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- 원종 백
- 6 years ago
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Transcription
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2 CONTENTS
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4 11(5)
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9 , ,125, % ,707 34,573, % ,000 24,200, % ,000 2,000, % ,557 2,511, % ,000 1,200, % , , % USD 10,000 1,800,000 90% 12 (100%) (99.52%) (100%) (100%) (100%) (100%) (100%) DGB Lao Leasing 90%
10 26,539 21,624 6, ,097 32,115 6,703 22,494 19,255 5,440 2, ,370 24,907 8, ,444 37,772 8,453 35,077 31,647 6,272 2, ,035 25,081 8, ,624 39,723 8,453 36,550 32,680 6,390 2, , , , , , , % 0.80% 0.60% 0.40% 0.20% 0.00% 3,300 3,000 2,700 2,400 2,100 1, , , ,624 2,941 2,297 2, % 8.00% 6.00% 4.00% 2.00% 0.00% 0.58% 0.61% 0.55% 8.16% 8.85% 7.95%
11 2,806 2,489 2,502 2,618 2, , , , , , , , , , , , , , , ,838 24,579 29,201 31,172 34,756 36,201 6,606 6,606 6,606 6,806 6, % 15.21% 13.21% 13.54% 14.33% 1.04% 1.04% 1.16% 1.23% 1.19% 0.82% 0.64% 0.59% 0.36% 0.58% 11.81% 8.75% 7.84% 4.81% 7.31% 600, , , , , , , , , , , , , , , , , , , , ,000 0
12 2,806 2, ,500 3,000 2,500 2,000 1,500 1, ,502 40,000 35,000 30,000 25,000 20,000 15,000 10,000 5, ,579 29,201 31, ,618 2,650 34,756 36,201
13 0.8% 4.8% 4.2% 5.3% 7.9% 16.4% 11.9% 73.8% 74.9% 457, , % 24.0% 9.9% 60.6% 3.3% 25.0% 14.8% 8.3% 22.0% 23.8% 2.8% 24,732 22,082
14 49,428 1, % 16.37% 164.0% 53,347 2,856 1, % 8.47% 202.2% 7.93% 76.39% % 0.92%p 24.84%p 38.2%p 55,751 2,766 1, % 5.30% 164.1% 4.51% 3.13% 34.88% 21.47% 0.10%p 3.17%p 38.1%p 60,000 58,000 56,000 54,000 52,000 50,000 48,000 46, ,428 53,347 55,
15 21,000 18,000 15,000 12,000 9,000 6,000 3, ,583 8,935 12,583 12,204 18,511 17, ,583 8,935 8,317 1,266 1, % 0.94% 1.08% 6.72% 54 12,583 12,204 10,305 2,278 1, % 1.57% 0.50% 2.45% 36.47% 31.31% 36.59% 23.90% 79.94% 9.01% 0.37%p 0.63%p 0.58%p 4.27%p ,511 17,981 16,133 2,378 1, % 1.66% 0.77% 5.07% % 47.11% 47.34% 56.56% 4.39% 0.00% 0.62%p 0.09%p 0.27%p 2.62%p
16 144 48, % 18.30% , % 14.70% 14.58% 32.58% 15.79% 0.00% 16.44% 4.55% 3.50%p 3.60%p , % 14.80% 11.52% 13.33% 11.69% 0.00% 15.29% 14.29% 0.20%p 0.10%p ,000 70,000 60,000 50,000 40,000 30,000 20,000 10, ,576 64,400 72,
17 40,003 14,226 12,557 15,964 10,074 5,890 3, % 36,812 11,810 12,557 12,457 11,300 1, , % 8.0% 17.0% 0.0% 22.0% 12.2% 80.4% 106.5% 16.1%p 35,230 10,902 12,557 13,337 12,129 1, % 4.3% 7.7% 0.0% 7.1% 7.3% 4.4% 1.6% 62.4% 10.6%p 7,536 6,907 6,000 3,179 3, % 8,332 7,636 6,000 5,567 4, % 10.6% 10.6% 0.0% 75.1% 58.7% 686.7% 53.8% 43.8% 1.9%p 9,601 8,570 6,000 8,504 7,185 1,319 1, % 15.2% 12.2% 0.0% 52.8% 46.2% 102.0% 21.1% 28.1% 1.4%p 4,760 4,546 3,000 2, % 4,691 4,537 3,000 1, % 1.4% 0.2% 0.0% 19.2% 114.8% 102.9% 7.4%p 4,744 4,481 3,000 1, % 1.1% 1.2% 0.0% 14.6% 29.3% 522.2% 1.0%p
18 (Statement of Financial Position) ( : /Unit : Won) (Description) (Assets) (Cash and Due from Banks) 19,447,134,517 9,392,760,399 5,233,191,033 (Loans and Receivables) 353,818,768, ,199,976, ,504,246,058 (Investments in Associates) 2,727,872,878,712 2,690,886,238,590 2,220,886,238,590 (Tangible Assets) 223,203,452 67,021, ,239,664 (Intangible Assets) 1,307,288, ,082, ,591,117 (Deferred Income Tax Assets) 826,934, ,181, ,217,940 (Other Assets) 13,626, ,810,836 7,149,550,789 (Total Assets) 3,103,509,834,298 3,036,968,071,921 2,653,864,275,191 (Liabilities) (Borrowings and Bonds Payable) 559,255,297, ,130,206, ,134,310,150 (Retirement Payment Liabilities) 180,822,393 9,168, ,981,739 (Other Liabilities) 36,004,538,028 27,127,596,293 22,143,281,404 (Total Liabilities) 595,440,657, ,266,971, ,469,573,293 (Stockholders Equity) (Capital Stock) 845,265,770, ,265,770, ,265,770,000 (Capital surplus) 1,560,191,413,160 1,560,191,413,160 1,421,835,315,080 (Retained Earnings) 103,499,687,992 85,722,390,917 70,675,540,558 (Accumulated Other Comprehensive Income,Net of Taxes) (887,694,753) (478,473,506) (381,923,740) (Total Stockholders Equity) 2,508,069,176,399 2,490,701,100,571 2,162,394,701,898 (Total Liabilities and Stockholders Equity) 3,103,509,834,298 3,036,968,071,921 2,653,864,275,191
19 (Statement of Comprehensive Income) ( : /Unit : Won) (Description) (Net Interest Income(Loss)) (9,198,416,393) (7,368,710,417) (3,793,824,004) (Interest Income) 8,171,352,188 9,894,172,905 12,749,309,107 (Interest Expense) 17,369,768,581 17,262,883,322 16,543,133,111 (Net Fee and Commission Income(Loss)) (2,080,946,912) (1,014,384,985) (2,764,339,102) (Fee and Commission Income) 22,000,000 22,000,000 20,000,000 (Commission Expense) 2,102,946,912 1,036,384,985 2,784,339,102 (Receipt of Dividends) 84,881,500,000 78,045,000,000 63,980,750,000 (Impairment Loss on Financial Assets) (44,501,559) (311,534,836) 144,689,291 (General and Administrative Expenses) 10,582,506,369 11,654,586,320 8,194,226,384 (Net Other Operating Income(Loss)) 2,000,000,000 (Operating Income) 65,064,131,885 58,318,853,114 49,083,671,219 (NonOperating Income(loss)) (204,055,899) (299,132,335) (509,869,424) (Income Before Income Tax Expense) 64,860,075,986 58,019,720,779 48,573,801,795 (Income Tax Expense(Income)) (252,104,209) 75,861,140 7,504,829 (Net Income) 65,112,180,195 57,943,859,639 48,566,296,966 (Other Comprehensive Income(loss)) (409,221,247) (96,549,766) (74,548,074) (Total Comprehensive Income) 64,702,958,948 57,847,309,873 48,491,748,892 (Earnings per Share)
20 (Statement of Appropriation of Retained Earnings) ( : /Unit : Won) (Description) (Retained Earning Before Appropriations) 74,721,687,992 64,627,390,917 54,530,330,764 (Unappropriated Retained Earnings from Beginning Year) 9,609,507,797 6,683,531,278 5,964,033,798 (Increase through changes in accounting policies) (Net Income) 65,112,180,195 57,943,859,639 48,566,296,966 (Transfer from voluntary Reserves) 112,000,000 (Regulatory Reserves for Credit Loss) 112,000,000 (Appropriations of Retained Reserves) 57,365,946,200 55,129,883,120 47,846,799,486 (Legal Reserve) 6,512,000,000 5,795,000,000 4,857,120,226 (Regulatory Reserves for Credit Loss) 138,000,000 92,669,980 (Dividends) 50,715,946,200 47,334,883,120 42,897,009,280 (Indemnity Reserve) 2,000,000,000 (Unappropriated Retained Earnings to Subsequent Year) 17,355,741,792 9,609,507,797 6,683,531,278
21 (Statement of Changes in Stockholders Equity) ( : /Unit : Won) (Description) (Balance at the Beginning of FY2015) (Capital Stock) 670,265,770,000 (Capital Surplus) 1,421,835,315,080 (Accumulated Other Comprehensive Income,Net of Taxes) (381,923,740) (Retained Earnings) 70,675,540,558 (Total) 2,162,394,701,898 (Increase paid in capital and capital surplus) 175,000,000, ,356,098, ,356,098,080 (Dividends) (42,897,009,280) (42,897,009,280) (Net Income) 57,943,859,639 57,943,859,639 (Remeasurement of defined benefit plan) (96,549,766) (96,549,766) (Balance at the End of FY2015) 845,265,770,000 1,560,191,413,160 (478,473,506) 85,722,390,917 2,490,701,100,571 (Balance at the Beginning of FY2016) 845,265,770,000 1,560,191,413,160 (478,473,506) 85,722,390,917 2,490,701,100,571 (Dividends) (47,334,883,120) (47,334,883,120) (Net Income) 65,112,180,195 65,112,180,195 (Remeasurement of defined benefit plan) (409,221,247) (409,221,247) (Balance at the End of FY2016) 845,265,770,000 1,560,191,413,160 (887,694,753) 103,499,687,992 2,508,069,176,399
22 (Cash Flow Statement) ( : /Unit : Won) (Description) (Cash Flows from Operating Activities) (Net Income) (Adjustment of Revenues & Expenses not Involving Cash Flows) (Income Tax Expense) (Interest Expense) (Retirement Benefit) (Depreciation) (Loss on disposal of Property & Equipment) (Amortization) (Provisions for Others) (Provision for loan losses) (Interest income) (Dividend income) (Change in Assets and Liabilities) (Decrease(Increase) in Cash and Deposits) (Decrease(Increase) in Loans & Receivables) (Decrease in Receivables) (Increase in Prepaid Expenses) (Decrease (Increase) in Advance Payments) (Decrease in Other Payables) (Increase(Decrease) in Accrued Expenses) (Increase in Longterm Accrued Expenses) (Increase(Decrease) in Withholding Taxes) (Increase (Increase) in Value Added Tax Withheld) (Increase in Withholdings) (Payment for Retirement and Severance Benefit) (Increase in plan assets) (Increase (Increase) in other liabilities) (Cash Outflows from Interest) (Interest income) (Cash Inflows from Dividends) 50,263,304,160 65,112,180,195 (77,046,394,194) (252,104,209) 17,369,768, ,248,016 44,708,417 3,657, ,681,574 (2,000,000,000) (44,501,559) (8,171,352,188) (84,881,500,000) (6,219,365,354) (5,000,000,000) (142,538) 5,299,000 (285,703,936) (181,083,750) 133,139,302 29,443,440 (7,249,998) 9,034,570 (274,734,782) (663,729,075) 16,362,413 (17,818,183,200) 8,190,066,713 78,045,000, ,470,708,566 57,943,859,639 (68,259,436,450) 75,861,140 17,262,883, ,955,840 85,717, ,853,868 2,000,000,000 (311,534,836) (9,894,172,905) (78,045,000,000) 99,973,777, ,000,000, ,461,537 (7,331,247) (5,245,000) (56,843,989) 311,377, ,210,066 (23,547,890) 7,449,998 2,496,310 (487,143,426) (276,000,000) 893,625 (16,848,000,000) 10,679,757,879 63,980,750,000
23 ( : /Unit : Won) (Description) (Cash Flows from Investing Activities) (Purchase of Property & Equipment) (Purchase of Intangible Assets) (Increase(Decrease) in Deposits Provided) (Purchase of associates investments) (Cash Flows from Financing Activities) (Issuance of Debentures) (Repayments of Bonds) (Increase paid in capital and capital surplus) (Additional acquisition of investments in subsidiaries) (Dividends paid) (Increase(Decrease) in Cash and Cash Equivalents) (Cash and Cash Equivalents at Beginning of Period) (Cash and Cash Equivalents at End of Period) (34,886,280,152) (204,547,800) (662,859,000) (20,000,000) (33,998,873,352) (10,322,649,890) 110,000,000,000 (70,000,000,000) (2,987,766,770) (47,334,883,120) 5,054,374,118 9,392,760,399 14,447,134,517 (63,518,926,200) (19,498,700) (604,427,500) 105,000,000 (63,000,000,000) (79,792,213,000) 149,605,300,000 (100,000,000,000) 313,499,496,280 (400,000,000,000) (42,897,009,280) 4,159,569,366 5,233,191,033 9,392,760,399 (Notes to Financial Statements)
24 (Consolidated Statement of Financial Position) ( : /Unit : Won) (Description) (Assets) (Cash and Due from Banks) 2,547,299,459,936 2,092,476,885,143 1,760,231,021,350 (Financial Assets Held for Trading) 402,481,702, ,159,288, ,993,410,444 (Financial Assets Designated at Fair Value Through Profit and Loss) 82,254,804, ,860,595, ,011,544,270 (AvailableforSale Financial Assets) 4,199,693,774,903 4,065,488,994,752 2,424,301,143,165 (HeldtoMaturity Financial Assets) 7,890,514,734,882 7,618,459,361,224 4,519,990,342,202 (Loans and Receivables) 37,454,618,596,565 36,052,597,094,055 31,304,108,911,166 (Derivative AssetsHedge Accounting) 95,042,202 50,004,140 16,641,259,347 (Investments in Associates) 402,850, ,786, ,477,056 (Tangible Assets) 428,986,982, ,671,513, ,023,521,860 (Investments Property) 99,615,294, ,634,921,782 82,001,838,991 (Intangible Assets) 133,096,931, ,221,332,855 90,628,555,881 (Deferred Income Tax Assets) 25,990,970,956 19,520,292,084 (Other Assets) 197,349,386, ,852,455,330 41,318,899,590 (Total Assets) 53,462,400,532,585 51,144,445,526,564 41,009,706,925,322 (Liabilities) (Depository Liabilities) 35,385,468,928,335 33,493,377,279,077 30,747,014,988,939 (Financial Liabilities Held for Trading) 125,974,538,697 33,519,884,416 38,345,421,390 (Financial LiabilitiesHedge Accounting) 12,518,165,684 3,148,566,060 5,583,626,862 (Borrowings) 3,174,782,213,857 3,329,393,491,396 2,796,583,764,853 (Bonds Payable) 4,107,517,392,210 3,145,916,976,851 2,849,391,479,941 (Retirement Payment Liabilities) 8,773,132,020 18,075,426,913 20,789,694,666 (Liability Reserve) 28,860,991,737 36,764,708,103 38,615,772,009 (Deferred Income Tax Liabilities) 47,024,144,620 (Insurance contract liability) 5,121,199,877,843 4,940,470,355,639 (Other Liabilities) 1,524,972,407,846 2,366,627,476,510 1,254,808,258,723 (Total Liabilities) 49,490,067,648,229 47,367,294,164,965 37,798,157,152,003 (Stockholders Equity) (Capital Stock) 845,265,770, ,265,770, ,265,770,000 (Capital Surplus) 1,560,454,863,590 1,560,454,863,590 1,423,484,159,107 (Retained Earnings) 1,303,373,955,359 1,063,045,551, ,844,793,627 (Capital Adjustment) (996,675,400) (720,209,000) (Accumulated Other Comprehensive Income, Net of Taxes) (27,384,630,155) 17,869,360,513 17,110,559,585 (NonControlling Interest) 291,619,600, ,515,816, ,564,700,000 (Total Stockholders Equity) 3,972,332,884,356 3,777,151,361,599 3,211,549,773,319 (Total Liabilities and Stockholders Equity) 53,462,400,532,585 51,144,445,526,564 41,009,706,925,322
25 (Consolidated Statement of Comprehensive Income) ( : /Unit : Won) (Description) (Net Interest Income) 1,202,085,916,318 1,160,490,484,559 1,021,888,492,460 (Interest Income) 1,738,969,328,500 1,776,731,367,578 1,711,331,698,238 (Interest Expense) 536,883,412, ,240,883, ,443,205,778 (Net Fee and Commission Income) 69,647,259,187 78,071,285,111 67,117,470,502 (Fee and Commission Income) 137,750,927, ,086,254, ,141,510,450 (Commission Expense) 68,103,668,782 63,014,969,748 58,024,039,948 (Net insuarance loss ) (54,914,506,552) (27,929,553,297) (Insuarance income) 894,557,593, ,315,401,459 (Insuarance expense) 949,472,100, ,244,954,756 (Net Income on Financial Assets Held for Trading) 13,168,011,883 5,954,054,123 18,005,431,284 (Net Income on Financial Assets Designated at Fair Value Through Profit or Loss) 1,552,088,470 3,351,617,780 9,990,514,445 (Net Income on AvailableforSale Financial Assets) 74,691,256,405 75,600,327,339 31,431,545,456 (Net Income on Derivative AssetsHedge Accounting) (9,239,587,530) 650,468,187 9,030,691,721 (Impairment Loss on Financial Assets) 202,442,865, ,742,088, ,166,460,681 (Net Income(Loss) on Foreign Exchange) 4,173,799,127 (361,863,746) 2,812,387,365 (General and Administrative Expenses) 638,998,477, ,204,701, ,032,656,490 (Net Other Operating Income(Loss)) (72,793,934,658) (96,901,824,658) (88,158,691,915) (Operating Income) 386,928,959, ,978,205, ,918,724,147 (NonOperating Income(loss)) 854,950, ,367,221 (6,700,186,056) (Income Before Income Tax Expense) 387,783,910, ,410,572, ,218,538,091 (Income Tax Expense) 85,929,223,686 35,092,085,410 73,434,789,478 (Net Income) 301,854,686, ,318,487, ,783,748,613 (Net Income in Controlling Interest) 287,676,590, ,097,767, ,732,835,859 (Net Income in NonControlling Interest) 14,178,095,814 14,220,720,034 14,050,912,754 (Comprehensive Income(Loss)) (45,367,116,033) 837,690,118 20,814,833,395 (Gain(Loss) on Valuation of Availableforsale Financial Assets) (35,180,503,877) 7,090,928,310 28,048,309,978 (Gain(Loss) on Translating Foreign Operations) 1,161,973,441 1,653,504,828 3,147,555,765 (Actuarial Gains (Losses)) (11,348,585,597) (7,906,743,020) (10,381,032,348) (Total Comprehensive Income) 256,487,570, ,156,177, ,598,582,008 (Total Comprehensive Income in Controlling Interest) 242,361,120, ,856,568, ,547,669,254 (Total Comprehensive Income in NonControlling Interest) 14,126,450,227 14,299,609,224 14,050,912,754 (Earnings per Share) 1,702 1,759 1,714
26 (Consolidated Statement of Changes in Stockholders Equity) (Description) (Capital Stock) (Capital surplus) (Balance at the Beginning of FY2015) (Hybrid Bonds Dividends) (Net Income for the year) (Increase paid in capital and capital surplus) (Dividends) (Gain on Valuation of Availableforsale Financial Assets) (Gain(Loss) on Translating Foreign Operations) (Remeasurement of defined benefit plan) (Change due to business combinations) (Others) (Balance at the End of FY2015) (Balance at the Beginning of FY2016) (Hybrid Bonds Dividends) (Net Income for the year) (Dividends) (Loss on Valuation of Availableforsale Financial Assets) (Gain(Loss) on Translating Foreign Operations) (Remeasurement of defined benefit plan) (Change due to business combinations) (Others) (Balance at the End of FY2016) 670,265,770, ,000,000, ,265,770, ,265,770, ,265,770,000 1,423,484,159, ,356,098,080 (1,385,393,597) 1,560,454,863,590 1,560,454,863,590 1,560,454,863,590 (Capital Adjustment) (720,209,000) 720,209,000 (996,675,400) (996,675,400) (Accumulated Other Comprehensive Income, (Retained Earnings) Net of Taxes) 17,110,559,585 7,012,389,803 1,653,504,828 (7,907,093,703) 17,869,360,513 17,869,360,513 (35,066,444,686) 1,161,973,441 (11,349,519,423) (27,384,630,155) 811,844,793, ,097,767,140 (42,897,009,280) 1,063,045,551,487 1,063,045,551, ,676,590,811 (47,334,883,120) (13,303,819) 1,303,373,955,359 (NonControlling Interest) 289,564,700,000 (14,060,800,000) 14,220,720,034 78,538, , ,575,118 (93,268,333) 290,515,816, ,515,816,009 (14,060,800,000) 14,178,095,814 (114,059,191) 61,479, ,826 1,889,103,593 (850,968,867) 291,619,600,962 ( : /Unit : Won) (Total) 3,211,549,773,319 (14,060,800,000) 308,318,487, ,356,098,080 (42,897,009,280) 7,090,928,310 1,653,504,828 (7,906,743,020) 805,575,118 (758,452,930) 3,777,151,361,599 3,777,151,361,599 (14,060,800,000) 301,854,686,625 (47,334,883,120) (35,180,503,877) 1,223,453,219 (11,348,585,597) 1,889,103,593 (1,860,948,086) 3,972,332,884,356
27 (Consolidated Cash Flow Statement) ( : /Unit : Won) (Description) (Cash Flows from Operating Activities) 32,634,253, ,645,240,785 (Net Income for the year) 301,854,686, ,318,487,174 (Adjustment of Revenues & Expenses not Involving Cash Flows) (691,798,995,225) (618,616,317,575) (Income Tax Expense) 85,929,223,686 35,092,085,410 (Interest Expense) 536,883,412, ,240,883,019 (Loss on Valuation of Financial Assets Held for Trading) 2,176,034,073 3,077,155,029 (Loss on Valuation of Trading Derivative Instruments) 124,067,925,949 32,705,072,992 (Reserve for Credit RiskAdjusted of Trading Derivative Instruments) 739,437,922 (Loss on Valuation of Financial Assets Designated at Fair Value through profit or loss) 456,345,000 4,920,058,420 (Loss on Sale of Availableforsale Financial Assets) 5,259,246,517 11,061,896,026 (Impairment Loss on Availableforsale Financial Assets) 4,622,088,515 5,553,872,761 (Loss on valuation of Hedged Assets) 151,128, ,796,956 (Loss on Valuation of Hedging Derivative Instruments) 10,481,496,881 65,653,816 (Loss on transaction of Hedging Derivative Instruments) 105,098,472 2,210,897,265 (Reserve for credit risk adjustment of hedging derivative instruments) 236, ,873 (Loss from equity method investment securities) 49,936,215 3,690,148 (Provision for loan losses) 197,820,776, ,188,215,430 (Provision for others) 1,935,813,257 5,174,732,663 (Depreciation & Amortization) 59,898,647,894 69,800,250,148 (Loss on disposal of Property & Equipment) 500,808, ,857,601 (Loss on disposal of intangible assets) 750,411,207 11,680,000 (Expense on stock options) 251,860,000 2,547,641,473 (Retirement Benefit) 29,995,021,676 28,874,268,514 (Loss on Foreign Exchange) 200,805,142, ,001,061,346 (Loss on valuation of debentures) 1,103,757,014 2,457,813,431 (Other Operating Expense) 3,310,547,013 3,680,812,733 (Amotization of Deferred Acquisition expense) 18,190,212,135 5,671,349,130 (Transfer to insurance reserve) 182,782,396, ,119,632,089 (Interest Income) (1,738,969,328,500) (1,776,731,367,578) (Dividend income) (39,820,747,387) (18,132,020,093) (Gain on valuation of financial assets held for trading) (603,481,729) (856,604,474)
28 ( : /Unit : Won) (Description) (Gain on Valuation of Trading Derivative Instruments) (Reversal of reserve for credit risk adjustment of trading derivative instruments) (Gain on Valuation of Financial Assets Designated at Fair Value Through profit or loss) (Gain on Sale of Availableforsale Financial Assets) (Gain on valuation of hedged assets) (Gain on transaction of Hedging Derivative Instruments) (Gain on Valuation of Hedging Derivative Instruments) (Reversal of Reserve for Credit RiskAdjustment of Hedging Derivative Instruments) (Gain on disposal of Property & Equipment) (Gain on disposal of intangible assets) (Recovery of negative goodwill) (Recovery of Provisions) (Gain on Foreign Exchange) (Other operating income) (Gain from equity method investment securities) (Other nonoperating income) (Reversal of Expense of Stock Option) (Decrease(Increase) in Restricted Cash and Deposits) (Decrease(Increase) in Trading Securities) (Decrease in Derivative AssetsTrading) (Decrease(Increase) in financial assets designated at fair value through profit or loss) (Increase in Loans & Receivables) (Increase in Deferred Loan Origination Costs) (Increase(Decrease) in Deferred Loan Origination Fees) (Recovery of loans Writtenoff ) (Decrease(Increase) in Other Assets) (Increase in deferred acquisition costs) (Increase in separate account s asset) (Increase in Depository Liabilities) (Decrease in Trading Derivative Liabilities) (Decrease in provision for retirement benefits) (118,676,014,451) (11,530,333) (1,128,397,070) (49,351,808,580) (4,984,816) (1,347,244,166) (47,001,107) (772,727) (4,629,251,724) (204,978,941,425) (415,570,072) (80,924,527) (740,731,609,022) (431,901,778,469) (23,805,150,873) 38,408,666, ,460,870,000 (1,422,444,635,482) (36,365,090,645) 8,524,830,330 45,438,536, ,077,461 (50,519,047,770) (18,823,047,998) 1,817,976,718,946 (30,924,311,519) (7,764,011,374) (40,020,032,753) (117,038,772) (1,575,676,200) (75,427,201,602) (58,209,262) (2,788,135,787) (139,169,354) (74,947,969) (81,757,500) (1,601,849,554) (5,075,691,953) (122,639,197,600) (200,612,472) (50,466,925) (768,241,748,080) 289,249,845,508 6,176,240,068 34,769,599,866 (47,120,378,800) (4,645,188,312,456) (49,349,977,057) 6,140,923,690 37,870,301,432 (19,206,094,925) (35,354,624,588) (14,537,975,997) 2,772,228,987,630 (34,030,800,468) (4,315,732,867)
29 ( : /Unit : Won) (Description) (Increase in Plan Assets) (46,532,390,901) (39,806,109,771) (Increase(Decrease) in Other Liabilities) (779,518,836,236) 959,930,296,865 (Increase in separate account s liability) 19,932,992,532 14,302,063,790 (Cash Outflows from Interest) (531,179,821,484) (578,949,493,318) (Cash Inflows from Interest) 1,716,140,642,761 1,821,285,803,739 (Cash Inflows from Dividends) 39,820,747,387 18,132,020,093 (Cash Outflows from Income Tax Expense) (61,471,397,084) (81,283,511,248) (Increase(Decrease) in Other Liabilities) (545,428,094,038) (915,581,424,327) (Acquisition of Availableforsale Financial Assets) (7,027,946,798,361) (7,367,690,403,325) (Proceeds from disposition of Availableforsale Financial Assets) 6,507,986,357,338 6,756,757,347,923 (Acquisition of Heldtomaturity Financial Assets) (1,042,659,868,304) (2,014,079,843,835) (Proceeds from disposition of Heldtomaturity Financial Assets) 1,172,190,655,050 1,865,335,783,177 (Purchase of Property & Equipment) (92,637,527,910) (65,464,877,786) (Disposal of Property & Equipment) 16,282,079, ,037,506 (Purchase of Investment Property) (1,064,887,266) (1,729,197,297) (Acquisition of investments in subsidiaries) (33,998,873,352) (63,000,000,000) (Purchase of Intangible Assets) (41,428,939,444) (41,103,360,120) (Proceeds from disposition of Intangible Assets) 1,085,672, ,557,500 (Decrease(Increase) in Guarantee Deposits) (3,118,630,509) (536,928,810) (Decrease in Hedging Derivative assets) 14,604,955,656 (Increase(Decrease) in Hedging Derivative liabilities) (117,333,302) 202,505,084 (Cash Flows from Financing Activities) 525,287,830,671 1,103,062,536,196 (Increase in Borrowings) (240,059,208,842) 570,308,386,571 (Issuance of Debentures) 1,339,787,879, ,654,931,420 (Repayment of Debentures) (391,319,903,456) (563,587,699,266) (Increase(Decrease) in Deposits for Letter of Guarantees) 6,556,208,654 17,398,400,694 (Decrease in Borrowings from Trust Accounts) (39,213,470,384) (45,393,891,422) (Increase in fund for borrowing) 40,977, ,160,140 (Increase(Decrease) in Foreign Exchange Settlement Credit) 6,009,835,775 (2,679,327,546) (Increase(Decrease) in Domestic Exchange Settlement Credit) (93,257,856,960) 92,596,739,735 (Increase paid in capital and capital surplus) 313,356,098,080
30 ( : /Unit : Won) (Description) (Surbordinate firms s paidin capital increase expense) (758,452,930) (Dividends paid) (47,334,883,120) (42,897,009,280) (Hybrid bond distribution paid) (14,060,800,000) (14,060,800,000) (Decrease in NonControlling Interest) (1,860,948,086) (Increase(Decrease) in Cash and Cash Equivalents) 12,493,990, ,126,352,654 (Cash and Cash Equivalents at Beginning of Year) 909,741,676, ,064,219,493 (Effect of Exchange Rate in Cash and Cash Equivalents) 134,090,625 8,334,830,999 (Increase in cash & cash equivalent due to the change of consolidated entity) 7,836,610,216 42,216,272,901 (Cash and Cash Equivalents at End of Year) 930,206,367, ,741,676,047 (Notes to Consolidated Financial Statements)
31 138, % 300, % 134, % 122, % 29, % 20, % 180, % 52, % 48, % 96, % 9,988, % % 279, % 1,965, % 7,782, % 297, % 60, % % 103, % % % % 17, % % 660, % % 93, % 96, % 60, %
32 , % 100, , % 100, , % 50, , % 50, , % 100, , % 50, , % 50, , % 60,
33 169,053, , % ,053, , ,000, , , ,986, ,755, THE OAKMARK INTERNATIONAL SMALL CAP FUND 7,636, ,488, NORGES BANK 2,552,
34
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www.dgbfg.co.kr _Contents 1. 2. 3. 4. 5. 6. 7. 8. 4 27 37 55 73 111 120 149 2 2016 DGB Financial Group Report 2016 DGB Financial Group Report 3 2016 DGB Financial Group Report 5 2010. 12 2010. 12 2011.
www.dgbfg.co.kr _Contents 1. 2. 3. 4. 5. 6. 7. 8. 4 24 38 54 71 95 104 133 2 2015 DGB Financial Group Report 2015 DGB Financial Group Report 3 2015 DGB Financial Group Report 5 2010. 12 2010. 12 2011.
재무상태표 (Statements of Financial Position) Ⅱ. 부채 (Liabilities) 1. 당기손익인식금융부채 (Financial liabilities at fair value through profit or loss) 2. 예수부채 (Depos
재무상태표 (Statements of Financial Position) 주식회사우리은행 Ⅰ. 자산 (Assets) 1. 현금및현금성자산 (Cash and cash equivalents) 2. 당기손익인식금융자산 (Financial assets at fair value through profit or loss) 3. 매도가능금융자산 (Available for
재무상태표 (Statements of Financial Position) 제 5( 당 ) 기 2013 년 12 월 31 일현재 (As of December 31, 2013) 한국스탠다드차타드금융지주주식회사 (Standard Chartered Korea Limited)
2013 회계연도 ( 제 5 기 ) 결산공고 2013.1.1 ~ 2013.12.31 한국스탠다드차타드금융지주주식회사 재무상태표 Statements of Financial Position 포괄손익계산서 Statements of Comprehensive Income 연결재무상태표 Consolidated Statements of Financial Position
포괄손익계산서 (Statements of comprehensive income) Ⅵ. 중단영업이익 (Net income from discontinued operations ) Ⅶ. 당기순이익 (Net Income) , ,298 ( 대손준비금반영후
포괄손익계산서 (Statements of comprehensive income) 주식회사우리은행 Ⅰ. 영업이익 (Operating income) 1. 순이자이익 (Net interest income) (1) 이자수익 (Interest income) (2) 이자비용 (Interest expense) 2. 순수수료이익 (Net fees and commissions
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( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 2017 년 12 월 31 일현재 (As of December 31, 2017)
( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 과목 Account Ⅰ. 운용자산 Ⅰ. Investment Assets 24,558,210 23,984,072 1. 현금및예치금 1. Cash and Deposits 560,147
( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 2017 년 09 월 30 일현재 (As of September 30, 2017
( 단위 : 백만원, 1000주 ) 재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) ( Unit: KRW mln, shares '000) 과목 Account Ⅰ. 운용자산 Ⅰ. Investment Assets 24,483,701 23,984,072 1. 현금및예치금 1. Cash and Deposits 596,966
재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) 과 목 Account 다. 유가증권담보대출금 C. Loan secured by security - - 라. 부동산담보대출금 D. Loan secured by real e
재무상태표재무상태표 - SAP기준 - SAP (Financial 기준 Position - SAP ) 과목 Account Ⅰ. 운용자산 I. Investment Assets 24,119,314 23,984,072 1. 현금및예치금 1. Cash and Deposits 618,879 565,397 가. 현금과예금 A. Cash and bank deposits 618,807
Valuation (DCF Multiple ) VIII Case Study 3 1 NOA, IBD ( 1 ) 2 ( 2 ) 3 (DCF 3 ) 4 WACC (DCF 4 ) 5 EBITDA (Multiple 3 ) 6 Multiple (Multiple 4 ) 7 ( 5
Valuation (DCF Multiple ) Valuation (DCF Multiple ) I Valuation 1 Valuation 2 valuation II VBM Valuation 1 VBM 2 M&A III 1 2 IV 1 NOA, IBD ( 1 ) 2 ( 2 ) 3 (DCF 3 ) 4 WACC (DCF 4 ) 5 EBITDA (Multiple 3
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IFRS Other Financing Gubun Account Code Account Name(Kor) Account Name(Eng) Formula Comment Detailed A110000 자산 Assets A110010 창업투자자산 Capital Investments A110020 투자실적자산 Investment Returns A110030 투자주식
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Ⅰ. 매출액 I.Sales 1. 제품 1.Goods 2. 상품 2.Product 3. 수수료수익 3.Commission income 4. 주세등 4.Liquor taxes Ⅱ. 매출원가 II.Cost of Goods Sold 1. 제품매출원가 1.Cost of finished goods 가. 기초제품재고액 A.Beginning inventory of finished
, Analyst, 3774 3987, duncanlim@miraeasset.com (%) 10.0 9.0 8.0 7.0 6.0 5.0 4.0 3.0 2.0 1.0 0.0 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011
Sector comment Korea / Retailing 26 May 2016 OVERWEIGHT Stocks under coverage Company Rating Price Target price, Analyst 3774 3987 duncanlim@miraeasset.com See the last page of this report for important
MKIF_확정투자설명서_ PDF
(Macquarie Korea Infrastructure Fund) 1 : (Macquarie Korea Infrastructure Fund) : 110 11(:100-755) : 02-3705-4921 2 : / 3 : (Macquarie Shinhan Infrastructure Asset Management Co, Ltd) ( 110 11Tel: 3705-4921)
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이 달 의 특 집 Ⅰ - 금융감독원 - 금감원은 '11년국제회계기준본격도입에대비하여 K- 기반의 BRL 공시용표준계정과목체계를개발하여상장법인및회계법인등에게제공하고자합니다. K- 기반 BRL 계정과목체계는 IASB( 국제회계기준위원회 ) 에서공표한국제표준택사노미를근간으로하여다수의 K- 조기도입상장법인이사용하였거나, 영업이익등사회적이슈가되었던계정과목등을추가하여개발되었습니다.
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재무제표 구분 표준계정과목-공통 대차대조표 자산 가설재 소 Temporary Establishments 대차대조표 자산 감가상각누계액 소 Accumulated Depreciation 손익계산서 비용 감가상각비 중 Depreciation Expenses 대차대조표 자본 감자차손 소 Losses on Capital Reduction 대차대조표 자본 감자차익 소
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제 8 기 영업보고서 2015.1.1 ~ 2015.12. 31 제 8 기영업보고서 2015.1.1 ~ 2015.12.31 1 영업개황 Overview of Operation 회사의주요현황 Company Overview 계열사현황 Status of Subsidiaries 주요경영실적 Selected Financial Data KB금융지주 KB Financial
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이 책을 펴내며 한국은행은 1957년 우리나라 國 民 所 得 統 計 의 공식편제기관으로 지정되 면서 UN이 1953년에 발표한 國 民 計 定 體 系 와 그 附 表 (A System of National Accounts and Supporting Tables)의 작성기준에 따라 1953년 이 후의 국민소득통계를 작성해 왔습니다. 그리고 1986년부터 UN이 1968년
제 10 기 영업보고서 ~
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인덱스펀드와 ETF의 현황 및 전망 - 미국시장을 중심으로 - 2006. 4 자산운용협회 조사팀 (김영민 2122-0153) 1. 조사 배경 2005년 이후 국내 코스피지수가 1400p를 돌파하는 등 기존의 저평가 되었던 주식시장이 재평가되고 있는 것으로 여겨지고 있으며, ㅇ 코스피지수는 2005. 2.28에 1000p를 돌파한 후 7월부터는 1000p에 안
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July 27, 2016 Mondelez International Reports Q2 Results Diluted EPS was $0.29, up 16%; Adjusted EPS 1 was $0.44, up 4.5% on a constant-currency basis
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Korea/ 화학 LG 화학 Issue Comment BUY 20 July 2009 BUY 17 Jul 2009 박재철, Analyst, 3774-6896 parkjc@miraeasset.com 이학무, Analyst, 3774-1785 hmlee@miraeasset.com 기대감이큰유리기판사업 LG 화학이유리기판사업에 1.2 조원규모의투자를결정하였음. 이에대한우려보다는기대할것이많다고판단함.
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2011 연차보고서 를 발간하면서 보험연구원은 국가경제 발전에 핵심적 역할을 담당하고 있는 보험산업의 발전과 균형된 정책수립 에 기여하기 위해 2008년 2월에 개원하였으며, 오늘날 보험산업을 대표하는 연구기관으로 성장하 였습니다. 보험연구원은 세계화, 융합화, 겸업화 등 금융환경변화에 대응하기 위해 보험산업을 포 함하여 국내외 금융전반에 대한 체계적이고 포괄적인
Figure 1 P/B valuation Element Note Sustainable COE (%) Risk-free 2.8%; beta 0.9; risk premium 6.1% 8.3 Sustainable ROE (%) 3-year average (2015~2017)
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I 회계의 기초 01 회계의 의의와 목적 02 회계의 분류 03 회계의 구성 요소 04 거래와 회계의 등식 05 회계 윤리 >> 이 단원에서는 회계의 뜻과 목적을 이해하고 기업의 경영 활동에 있어서 회계 정보가 왜 필요하며, 재무 상태와 경영 성과와 관련된 회계 등식과 회계 윤리의 중요성 이해에 중점을 두기로 한다. 최고 경영 관리자 총무.
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