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1 1977 ( ) (In suranc e Brokers (Reg is tration ) A ct 1977 ) ( ), ( ). ( ) 1. (Insurance Brokers Registration Council) ( ). (common seal)

2 ( ) (register )(.),,,. ( ) ,.,. 5 2 (whole- time agent ) ,

3 ,., (partner ship) ( ), ( ) 1. ( ),,

4 ( ). ( ) ,

5 5... ( ) 1. ( (approved educational institution ) ). 2. (, (approved qualification ) ). 3., ,. ( )

6 ,. 4. ( 3 ) (1 )

7 . 8., 1. 9.,. ( ) , ( )

8 ... 3.,. 4.. ( ) 1. 1,. 2.,. 3. (

9 ), ( (Code of Con du c t )) ,.,. ( ) (, (practising insurance broker ) )

10 ,

11 , ,.. (partner ) ( ) (grant )

12 ), ) 3.. ) ) ) ,

13 .,..., ( ) (Investigation Committee).. 15., (disciplinary case)

14 2., (Disciplinary Committee). 3.. ( ) ,,. 3. ( ). (, )

15 , A. ( ) ( ) 2B. 2A ( ). ( ) ( )

16 (.. ) (, ) ( )

17 ( ) , ( )

18 , ( ) 19 1., (writ of subpoena ad testificandum ) (writ of subpoena duces tecum )., ( ) (Supreme Court of Judicature (Consolidation ) Act 1925) (Attendance of Wit - nesses Act 1854)( ) (High Court ), (High Court of Justice)

19 . ( ) (High Court ) (Court of A ppeal) (Suprem e Court of Judicature). 3. (Court of Session ) ,.... (counsel) (solicitor ), ( )

20 (proceedings). ( ) (barrister ), (advocate, : solicitor ) (solicitor ) 1 (assessor ). 2..,. 3. (Lord Chancellor ) (Lord

21 Advocate).., ( ) ( ).,

22 , 2/ ,. ( ) ,.. (insurance broker ),.,,

23 2. 400,..,.,, 3. 'insurance broker ', ' assurance broker ' 'reinsurance broker ' 'reassurance broker '. ( 22 ) ,, ( : ), (, ),. 2. 3,, (trustee in bankruptcy, assignee in bankruptcy ) (, ),

24 ( ) 24,. ( ) ( ) 26, (, ), 1889 (Interpretation Act 1889) 26 ( )

25 . ( ) , ,. 3. 8, ( ) , 2,

26 . ( ) (approved qualification ) (approved educational institution ) 6. (approved insurer s) ( 12 3 ) , ( ). (Council) 1. (Court ) (High Court Court of Session ), (High Court of Justice). (disciplinary case) 13. (employee), (employed). (enrolled) ((enrollment ). (functions ). (insurance business) ( ) (insurance broker )

27 . (insurance company ). (list ). (practising insurance broker ). (prescribed). (recognised body of accountants).. Institute of Chartered Accountants. Institute of Chartered Accountants. A ssociation of Certified Accountants. Institute of Chartered Accountants ( ) (register ) (registered) (registration). (registered insurance broker ). (registrar ) ( 1974 (Order in Council) )

28 . (, ) ( ) , , 1.. 5, 1, 1, ) (British Insurance Broker s ' A ssociation )

29 .2) ).,..4) ) ) ) (scheme)

30 )..2) )..2)..... ( ) ( ) (Borrowing (Control and Guarantees) Act 1946) 1,

31 (Loans Guarantee and Borrowing Regulation Act (Northern Ireland) 1946) 2,.3). 9. ( )., ( ) 1978 (S.I N o.1393 (c.35 ) ) 1977 ( ) 30 (3 ) (S e cret ary of S tate ) ( )

32 1977 ( ) ( (register )) ( ) ( ) ( (register or enroll) ) ( ) 13 ( (disciplinary cases) ) 15 (,, ) 16 ( (restoration )) 17 ( ) 18 ( ) 19 (1) (3) ( (procedure)) 20 ( (assessor s)) 1978 ( ) (S.I N o ) (1 ) 28 (1) ( )

33 1977 ( ) 10. (S ch e dule ) 1977 ( ) 10. ( )..,.,..,

34 . 3, ,...,.. (1). (2) (3) (insurance broking business),

35 . (4), (needs). (5). (6), ( ). (7). (8).. (9).,. (10), ( ). (11). (12)

36 . (13),,.,. (14),,.,. (15) (Advertising Standards Authority ) (Code of Advertising Practice),. (16),,.,. (17),,. (18),

37 . (19), ( 15 St. Helen ' s, London EC3A 6DS ) ( ) (S.I N o ) (1) 28 (1) ( ) ( ) 8 2., 3., ( )

38 1978 ( ) 1977 ( ) 8 2., 3., ( ) ( ) , ,.,

39 (Interpretation Act 1889) (Act of Parliament ). [ 1979 No. 490.]. (1),,, (2),,. (1)

40 7. (2) (registrar ). (3). (4).. (5) (1). (1) 6 (3). (2) (1) 6 (1) ( ). (3) 6 (3), 2 (partner ship) (1) 1, 1. (4) (2)

41 (1) 175. (2). (3). (4) (1). (1) 10, ( ). (2), 14.,

42 (3) (4) (3). 10 (1) ( ). (2), (3) 9 (3) 175. (4) (1) (3)

43 1. (5) (3). 11 (1) ( ) 5 1. (2), 14., (3) (4) (3). 12 (1)

44 . (2) (1), 14., , 9, 10 11, ,,

45 . 15 (1). (2) (1) 175 ( ). (3) 2 (1) 1 1. (4) (2). 16 (1) ( ),. (2)

46 1978 ( ) (S.I N o ) (1) 28 (1) Gener al Note 13 ( ) 2.. S.I No. 1457, S.I No ( ) ( ) 13 (3) 1978 ( ) ( )

47 ( ) 13 (3) 1978 ( ). (a) 1977 ( ). 13. (b) 1889 (Interpretation Act 1889) (Act of Parliament )., 14, 2/ /

48 .,,., ( ) (S.I 1978 N o ) (1) 28 (1) ( ), ( ) 14 (2) (3) 1978 ( )

49 ( ) 1977 ( ) 14 (2) (3), ( ). (a ) 1977 ( ) ,. 14 (1), (1) 13 (3). 13. (b) 1889 (Interpretation Act 1889) (Act of Parliament )

50 11, 5 ( 5 ), 6, , 2/ 3., 3/ ,. 3, 2/

51 2,. 10. ( ) ( ), ( ) ( ), ( ) 3 11,. 12,,,,

52 14.,,,. 15,, ( ) (S.I N o ) (1) 28 (1) Gener al Note S.I No , (natural justice). 18 (High Court )

53 1978 ( ), (4), 1978 ( ) ( ) (5) 19 (4). 1 (1) 1978 ( ). (2), (the Act ) 1977 ( ). (case). (the Chairman)

54 . (the Committee) 14 (1). (the complainant ).. (conviction ) 15 (1) (a). (disciplinary case) 13 (1) 13 (2). (inquiry ). (the Investigating Committee) 13 (1). (the Legal A ssessor ) 20. (party to the inquiry ) ( ),.,. (the respondent )

55 (the Solicitor ),. (3) 1889 (Interpretation Act 1889) (Act of Parliament ). 2 ( ) (1) (notice of inquiry ). ( ), 15,,.. (2). (3)

56 (4), (1) 28. ( ) (1). (2),,. (3),. ( ),,,,,

57 ( ) (1).,,. (2),,.. ( ) (1). (2) ( ),,.,. (3),.,. (4),, (

58 )., 1.. (5),... (6),,., 15., 15 (2). 2. (1)

59 (solicitor ). (2). (3). (4). (5). (6) 2. ( ) (1). (a) 6 ( )

60 ( ) ( ) 3 (statutory declaration ) - -. (b) (a), (a) (statutory declaration )- -.. (c),. (d), 7 (3) (6). (2)

61 , 7 (3) (6). (3). (4). (5).. 15 (3 ) (1) 4 15 (3). (2) ( ) 15 ( ) ( )

62 (,,, ) 10 (1) 9 2 ( ). (2).. (3). (4). (5) ( ) (1)

63 ( ),. (2) 2 ( ). (3) ( ).. (4) 6. (5).. (6)

64 . 12 (a), (b) ( ), ( ). (a) (b) 17 (1) 17 (2) ( ). ( ). ( )

65 ( ) 13 (1) 20 (3) ( ). (2). (3).,. (4). ( ) 14 (1) 12,. (2),..,

66 . (3).. ( ) 15 (1).. (2) ( ).. (3) 12. ( )

67 .,. ( ) 17 (1) (counsel) (2) (counsel). 18 ( 6 )

68 ( ) [ ] ( ). (, 2, ).., 1977 ( ) 15 ( ) 19 ( ) ( ) ( ) ( ) 1977 ( )

69 17 ( ) ( ) 1977 ( ) ( ), (1) 1977 ( ) (2) 1889.,

70 ,....., ( )

71 1979 ( ) 1977 ( ) 27 (1) 28 (1) ( ) (1), (2), (3) (7) 1979 ( ) ( ) (1), (2), (3), (7) ( )

72 (1) : (Brokerage) (broking ).. (2). 2 ( 11 (1 ) ), (1) 1,000. (2) : ( ) 1,000. ( ) (w orking capital), 1 2 K 1 2 X

73 (1) 1,000. (2) : ( ) 1,000. ( ), 1 2 M. ( ), 1 2 Z. (1),. (2) ( 11 (2 ) )

74 (1).. (Insurance Broking Account ). (2). ( ). ( ) ( ) (approved short term assets) 7 (charge), (encumbrance), (lien ), (right of set off), (compensation ) (retention ) (3)

75 (4). (5) : ( ) 6 ; ( ) ( ) ( ) ( ) (6) ( ) 5.. (a) (b) 9 2, 7 8 ( ) 1. ( ),

76 . ( ) 6. ( ) 9 1 : (a), ; (b) 7 (charge), (encumbrance), (lien ), (right of set off), (compensation ) (retention ) (7) ( )(a),. 8. (b).,

77 . (c) 7 2, (be charged or deposited).. (d),,,. ( )., 8 4. ( ). (8)( ) (insurance transactions assets ). ( ) 8 1 : (insurance transactions assets )

78 ,, 1 2 H. (insurance transactions liabilities), 1 2 V. (9) : ( ) ( ) ( ) 1959 (House Purchase and Housing ) 1 ( ) ( ) 5 : (a) (b), (c) (d) ( ) ( )

79 ( ), (10), (charge) (encumbrance),.,,,.. (11) : ( ) : (a) 1979 ;] (b) 1969 ; (c) National Girobank ( ) assurance, reinsurance reassurance,. ( ) ; ( )

80 (a), ; (b) (c) (refunds) (salvages) (d),, (similar fiscal levies ); (e) (f) ( ) 1979 (Banking Act 1979).. (winding up) : In re Multi Guarantee Co. Ltd., Ch.D. July 31, 1984, Financial T imes Augu st 14, : ( ),. ( ) : (a), (b),,

81 . ( ). (a) (b) ( ). ( ) 3. (1),., , (2) 9 (2) 6. (3),

82 (1) ,. (1) 8 (1),, 11. (1) (a) (b) (c). (1). (2) 8 (1) , ( ) (1)

83 . (2)... (a) (b) (c) (2) (2), (2). (hold company ) , 1960 ( )

84 , (1) 8 9,, , ( ) , ( ).,. (2). (a) 7 (b)

85 7.,. (3) 4. (4), (4), (5) (6)

86 .,,,,,, 5 14,.. : 1 2 3, 4 6, 5 (2)

87 1979 ( ) ( ). A. :...( ) ( (a) (b) (c) ) B. :... C. :... ( A ) D.. Full Name ( ) (.) 8, 19 ( ) 19, 9 (2) (

88 ), 1. ( ) 10 1, , < > & 20 2 A H B C(=A+B) & J K(=H+J)

89 & & 20 9 D L E(=A+B+D) M(=H+J+L) - 10 N/A * F G(=A+B+D+F) * 1) 2 H 6 (8). 2) 2 K 3 (2). 3) 2 M 4 (2). < > & N V & P W Q(=N+P) X (=V+W) N/A *

90 1 2 R Y S(=N+P+R) Z (=V+W+Y) ( ) -, ( ) T U(= N+P+R+T) * N/A * N/A * N/A * N/A * 1) 2 V 6 (8). 2) 2 X 3 (2). 3) 2 Z 4 (2). 2 2,,. 2 *. *,. 2 2, 1 9,

91 .... ( ) 1 6 (7),. (, ) ).. 2) , 6. 2, (mid- market value)

92 2.,, ( ) ( No.20 )., ,,. 4. -, 12,, (bank deposit receipts),,,, ,, ( ), ( ) (

93 No.20 ). 12 ( ) ( ) ,,, ,,,, (a) 1. (b). (b) 2,.( No.16 ) 8. -, 12,,,,,,,

94 9. ( ) ( No.20 ), 2. (.) 10.,,,, ,, ( ) ( No.20 ). 12.,. 13.,, 36.( 36.)

95 14.,,, ( ), 36. ( ) ( No.20 )., (a), (b ) 2. (a) ( ), (b), ( ) : (contingent liabilities) : ( ) 2.,,,

96 , (long term liabilities) ( ) 36, ( ) , ( ) 2. No ( ), ( ) 148.,

97 2 5 (2). 1? (10 10 ) %? (15% 15% ) %, ( ) ( ),

98 * *.... * *.... * *.... (1) (2) 1979 ( ) 3, 4, 5, (,

99 ). ( * ) 10,. * *.... * *.... * *.... (1) (2), 1979 ( ) 3, 4, 5, (

100 ) 8. ( * ) ( ) 11 (4), (5) (6) ( ) 10,.( letter.) / ( ). / (a)

101 ( ) 6 7. (b) (c) (d) 1 3, / ( ) 6 (9) ( ) 6 (2) (6). 1, 1, ( ) 10, (.). / 1 2 ( )

102 / / 1 2 2,,. /. / , 1 2 / : )

103 1987 ( ) (S.I N o ) ( ) 27 (1) 28 (1) ( ) (3) 1977 ( ) ( ) ( ). (a) ( ) 14 ; (b) ; (c)

104 ( ) 3 (1)

105 1987 ( ) (3) 1977 ( ) (1) 1987 ( ). (2) 3 (1), (2), (3) (7) 1979 ( ). (3) (1) 3 (4) (5), 4 (1) (2),

106 (1) 1977 ( ). 7 (1). (insurance broking business) ;, ; (4). 9 (2)., 2, 3 (1) ; (1). (partner ), (former partner ) ;. 11 (2) ; 10, 11 12, , (former employee) ; (Conduct of Investment

107 Business Rules) 2 ; (Conduct of Investment Business Rules) 1988 ( ). (2),,. (3) (appointed representative) ,,. 2 (1) ( )., ( ), ( ),

108 . (2). ( ). (A ) : (a), (b ),, (defamation ) (c), (B) (a ), (b ),. (aa). (bb ) 2 (i) (A ) (c) 2 (i) (B) (a ) (,

109 ),. (ii). 12. (A ), (B) 5,000,000. (A ) (a ) 250,000 (b ) (last accounting period) 3.,. (aa) 5,000,000. (bb ) 250,000. (B) (a) 500,000 (b ) 3. (iii), (2) (ii) (A ) (B)

110 . ( ),, (act ), (2) (i), (ii), (iii). (v ),. ( ) 1987 ( ). (3) (i) (2) (ii) (a ) (last accounting period) 2,.,. (b ) (ii) (2) (iv )

111 . (4) (a ). (i) (ii), (iii) (iv ) (v ) (vi) (b ). (i) (ii) (c). (5). (i)

112 (ii),,, (iii),, (iv ) (v ) (6). (i) (ii) (iii),,,, (7). (a), (b) 4 (1) 3,, (cover note)

113 . (a) 14 (b) 14 (2) 14. (3) (1) (2), (cover note),. (4), (5). (5) (a ) ( ) ( ) ( ), ( ) ( ) ( )

114 (b ) ( ) ( ) (iii) 1889 (Commissioners for Oaths Act 1889) 6 (iv ) (i), (ii), (iii) 5. (1) (2) (insurer ) (3),, 3 6,,,

115 ( )., ,,. 2 (unit ) , (8) (open - ended),. 7 (1) ( ), (i),,,, (ii),,. (2)

116 . (3) ( ). (4) 8 (insured) (insurance) assured assurance. 8 (1) 6 ( 7 ), 7. (2) (2),,,. 9 (1) ( )

117 (2),. (3). (4),. (i) 6 1 (ii) 10 (1) 9. (i) (a). (b ). (c)..,

118 . (ii) 13 (5). (2) 20, (1) 1 1 (calendar year ) ( )

119 , 400 : (a ) (5,000 ); (b ) 1 80 : (a ) (5,000 ); 201 1,000 (b ) (12,000 ); (c) 1 60 : (a ) (5,000 ); ,000 (b ) (12,000 ); 2,000 (c) (48,000 ); (d) 1 40 : (a ) (5,000 ); (b ) (12,000 ); (c) (48,000 ); (d) 1, (40,000 ); (e) 1 20 (2) 9, (list ) ( ), (1)

120 . (3),, (1) (i) 10 11,,,. (ii) (1) (i) (1) 13 (5).,. (iii) (1) (i) (ii). (2) (i) 10 11,

121 . (ii) (2) (i) 13 (5). (3) (1),. (4), ( ) (1). (2) (1). ( ) ( ) ( ) (3) (1) 1,

122 National Westminster Bank 4%. (4). (5) 8. (6),. (7) (1). 14 (1) (i),. (ii) 6. (2) (statutory declaration ),. (3)

123 . (4) ( ),. (5) (4). (6), (4). (7),,. (8),,,

124 . (9). (10). (11),,,,. 15 (1) (Grant Fund),. (2) (lender ),. (3). ( ) ( ),, ( ) ( ) ( ) 14, ; ( ),, ( )

125 (4). ( ) ( ),,,, ( ) 17 ( ) ( ) 14 18,, ( ) ( ) (1) (2),,, 4 (m is c ellan e ou s )

126 17. ( ),, 3 (1) (2) ( ) 18 (1) 3, 17,,,,,. (2) (omission ), 17,,

127 , (broking ) ( ) (S.I N o. 62 ) ( ) (T he Insurance Br oker s Registr ation Council Election Schem e Appr oval Order 1980) ( ) (2)(a), 1979 ( ) ( ) ( ) (2)(a)

128 ( ). 2 - (1) 1977 ( ) "county" "Greater London" Local Government Act 1972 London Government Act (Registrar ). (2) 8, 15, 24. (a), (b) 8 (2) (c) (3). 3,,, 10, 13, 20, 26 8 (2) 5., 5,

129 (a) 5, 6 ( ). (b) 6 ( ). 5 6 (a) (central con stituency ) ;Clw yd, Gwynedd, Powy s, Cheshire, Gr eater Manchester, Her eford, W orcester, Lancashire, Mer sey side, Salop, Staffordshire, W arwickshire, W est Midlands (b) Bedfor dshir e, Cambridgeshire, Derby shire, Leicester shir e, Lincolnshire, Norfolk, Northamptonshire, Nottinghamshire, Suffolk (Eastern Constituency ) (c) Greater London United Kingdom (Metropolitan Constituency ) (d) : Cleveland,

130 Cumbria, Durham, Humber side, Northumberland, T yne and Wear, North Yorkshir e, South Yorkshire, W est York shire (e) Berk shir e, Buckingham shire, E s sex, Herfordshire, Kent, Surr ey ( South Eastern Con stituency ) (f) Dyfedd, Mid Glamorgan, South Glam or gan, West Glam or gan, Gw ent, Avon, Cornwall, Devon, Dor set, Gloucestershire, Hampshire, Isle of Wight, Oxfordshire, Somer set, East Sussex, W est Sussex, Wiltshire ( South Western Constituency ) 6 (1) 2(1) (2) (a) (b ). (3). (a ) (b ) 90 (c) (d), Mental Health Act 1959 Part VII (4) (5),,

131 (5) 12, (24 ). 3 (R eturnin g Offic e r ) 7 (1) 6. (2) 6(5) (casual vacancy ). (3) ( ). (4) ( 24 ),,. 8 (1)

132 . (2) 21 A, B C, D. 9 (1) 8 (rule) (fee),. (2). (3) 8(1). 4 (N om in ation s ) 10 (1) (a) 5. (b) 6. (2)

133 . (3) C D. (4), (statement ). 11 (1),. (2),,. 2 8(2). 12, 8(1)

134 13, (Ele ction s ) 14 (a),. (b),. 15 (1), : (a), 21. (b), (, ) (c), (d) ( ) ( ) ( ) (iv )

135 (2) 6 6. (3) (4) 11(2). (5), 17, 25, 26, 27.,,,. 16 (1). (2),. 6 (Con du c t of P olls ) 17 (1), 7,,, 300. (2)

136 19. (3),,. (4). (a ). (b ),, (1),, (Declaration of Identity ). (2) 8(2). (3) E. (4) F G., H I. 19 (1) 8 ( ),

137 , 17. (2),,, (a). (b). (c). 21 (1). (a). (b). (c). (d). (2)

138 22,. 7 (D e claration E le ction ) 23 (1),. (a), (b), (2) (certificate),. 24 (1) (a) (b), (c),,,

139 .., ( 30 ). (2). (a) (b ) (c), 1959 PART VII 8 (Ex pen s e s of Can didate s ) 25 (1) 17(2),. (2),,

140 26 14 J (statutory declaration ). 27 (1),,,. (2) (fact ). (3),,,,. (4),,,,. (5). (a),,,,,, (b ),, (6),. (7)

141 9 (V alidity E le ction ) , 23.. (a). (b) 25(2), 27. (c) (the Representation of the People Act ) 99, ,,. (d) 25(1), (1) (2),,,

142 . (3) 24. (a ) 28(c). (b ). (c). (d) 26. (e) 25(2) 27. (c), (e) 25(2), 27. (4), (4), ,

143 A ( 8 (2 ) ) 1979 (Ele c tion S ch e m e ) 8 (2 ) (Constituency ) (,,,, ) 1 (registered addresses)*. 2 (constituency member )

144 (returning officer ) ) 9. B ( 8 (2 ) ) 1979 (Ele c tion S c h em e ) 8 1 (member ) , :... (Date)... (by )... (Returning Officer ) [a]

145 C ( 8 (2 ) ) 1979 (Ele c tion S c h em e ) 8 (2 ) (Constituency ) (,,,, ) 1,...., ( 1 ) ( 2 )

146 ( 1 )., ( 1 ) ( 2 ) ( ) ( ) ( ) ( ) 3 8(1)

147 (fisrt post ) (a) Cywd, Gwynedd, Powy s, Cheshire, Greater Manchester, Herefor d and Worcester, Lancashir e, Mer sey side, Salop, Staffordshire, W arwickshire, W est Midlands (Northern Ireland). (b) Bedfordshire, Cambridgeshire, Derbyshire, Leicester shire, Lincoln shire, Norfolk, Northamptonshir e, Nottingham shire, Suffolk. (c) Greater London. (d) Cleveland, Cumbria, Durham, Humber side, Northumberland, T yne and W ear, North Yorkshire, South Yorkshire, W est Yorkshire. (e) Berkshire, Buckingham shire, Essex,

148 Hertfordshire, Kent, Surr ey. (f) Dyfedd, Mid Glamorgan, South Glamorgan, W est Glamorgan, Gw ent, Avon, Cornw all, Devon, Dor set, Gloucester shir e, Hampshire, Isle of W eight, Oxfordshire, Som er set, East Sussex, Wilt shire. D ( 8 (2 ) ) ,, (Note 1 ) 6,.,,,

149 .,, ( 1 ) 1. ( ) ( ) (member s) ( ) ( ),, (separate sheet s) 2 8 (1) 5 (arrangement ) (composition)

150 ..., E ( 18 (3 ) ) (,,,,, ),... ( ) ( ) F (18 (4 ) )

151 197 9 (Constituency ) (,,,,, ) 1 ( ). 2 X X :

152 . 9 G ( 18 (4 ) ) 1979 (,,,, ),, ( ( ) ) : 9. H ( 18 (4 ) )

153 [ ] 2 1 X X 1994 ( )

154 : : : (a) ( ) 27 (1) 28 (1), ( ), ( ) ( ) 1978 (b). Neil Hamilton ( ) 10, 1977 ( ).,

155 , 1986 (a ).. (advertisement ) , (advertising ). (appointed representative) (b) ( )

156 . (gross negligence),. 2. A - H.. A.. B.,.. C.. D.. E.. F.,. G. (Practice Notes). H

157 1986 (a) 47A.. (1). (2). (3),,,,.. (4) 3,,. (6). (7),. (8)

158 . (9). (10) (11),,,.. (12). (13),... (14)

159 . (15),. (16),. (17)... (18). (19),,. (20),,... (21).. (22)

160 ,. (23) (British Code of Advertising Practising ).. (24).. (25),. (26) (, ),. (27), 8. (28) 8. (29). (30)

161 1986. (31) 15 St Helen ' s Place, London EC3A 6DS. (32). (33), : Peter Milne E. J. Rees

162 (A B I) - (interm e diarie s ) ,. (ABI). (with utmost good faith and integrity ). ( ),.. ( ),,,,..., 51 Gresham Street, London

163 EC2V 7HQ.. A. 1. (intermediaries) ( ),. ( ).. (a ). (b ). (c) 6. (d) (independent intermediary ). ( ). ( ). ( )

164 2. ( ). ( ). ( ). B. ( ). ( ). ( ). ( ) ( ) ( ). ( ). ( ). C

165 ( ). ( ). D., ( ). ( ). ( ). E.. F.. G. (Claim )

166 , 3.. H... I. (Lett ers of A ppointm en t ),

167 < > (N on - re g is tere d in depen dent interm e diarie s ). EC. (a ). (b ),,,,, (self- insured excess),. (c). (d),,.. A. ( 12 ). (a ) 3 250,

168 5,000,000, 250, (b ) 3 500,000. 5,000,000. B. A (a) A (b ) 1%. 2%. C.. (a ) ( ),, ( ),, ( ) ( ) ( ),, (b ) ( ) ( ) (

169 ),, ( ) D. (g en eral bu s in e s s )

170 < > / 1.2 (,, ) ,. 1.5,

171 , (Criminal Conviction ) (moral hazard) ( ). (ongoing requirement ). 1.7 IBRC IBRC (technical breaches ) (criminal convictions ) (slip basis )

172 ,.. 2.,., ,,

173 ,. ( ),. ( ). 4., ( )

174 (A B I) , DT I. 1.3, DT I (1 ) ,

175 , , ( )..,,,... (,

176 (indemnity ) (new for old) ) ,,... (creditor insurance) (redundancy cover )... < >, 3, 3..,,

177 < >., < > 6, ( ),, < ( )>, ( ),,,, < >,., < / > ( : ) < / >,

178 < >., ( : ) ( ) (Enclosure A ). -. -,, /

179 . 4. (Insurance Ombudsman Bureau ; IOS) (Personal Insurance Arbitration Service ; PIAS ) , , 6. -,. -,

180 6, ,,.,, ( ) (Add- on Insurance) (legal cost insurance) 6.,. ( ).,

181 (specialist market ) (Member - get - Member Schemes), (some kind of payment ).,,. (original guidance).. (associated administrative ramifications)

182 , ( ). 9. (D e c laration of S tatu s ) ,,,

183 . (standard documentation ) , (the Law Societies of England and Wales, Scotland and Northern Ireland)

184 11. / ( ) " , ( 12 ) (4 )

185 LLOY D 'S COD E OF PRA CT ICE F OR LLOY D 'S B ROKE RS (1988 N o. 5 )

186 A.. B... C.. 4. (1988 No. 5)

187 IBRC. IBRC (,

188 ).. (1). (4)

189 (6). (!0). (11) ,

190 . 3. (13),, , (1983 No. 4) ( )

191 . IBRC (5). (7). 4.1, EEC

192 .. (a) EEC. (b) (c) /

193 (14),,

194 .. 6. (9)

195 6.4.,. (8)

196 7.4.,,. 8. ( :.)

197

198 ( )

199 . 11. (12)

200 ... (19) 15 St. Helen ' s Place, London EC3A 6DS IBRC (No.2) (3)

201 14.1 (Lloyd' s T raining Centre and the Chartered Insurance Institute),

202 (2) (1977) (15). (16).. (17),. (18)

203 2. ( )

204 ( ) ( ) 2, ( ). 3 3 ( ) 286. ( ) ,

205 , 8 ( 6 ), 9 ( 6 ) ( ) ( )

206 ( ), 3 3. ( ) ( 30 3 ) ( ) 3 ( 30 3 )

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299 (b). 12 (1) (a ), (b ). (c),., (d) 10. (2) (1) 10%. 13 (1),

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308 . (6),, Loose- leaf,,. (7),. (a) (b) (8), Loose- leaf book (7) (b). (9) (1)

309 . 17, (2) (1) 17, (3) (1) (1) RIBO. 20,,. (a ) 2,500 (b ) 5, (1), (a ) (b )

310 (2) 1,,,. 10. (3) (1) (20), 30.. (4)., (1) (2). 22 (1),

311 . (2) (1) (3) (1) (2), (4) 30. (5) (1) ,000, 2 5,

312 24 36 (3) 5. 25,, (RIBO Bulletin )

313 6. ( )

314 F ederal A s s ociation of Germ an Ins urance B rokers e. V. (B D V M ) 200 BDVM?.,.., 1918 (Association of Hamburg Insurance). (A ssociation of German Insurance Broker s), , 5,000. BDVM,.,. BDVM BDVM ( ),..,

315 ... BDVM.,.,,.,,. 3 DM. BDVM, BDVM.. ( ) BDVM BDVM , (German

316 A ssociation for the Protection of In sur eds, D.V.S.), (German T rades Council). 3. FRG(Federal Republic of Germany ) (Insurance Advisory Council of the Federal Supervisory Authority for the Insurance Industry ). 4.,, ,.,. 7.. BDVM,., (Standing Committee of Insurance Salesmen in the German Insurance A ssociation ), (Loss Prevention Commission of the German Marine Insurance Association ). BDVM EC Bureau Int ernational des Producteur s d 'A ssur ances & De Reassur aces (BIPAR)

317 1. : F eder al A ssociation of German In surance Broker s e. V. : County Court, Hamburg ,.,., ,

318 (1) FRG. (2) a) (1) (2) 3. 3,, 3. b ) Federal Supervisory Authority. c) AGM (A ssemblagee General de Members = general A ssembly of Member s),. 2. a ),

319 . (1) (2) (3) (4)., 2. a) , 1,,. 2., , , ,

320 , AGM , AGM ,