5-2.
1. 1-1. 2001.,, 2%..,.,,. 2002 /,,.,. Profit-oriented & differenttiated player SSP(Sales Stimulation Program) System, (e-ld Net)/VIP(Valuation & Individual Projection) / PMS(Profit Management System) Infra /..,, SK,, Global
,. 2002. 6.30 SK 51.
1-2. SUPEX2000 / To-be Model /KPI Management SK / System Global Global Strategy Infra IT Remodeling (KM) / Risk Management
1-3. 1) : 1988 3 7-168 1988 ( ) (%) 1 60,000 5 2 3 4 5 40,000 3.33 6 7 8 9 10 2001 3 (%) 1 SK 35,328,000 71.7 2 SK 6,931,500 14.1 3 SK 2,239,000 4.55 4 SK 2,100,000 4.26 5 SKC 999,500 2.03 6 440,000 0.89 7 202,000 0.41 8 161,000 0.33 9 72,000 0.15 10 60,000 0.12
2002 3 (%) 1 SK 35,328,000 71.7 2 SKC 7,931,000 16.1 3 SK 4,702,000 9.55 4 440,000 0.89 5 72,000 0.15 6 60,000 0.12 7 60,000 0.12 8 60,000 0.12 9 42,000 0.09 10 40,000 0.08 2001.5 2002.5 - ( ) - - 1988 3 : - 1988 5 : - 1992 10 : 150-1993 1 : - 1996 9 : 402-1997 10 : SK - 1998 12 : 1,192-1999 3 : 8,000-2000 3 : - 2000 5 : - 2000 7 : 3 SK - 2001 3 : 3 2) - 1993 1 : ( ) - 1997 10 : SK
3) - 2000 3 : - 2000 5 : 4) (2001 ) (249 ) Dream21 Project / - (Profit-oriented & differentiated player) 4 21 Program / / - Portfolio :, - / : SSP,DBM System / - Back Office / :, - System : / Asset Allocation
e-mgt. FS DB SUPEX WINNER (8) DTM (5) RISK Dream21 e-mgt. IT FS DBM e-biz DTM 1 2 1-5. 1)
2-1. 2-2.
3-8. 3-9.
5-2. 5-3.
6-7. 6-8.
6-3. ( ) 1. (Compliance System) (Compliance System). 2. (Compliance) (In-Control), ( ). (, ).
3. Compliance,, (Monitoring),,. => : 1, : 1 1 Compliance System Compliance,, Ok! My Life (Work Space) Compliance System. - :,, - Compliance (In-Control) - (Mail, FAX, ) - - ( / )Check List Corner :
4. ( ) 5. Compliance Mind 6-4. FY2001,. 6-5. < > 6-6. ( : ) FY2000 FY2001 88 79
7-7. 7-8. 7-9. 7-10. ( ) 7-11. 7-12.
8-3. ( ). 1) 50% 2) 30% 1) ( ) 1),2) * : 1),2). 10%.. * = / 100(%) 1. * = /. * = / ( )...
. * : * :,,. * :,,,. 1). 2). 3). 4).,. * = / 100(%) * :,,,,,, * :. ( :, ), ( )..
` < > 1....... CD CP CMA MMDA RP - 0% - 10% - 1 :10%, 2 :50% - 1 :10%, 2 :50% - 1 :10%, 2 :50% - 1 :10%, 2 :50% - 1 :10%, 2 :100% - 50% - 50% - 1 :20%, 2 :50%, :100% - 100% - 100% - 50% - 20% - 1 :20%, 2 :50% - 10% -,. - 1 :20%, 2 :50%. - 50%. - 20%. - 20%
2.. - 0%. -. - :50%, :100%. - 100%. - 100%. - : 0% - : 10%,,,,,, - 1 : 20% - 2 : 50% - : 100%. -, 3.. - 0%. - 10%. - 10%. - : 10%, 1 : 20% 2 : 50%, :100% - :100 %. - 50%. - : 20%, : 50% : 50%, : 100%. - 100%. (1)- 100% (2) -, OECD ( ) : 0% -, OECD ( ), OECD : 10%
- 1, OECD ( ), OECD : 20% - 2 : 50% - (Standard & Poors Moody ) ( ) : 100% (3) - 100%. (1) - 50% (2) - 50% - 50% (3). - : 100% -, 4. - 100%( ) 5.- 100%( ) ( ). 19 2,.. 46 50% 1.
< > Moody s S&P IBCA Aaa~Bbb3(10 ) AAA~BBB-(10 ) AAA~BBB(4 ) Ba1 ~ C(9 ) BB+ ~ D(12 ) BB ~ C(5 ) P-1 ~ P-3(3 ) A-1 ~ A-3(3 ) A1 ~ A3(3 ) NP B ~ D(3 ) B ~ C (2 ) Moody s Aaa 1 Aa1 Aa2 Aa3 2 3 4 (Exceptional Financial Security) P-1 (prime-1) Aaa P-2 (prime-2) (Excellent Financial Security) 1 2 (Superior Ability for Repayment) (Strong Ability for Repayment) A1 A2 A3 Baa1 Baa2 Baa3 Ba1 Ba2 Ba3 B1 B2 B3 5 6 7 8 9 10 11 12 13 14 15 16 Caa 17 Ca 18 C 19 (Good Financial Security) P-3 ( (prime-3) ) (Adequate Financial Security) (Questionable Financial Security) (Poor Financial Security) (Very Poor Financial Security) (extremely poor financial security) (The Lowest Rated Class) 3 Not Prime 4 (Acceptable Ability for Repayment)
S&P AAA 1 A-1 1 (Extremely Strong) (Strong) AA+ AA AA- 2 3 4 (Very Strong) A-1 2 (Good) A+ A A- BBB+ BBB BBB- 5 6 7 8 9 10 (Strong) (Adequate) A-3 3 (Adequate) BB+ BB BB- B+ B B- CCC+ CCC CCC- CC C D 11 12 13 14 15 16 17 18 19 20 21 22 (Less Vulnerable) (More Vulnerable) (Curently Vulnerable) (Currently Highly- Vulnerable) B 4 C 5 (Vulnerable) (Currently Vulnerable)
IBCA AAA 1 F1 1 (Highest Credit Quality) AA 2 A 3 BBB 4 BB 5 B 6 CCC 7 CC 8 C 9 (the lowest expectation of investment risk) F2 2 (very low expectation of investment risk) (Currently low expectation of investment risk) F3 3 (Currently low expectation of investment risk) (possibility of investment risk developing) (investment risk exist) (currently perceived possibility of default) (high risk default) (currently default) B 4 C 5 (Good Credit Quality) (Fair Credit Quality) (Speculative) (High Default Risk)