 5,423,704 자산총계 Total Assets 31,455,363 30,668,730 Ⅰ. 책임준비금 Ⅰ. Policy Reserve 21,166,410 19,877,792 1. 보험료적립금 1. Premium reserve 20,521,739 19,232,162 2. 미경과보험료적립금 2. Unearned premium reserve 698 751 3. 보증준비금 3. Guaranteed reserve 183,452 204,358 가. 최저연금적립금보증 A. Guaranteed minimum annuity benefit 21,712 22,852 나. 최저사망보험금보증 B. Guaranteed minimum death benefit 161,740 181,506 다. 최저중도인출금보증 C. Guaranteed minimum withdrawal benefit - - 라. 최저종신중도인출금보증 D. Guaranteed lifetime withdrawal benefit - - 마. 기타 E. Other guaranteed reserve - - 4. 지급준비금 4. Reserve for outstanding claims 288,371 251,540 5. 계약자배당준비금 5. Reserve for participating policyholder's dividends 164,618 169,307 가. 금리차보장준비금 A. Excess crediting rate reserve 337 345 나. 위험율차배당준비금 B. Mortality dividend reserve 68,372 70,168 다. 이차배당준비금 C. Interest dividend reserve 7,585 7,855 라. 비차배당준비금 D. Expense dividend reserve 21,890 21,005 마. 장기유지특별배당준비금 E. Long-term duration dividend reserve 66,433 69,934 바. 재평가특별배당준비금 F. Revaluation dividend reserve - - 6. 계약자이익배당준비금 6. Excess participating policyholder dividend reserve 1,642 6,927 7. 배당보험손실보전준비금 7. Reserve for loss from participating insurance 5,891 12,748 8. 재보험료적립금 8. Reserve for assumed reinsurance premium - - Ⅱ. 계약자지분조정 Ⅱ. Policyholders' equity adjustment 134,760 213,440 1. 계약자배당안정화준비금 1. Reserves for policyholders dividend stabilization - - 2. 공익사업출연기금 2. Fund for public projects - - 3. 매도가능금융자산평가손익 4. 관계 종속기업투자주식평가손익 3. Gains(losses) on valuation of available-for-sale financial assets 4. Gains(losses) on valuation of associates, subsidiaries assets 134,760 213,440 - - 5. 재평가적립금 5. Assets revaluations reserves - - 6. 재평가잉여금 6. Revaluation surplus - - Ⅲ. 기타부채 Ⅲ. Other Liabilities 837,165 1,018,586 1. 보험미지급금 1. Outstanding claims 33,039 31,080 가. 대리점미지급금 A. General agency outstanding claims - - 나. 재보험미지급금 B. Reinsurance outstanding claims 33,039 31,080 다. 외국재보험미지급금 C. Overseas reinsurance outstanding claims - - 라. 기타보험미지급금 D. Other insurance outstanding claims - - 2. 미지급금 2. Other account payables 67,789 61,830 3. 미지급비용 3. Accrued expense 84,180 78,958 4. 미지급법인세 4. Accrued income tax - - 5. 당좌차월 5. Bank overdraft - - 6. 차입금 6. Borrowings - - 7. 사채 7. Bonds - - 8. 선수금 8. Advance receipt 1 0 9. 선수수익 9. Unearned income 70-10. 예수금 10. Withholdings 18,245 25,040 11. 미지급부가세 11. Accrued value added tax 6 29 3/10
( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 과목 Account 12. 가수금 12. Suspense receipts - - 13. 가수보험료 13. Premium received in suspense - - 14. 선수보험료 14. Unearned insurance premium 94,411 144,886 15. 본지점계정대 15. Inter_office account credits - - 16. 특별계정미지급금 16. Separate account payables - - 17. 이연법인세부채 17. Deferred income tax liability 525,529 654,196 18. 임대보증금 18. Leasehold deposits received - - ( 현재가치할인차금 ) (Discount account on present value) - - 19. 퇴직급여채무 19. Reserve for severance benefits (4) 1,480 가. 확정급여채무 A. Retirement benefit obligation 16,328 15,194 나. 미인식보험수리적손익 B. Unrealized actuarial Gains(losses) - - 다. 미인식과거근무원가 C. Unrealized past service cost - - 라. 사외적립자산 D. Plan asset (16,332) (13,715) (1) 퇴직연금운용자산 (1) Invested asset for retirement pension (16,330) (13,713) (2) 기타사외적립자산 (2) Other plan asset (2) (2) 20. 파생상품부채 20. Derivative instrument liabilities 225 7,001 ( 매매목적파생상품 ) (Derivative liabilities held for trading) - - ( 헤지목적파생상품 ) (Derivative liabilities for hedging) 225 7,001 가. 이자율관련 A. Interest rate derivative - - 나. 통화관련 B. Currency derivative 225 7,001 다. 주식관련 C. Equity derivative - - 라. 신용관련 D. Credit derivative - - 마. 기타 E. Other derivative - - 21. 신탁계정차 21. Borrowings from trust accounts - - 22. 복구충당부채 22. Restoration cost 13,501 13,444 23. 채무보증충당부채 23. Provision for loan guarantee - - 24. 요구불상환지분 24. Demand repayment interest - - 25. 그밖의기타부채 25. Other liabilities 174 643 Ⅳ. 특별계정부채 IV. Separate Account Liabilities 5,648,472 5,411,497 ( 특별계정미수금 ) (Separate account receivables) (18,658) (12,207) 1. 퇴직보험 1. Retirement Insurance - - 2. 퇴직연금 2. Retirement Pension - - 3. 변액보험 3. Variable Insurance 5,667,130 5,423,704 부채총계 Total Liabilities 27,786,807 26,521,315 Ⅰ. 자본금 Ⅰ. Capital Stock 82,000 82,000 ( 수권주식수 ) * (Shares authorized)* 200,000 20,000 ( 발행주식수 ) * (Outstanding shares)* 82,000 8,200 1. 보통주자본금 1. Common Stock 82,000 82,000 ( 발행보통주식수 ) * (Outstanding common stock)* 82,000 8,200 2. 우선주자본금 2. Preferred Stock - - ( 발행우선주식수 ) (Outstanding preferred stock) - - Ⅱ. 자본잉여금 Ⅱ. Capital Surplus 488,592 498,315 1. 주식발행초과금 1. Paid in capital in excess of par value 487,939 487,939 2. 감자차익 2. Gain on capital reduction - - 3. 재평가적립금 3. Asset revaluation reserve - - 4. 기타자본잉여금 4. Other capital surplus 653 10,376 4/10
( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 과목 Account Ⅲ. 이익잉여금 Ⅲ. Retained Earnings 1,881,910 1,766,108 1. 이익준비금 1. Legal reserve 41,000 41,000 2. 기타법정적립금 2. Other statutory reserve - - 3. 대손준비금 3. Reserve for bad debts 21,653 20,140 4. 임의적립금 4. Voluntary reserve - - 5. 처분전이익잉여금 ( 처리전결손금 ) 5. Inappropriate retained earnings at the end of the year (Loss carried forward to the following period) 1,819,257 1,704,968 ( 당기순이익또는당기순손실 ) (Profit After Tax for the Year) 340,236 240,741 Ⅳ. 자본조정 Ⅳ. Capital Adjustment - - 1. 주식할인발행차금 1. Discount on stock issuance - - 2. 자기주식 2. Treasury stock - - 3. 기타자본조정 3. Other capital adjustment - - Ⅴ. 기타포괄손익누계액 Ⅴ. Accumulated Other Comprehensive Income 1,216,055 1,800,992 1. 매도가능금융자산평가손익 1. Gains(losses) on valuation of AFS financial assets 1,142,059 1,717,100 2. 관계 종속기업투자주식평가손익 2. Gains(losses) on valuation of investment securities in related parities or subsidiaries - - 3. 해외사업환산손익 3. Overseas business translation credit/debit - - 4. 현금흐름위험회피파생상품평가손익가. 현금흐름위험회피평가이익나. 현금흐름위험회피평가손실 5. 특별계정기타포괄손익누계액 4. Gains(losses) on valuation of derivative for cash flow hedge A. Gains on valuation of derivative for cash flow hedge B. Losses on valuation of derivative for cash flow hedge 5. Accumulated other comprehensive income in separate account 81,116 91,113 83,473 91,500 (2,357) (386) - - 6. 재평가잉여금 6. Revaluation surplus - - 7. 기타 7. Other (7,120) (7,221) 자본총계 Total Shareholders' Equity 3,668,556 4,147,415 부채와자본총계 Total Liabilities & Equity 31,455,363 30,668,730 * 2016 년 12 월 20 일주주총회승인을거쳐 2017 년 1 월 23 일 1:10 의액면분할이이루어졌습니다. The number of shares has been increased from the 10-for-1 stock split on January 23, 2017 by the decision from the general shareholders meeting held on December 20, 2016. 5/10
손익계산서 - SAP 기준 (Income Statement - SAP) ( 단위 : 백만원 ) ( Unit: KRW mln ) 2017 년 1 월 1 일부터 2017 년 12 월 31 일까지 (From Jan 1, 2017 to December 31, 2017) 2016 년 1 월 1 일부터 2016 년 12 월 31 일까지 (From Jan 1, 2016 to December 31, 2016) 과목 Account 2017.1.1~2017.12.31 2016.1.1~2016.12.31 Ⅰ. 보험손익 Ⅰ. Insurance Operating Results 743,566 795,116 1. 보험영업수익 1. Insurance Operating Revenue 3,268,451 3,250,155 가. 보험료수익 A. Premium income 3,157,537 3,142,469 나. 재보험수익 B. Reinsurance income 110,914 107,685 2. 보험영업비용 2. Insurance Operating Expense & Claims 2,524,885 2,455,038 가. 지급보험금 A. Claims & Surrenders 1,782,245 1,723,479 나. 재보험비용 B. Reinsurance expense 128,312 121,951 다. 사업비 C. Operating expense 374,665 354,960 라. 신계약비상각비 D. Amortization of deferred acquisition cost 239,880 254,033 마. 할인료 E. Discount expense (218) 615 Ⅱ. 투자손익 Ⅱ. Investment Operating Results 862,508 851,824 1. 투자영업수익 1. Investment Operating Revenue 920,657 900,718 가. 이자수익 A. Interest income 857,372 841,278 (1) 예금이자 (1) Interest on bank deposits 32,510 31,769 (2) 당기손익인식증권이자 (2) Interest on securities at FVTPL - - (3) 매도가능증권이자 (3) Interest on AFS security 701,034 691,536 (4) 만기보유증권이자 (4) Interest on HTM security - - (5) 대출채권이자 (5) Interest on loans 116,114 113,075 (6) 예치금이자 (6) Interest on deposits 1 - (7) 기타이자수익 (7) Other interest income 7,713 4,898 나. 배당수익 B. Dividend income 15,294 17,881 (1) 당기손익인식증권배당수익 (1) Dividend on security at FVTPL - - (2) 매도가능증권배당수익 (2) Dividend on AFS security 15,294 17,881 (3) 관계 종속기업투자주식배당수익 (3) Dividend on investment security in related parities or subsidiaries - - (4) 기타배당수익 (4) Other dividend - - 다. 임대료수익 C. Rental income 212 212 라. 수수료수익 D. Commission income 518 371 마. 금융자산처분이익 E. Gain on disposal of financial asset 29,096 31,853 (1) 당기손익인식증권처분이익 (1) Gain on disposal of security at FVTPL - 232 (2) 매도가능증권처분이익 (2) Gain on disposal of AFS security 29,096 31,621 (3) 만기보유증권처분이익 (3) Gain on disposal of HTM security - - (4) 관계종속기업투자주식처분이익 (4) Gain on disposal of investment security in related parities or subsidiaries - - (5) 대출채권 (5) Gain on disposal of loan - - (6) 기타 (6) Others - - 바. 당기손익인식금융상품평가이익 F. Gain on valuation of financial instruments at FVTPL 95 - (1) 당기손익인식금융자산평가이익 (1) Gain on valuation of financial asset at FVTPL 95 - (2) 당기손익인식금융부채평가이익 (2) Gain on valuation of financial liability at FVTPL - - 사. 금전신탁이익 G. Income from trust deposits - - 아. 대손충당금환입 H. Reversal of bad debts allowance 2 24 자. 손상차손환입 I. Reversal of Impairment Loss 22 - 차. 지분법평가이익 J. Gain on valuation of security using the equity method - - 카. 파생상품거래이익 K. Gain on derivative transaction 8,858 1,569 타. 파생상품평가이익 L. Gain on valuation of derivative 6,675 30 파. 외환차익 M. Gain on foreign currency transaction 1,319 944 하. 외화환산이익 N. Gain on foreign currency translation 1,195 6,555 거. 부동산처분이익 O. Gain on disposal of real estate - - ( 투자부동산처분이익 ) (Gain on disposal of invested real estate) - - 6/10
손익계산서 - SAP 기준 (Income Statement - SAP) ( 단위 : 백만원 ) ( Unit: KRW mln ) 2017 년 1 월 1 일부터 2017 년 12 월 31 일까지 (From Jan 1, 2017 to December 31, 2017) 2016 년 1 월 1 일부터 2016 년 12 월 31 일까지 (From Jan 1, 2016 to December 31, 2016) 과목 Account 2017.1.1~2017.12.31 2016.1.1~2016.12.31 너. 재평가손실환입 P. Reversal of revaluation loss - - 더. 신탁보수 Q. Fees on trust account - - 러. 금융부채상환이익 R. Gain on redemption of financial liability - - 머. 염가매수차익 S. Gain on bargains purchase - - 버. 기타투자수익 T. Other investment income - - 2. 투자영업비용 2. Investment Operating Expense 58,149 48,894 가. 재산관리비 A. Investment administrative expense 28,050 26,321 나. 지분법평가손실 B. Loss on valuation of security using the equity method - - 다. 금융자산처분손실 C. Loss on disposal of financial asset 3,912 228 (1) 당기손익인식증권처분손실 (1) Loss on disposal of security at FVTPL - - (2) 매도가능증권처분손실 (2) Loss on disposal of AFS security 3,912 228 (3) 만기보유증권처분손실 (3) Loss on disposal of HTM security - - (4) 관계 종속기업투자주식처분손실 (4) Loss on disposal of investment security in related parities or subsidiaries - - (5) 대출채권 (5) Loss on disposal of loan - - (6) 기타 (6) Others - - 라. 당기손익인식금융상품평가손실 D. Loss on valuation of financial instruments at FVTPL - - (1) 당기손익인식금융자산평가손실 (1) Loss on valuation of financial asset at FVTPL - - (2) 당기손익인식금융부채평가손실 (2) Loss on valuation of financial liability at FVTPL - - 마. 금전신탁손실 E. Loss from trust deposits - - 바. 이자비용 F. Interest expense 1,327 1,588 (1) 당좌차월이자 (1) Overdraft Interest Expense 0 0 (2) 차입금이자 (2) Borrowing Interest Expense - - (3) 발행채권이자 (3) Debenture Interest Expense - - (4) 신탁계정차이자 (4) Borrowing Interest Expense from trust accounts - - (5) 요구불상환증권이자 (5) Interest on Demand receipts - - (6) 기타이자비용 (6) Other Interest 1,327 1,588 사. 대손상각비 G. Bad debts expense 1,467 253 아. 손상차손 H. Impairment loss 3,027 14,748 (1) 유가증권손상차손 (1) Impairment loss on security 3,027 14,690 (2) 비금융자산손상차손 (2) Impairment loss on non-financial asset - 58 (3) 파생상품손상차손 (3) Impairment loss on derivative - - (4) 기타 (4) Others - - 자. 파생상품거래손실 I. Loss on derivative transaction 162 235 차. 파생상품평가손실 J. Loss on valuation of derivative 582 3,565 카. 외환차손 K. Loss on foreign currency transaction 1,793 597 타. 외화환산손실 L. Loss on foreign currency translation 17,829 1,359 파. 부동산처분손실 M. Loss on disposal of real estate - - ( 투자부동산처분이익 ) (Loss on disposal of invested real estate) - - 하. 재평가손실 N. Revaluation loss - - 거. 부동산감가상각비 O. Depreciation expense of real estate - - 너. 금융부채상환손실 P. Loss on redemption of financial liability - - 더. 기타투자비용 Q. Other investment expense - - Ⅲ. 책임준비금전입액 ( 책임준비금환입액 ) III. Increase in Policy Reserve(Decrease in Policy Reserve) 1,284,653 1,418,502 Ⅳ. 영업이익 IV. Operating Income 321,421 228,438 Ⅴ. 영업외손익 V. Non-Operating Results 130,777 86,633 1. 영업외수익 1. Non-operating Revenue 162,629 137,061 7/10
손익계산서 - SAP 기준 (Income Statement - SAP) ( 단위 : 백만원 ) ( Unit: KRW mln ) 2017 년 1 월 1 일부터 2017 년 12 월 31 일까지 (From Jan 1, 2017 to December 31, 2017) 2016 년 1 월 1 일부터 2016 년 12 월 31 일까지 (From Jan 1, 2016 to December 31, 2016) 과목 Account 2017.1.1~2017.12.31 2016.1.1~2016.12.31 가. 유형자산처분이익 A. Gains on disposal of tangible asset - - 나. 특별계정수입수수료 B. SA commission received 153,106 114,870 다. 전기오류수정이익 C. Gain on adjustment of prior period error - - 라. 외환차익 D. Gain on foreign currency transaction 58 6 마. 외화환산이익 E. Gain on foreign currency translation 0 - 바. 자산수증이익 F. Gain on asset contributed - - 사. 채무면제이익 G. Gain from liability exempted - - 아. 보험차익 H. Gain on insurance settlements - - 자. 잡이익 I. Miscellaneous income 9,464 22,186 2. 영업외비용 2. Non-operating expense 31,851 50,428 가. 무형자산상각비 A. Depreciation of intangible asset 15,404 14,640 나. 유형자산처분손실 B. Loss on disposal of tangible asset 208 222 다. 기부금 C. Donations 3,806 1,125 라. 특별계정지급수수료 D. SA commission paid 8,792 6,782 마. 전기오류수정손실 E. Loss on adjustment of prior period error - - 바. 외환차손 F. Loss on foreign currency transaction 49 8 사. 외화환산손실 G. Loss on foreign currency translation - - 아. 재해손실 H. Loss due to disaster - - 자. 과징금 과태료 벌과금등 I. Administrative penalty 24 18 차. 잡손실 J. Miscellaneous loss 3,568 27,633 Ⅵ. 특별계정손익 VI. Separate Account Results - - 1. 특별계정수익 1. Separate account income - - 2. 특별계정비용 2. Separate account expense - - Ⅶ. 법인세비용차감전순이익 VII. Profit Before Tax 452,198 315,072 Ⅷ. 법인세비용 VIII. Income Tax Expense 111,962 74,330 Ⅸ. 당기순이익 IX. Profit After Tax 340,236 240,741 Ⅹ. 기타포괄손익 Ⅹ. Other Comprehensive Income (584,937) (172,522) 1. 매도가능금융자산평가손익 A. Gain/Loss on valuation of AFS financial asset (575,041) (181,859) 2. 관계 종속기업투자주식평가손익 B. Gains/Losses on Valuation of Investment Securities in Related parities or Subsidiaries - - 3. 해외사업환산손익 C. Overseas Business Translation Credit/Debit - - 4. 현금흐름위험회피파생상품평가손익 D. Gain/Loss on valuation of cash flow hedging derivative (9,997) 9,196 5. 특별계정기타포괄손익 E. Accumulated other comprehensive income in separate account - - 6. 기타 F. Others 101 141 XI. 총포괄손익 XI. Total Comprehensive Income (244,701) 68,220 8/10
재무상태표 - GAAP 기준재무상태표 - KIFRS 기준 (Financial Position - KIFRS) ( 단위 : 백만원 ) ( Unit: KRW mln) 과목 Account 자산 Assets I. 현금및예치금 I. Cash and Deposits 560,147 565,397 1. 현금및현금성자산 1. Cash and cash equivalents 175,596 180,818 2. 예치금 2. Deposits 384,551 384,579 Ⅱ. 당기손익인식금융자산 II. Financial assets through profit or loss 10,326 543 Ⅲ. 매도가능금융자산 III. Financial assets available for sale 21,854,092 21,329,238 Ⅳ. 대출채권및수취채권 IV. Loans and receivables 2,812,344 2,765,083 1. 대출채권 1. Loans 2,133,876 2,089,437 2. 수취채권 2. Receivables 678,469 675,645 Ⅴ. 위험회피목적파생상품자산 V. Derivatives asset 8,710 22,882 Ⅵ. 유형자산 VI. Tangible assets 12,576 12,617 Ⅶ. 무형자산 VII. Intangible assets 32,786 32,492 Ⅷ. 당기법인세자산 VIII. Current tax assets 23,829 32,746 Ⅸ. 미상각신계약비 IX. Deferred Acquisition Cost 523,520 519,879 Ⅹ. 기타자산 Ⅹ. Other assets 38,639 34,965 1. 재보험자산 1. Reinsurance assets 35,192 31,228 2. 그밖의기타자산 2. Other assets 3,447 3,738 XI. 특별계정자산 XI. Separate account Assets 5,578,395 5,352,887 자산총계 Total Assets 31,455,363 30,668,730 부채 Liabilities Ⅰ. 보험계약부채 I. Insurance Contract Liabilities 21,166,410 19,877,792 Ⅱ. 계약자지분조정 II. Policyholders' equity adjustment 134,760 213,440 Ⅲ. 당기손익인식금융부채 III. Derivatives liabilities - - Ⅳ. 위험회피목적파생상품부채 III. Derivatives liabilities 225 7,001 Ⅴ. 이연법인세부채 IV. Deferred income tax liabilities 525,529 654,196 Ⅵ. 당기법인세부채 V. Current income tax liabilities - - Ⅶ. 기타부채 V. Other liabilities 311,411 357,388 1. 지급채무 1. Accounts payables 165,263 164,186 2. 충당부채 2. Provisions 15,361 13,444 3. 순확정급여부채 3. Retirement benefit liabilities (4) 1,480 5. 그밖의기타부채 5. Other liabilities 130,792 178,279 Ⅵ. 특별계정부채 VI. Separate account liabilities 5,648,472 5,411,497 부채총계 Total Liabilities 27,786,807 26,521,315 자본 Shareholders' Equity Ⅰ. 자본금 I. Capital stock 82,000 82,000 Ⅱ. 자본잉여금 II. Capital surplus 488,592 498,315 Ⅲ. 기타포괄손익누계액 III. Accumulated other comprehensive income 1,216,055 1,800,992 Ⅳ. 이익잉여금 IV. Retained earnings 1,881,910 1,766,108 자본총계 Total Shareholders' Equity 3,668,556 4,147,415 부채와자본총계 Total Liabilities and Equity 31,455,363 30,668,730 9/10
손익계산서 - KIFRS 기준 (Income Statement - KIFRS) ( 단위 : 백만원 ) ( Unit: KRW mln ) 2017 년 1 월 1 일부터 2017 년 12 월 31 일까지 (From Jan 1, 2017 to December 31, 2017) 2016 년 1 월 1 일부터 2016 년 12 월 31 일까지 (From Jan 1, 2016 to December 31, 2016) 과목 Account 2017.1.1~2017.12.31 2016.1.1~2016.12.31 Ⅰ. 영업수익 I. Operating Income 4,342,272 4,265,749 1. 보험료수익 1. Premium Income 3,157,537 3,142,469 2. 재보험수익 2. Reinsurance Income 110,914 107,685 3. 이자수익 3. Interest Income 857,372 841,278 4. 배당금수익 4. Dividend Income 15,294 17,881 5. 금융자산투자수익 5. Realized & Unrealized Income on Financial Assets 44,725 33,477 6. 기타영업수익 6. Other Operating Income 3,324 8,088 7. 특별계정수입수수료 7. Commission received from Separate Account 153,106 114,870 Ⅱ. 영업비용 II. Operating Expenses 3,891,932 3,943,864 1. 보험계약부채전입액 1. Increase in Policy Reserves 1,284,653 1,418,502 2. 지급보험금 2. Claims & Surrenders 1,782,245 1,723,479 3. 재보험비용 3. Reinsurance Expenses 128,312 121,951 4. 사업비 4. Operating Expenses 374,665 354,960 5. 신계약비상각비 5. Amortization of DAC 239,880 254,033 6. 재산관리비 6. Investment Administrative Expenses 28,050 26,321 7. 이자비용 7. Interest Expenses 1,327 1,588 8. 금융자산투자비용 8. Realized & Unrealized Loss on Financial Assets 9,150 18,971 9. 기타영업비용 9. Other Operating Expenses 34,857 17,277 10. 특별계정지급수수료 10. Commission Paid to Separate Account 8,792 6,782 Ⅲ. 영업이익 III. Operating Income 450,341 321,884 Ⅳ. 영업외수익 ( 비용 ) IV. Other Income (Expenses) 1,857 (6,813) Ⅴ. 법인세비용차감전순이익 V. Profit Before Tax 452,198 315,072 Ⅵ. 법인세비용 VI. Income Tax Expense 111,962 74,330 Ⅶ. 분기순이익 VII. Profit After Tax 340,236 240,741 Ⅷ. 기타포괄손익 VIII. Other Comprehensive Income (584,937) (172,522) 1. 후속적으로당기손익으로재분류되는항목 1. Reclassified subsequently to profit or loss when specific conditions are met 가. 매도가능금융자산평가손익 a. Gain on Valuation of Available-for-Sales Financial Assets 나. 현금흐름위험회피파생상품평가손익 b. Gains(losses) on Valuation of Derivatives Held as CF Hedges (585,038) (172,663) (575,041) (181,859) (9,997) 9,196 2. 후속적으로당기손익으로재분류되지않는항목 2. Not reclassified subsequently to profit or loss 101 141 가. 확정급여제도의재측정요소 a. Actuarial Gains(losses) on Defined Benefit Liabilities 101 141 Ⅸ. 총포괄손익 IX. Total Comprehensive Income (244,701) 68,220 10/10