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(minimp@hanmailnet) "(20011116), (200229) 1,,, 2~3 4~5, Front office-middle office-back office,, 1

, 6~7 LKFS, Unisys, e*value, Fist Global, MKIRisk,, 2 Pricing 100 150 3 40, Pricing, Risk 2002 1 AsiaRisk 2000 10 Annual Software Survey Company Amelia Financial Systems Algorithmics ARMS Information Technology Barra Calypso Technology Cognotec Credit Risk Systems Derivatech EMA Fame FENICS Software FinancialCAD Financial Software Systems FXPress GE InterBusiness Operations IFS Homepage wwwameliacouk wwwalgorithmicscom wwwarmscomsg wwwbarracom wwwcalypso-techcom wwwcognoteccom wwwcreditriskcomau wwwderivatechcom wwwquantshopcom wwwfamecom wwwfenicscom wwwfincadcom wwwfssnetcom wwwfxpresscom wwwgegxscom wwwifsie 2

Imagine Software IPS Sendero IQ Financial Systems LKFS Lombard Risk Management MKIRisk Murex Optial Asia Pasific Patsystems Princeton Financial Systems Reuters RiskMetrics Savvysoft Sophis Style Research Summit Systems SunGard Systems Vestek wwwimagine-swcom wwwips-senderocom wwwiqfinancialcom wwwlkfscom wwwlombardriskcom wwwmkiriskcom wwwmurexcom wwwoptialcom wwwpatsystemscom wwwpfscom wwwreuterscom wwwriskmetricscom wwwsavvysoftcom wwwsophisnet wwwquantshopcom wwwsummithqcom wwwsungardcom wwwvestekcom RiskMetrics, Algorithmics, Kamakura, KMIRisk 2~3 Pricing VaR Basel II 4 (Credit risk) (Operational risk), Basel II Basel II,, 3

, Algo Credit evaluator Algorithmics, Kamakura, Misys International Banking Systems, Sungard Trading and Risk Systems, TotalRisk Barra OR2Q Amelia Financial Systems Algorithmics, OR2Q Misys International Banking Systems, Raft Radar Raft International, Summit Systems, FXPress, Raft International Processing, Tool Savvysoft Monis Software Fixed Income Portfolio Tool LA FT Interative Data 911 (Term Structure Models), (MonteCarlo Simulation) Calypso Technology, Murex, Reuter, Lombard Risk Management CDO(Collateralised Debt Obligations) 5 RiskMetrics, Monis, FinancialCAD, 6 Wolfram research Numerix 4

, Fame SFAS 133 IAS39 7 Fame Internet Data Service, Xenomorph Software PerfectVine FinancialCAD Pricing Tool FincadXL Pricing Tool Algorithmics, IQ Financial Systems, KMV, LKFS, Midas Kapiti International(MKI Risk), Moody's Risk Management Services(MRMS), RiskMetrics, Sungard Trading and Risk Systems, BNP Paribas KMV, Overseas Union Bank (OUB) Sungard Panorama system, Thai Farmers Bank MKIRisk LKFS, Unisys, e*value, Fist Global, MKIRisk,, 4~5 LKFS LKFS Algorithmics IBM Korea, SAP Korea,,,,,, LG,,,,, 5

Pricing Tool, Pricing Tool Pricing Processing, Pricing, Front office Pricing, Trading Back office Summit Systems Bloomberg Bloomberg Pricing Valuation 2002,,, 6

Processing 10 8 (Factor), Business Policy Decision Guideline (Broking), (Market Making), (Investment), (Speculative Trading) (Broking) (Operational Risk) (Market Making) Front-Middle-Back office Full size Business Policy,, Building Block,,, Pricing Management, Building Block Market Making, Building Block,, Pricing Cashflow 7

, (Flexibility) (Extension), - (Black-Scholes Formula) Pricing, (parameter) Pricing, Pricing,, Tool Pricing Pricing Pricing, Pricing Pricing 9 Pricing Tool,, Pricing Tool, Script, (User) Value at Risk(VaR), (Stress Test) (Sensitivity),,, -,, 8

, VaR, (Parametric Method), (Historical Simulation Method), (MonteCarlo Simulation Method),,,, Trade-off Legacy System,,, (Valuation),,, PC 3 Yield curve,,,,, Reuters Bloomberg, Market VaR (Sensitivity Analysis) 9

(Stress test), (Stress test) Stress Test, Historical Scenario,, 1997 IMF, 1998, 2001 911, Stress Scenario, 100bps Yield curve, KOSPI200 30%, 100bps Stress Test Stress Test Stress Test Stress test Front-Middle-Back office 10

Pricing (VaR),,,,,,,,, Complete process ( ) Middle office Front-to-back office - -,, Pricing Middle Back office, Complete process 10 (OTC Derivatives Infrastructure) -,,,,,, - Inhouse ASP(Application Service Provider) PC, 11

, Pricing,, Front-Middle-Back office Flow, Bloomberg Bloomberg Pricing Calculation Tool ASP, FinancialCAD Excel PC Pricing,,,, Valuation,,,, Manual Pricing Front-Middle-Back office 12

Pricing Testing,, Pricing Tool, ASP $50,000, In-house $1 million Front-Middle-Back office $2~$4 million,,, 13

, 3, 10 3,,,, (Systems & Technologies),, 1 2002 7 1 14

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10 Front office( )-Middle office( )-Back office( ) Complete process,,,,, Front-to-back,, 16