: 2002. 8. 21. 15:0017:00 : Korean Re
: ( )
I. 1 II. 2 1. 2 2. 4 3. 5 III. 9 1. 9 2. 10 3. 12 4. 16 17
I. (1973.2.6 2482, )(1971 163), (197253) o 3 o, o (m oral hazard) * 1999.06.30 : 23, 7-1 -
1999.10.30 : 56, 81 2001.05.16 : 10, 23 *, II. 1. 2() o 17,501 12 o 1973: 3 (,, ) o 1974: 7 (,, ) o 1992: 7 (,, ),,, o 1997: - 2 -
<1> (: ) 3 2 3 2 2 2 2 7 2, 2 2 11 2 11 1,000 2,360 3,000 47 3,000 531 3,000 469 3,000 95 3,000 64 3,000 1,007 3,000 3,000 7 194 16 2,484 3,000 9,009-11 1,234 - - 17,501-3 -
2. ( 5 ) o / (1) 16, 1 1500 o, <2>, (, ) - - (, ) -, () - - ( ) - - - 30% 7%()39%() 32.5%17.5% - : 5.9% : 4.8%9.6% : 1.2% - 4 -
30 o 5,, ( 7) 500( 23) 3. FY'00 951 36% o 1975 27 ( 21) <3> (:, ) 1975 11,258 3,461 12,783 27.1% 1980 15,267 14,540 46,889 31.0% 1985 26,061 29,563 95,154 31.1% 1990 54,238 53,812 218,580 24.6% 1995 23,309 61,286 371,753 16.5% 2000 16,463 95,095 264,384 36.0% : :, 2001-5 -
<1> 661( 69.6% ), 204(21.5% ), 86(9% ) o 11(59), (54) o ( / ) 82.7%. 11 138.0% - 6 -
<4> (FY2000) (:, ) ( ) 20,029 65,985,847 8,591 1,657 4,894 57.0% 6,653 32,790,256 20,413 341 12,892 63.2% 1,259 7,317,260 2,938 5 66 2.2% 41 181,750 83 1 26 31.3% 346 1,637,646 812 3 17 2.1% 11 2,413 13,160,826 5,924 241 8,176 138.0% 312 1,970,653 1,266 19 658 52.0% 54 306,378 262 1-0.0% 42 590,250 279 1 3 1.1% 47 267,992 157 2 41 26.1% 190 1,814,897 777 11 72 9.3% 1,683 4,213,839 5,357 51 696 13.0% 23 353,431 358 - - 0.0% 243 975,334 1,201 6 3,137 261.2% 14,366 40,268,589 66,091 799 60,864 92.1% 41,048 139,044,692 95,095 2,797 78,650 82.7% : :, 2001 FY2000 15 3 ( 22.1%). FY2000 48 o 750% - 7 -
<5> (:, ) 48,141 2,058,361 - - 0.0% 1996 10,908 5,097,514 1 27,302 0.5% 7,554 2,054,217 - - 0.0% 66,603 9,210,092 1 27,302 0.3% 20,137 1,182,350 6 13,670 1.2% 1997 5,705 3,890,333 1-0.0% 5,176 3,673,162 5 163,865 4.5% 31,018 8,745,845 12 177,535 2.0% 16,396 1,407,919 15 38,800 2.8% 1998 5,145 4,401,119 2 6,404 0.1% 6,691 7,835,107 1 2,855,813 36.4% 28,232 13,644,145 18 2,901,017 21.3% 21,706 442,886 33 94,539 21.3% 1999 4,693 1,007,828 4 3,441 0.3% 6,887 745,567 3 141,127 18.9% 33,286 2,196,281 40 239,107 10.9% 17,016 404,305 40 131,701 32.6% 2000 3,551 703,854 2 31,911 4.5% 5,740 382,769 6 165,733 43.3% 26,307 1,490,928 48 329,345 22.1% 123,396 5,495,821 94 278,710 5.1% 30,002 15,100,648 10 69,058 0.5% 32,048 14,690,822 15 3,326,538 22.6% 185,446 35,287,291 119 3,674,306 10.4% : :, 2001-8 -
III. 1. o,, o, o o - 9 -
2.. 2() 1991 19972 o 1991 507 4 6(1992 7,,, ) o 1997, 6 11, - ( ) 1000 3000 30002000 o :2 1 o :78 <6> 3,000 (: ) 47 2,000 510 463 3,000 7 2,000 215 208-54 - 725 671-10 -
. o,, <7> ( 9001) (:, ) 3 16 8 3,592 1 7-200 5 80 82 8,897 : 1999. :,, 2001, pp.189-211.,,,. 2000 o - 11 -
<8> (: ) 3123,000 94 21 3,000 2 159 22 6 3,000 10 782,000 1,777 (215) - - 2,040 :.. 17,501 2,71120,212 () 3.. 505, 1991 9-12 -
<9> 1973.5 1983.3 1991.9 1997.6 2000.12 50 500100030006000 40 40080010001500 - - 100030006000 3. <10> 5(- : 18 ), - : 11500(1) 3( ) - : 18 (1) 28( 3 ), 197 1 13-1 7-3 - 11 113(), - 1 1 112( ) - 2 - : 16, - : 11500(1), - : 16 (1) LPG - 13 -
. <11> () (:, ) 93.3.28 94.10.21 94.12.7 95.4.28 95.6.29 78 32 12 101 501 84 17 101 201 937 125 85 85 150 150 120 170 170 113 275 205 320 320 <12> () 68 1500 1500(1) 68 (1) 5 () - 14 -
. 3 o o ( ) o 1 o - 15 -
4. o * (Pool) 1989.10.1. 199574.6%, 2000 89.2%2001 90.9% 7 <13> 1991 1995 2000 2001 98.7 99.1 93.6 95.7 96.8 47.4 52.4 89.1 93.6 70.6 78.9 75.0 88.6 92.8 83.8 79.0 81.8 93.2 91.0 86.3 4 88.6 71.2 85.4 93.9 84.8 56.4 59.3 78.4 81.1 68.8 78.9 81.8 96.9 100.0 89.4 42.3 43.1 75.0 71.4 58.0 51.3 50.6 86.6 89.7 69.6 73.8 63.8 87.6 88.8 78.5 55.8 54.1 76.9 79.4 66.6 69.1 94.5 95.6 96.4 88.9 76.1 74.6 89.2 90.9 82.7-16 -
() (: ) 1,000 2,360 2,360 3,000 47 2,000 510 463 3,000 531 531 3,000 469 469 <> 3,000 94 94 <> 3,000 159 159 3,000 95 95 3,000 64 64 3,000 1,007 1,007 <> 10 10 3,000 7 2,000 215 208 <> 2,000 1,777 1,777 3,000 194 194 16 2,484 2,484 3,000 9,009 9,009 11 11 1,234 1,234-17,501-20,212 2,711-17 -