Insurance Business Report 1 5 2 0 0 2. 9. 5
. 1. 5 2 1. 2 2. 4. 8 1. 8 2. 13. 19 1. 20 2. 26 3. 27 4. 30. 33 1. 33 2. 34
. 55 40. -- -,. 1990IMF 5. 5, '()' '()',.,,, 5.,. 5,,. - 1 -
. 5 1. 195318, 148, 198918, 144. 19961997 140. IMF,. 20005, 20005. 200010,,, 2,000. 30,, 200210 <1 >. 5,. 5, 1. - 2 -
<1> 5 19982 19982 20005 200010 IMF 1 (40, ) 20013~1031 200110 200111 20022 20025 20025 20027 20028 5,, 5. 200271004,653 1 29.6%1,379(813,000). (5)284(6.1%), 349(1.1%), 2976(21%), 170(1.5%). 1 1,000(54 %), 500~999(48.4 %), 300~499(39.2%), 100~299(23.6%). 70.1% (65.8%), (64.7%), (53.3%), (45.7%), (2.1%)(3.4 %). 19%883. - 3 -
2 5, 20037 5, 3. <2> 5( ) 20037 20037 20047 20057 20067 / 1,000 300 50, 5 30 : 1) 30 2) 5 2.. 11416, 1 18, 48., 192030, 194050, 1950.. 1936(12,984) 5 1998 355. 199418. - 4 -
11, 1988( 23,813) 19994 3464440. 1938(6,429), 40,. 199540 5. <1> 5,, <3> 5 1 2 1 1988 1994 1996 1997 1936 1982 1994 1997 1938 1977 1997 2000 23,813 24,400 24,407 20,207 12,984 11,556 12,232 10,569 6,429 9,999 738 9,674-5 -
905,, (3) (3),,, 5. 1997, 5 1988. <2> 5 : 33(). : w w w.bok.or.kr 5, (,, ), (,, ). -,. - 6 -
<3> 5 : Sw iss Re, Sigm a - 7 -
. 1. 5,,.. -,,,,,. 5, 5. <4> () :,, 2000. 8-8 -
. 5. 2010 3%4 %. 1) -.,,. 2) 5,. <4 > 40 1997 o 100 o o 110% 35 1998 2000 265, 0.8%p 35 1995 40 1987 40 1997 93% (1990 ) 1 :,, 2001. 8 1), 5, 2000. 8. 2),, 2001.8-9 -
..,.., 1998 3).. 5,. 1999 93%, 579%. 3) 1989. 1. 4.7%, 10.1%. 2. 19851988()1985 19891992(). 19891992 8.2%, 3.9% 12.6%, 9.0% 10.7%. :,-, 2001. - 10 -
5 (, 2001)., 1% 1% 0.40.6%.. 1989 1991 4.7%.,. -,. - 5,,,. <5>, (). 8991 4.7% ( ). ( ). OECD ( 98) ILO 1% 1% 0.40.6% :,,, 2000. 5-11 -
..,.. - ILO,.,,,,. -,. <5> : 1 :,'99, 2000. 8-12 -
2. 5 5 ( ),,. -,. <6> 5,, // - 13 -
...,,.,,,,,,...,,,,,. -,,. 5 4). - 14 -
5,,,,,,.. <7> 2..,.,. -,. 4),5, 2001. 9-15 -
,,.. -, IT e-lancer (electornic + freelancer),. -, IT,. 19881988 ( 95). 5 1999 24 %. <8> : 1 34, 35. : LG,, 2000. 11-16 -
. 5.,,,. 55, 513.4. -,,,,,,,. -,,,,,.,,,,,,,,.,. 5. 5. - 51990. - 17 -
<9> : LG,, 5, 2001. 8. 8-18 -
. 5,,. 5,,., 5. 5,,. 5,. 5,,,. -,,. <6> / - 19 -
5,. <7> 5, RV, - - - /, /,, - - 1. - - / - - - - - - - - - / - 20 -
5,,.. - 5. -,,.,. -, IT.,,,,,,,,,,. - /,. -.,,. - /,. - 21 -
. -.,,,. -,,. ( ),. -,., (n om ad).,,. -,,. -,.,, - 22 -
,. 5. - 200038200511. 200021.7%1996 10.4 %,. <8> (: ) 2002 2003 2004 2005 163,516 175,616 188,611 202,569 31.4 37.8 45.4 54.7 51,344 66,383 85,630 110,805 :,,, 2001-9.. -. 11(2000),, 146 (FY2001 ). -. -,. - 23 -
5. - OECD TV. - 5,, /,. -, /.. -, RV(Recreational Vehicle). RV RV 19992.9%20018.7%,. <9> (: %) ` FY 99 FY 00 FY 01 (RV) 2.9 6.1 8.7 B 37.3 37.0 32.7 59.8 56.9 58.6 100.0 100.0 100.0 RV 20%, 30% 10 (, 826). - RV, RV. - 24 -
<10> (: ) (RV) 25 7,700 2 69,3 00 2 07,4 00 B 169,700 230,400 184,100 RV 19996.4% 4.4 %. RV.. - - - / -,. -,,,,. -, 5 5. <11> 5 (: ) 2003 2004 2005 2006 2007 159.9 175.9 188.2 197.6 205.6 180.3 198.3 212.2 222.8 231.8 340.2 374.2 400.4 420.4 437.3 :,5, 2000. 8. IMF 26% 2001610, 5. -,, - 25 -
,.. -,. 5.,,. 2. - - -, / - /,,. - 5 (sp eed to m arket).. -, - 26 -
. -,,,., /. -,, (),,,,..,,.. 3. - - -, / - / 5-27 -
. - 2001 81,434, 2,748. <12> (: ) 1996 1997 1998 1999 2000 2001 71,548 66,770 51,514 55,405 68,976 81,434 2,670 2,742 2,212 2,291 2,528 2,748 33 33 29 31 27 26 -. <13> (: 1999, ) 30.8 0.01 5 4.5 8 9.5 :,, 1998.. <14> 1999 2000 2001 8,446 6,271 5,549 681 539 559 82.8% 61.7% 59.8% : 2001,,.,.,. - 28 -
-,. -, 1.0%. <15> () 1 () () 1,308 1,308-1,922 1,922-25,151 25,151-322 345 7.1% 1,932 1,916 0.8% 6,219 6,606 6.2% 352 338 4.1% 2,034 2,136 5.0% 7,169 7,222 0.7% 300 303 1.0% 2,294 2,277 0.8% 6,877 6,897 0.3% 2,283 2,294 0.5% 1,990 2,000 0.5% 45,416 45,876 1.0% :, 5, 2002, /. <16> / 1998 1999 2000 2001 63 81 133 153 10 13 25 24 :,. :, - 5. - 29 -
<17> 4,263 57.7% 5,145 33.1% 2,193 13.8 % 930 52.5% 15,498 109.8 % : 1) FY2000, FY1996FY2000 2) /, /. :,, 4. - - - - -. - TM. -. -,.. -, - 30 -
. -,,.,,. -,,. -, ATM.,,. -. -,,. /,. -... -.. 5-31 -
5. <18> 5,,, 5 5. -,., 5,,,.. - ATM, - 5 - - 32 -
. 1. 5() 5, 5 5, (),,,,,,,, -, - 33 -
<10> 5 2., (Sp eed To Market), /. </>,,. - 34 -
-,,. -, IT. -,, (n om ad, ),. -.,,. -,,,,. -,,, -, /,. <>,,. -,. -,., - 35 -
,,. - RV / / -, / / / - -,,,.. - 5ATM, ARS,,. -,,,,. -, CRM. - 36 -
,,,. -,.. - 5,. -,, (). - (ATM,,, ),,. 5,. -,,,,. -,.,,. / - 37 -
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Insurance Busin ess Report (15) 20029 35-4 3 6 8-4 0 0 0 (368-4233, 368-4154). : 5,0 0 0