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KIS Korea Investors Service Credit Monitor 04 53 Special Report Rating Summary 73

Special Report KOREA INVESTORS SERVICE,INC. 04

KIS Credit Monitor 2015.2 05

Special Report KOREA INVESTORS SERVICE,INC. 06 ( 11.02) ( ) ( 11.06) ()6 ( 12.12) ( ) ( 11.06) ( 11.12) ( 12.10) ( 12.07) ( 12.10) ( 13.04) ( 13.09) (1 24 ( 13.09) ) ( ( ) ) ( )

KIS Credit Monitor 2015.2 07

Special Report KOREA INVESTORS SERVICE,INC. 08

KIS Credit Monitor 2015.2 09

Special Report KOREA INVESTORS SERVICE,INC. 10 VAN ( ) ( ) Brand ( ) VAN () ( )

KIS Credit Monitor 2015.2 11 2011 2012 2013 1) 1.90%*P 1.75%*P 1.73%*P 1.79%*P 1.67%*P 2) 0.16%*P 0.16%*P 0.18%*P 0.20%*P 0.15%*P 3) 0.12%*P 0.14%*P 0.14%*P 0.11%*P 0.18%*P 4) 0.01%*P 0.01%*P 0.01%*P 0.02%*P 0.01%*P 2.19%*P 2.06%*P 2.06%*P 2.12%*P 2.01%*P VAN 5) 100 100 100 100 100 6) 0.60%*P 0.70%*P 0.69%*P 0.66%*P 0.73%*P 7) 0.42%*P 0.38%*P 0.34%*P 0.34%*P 0.34%*P 8) 0.38%*P 0.35%*P 0.34%*P 0.29%*P 0.40%*P 9) 0.22%*P 0.19%*P 0.15%*P 0.12%*P 0.18%*P Brand 10) 0.06%*P 0.06%*P 0.07%*P 0.07%*P 0.07%*P 11) 0.06%*P 0.04%*P 0.05%*P 0.07%*P 0.03%*P 1.74%*P+100 1.72%*P+100 1.64%*P+100 1.55%*P+100 1.75%*P+100 ( ) 0.45%*P-100 0.34%*P-100 0.42%*P-100 0.57%*P-100 0.26%*P-100 0 22,200 29,400 23,800 17,500 38,500 12) 244.2 272.6 313.5 165.0 148.5

Special Report KOREA INVESTORS SERVICE,INC. 12

KIS Credit Monitor 2015.2 13 2011 2012 2013 1) 1.90%*P 1.75%*P 1.73%*P 1.79%*P 1.67%*P 2) 0.16%*P 0.16%*P 0.18%*P 0.20%*P 0.15%*P 3) 0.12%*P 0.14%*P 0.14%*P 0.11%*P 0.18%*P 4) 2.31%*P 2.23%*P 2.05%*P 2.08%*P 2.02%*P 4.49%*P 4.28%*P 4.10%*P 4.18%*P 4.02%*P VAN 5) 100 100 100 100 100 6) 0.60%*P 0.70%*P 0.69%*P 0.66%*P 0.73%*P 7) 0.84%*P 0.82%*P 0.39%*P 0.48%*P 0.29%*P 8) 1.26%*P 1.14%*P 1.02%*P 1.01%*P 1.02%*P 9) 0.38%*P 0.35%*P 0.34%*P 0.29%*P 0.40%*P 10) 0.22%*P 0.19%*P 0.15%*P 0.12%*P 0.18%*P Brand 11) 0.06%*P 0.06%*P 0.07%*P 0.07%*P 0.07%*P 12) 0.35%*P 0.37%*P 0.40%*P 0.48%*P 0.31%*P 3.71%*P+100 3.63%*P+100 3.06%*P+100 3.11%*P+100 3.00%*P+100 ( ) 0.78%*P-100 0.65%*P-100 1.04%*P-100 1.07%*P-100 1.02%*P-100 0 12,800 15,400 9,600 9,300 9,800 13) 68.0 74.7 72.6 37.8 34.8

Special Report KOREA INVESTORS SERVICE,INC. 14 2011 2012 2013 1) 1.22%*P 1.17%*P 1.29%*P 1.28%*P 1.45%*P 1.22%*P 1.17%*P 1.29%*P 1.28%*P 1.45%*P VAN 2) 100 100 100 100 100 3) 0.50%*P 0.15%*P 0.15%*P 0.10%*P 0.20%*P 4) 0.30%*P 0.35%*P 0.35%*P 0.33%*P 0.36%*P 5) 0.28%*P 0.26%*P 0.26%*P 0.22%*P 0.33%*P 6) 0.22%*P 0.19%*P 0.15%*P 0.12%*P 0.18%*P 1.30%*P+100 0.95%*P+100 0.91%*P+100 0.77%*P+100 1.07%*P+100 ( ) -0.08%*P-100 0.22%*P-100 0.38%*P-100 0.51%*P-100 0.38%*P-100 0 N/A 45,500 26,300 19,600 26,300 7) 38.3 43.6 54.5 51.6 2.9

KIS Credit Monitor 2015.2 15

Special Report KOREA INVESTORS SERVICE,INC. 16 2011 2012 2013 1) 2.39%*P 2.46%*P 2.36%*P 2.40%*P 2.29%*P 2) 0.64%*P 0.88%*P 0.74%*P 0.61%*P 0.97%*P 3.03%*P 3.34%*P 3.10%*P 3.01%*P 3.26%*P 3) 0.05%*P 0.06%*P 0.05%*P 0.03%*P 0.10%*P 4) 0.42%*P 0.38%*P 0.34%*P 0.34%*P 0.34%*P 5) 0.53%*P 0.53%*P 0.52%*P 0.42%*P 0.66%*P 6) 0.38%*P 0.39%*P 0.40%*P 0.45%*P 0.31%*P 1.38%*P 1.36%*P 1.31%*P 1.24%*P 1.41%*P ( ) 1.65%*P 1.98%*P 1.79%*P 1.77%*P 1.85%*P 7) 59.3 56.2 55.7 35.5 20.2

KIS Credit Monitor 2015.2 17 2011 2012 2013 1) 15.60%*P 15.60%*P 15.17%*P 14.86%*P 15.51%*P 15.60%*P 15.60%*P 15.17%*P 14.86%*P 15.51%*P 2) 5.03%*P 4.56%*P 4.06%*P 4.05%*P 4.08%*P 3) 0.53%*P 0.53%*P 0.52%*P 0.42%*P 0.66%*P 4) 1.46%*P 2.38%*P 2.52%*P 2.23%*P 2.84%*P 7.02%*P 7.47%*P 7.10%*P 6.70%*P 7.58%*P ( ) 8.58%*P 8.13%*P 8.07%*P 8.16%*P 7.93%*P 5) 20.7 21.5 26.4 13.9 12.6

Special Report KOREA INVESTORS SERVICE,INC. 18

KIS Credit Monitor 2015.2 19

Special Report KOREA INVESTORS SERVICE,INC. 20

KIS Credit Monitor 2015.2 21

Special Report KOREA INVESTORS SERVICE,INC. 22

KIS Credit Monitor 2015.2 23

Special Report KOREA INVESTORS SERVICE,INC. 24

KIS Credit Monitor 2015.2 25 CD + 2% CD + 1% Case 1 ( ) 3.00% 2.00% CD 1% ( ) 2.58% 2.00% Case 2 ( ) 12.00% 11.00% CD 10% ( ) 10.32% 11.00% Case (KRW/USD) (KRW/USD) () () () () () 1 1,000 1,000 USD 100 USD 14 14,000 86,000 100,000 2 1,500 1,000 USD 100 USD 14 21,000 79,000 100,000 3 2,000 1,000 USD 100 USD 14 28,000 72,000 100,000

Special Report KOREA INVESTORS SERVICE,INC. 26 Case (KRW/USD) (KRW/USD) () () () () () 1 1,000 1,000 USD 100 USD 14 14,000 86,000 100,000 2 800 1,000 USD 100 USD 14 11,200 86,000 97,200 3 500 1,000 USD 100 USD 14 7,000 86,000 93,000

KIS Credit Monitor 2015.2 27 1 2 1993 3 3 ~ 2014 7 31 Bloomberg 91 CD ( ) ( ): Difference of 3-month CD CD 36912 1993 6 3 CD 1993 3 3 CD 3 CD ( ): Ratio of 3-month CD CD 36912 1993 6 3 CD 1993 3 3 CD 3 CD

Special Report KOREA INVESTORS SERVICE,INC. 28

KIS Credit Monitor 2015.2 29 CD 6.80% 4.51% 2.40% 4.89% 25.00% 7,821 3-0.11% 1.67% -8.10% -0.01% 11.75% 7,729 ( ) 6-0.24% 2.51% -14.46% -0.02% 13.45% 7,637 9-0.37% 2.94% -17.30% -0.04% 12.40% 7,546 12-0.49% 3.13% -18.40% -0.13% 12.80% 7,456 3 0.99 0.14 0.45 1.00 1.89 7,729 ( ) 6 0.99 0.20 0.38 1.00 2.16 7,637 9 0.98 0.24 0.31 0.99 2.04 7,546 12 0.97 0.26 0.26 0.97 2.05 7,456 99.9% 99.5% 99.0% 95.0% 90.0% 3 5.05% 4.19% 3.77% 2.64% 2.03% ( ) 6 7.53% 6.24% 5.61% 3.90% 2.98% 9 8.70% 7.19% 6.46% 4.46% 3.39% 12 9.17% 7.56% 6.78% 4.65% 3.52% 3 1.43 1.36 1.32 1.22 1.17 ( ) 6 1.62 1.51 1.46 1.32 1.25 9 1.71 1.58 1.53 1.36 1.28 12 1.76 1.63 1.56 1.39 1.30

Special Report KOREA INVESTORS SERVICE,INC. 30

KIS Credit Monitor 2015.2 31 1 2 1997 12 16 ~ 2014 7 31 Bloomberg KRW/USD ( ) Difference of KRW/USD Currency Rate 36912 1998 3 16 1997 12 16 3 KRW/USD Ratio of KRW/USD Currency Rate 36912 1998 3 16 1997 12 16 3 KRW/USD

Special Report KOREA INVESTORS SERVICE,INC. 32 KRW/USD 1,145.21 134.96 900.75 1,140.18 1,962.50 6,072 3-9.03 71.49-599.10-9.00 454.10 5,982 ( ) 6-14.41 101.84-579.50-17.18 467.55 5,890 9-18.80 123.37-560.00-29.47 565.45 5,798 12-22.63 143.12-756.50-38.05 631.65 5,707 3 0.99 0.06 0.69 0.99 1.45 5,982 ( ) 6 0.99 0.09 0.70 0.98 1.47 5,890 9 0.99 0.11 0.71 0.97 1.60 5,798 12 0.99 0.13 0.61 0.97 1.67 5,707

KIS Credit Monitor 2015.2 33 99.9% 99.5% 99.0% 95.0% 90.0% 3 211.88 175.10 157.27 108.55 82.58 ( ) 6 300.29 247.90 222.50 153.10 116.10 9 362.43 298.97 268.19 184.12 139.30 12 419.65 346.03 310.32 212.79 160.79 3 1.18 1.15 1.13 1.09 1.07 ( ) 6 1.26 1.22 1.20 1.14 1.10 9 1.33 1.27 1.25 1.17 1.13 12 1.39 1.32 1.29 1.20 1.16

Special Report KOREA INVESTORS SERVICE,INC. 34 1 2 2005 7 1 ~ 2014 7 31 Bloomberg KRW/CNY ( )Difference of KRW/CNY Currency Rate 36912 2005 10 1 2005 7 1 3 KRW/CNY ( )Ratio of KRW/CNY Currency Rate 36912 2005 10 1 2005 7 1 3 KRW/CNY

KIS Credit Monitor 2015.2 35

Special Report KOREA INVESTORS SERVICE,INC. 36 KRW/USD 159.53 26.31 115.90 169.46 230.56 3,318 3 1.08 11.03-48.89-0.26 67.74 3,226 ( ) 6 2.41 16.84-49.09 0.01 72.82 3,134 9 4.06 20.99-61.24 1.01 89.50 3,044 12 6.02 24.49-64.14 1.66 97.02 2,953 3 1.01 0.07 0.79 1.00 1.45 3,226 ( ) 6 1.02 0.11 0.79 1.00 1.51 3,134 9 1.04 0.14 0.73 1.01 1.68 3,044 12 1.05 0.17 0.72 1.01 1.77 2,953

KIS Credit Monitor 2015.2 37 99.9% 99.5% 99.0% 95.0% 90.0% 3 35.15 29.48 26.73 19.21 15.21 ( ) 6 54.44 45.78 41.58 30.10 23.99 9 68.94 58.14 52.90 38.60 30.97 12 81.72 69.12 63.00 46.31 37.41 3 1.22 1.19 1.17 1.12 1.10 ( ) 6 1.36 1.30 1.27 1.20 1.16 9 1.47 1.40 1.37 1.27 1.22 12 1.59 1.50 1.46 1.34 1.28

Special Report KOREA INVESTORS SERVICE,INC. 38

KIS Credit Monitor 2015.2 39

Special Report KOREA INVESTORS SERVICE,INC. 40

KIS Credit Monitor 2015.2 41

Special Report KOREA INVESTORS SERVICE,INC. 42

KIS Credit Monitor 2015.2 43

Special Report KOREA INVESTORS SERVICE,INC. 44 2008 20.7 13.8 11.3 13.4 12.4 10.6 6.1 2009 22.0 14.5 11.8 12.9 13.2 10.2 6.4 2010 21.7 13.8 14.0 12.7 12.4 9.8 7.2 2011 20.8 14.8 13.2 11.5 12.8 9.8 6.9 2012 20.6 13.0 12.9 13.3 12.3 10.1 6.8 2013 20.1 12.5 13.2 13.0 12.3 10.0 6.9 3 20.5 13.4 13.1 12.6 12.5 10.0 6.9 24.7 16.2 11.5 15.6 13.2 11.1 6.7

KIS Credit Monitor 2015.2 45 74,660 13,500 1 13 a 10,004 10,892 2014 9 b 46.1% a * b 4,615 1,385 30% 6,087 EBITDA 2,900 2014 a 29,000 EBITDA 10 b 17,187 2014 9 a - b 11,813 46.1% 5,449

Special Report KOREA INVESTORS SERVICE,INC. 46 107,353 3,470 1 13 a 3,725 5,677 2014 9 b 74.1% a * b 2,758 Premium 614 54.96% 30% 3,373 EBITDA 1,120 2014 a 11,200 EBITDA 10 b 7,192 2014 9 a - b 4,009 74.1% 2,968

KIS Credit Monitor 2015.2 47

Special Report KOREA INVESTORS SERVICE,INC. 48 33.6 20.3 12.6 12.5 10.0 36.2 22.9 15.6 13.2 11.1

KIS Credit Monitor 2015.2 49

Special Report KOREA INVESTORS SERVICE,INC. 50 23,398 15,474 17,312 9,388 16,260 8,336 2,267 1,685 1,513 930 1,267 685 (%) 9.7 10.9 8.7% 9.9% 7.8% 8.2% EBITDA 3,453 2,761 2,499 1,807 2,118 1,426 EBITDA (%) 14.8 17.8 14.4 19.3 13.0 17.1 43,289 30,135 32,302 19,148 31,274 19,196 24,013 15,558 20,602 12,148 19,831 12,451 17,622 8,820 15,537 6,736 14,848 7,121 17,199 8,397 15,404 6,602 13,829 5,027 19,275 14,577 11,699 7,001 11,443 6,745 124.6 106.7 176.1 173.5 173.3 184.6

KIS Credit Monitor 2015.2 51

Special Report KOREA INVESTORS SERVICE,INC. 52

KIS Credit Monitor 2015.2 53 Korea Investors Service KIS Credit Monitor Rating Summary

Rating Summary KOREA INVESTORS SERVICE,INC. 54

KIS Credit Monitor 2015.2 55

Rating Summary KOREA INVESTORS SERVICE,INC. 56 2012.12 2013.12 2013.09 2014.09 0 250 250 1,803 159 3,854 1,508 7,546 1,214 1,644 1,472 2,333 28 476 305 982 1,401 6,224 3,535 12,665

KIS Credit Monitor 2015.2 57 2012.12 2013.12 2013.09 2014.09 1,342 6,163 2,074 11,111 0 20 4 46 0% 0.3% 0.2% 0.4% (1M+) 0% 0.5% 0.5% 0.6% 2012.12 2013.12 2013.09 2014.09 21 164 97 437 18 77 45 226-1 75 38 210-10 42 17 163 4.7 4.9 6.1 6.5 4.1 2.3 2.8 3.4-0.2 2.2 2.4 3.1 2.1 1.0 1.3 0.7-2.2 1.3 1.1 2.4 ROA -1.2 0.2 0.4 1.8

Rating Summary KOREA INVESTORS SERVICE,INC. 58 2012.12 2013.12 2013.09 2014.09 (%) 27.8 23.3 19.0 13.7 399 1,521 729 1,694 1,438 6,533 3,829 12,380 ( ) 4.3 4.9 6.3 8.0 392 1,492 702 1,644 1,697 7,302 4,421 13,100 2012.12 2013.12 2013.09 2014.09 450 2,600 1,130 3,085 CP 450 2,600 1,130 3,085 850 1,390 1,640 1,465 1,300 3,990 2,770 4,550 0 1,691 895 6,681 1,300 5,681 3,665 11,231 34.6% 45.8% 30.8% 27.5%

KIS Credit Monitor 2015.2 59 1 ~30 1 ~90 1 ~1 2,223 3,614 6,796 833 1,572 4,594 1,390 2,042 2,203 266.8% 230.0% 147.9%

Rating Summary KOREA INVESTORS SERVICE,INC. 60

KIS Credit Monitor 2015.2 61 2011 2012 2013 2013.09 2014.09 13,380 16,342 16,176 11,680 11,950 12,110 14,889 13,609 10,208 9,892 1,270 1,452 2,567 1,472 2,058 () 539 402 1,160 799 1,158 ( ) 213 577 718 516 520 () 518 472 690 157 380 (%) 90.5 91.1 84.1 87.4 82.8

Rating Summary KOREA INVESTORS SERVICE,INC. 62 2011 2012 2013 2013.09 2014.09 539 402 1,160 799 1,158 495 292 1,060 683 1,042 44 110 100 116 116 213 577 718 516 520 206 544 673 489 487 7 33 45 27 33 518 472 690 157 380 1,270 1,452 2,567 1,472 2,058 K-GAAP K-IFRS 2010 2011 2012 2013 2014.09 6,276 9,550 11,336 11,708 11,845 (%) 35.2 45.7 49.9 48.1 45.9 (%) 75.9 115.2 133.8 127.0 115.6

KIS Credit Monitor 2015.2 63

Rating Summary KOREA INVESTORS SERVICE,INC. 64

KIS Credit Monitor 2015.2 65 2010 2011 2012 2013 2014.09 35.0 31.8 32.4 31.5 30.5 H 70.0 68.6 66.9 65.7 68.4 10.1 17.5 18.2 22.4 26.0 n/a n/a n/a n/a 31.5

Rating Summary KOREA INVESTORS SERVICE,INC. 66 1, 2 6.23 2006.10~2011.03 650 150 3 3.65 2011.04~2013.09 200 200 2010 2011 2012 2013 2014.09 101,982 152,599 141,287 128,142 119,515 ( ) 49.4 37.6 38.1 38.5 28.3 () 35.2 49.9 49.8 49.9 61.3 () 15.4 12.5 12.1 11.5 10.5

KIS Credit Monitor 2015.2 67 40,057 289,321 25,765 157,847 14,292 131,474 13,068 127,004 5,402 8,523 7,666 118,481 (%) 180.3 120.1 (%) 29.0 43.9

Rating Summary KOREA INVESTORS SERVICE,INC. 68

KIS Credit Monitor 2015.2 69

Rating Summary KOREA INVESTORS SERVICE,INC. 70 2010 2011 2012 2013 2013.09 2014.09 36,266 39,525 44,237 46,329 33,201 33,917 45.4 9.0 11.9 4.7 3.0 2.2 3,427 3,406 4,648 3,287 2,230 2,434 9.5 8.6 10.5 7.1 6.7 7.2 43,300 47,652 61,059 70,468 50,015 57,287 43.3 10.1 28.1 15.4 16.2 14.5 3,877 4,137 5,580 5,056 3,709 4,066 9.0 8.7 9.1 7.2 7.4 7.1

KIS Credit Monitor 2015.2 71

Rating Summary KOREA INVESTORS SERVICE,INC. 72

KIS Credit Monitor 2015.2 73 Korea Investors Service KIS Credit Monitor

KOREA INVESTORS SERVICE,INC. 74

KIS Credit Monitor 2015.2 75 () OUTLOOK 15-1 SB 3,000 '13.12.31 '15.01.02 AA+ Stable 15-2 SB 2,000 '13.12.31 '15.01.02 AA+ Stable 44-1 SB 1,100 '13.12.31 '15.01.05 AA+ Stable 44-2 SB 1,700 '13.12.31 '15.01.05 AA+ Stable 17 SB 2,500 '13.12.31 '15.01.05 AA Stable 2015-01 SB 3,500 '13.12.31 '15.01.05 AAA Stable 20 SB 1,800 '13.12.31 '15.01.05 AA- Stable 24-1 SB 2,200 '13.12.31 '15.01.06 A+ Stable 24-2 SB 1,050 '13.12.31 '15.01.06 A+ Stable 282-1 SB 200 '13.12.31 '15.01.07 A+ Stable 282-2 SB 100 '13.12.31 '15.01.07 A+ Stable 283-1 SB 100 '13.12.31 '15.01.07 A+ Stable 283-2 SB 100 '13.12.31 '15.01.07 A+ Stable 284-1 SB 100 '13.12.31 '15.01.07 A+ Stable 284-2 SB 100 '13.12.31 '15.01.07 A+ Stable 407 ELB '13.12.31 '15.01.08 A+ Stable 149 ELB '13.12.31 '15.01.08 A+ Stable 279-1 SB 300 '13.12.31 '15.01.08 AA- Stable 279-2 SB 200 '13.12.31 '15.01.08 AA- Stable 279-3 SB 100 '13.12.31 '15.01.08 AA- Stable 279-4 SB 500 '13.12.31 '15.01.08 AA- Stable 279-5 SB 200 '13.12.31 '15.01.08 AA- Stable 279-6 SB 300 '13.12.31 '15.01.08 AA- Stable 279-7 SB 100 '13.12.31 '15.01.08 AA- Stable 280-1 SB 600 '13.12.31 '15.01.08 AA- Stable 280-2 SB 200 '13.12.31 '15.01.08 AA- Stable 280-3 SB 300 '13.12.31 '15.01.08 AA- Stable 280-4 SB 100 '13.12.31 '15.01.08 AA- Stable 280-5 SB 100 '13.12.31 '15.01.08 AA- Stable 121 ELB '13.12.31 '15.01.08 A+ Stable 281 ELB '13.12.31 '15.01.08 AA Stable 30 SB 600 '13.12.31 '15.01.12 A+ Stable 291-1 SB 200 '13.12.31 '15.01.12 AA- Stable 291-2 SB 200 '13.12.31 '15.01.12 AA- Stable 291-3 SB 400 '13.12.31 '15.01.12 AA- Stable 291-4 SB 100 '13.12.31 '15.01.12 AA- Stable 292-1 SB 100 '13.12.31 '15.01.12 AA- Stable 292-2 SB 100 '13.12.31 '15.01.12 AA- Stable 292-3 SB 200 '13.12.31 '15.01.12 AA- Stable 292-4 SB 100 '13.12.31 '15.01.12 AA- Stable 150100-0109-1 FRN 3,000 '13.12.31 '15.01.12 AAA Stable 150100-0112-1 FRN 3,000 '13.12.31 '15.01.12 AAA Stable 150100-0116-1 FRN 500 '13.12.31 '15.01.12 AAA Stable 150100-0120-1 FRN 2,000 '13.12.31 '15.01.12 AAA Stable 150100-0127-1 FRN 600 '13.12.31 '15.01.12 AAA Stable 150200-0119-1 SB 3,000 '13.12.31 '15.01.12 AAA Stable

KOREA INVESTORS SERVICE,INC. 76 () OUTLOOK 150206-0113-1 SB 2,000 '13.12.31 '15.01.12 AAA Stable 150300-0126-1 SB 3,000 '13.12.31 '15.01.12 AAA Stable 150300-0128-1 SB 3,000 '13.12.31 '15.01.12 AAA Stable 150400-0114-1 SB 2,000 '13.12.31 '15.01.12 AAA Stable 150500-0127-2 SB 2,100 '13.12.31 '15.01.12 AAA Stable 151500-0114-1INT SB 600 '13.12.31 '15.01.12 AAA Stable 151500-0120-1INT SB 1,000 '13.12.31 '15.01.12 AAA Stable 151500-0121-1INT SB 100 '13.12.31 '15.01.12 AAA Stable 151500-0121-2INT SB 1,000 '13.12.31 '15.01.12 AAA Stable 151500-0122-1INT SB 100 '13.12.31 '15.01.12 AAA Stable 151500-0122-2INT SB 300 '13.12.31 '15.01.12 AAA Stable 151500-0122-3INT SB 200 '13.12.31 '15.01.12 AAA Stable 151500-0122-4INT SB 500 '13.12.31 '15.01.12 AAA Stable 151500-0123-1INT SB 500 '13.12.31 '15.01.12 AAA Stable 113-1 SB 2,200 '13.12.31 '15.01.14 AA Stable 113-2 SB 1,700 '13.12.31 '15.01.14 AA Stable 292 SB '13.12.31 '15.01.15 AA Stable 411 ELB '13.12.31 '15.01.15 A+ Stable 154 ELB '13.12.31 '15.01.15 A+ Stable 122 ELB '13.12.31 '15.01.15 A+ Stable 286 ELB '13.12.31 '15.01.15 AA Stable BS 12 SB 500 '13.12.31 '15.01.15 AAA Stable 62-1 SB 200 '13.12.31 '15.01.16 AA- Stable 62-2 SB 200 '13.12.31 '15.01.16 AA- Stable 62-3 SB 200 '13.12.31 '15.01.16 AA- Stable 63-1 SB 200 '13.12.31 '15.01.16 AA- Stable 63-2 SB 200 '13.12.31 '15.01.16 AA- Stable 63-3 SB 200 '13.12.31 '15.01.16 AA- Stable 63-4 SB 200 '13.12.31 '15.01.16 AA- Stable 530-1 SB 200 '13.12.31 '15.01.16 AA- Stable 530-2 SB 400 '13.12.31 '15.01.16 AA- Stable 531 SB 200 '13.12.31 '15.01.16 AA- Stable 188-1 SB 1,600 '13.12.31 '15.01.19 AAA Negative 188-2 SB 2,400 '13.12.31 '15.01.19 AAA Negative 188-3 SB 500 '13.12.31 '15.01.19 AAA Negative LG 77-1 SB 2,100 '13.12.31 '15.01.21 AA Stable LG 77-2 SB 2,300 '13.12.31 '15.01.21 AA Stable LG 77-4 SB 1,000 '13.12.31 '15.01.21 AA Stable 16 ( )SB 700 '13.12.31 '15.01.22 AA Stable 417 ELB '13.12.31 '15.01.22 A+ Stable 156 ELB '13.12.31 '15.01.22 A+ Stable 124 ELB '13.12.31 '15.01.22 A+ Stable 293 ELB '13.12.31 '15.01.22 AA Stable 594 SB '13.12.31 '15.01.22 AA+ Stable 54 SB 300 '13.12.31 '15.01.26 A Stable 17-1 SB 1,000 '13.12.31 '15.01.26 A+ Stable 17-2 SB 500 '13.12.31 '15.01.26 A+ Stable 76 SB '13.12.31 '15.01.26 A+ Stable

KIS Credit Monitor 2015.2 77 () OUTLOOK LG 12-1 SB 500 '13.12.31 '15.01.26 AA Stable LG 12-2 SB 1,000 '13.12.31 '15.01.26 AA Stable SK 266-2 SB 1,000 '13.12.31 '15.01.26 AA+ Stable 166 SB 600 '13.12.31 '15.01.27 A- Stable 303 SB 250 '13.12.31 '15.01.27 A Stable 13-1 SB 1,000 '13.12.31 '15.01.28 A+ Stable 13-2 SB 400 '13.12.31 '15.01.28 A+ Stable 5 PFB 2 5 '13.12.31 '15.01.28 AAA Stable 76-1 SB 1,000 '13.12.31 '15.01.28 AA Stable 76-2 SB 1,000 '13.12.31 '15.01.28 AA Stable 1826 SB '13.12.31 '15.01.29 AA+ Stable 427 ELB '13.12.31 '15.01.29 A+ Stable 162 ELB '13.12.31 '15.01.29 A+ Stable 38 SB '13.12.31 '15.01.29 AA Positive 125 ELB '13.12.31 '15.01.29 A+ Stable 296 ELB '13.12.31 '15.01.29 AA Stable 594 SB '13.12.31 '15.01.29 AA+ Stable 3502 SB '13.12.31 '15.01.30 AAA Stable ()2015-01 SB '13.12.31 '15.01.30 AAA Stable 17 SB 13.12.31 '15.01.30 A Stable 2167 SB '13.12.31 '15.01.30 AA+ Stable 94 SB '13.12.31 '15.01.30 AAA Stable 19-02 SB '13.12.31 '15.01.30 AAA Stable 291 SB '13.12.31 '15.01.30 AA- Stable 71 SB '13.12.31 '15.01.30 A+ Stable 19-02 SB '13.12.31 '15.01.30 AAA Stable 78 PP 250 '13.12.31 '15.01.30 BBB+ Stable 123 SB '13.12.31 '15.01.30 AA+ Stable 15-02 SB '13.12.31 '15.01.30 AAA Stable 15-02 SB '13.12.31 '15.01.30 AAA Stable 19-02 SB '13.12.31 '15.01.30 AAA Stable 38-02 SB '13.12.31 '15.01.30 AAA Stable 1540 SB '13.12.31 '15.01.30 AA+ Stable 191 SB '13.12.31 '15.01.30 AA- Stable 112 SB '13.12.31 '15.01.30 A Stable Issuer Rating '13.12.31 '15.01.09 A Stable '14.03.31 '15.01.14 AA- Stable '13.12.31 '15.01.14 AA+ Stable '13.12.31 '15.01.29 AA+ Stable IFSR '13.12.31 '15.01.16 A+ Stable '13.12.31 '15.01.20 AAA Stable '13.12.31 '15.01.29 AAA Stable 2,200 '13.12.31 '15.01.15 A1 '13.12.31 '15.01.09 A2

KOREA INVESTORS SERVICE,INC. 78 () OUTLOOK 1 ABCP 430 '15.01.06 A1(sf) 8 ABCP 250 '15.01.06 C(sf) 1-1 ABS 70 '15.01.07 AAA(sf) 1-2 ABS 70 '15.01.07 AAA(sf) 1-3 ABS 60 '15.01.07 AAA(sf) 1-4 ABS 60 '15.01.07 AAA(sf) 1-5 ABS 70 '15.01.07 AAA(sf) 1-6 ABS 60 '15.01.07 AAA(sf) 1-7 ABS 60 '15.01.07 AAA(sf) 1-8 ABS 60 '15.01.07 AAA(sf) 1-9 ABS 60 '15.01.07 AAA(sf) 1-10 ABS 60 '15.01.07 AAA(sf) 1-11 ABS 50 '15.01.07 AAA(sf) 1-12 ABS 50 '15.01.07 AAA(sf) 1-13 ABS 50 '15.01.07 AAA(sf) 1-14 ABS 50 '15.01.07 AAA(sf) 1-15 ABS 50 '15.01.07 AAA(sf) 1-16 ABS 50 '15.01.07 AAA(sf) 1-17 ABS 50 '15.01.07 AAA(sf) 1-18 ABS 50 '15.01.07 AAA(sf) 1-19 ABS 50 '15.01.07 AAA(sf) 1-20 ABS 50 '15.01.07 AAA(sf) 1-21 ABS 50 '15.01.07 AAA(sf) 1-22 ABS 50 '15.01.07 AAA(sf) 1-23 ABS 50 '15.01.07 AAA(sf) 1 ABCP 140 '15.01.08 A2(sf) 1 ABS 3 '15.01.08 AAA(sf) 1-1 ABCP 2,023 '15.01.08 A1(sf) 1 ABS 3 '15.01.08 AAA(sf) 1-1 ABCP 2,023 '15.01.08 A1(sf) 1-1 ABCP 3,323 '15.01.09 A1(sf) 1-2 ABCP 5 '15.01.09 A1(sf) 1-1 ABS 1,179 '15.01.09 AA-(sf) 1-2 ABCP 3 '15.01.09 A1(sf) 8 ABCP 107 '15.01.12 A2(sf) 1-1 ABS 300 '15.01.12 A+(sf) 1-2 ABS 300 '15.01.12 A+(sf) 1-3 ABS 300 '15.01.12 A+(sf) 1-4 ABS 300 '15.01.12 A+(sf) 1-5 ABS 400 '15.01.12 A+(sf) 1-6 ABS 400 '15.01.12 A+(sf) 1-7 ABS 400 '15.01.12 A+(sf) 1-8 ABS 400 '15.01.12 A+(sf) 1-9 ABS 400 '15.01.12 A+(sf) 1-10 ABS 400 '15.01.12 A+(sf) 1-11 ABS 400 '15.01.12 A+(sf) 1-12 ABS 400 '15.01.12 A+(sf)

KIS Credit Monitor 2015.2 79 () OUTLOOK 1-13 ABS 400 '15.01.12 A+(sf) 1-14 ABS 300 '15.01.12 A+(sf) 1-15 ABS 300 '15.01.12 A+(sf) 1-16 ABS 300 '15.01.12 A+(sf) 1-17 ABS 300 '15.01.12 A+(sf) 1-1 ABCP 2,026 '15.01.12 A1(sf) 1-2 ABCP 4 '15.01.12 A1(sf) 1-1 ABCP 2,026 '15.01.12 A1(sf) 1-2 ABCP 4 '15.01.12 A1(sf) 7-1 ABCP 30 '15.01.12 A1(sf) 7-2 ABCP 0.1 '15.01.12 A1(sf) 1-1 ABCP 371 '15.01.12 A1(sf) 1-2 ABCP 1 '15.01.12 A1(sf) 1-1 ABS 100 '15.01.13 AAA(sf) 1-2 ABS 100 '15.01.13 AAA(sf) 1-3 ABS 100 '15.01.13 AAA(sf) 1-4 ABS 100 '15.01.13 AAA(sf) 1-5 ABS 100 '15.01.13 AAA(sf) 1-6 ABS 100 '15.01.13 AAA(sf) 1-7 ABS 100 '15.01.13 AAA(sf) 1-8 ABS 100 '15.01.13 AAA(sf) 1-9 ABS 100 '15.01.13 AAA(sf) 1-10 ABS 100 '15.01.13 AAA(sf) 1-11 ABS 100 '15.01.13 AAA(sf) 1-12 ABS 100 '15.01.13 AAA(sf) 1-13 ABS 100 '15.01.13 AAA(sf) 1-14 ABS 100 '15.01.13 AAA(sf) 1-15 ABS 100 '15.01.13 AAA(sf) 1-16 ABS 100 '15.01.13 AAA(sf) 1-17 ABS 100 '15.01.13 AAA(sf) 1-18 ABS 100 '15.01.13 AAA(sf) 1-19 ABS 100 '15.01.13 AAA(sf) 1-20 ABS 100 '15.01.13 AAA(sf) 1-21 ABS 100 '15.01.13 AAA(sf) 1-22 ABS 100 '15.01.13 AAA(sf) 1-23 ABS 50 '15.01.13 AAA(sf) 1-24 ABS 100 '15.01.13 AAA(sf) 1-25 ABS 50 '15.01.13 AAA(sf) 1-26 ABS 50 '15.01.13 AAA(sf) 1-27 ABS 50 '15.01.13 AAA(sf) 2-1 ABS 60 '15.01.13 CCC(sf) 1-1 ABCP 2,026 '15.01.13 A1(sf) 1-2 ABCP 4 '15.01.13 A1(sf) 1-1 ABCP 2,026 '15.01.13 A1(sf) 1-2 ABCP 4 '15.01.13 A1(sf) 17 ABCP 16 '15.01.14 A3(sf) 1-1 ABS 100 '15.01.14 AAA(sf) 1-2 ABS 100 '15.01.14 AAA(sf)

KOREA INVESTORS SERVICE,INC. 80 () OUTLOOK 1-3 ABS 100 '15.01.14 AAA(sf) 1-4 ABS 100 '15.01.14 AAA(sf) 1-5 ABS 100 '15.01.14 AAA(sf) 1-6 ABS 100 '15.01.14 AAA(sf) 1-7 ABS 100 '15.01.14 AAA(sf) 1-8 ABS 50 '15.01.14 AAA(sf) 1-9 ABS 100 '15.01.14 AAA(sf) 1-10 ABS 100 '15.01.14 AAA(sf) 1-11 ABS 50 '15.01.14 AAA(sf) 1-12 ABS 100 '15.01.14 AAA(sf) 1-13 ABS 50 '15.01.14 AAA(sf) 1-14 ABS 50 '15.01.14 AAA(sf) 1-15 ABS 100 '15.01.14 AAA(sf) 1-16 ABS 100 '15.01.14 AAA(sf) 1-17 ABS 100 '15.01.14 AAA(sf) 1-18 ABS 100 '15.01.14 AAA(sf) 1-19 ABS 100 '15.01.14 AAA(sf) 1-20 ABS 100 '15.01.14 AAA(sf) 1-21 ABS 100 '15.01.14 AAA(sf) 1-22 ABS 100 '15.01.14 AAA(sf) 2 ABCP 390 '15.01.14 A2(sf) 1 ABCP 1,080 '15.01.15 A1(sf) 2 ABCP 1,080 '15.01.15 A1(sf) 3 ABCP 1,080 '15.01.15 A1(sf) 4 ABCP 1,080 '15.01.15 A1(sf) 5 ABCP 1,080 '15.01.15 A1(sf) 6 ABCP 1,080 '15.01.15 A1(sf) 7 ABCP 1,080 '15.01.15 A1(sf) 8 ABCP 1,080 '15.01.15 A1(sf) 9 ABCP 1,080 '15.01.15 A1(sf) 10 ABCP 1,080 '15.01.15 A1(sf) 11 ABCP 1,080 '15.01.15 A1(sf) 12 ABCP 1,080 '15.01.15 A1(sf) 1-1 ABCP 3,039 '15.01.15 A1(sf) 1-2 ABCP 5 '15.01.15 A1(sf) 1-1 ABCP 3,039 '15.01.15 A1(sf) 1-2 ABCP 5 '15.01.15 A1(sf) 1-1 ABCP 3,269 '15.01.16 A1(sf) 1-2 ABCP 5 '15.01.16 A1(sf) 1-1 ABCP 4,449 '15.01.16 A1(sf) 2-1 ABCP 7 '15.01.16 A1(sf) 1-1 ABCP 700 '15.01.16 A1(sf) 1-2 ABCP 1 '15.01.16 A1(sf) 1-1 ABCP 1,520 '15.01.16 A1(sf) 1-2 ABCP 3 '15.01.16 A1(sf) 1-1 ABCP 1,520 '15.01.16 A1(sf) 1-2 ABCP 3 '15.01.16 A1(sf) 9-1 ABCP 222 '15.01.19 A1(sf)

KIS Credit Monitor 2015.2 81 () OUTLOOK 9-2 ABCP 3 '15.01.19 A1(sf) 2 ABCP 100 '15.01.20 A2(sf) 1-1 ABCP 1,100 '15.01.21 A1(sf) 1-2 ABCP 2 '15.01.21 A1(sf) 2 ABCP 58 '15.01.21 A2(sf) 3-1 ABCP 3,439 '15.01.21 A1(sf) 3-2 ABCP 5 '15.01.21 A1(sf) 2 ABCP 222 '15.01.21 A2+(sf) 1-1 ABCP 500 '15.01.21 A1(sf) 1-2 ABCP 2 '15.01.21 A1(sf) 1-1 ABCP 500 '15.01.21 A2(sf) 1-2 ABCP 2 '15.01.21 A2(sf) KHFC MBS 2015-2 1-1 1,867 '15.01.21 AAA(sf) KHFC MBS 2015-2 1-2 3,100 '15.01.21 AAA(sf) KHFC MBS 2015-2 1-3 2,500 '15.01.21 AAA(sf) KHFC MBS 2015-2 1-4 6,000 '15.01.21 AAA(sf) KHFC MBS 2015-2 1-5 1,100 '15.01.21 AAA(sf) KHFC MBS 2015-2 1-6 700 '15.01.21 AAA(sf) KHFC MBS 2015-2 1-7 200 '15.01.21 AAA(sf) KHFC MBS 2015-2 1-8 100 '15.01.21 AAA(sf) 3-1 ABCP 2,200 '15.01.22 A1(sf) 3-2 ABCP 3 '15.01.22 A1(sf) 1-1 ABS 50 '15.01.22 AAA(sf) 1-2 ABS 50 '15.01.22 AAA(sf) 1-3 ABS 50 '15.01.22 AAA(sf) 1-4 ABS 50 '15.01.22 AAA(sf) 1-5 ABS 100 '15.01.22 AAA(sf) 1-6 ABS 50 '15.01.22 AAA(sf) 1-7 ABS 50 '15.01.22 AAA(sf) 1-8 ABS 50 '15.01.22 AAA(sf) 1-9 ABS 100 '15.01.22 AAA(sf) 1-10 ABS 50 '15.01.22 AAA(sf) 1-11 ABS 50 '15.01.22 AAA(sf) 1-12 ABS 100 '15.01.22 AAA(sf) 1-13 ABS 100 '15.01.22 AAA(sf) 1-14 ABS 50 '15.01.22 AAA(sf) 1-15 ABS 50 '15.01.22 AAA(sf) 1-16 ABS 50 '15.01.22 AAA(sf) 1-17 ABS 50 '15.01.22 AAA(sf) 1-18 ABS 50 '15.01.22 AAA(sf) 1-19 ABS 100 '15.01.22 AAA(sf) 1-20 ABS 50 '15.01.22 AAA(sf) 1-21 ABS 50 '15.01.22 AAA(sf) 1-22 ABS 100 '15.01.22 AAA(sf) 1-23 ABS 50 '15.01.22 AAA(sf) 1-24 ABS 50 '15.01.22 AAA(sf) 1-25 ABS 40 '15.01.22 AAA(sf) 1-26 ABS 40 '15.01.22 AAA(sf)

KOREA INVESTORS SERVICE,INC. 82 () OUTLOOK 4-1 ABCP 3,438 '15.01.22 A1(sf) 4-2 ABCP 5 '15.01.22 A1(sf) 3-2 ABCP 400 '15.01.22 A2(sf) 1-1 ABCP 1,213 '15.01.22 A1(sf) 1-2 ABCP 3 '15.01.22 A1(sf) 1 ABCP 250 '15.01.23 A2(sf) 1 ABCP 500 '15.01.23 A1(sf) 5-1 ABCP 2,225 '15.01.23 A1(sf) 5-2 ABCP 3 '15.01.23 A1(sf) 5 ABCP 100 '15.01.23 A2(sf) 1 ABCP 194 '15.01.26 A1(sf) 1 ABCP 18 '15.01.26 A1(sf) 7 ABCP 100 '15.01.26 A1(sf) 1 ABCP 50 '15.01.27 A1(sf) 1 ABCP 553 '15.01.27 A1(sf) 1 ABS 1,800 '15.01.28 AA-(sf) ABL 200 '15.01.28 A(sf) ABL ABS 900 '15.01.28 A(sf) 1 ABCP 300 '15.01.28 A1(sf) 2 ABCP 270 '15.01.28 A1(sf) 3 ABCP 240 '15.01.28 A1(sf) 4 ABCP 210 '15.01.28 A1(sf) 5 ABCP 180 '15.01.28 A1(sf) 6 ABCP 135 '15.01.28 A1(sf) 7 ABCP 90 '15.01.28 A1(sf) 8 ABCP 45 '15.01.28 A1(sf) 5 ABCP 483 '15.01.28 A1(sf) 3 ABCP 447 '15.01.28 A2+(sf) 7-2 ABCP 2 '15.01.29 A2(sf) 3-1 ABCP 200 '15.01.29 A1(sf) 3-2 ABCP 1 '15.01.29 A1(sf) 1 ABS 215 '15.01.29 AAA(sf) 1-1 ABS 240 '15.01.29 BBB-(sf) 1-2 ABCP 360 '15.01.29 A1(sf) 1-3 ABCP 360 '15.01.29 A1(sf) 1-4 ABCP 360 '15.01.29 A1(sf) 1-5 ABCP 360 '15.01.29 A1(sf) 1-6 ABCP 360 '15.01.29 A1(sf) 1-7 ABCP 360 '15.01.29 A1(sf) 1-8 ABCP 360 '15.01.29 A1(sf) 1-9 ABCP 360 '15.01.29 A1(sf) 1-10 ABCP 360 '15.01.29 A1(sf) 1-11 ABCP 360 '15.01.29 A1(sf) 1-12 ABCP 360 '15.01.29 A1(sf) 1-13 ABCP 360 '15.01.29 A1(sf) 1 ABS 215 '15.01.29 AAA(sf) 1-1 ABS 250 '15.01.29 AAA(sf) 1-2 ABS 200 '15.01.29 AAA(sf)

KIS Credit Monitor 2015.2 83 () OUTLOOK 1-3 ABS 200 '15.01.29 AAA(sf) 1-4 ABS 200 '15.01.29 AAA(sf) 1-5 ABS 200 '15.01.29 AAA(sf) 1-6 ABS 200 '15.01.29 AAA(sf) 1-7 ABS 200 '15.01.29 AAA(sf) 1-8 ABS 200 '15.01.29 AAA(sf) 1-9 ABS 200 '15.01.29 AAA(sf) 1-10 ABS 200 '15.01.29 AAA(sf) 1-11 ABS 200 '15.01.29 AAA(sf) 1-12 ABS 100 '15.01.29 AAA(sf) 1-13 ABS 100 '15.01.29 AAA(sf) 1-14 ABS 100 '15.01.29 AAA(sf) 1-15 ABS 50 '15.01.29 AAA(sf) 1-16 ABS 30 '15.01.29 AAA(sf) 2-2 ABCP 500 '15.01.30 A1(sf) 6 ABCP 305 '15.01.30 A1(sf) 1 ABCP 2,037 '15.01.30 A1(sf) 1 ABS 7 '15.01.30 AAA(sf) 2-1 ABCP 1 '15.01.30 A1(sf) 2-1 ABCP 100 '15.01.30 A1(sf) 2-2 ABCP 0.35 '15.01.30 A1(sf) 7 ABSTB 274 '15.01.02 A1(sf) 2 ABSTB 50 '15.01.05 A2(sf) 2 ABSTB 430 '15.01.06 A1(sf) 3 ABSTB 430 '15.01.06 A1(sf) 4 ABSTB 430 '15.01.06 A1(sf) 2 ABSTB 837 '15.01.07 A1(sf) 1 ABSTB 100 '15.01.09 A1(sf) 2 ABSTB 100 '15.01.09 A1(sf) 3 ABSTB 100 '15.01.09 A1(sf) 4 ABSTB 100 '15.01.09 A1(sf) 5 ABSTB 100 '15.01.09 A1(sf) 6 ABSTB 100 '15.01.09 A1(sf) 7 ABSTB 100 '15.01.09 A1(sf) 8 ABSTB 100 '15.01.09 A1(sf) 9 ABSTB 100 '15.01.09 A1(sf) 10 ABSTB 100 '15.01.09 A1(sf) 1-1 ABSTB 3,017 '15.01.09 A1(sf) 2-1 ABSTB 500 '15.01.13 A1(sf) 1 ABSTB 300 '15.01.14 A1(sf) 5 ABSTB 450 '15.01.15 A2(sf) 4 ABSTB 300 '15.01.16 A2(sf) 2-6 ABSTB 50 '15.01.19 A2(sf) 1 ABSTB 190 '15.01.21 A1(sf) 2 ABSTB 190 '15.01.21 A1(sf) 3 ABSTB 190 '15.01.21 A1(sf) 4 ABSTB 190 '15.01.21 A1(sf)

KOREA INVESTORS SERVICE,INC. 84 () OUTLOOK 5 ABSTB 190 '15.01.21 A1(sf) 6 ABSTB 190 '15.01.21 A1(sf) 7 ABSTB 190 '15.01.21 A1(sf) 8 ABSTB 190 '15.01.21 A1(sf) 9 ABSTB 190 '15.01.21 A1(sf) 10 ABSTB 190 '15.01.21 A1(sf) 11 ABSTB 190 '15.01.21 A1(sf) 12 ABSTB 190 '15.01.21 A1(sf) 3-1 ABSTB 402 '15.01.22 A2(sf) 2 ABSTB 100 '15.01.23 A2(sf) 11 ABSTB 100 '15.01.23 A2(sf) 4 ABSTB 158 '15.01.23 A2(sf) 7-1 ABSTB 192 '15.01.29 A2(sf) 6 ABSTB 210 '15.01.29 A1(sf) 3-1-5 ABSTB 9 '15.01.29 A1(sf) 10 ABSTB 425 '15.01.30 A2(sf) 1 ABSTB 503 '15.01.30 A1(sf) 2-1 ABSTB 171 '15.01.30 A1(sf) 3-1 ABSTB 171 '15.01.30 A1(sf) 4-1 ABSTB 171 '15.01.30 A1(sf) 5-1 ABSTB 171 '15.01.30 A1(sf) 6-1 ABSTB 171 '15.01.30 A1(sf) 7-1 ABSTB 171 '15.01.30 A1(sf) 8-1 ABSTB 171 '15.01.30 A1(sf) 9-1 ABSTB 171 '15.01.30 A1(sf) 10-1 ABSTB 171 '15.01.30 A1(sf) 11-1 ABSTB 171 '15.01.30 A1(sf)

KIS Credit Monitor 2015.2 85 OUTLOOK OUTLOOK 244 BW 800 '13.12.31 '15.01.02 B- C 252 BW 500 '13.12.31 '15.01.02 B- C 257 SB 430 '13.12.31 '15.01.02 B- C 259 SB 400 '13.12.31 '15.01.02 B- C 10 SB 600 '13.12.31 '15.01.02 BBB Stable BBB 12 SB 200 '13.12.31 '15.01.02 BBB Stable BBB 13-1 SECB 600 '13.12.31 '15.01.02 BBB+ Stable BBB+ 13-2 SECB 800 '13.12.31 '15.01.02 BBB+ Stable BBB+ 16 SB 400 '13.12.31 '15.01.02 BBB Stable BBB 244 BW 800 '13.12.31 '15.01.07 C D 252 BW 500 '13.12.31 '15.01.07 C D 257 SB 430 '13.12.31 '15.01.07 C D 259 SB 400 '13.12.31 '15.01.07 C D 2-1 SB 500 '13.12.31 '15.01.21 AA- A+ Stable 2-2 SB 800 '13.12.31 '15.01.21 AA- A+ Stable 2-3 SB 1,000 '13.12.31 '15.01.21 AA- A+ Stable Issuer Rating '13.12.31 '15.01.21 AA- A+ Stable '14.06.30 '15.01.02 B- C '14.06.30 '15.01.07 C D '14.06.30 '15.01.21 A1 A2+ ABL 2,000 '15.01.02 B-(sf) C(sf) ABL 2,000 '15.01.08 C(sf) D(sf) 19 ABCP 105 '15.01.09 A1(sf) A2+(sf) 20 ABCP 105 '15.01.09 A1(sf) A2+(sf)

KOREA INVESTORS SERVICE,INC. 86 152 B+ 13.12.31 3 2014.12.05 15 B 13.12.31 2014.12.05 14 B- 13.12.31 2014.12.05 12-2 A+ 13.12.31 2014.12.05 34 AA 13.12.31 2014.12.05 5-2 BBB 13.12.31 ( ) 2014.12.08 16 BBB 13.12.31 2015.01.02 13-2 BBB+ 13.12.31 2015.01.02 A2+ 14.06.30 2014.12.05 A1 14.06.30 2014.12.05 A3 14.06.30 ( ) 2014.12.08 A1 14.06.30 2014.12.19 A1 13.12.31 2014.12.19 ISSUER A+ 13.12.31 2014.06.27 BB+ 13.12.31 2014.10.22 BB 13.12.31 2014.10.22 4 A1(sf) Watchlist 2014.06.30 8-2 A1(sf) Watchlist 2014.06.30 1 A1(sf) Watchlist 2014.06.30 3-4 A1(sf) Watchlist 2014.11.04 3 A1(sf) Watchlist 2014.11.26 7-2 A3(sf) 2014.12.09 11-2 A3(sf) 2014.12.12 2-9 A1(sf) Watchlist 2014.12.30 17 A3(sf) Watchlist 2015.01.14 2-6 A1(sf) Watchlist 2014.06.30 2-6 A1(sf) Watchlist 2014.06.30 2-9 A1(sf) Watchlist 2014.09.30 3 A1(sf) Watchlist 2014.11.26 7-1 A3(sf) Warchlist 2014.12.09 11 A3(sf) Warchlist 2014.12.09 8 A3(sf) Warchlist 2014.12.09

KIS Credit Monitor 2015.2 87 AAA 15 15 31 3 24 58 73 AA 72 2 74 62 2 15 79 153 A 70 70 71 2 1 74 144 BBB 12 12 27 5 32 44 169 2 171 191 12 40 243 414 BB 8 8 17 4 21 29 B 4 1 5 2 16 18 23 CCC 2 2 1 1 2 4 14 1 15 20 21 41 56 183 3 186 211 33 40 284 470 AAA AA A BBB BB B CCC CC C / 1 2 3 / 7 8 1 16 / 1 2 2 4 9 /// 4 1 5 6 6 8 10 3 2 1 24 7 1 8 / 2 2 1 1 1 7 1 1 3 5 1 1 2 8 2 2 15 / 2 4 1 1 4 12 // 3 6 1 3 2 1 16 / 2 3 1 3 1 10 1 3 3 1 2 10 / 1 2 1 1 5 / 10 9 3 1 23 2 9 11 6 3 2 33 / 3 6 4 3 16 15 8 3 1 1 28 // 10 7 8 9 5 1 40 // 6 5 2 1 1 15 // 10 8 1 1 1 21 / 2 6 2 2 12 15 4 19 2 1 3 / 5 17 13 4 39 / 10 6 4 20 / 7 7 4 18 10 10 1 21 4 1 3 1 2 11 73 153 144 44 29 23 3 1 470

KOREA INVESTORS SERVICE,INC. 88 A1 56 56 67 1 13 81 137 A2 27 27 34 1 35 62 A3 4 4 13 5 18 22 87 87 114 7 13 134 221 B 1 1 1 C 1 1 1 88 88 114 7 13 134 222 A1 A2 A3 B C / 1 1 / 8 1 9 / 1 1 /// 1 1 4 4 3 2 5 1 1 / 2 2 2 1 2 5 1 2 5 7 / 1 3 1 5 // 1 1 2 / 2 1 3 1 1 / 2 2 4 / 9 1 10 5 11 5 21 / 4 2 1 7 19 4 4 1 28 // 11 2 3 16 // 4 1 5 // 8 2 10 / 4 1 5 0 0 / 17 10 4 31 / 5 2 7 / 1 1 17 8 25 3 1 1 5 137 62 22 1 222

KIS Credit Monitor 2015.2 89 A Stable A2 AA+ Stable A1 AA+ Stable AA Stable HB AA- Stable COCOT2 AA- Stable A3- AA+ Stable A- Stable BB+ Stable AA+ Stable AA+ Stable AA Stable HB AA- Stable COCOT2 AA- Stable IFSR AAA Stable A1 A+ Stable BB- Negative AAA Stable AA+ Stable ISSUER AA+ Stable A1 ISSUER B- Stable A- Stable ISSUER BBB Stable BBB+ Stable BB+ Stable AA+ Stable ISSUER A+ Stable A1 BBB- Stable AA Stable A+ Stable ISSUER AA- Stable AA Stable AAA Stable ISSUER AAA Stable AAA Stable ISSUER AAA Stable AA+ Stable IFSR AA- Stable AAA Stable ISSUER AAA Stable AA+ Stable HB AA Stable COCOT2 AA Stable BB- Stable AA+ Stable AA+ Stable A+ Stable A2+ A2 A2- A+ Stable ISSUER BBB Stable A+ Stable A1 BB+ Negative B+ BBB+ Stable BBB+ Stable ISSUER B- Stable A+ Stable A+ Stable A2+ A1 A Stable A2 AA- Stable A+ Negative BBB Stable A3 ELB AA+ Stable A1 AA+ Stable AA Stable A+ Positive AA+ Stable AAA Stable BB+ Stable AA+ Stable A1 A- Stable B+ A- Stable A- Stable A- Stable BB+ Stable BB- Stable A- Negative AA- Stable B B- ISSUER A+ A1 BBB+ BBB A+ Stable BBB Negative ISSUER BBB- Stable AA- Stable A+ Stable A1 F&B A+ Stable A1 ISSUER B- Stable A+ Negative A Negative A- Stable A2- A+ Negative A2+ BBB+ Negative A3+ BBB Negative A- Stable A Stable A2 A+ Stable A1 A1 AA Stable IFSR A+ Stable A Stable AA+ Stable A1 A+ Stable A2+ A1 A+ Stable AA+ Stable A1 AA+ Stable A1 AA Stable A1 A1 AA+ Stable AA Stable

KOREA INVESTORS SERVICE,INC. 90 AA- Stable A1 A3 ISSUER BBB Stable A+ Stable A2+ A Stable A+ Stable AA Stable A1 ISSUER AA- Stable A1 A+ Stable AA Stable A2 A Stable ISSUER A Stable IFSR AA+ Stable AA Stable IFSR AAA Stable A- Stable BBB Stable A- Stable A2- A- Stable IFSR AA Stable AA Stable ELB AA Stable A1 ISSUER AA Stable AA- Stable AA- Stable A1 ISSUER BBB Stable A3 B Negative BB- Stable A1 ISSUER AAA Stable AA Stable BBB Stable A2+ AAA Stable ISSUER BBB- Stable AA+ Stable A1 A1 ISSUER AA Stable AAA Stable AA+ Stable HB AA Stable COCOT2 AA Stable AAA Stable A2- ISSUER AA+ AA- Stable A1 A2 A+ Stable A1 ISSUER AA- Stable AA- Stable A1 BB- Negative SDI AA Stable AA+ Stable AA- Stable A1 IFSR AAA Stable ISSUER AA+ Stable A+ Stable ISSUER A+ Stable AA- Negative B Negative ISSUER AA+ Stable AA+ Stable A1 AA- Stable A1 AA- Stable AA+ Stable A1 ISSUER A Stable A- Stable ISSUER A- Stable AA- Stable 9 A3+ AAA Stable IFSR AAA Stable ISSUER AAA Stable A Stable BBB+ Stable ISSUER AAA Stable A1 A- Stable ISSUER BB- Stable A3- A Stable A+ A2+ A+ Stable A2+ A- Positive A2 A Stable A2 ISSUER B- Stable ISSUER BB+ B- Stable AAA Stable AAA Stable AA+ Stable HB AA Stable AAA Stable AA+ Stable A1 BB- Stable ISSUER BBB Stable B+ Stable B+ Stable A1 ISSUER A- Stable A2- A1 A+ Stable A1 A+ Stable ISSUER AA- Stable A1 BBB Stable ISSUER BBB Stable B+ Stable AAA Stable AA+ Stable HB AA Stable ELB AA Stable IFSR AAA Stable AAA Stable AA+ Stable HB AA Stable AA+ Stable A1 AA- Stable A1 BB+ Stable

KIS Credit Monitor 2015.2 91 BBB Positive A3+ ISSUER BBB+ Stable A3+ AA- Stable A1 AA- Stable A1 AA- Positive AA- Stable A1 A2+ AA- Stable A1 BBB+ Stable ELB A+ Stable A1 A+ Stable ISSUER AAA Stable ISSUER A Stable A2 BBB+ Stable A3+ A+ Stable A2+ A2- A+ Stable BB Negative ISSUER BB Negative ISSUER AAA ISSUER B Negative B- Stable B- Stable AAA Stable A1 A2- ISSUER BBB Stable AA- Stable A1 AA- Stable A1 A Stable AA Stable A1 AA- Stable AA+ Negative A1 AA+ Stable AA+ Negative AA- Negative ISSUER AA- Negative AA+ Negative AA Stable A+ Stable A2+ A+ Stable A1 BBB- Stable BBB+ Stable A3+ A- Stable A2- ISSUER BBB+ Stable ELB A+ Stable A1 ISSUER A+ Stable A Stable A- Stable A+ Stable A2+ ELB AA+ Stable A1 AA+ Stable AA Stable ISSUER AA- Stable A1 A2 AA- Stable A1 A1 A+ Stable A+ Stable A2+ A+ Stable A1 AA Stable A- Stable AA- Stable A+ Stable A2+ AA- Stable A1 IFSR A- Stable AAA Stable A+ Stable A1 AA Stable A1 AAA Stable AA Stable AA Stable A1 AA+ Stable CC AA- Stable A Stable A+ Stable A3+ ISSUER BB A Stable A- Stable A2- AAA Stable AA Stable A1 IFSR AA- Stable A+ Stable A+ Stable AAA Stable ISSUER AAA Stable AA+ Stable HB AA Stable COCOT1 AA- Stable BBB+ Stable AA Positive A1 ISSUER AA Positive BB+ Stable AA+ Stable AAA Stable ISSUER A- Stable CCC Stable ISSUER BBB+ Stable B Stable ISSUER BBB Stable A3 AA+ Stable BB Stable B+ Positive BB+ Stable ISSUER BB+ Stable BBB+ Stable A2 A+ Stable A1 BBB+ Stable A2- BBB+ Stable A3+ A3 AA+ Stable A1 B+ Stable ISSUER A Stable A2+ AAA Stable A1 AA+ Stable A1

KOREA INVESTORS SERVICE,INC. 92 AAA Stable A3- A- Negative ISSUER AA Stable ISSUER BBB- Stable BBB+ Stable AA+ Stable AA+ Stable AA+ Stable ISSUER AA+ Stable AA Stable HB AA- Stable COCOT2 AA- Stable A Stable ISSUER B+ Stable AA- Stable A1 A+ Stable AA Stable AAA Stable ISSUER AA+ Stable AA Stable BBB- Negative AAA Stable HB AA Stable COCOT2 AA+ Stable AAA Stable BBB Stable A3 A+ Stable A2+ AA Stable A1 A3+ ISSUER A- Stable AA Negative A1 ISSUER AA Negative A+ Stable ISSUER A+ Stable AA Stable AA+ Negative A1 ISSUER AA Stable A1 AA- Stable AA+ Stable AA+ Stable ISSUER B- Stable AA- Stable AA+ Stable A1 ISSUER AA+ Stable A2+ AA- Stable A1 A+ Stable ELB A+ Stable BB Stable A1 A Stable A2 BB- Stable AAA Negative A1 A+ Stable A2+ ISSUER AA- Stable A+ Stable A2+ A- Stable A1 A1 BB Stable A2+ A- Stable ISSUER AAA Stable A1 ISSUER A+ Stable A1 A Stable BB- Stable ISSUER B- Stable BB Stable CCC Stable ISSUER A+ Stable A+ Stable BB- Stable A+ Stable A2+ ISSUER A Stable AAA Negative AA- Stable A1 A Stable A2 A1 AA+ Stable A1 AA- Stable AA A1 BBB A3 AA- Stable A1 A+ Stable ISSUER BBB Stable A3 A- Stable A- Stable A+ Stable AAA Stable AA+ Stable HB AA Stable ELB AA Stable A1 ISSUER AA Stable AA- Stable AAA Stable ISSUER AAA Stable AA+ Stable AAA Stable A1 AA Stable AA- Stable A+ Stable A2+ A Stable AA Stable A1 A Stable A1 ISSUER A+ Stable A+ Stable A Stable A2+ A2+ AAA Stable A1 BB Stable ISSUER AAA Stable A1 AAA Stable A3- AAA Stable AAA Stable A1 AAA Stable A1

KIS Credit Monitor 2015.2 93 AAA Stable A1 AAA Stable A1 A1 AA- Stable A- Stable AAA Stable AAA Stable COCOT2 AA+ Stable AAA Stable AAA Stable AAA Stable A1 AAA Stable AAA Stable AAA Stable A1 AAA Stable AA+ Stable A+ Stable AAA Stable AAA Stable AA+ Stable HB AA Stable AAA Stable ISSUER A- Stable A1 AAA Stable A1 BB- Stable AAA Stable AAA Stable A1 AAA Stable A1 AAA Stable AAA Stable A1 AAA Stable AA+ Stable A2 A Stable AA Stable A- Stable AAA Stable AA- Stable A1 ISSUER A Stable ELB AA Stable A1 AA Stable A- Stable ISSUER AA Stable A1 A Stable A1 ISSUER A- Stable ISSUER B- Stable A- Stable BBB Negative A3 BBB+ Stable ISSUER A Stable A Positive A2+ KPS ISSUER AA Stable A- Stable BBB- Stable A- Stable BBB- Stable A- Stable A2- IFSR AAA Stable A Stable AA- Stable ISSUER AA- Stable A1 ISSUER A+ Stable A1 A- Stable AA- Stable A1 A+ Stable A Stable BBB+ Stable A+ Stable A2+ AA+ Stable A- Positive A Stable A1 BB Stable A1 AA- Stable A1 BB+ Stable ISSUER BBB+ Stable AA- Stable A1 AA Stable AAA Stable AA Stable ISSUER A+ Stable AA Negative A1 AA- Stable A1 AA+ Stable A1 AA+ Stable A1 AA- Stable A1 A+ Stable A1 AA- Stable A+ Stable A2+ IFSR AAA Stable A1 ISSUER B- Stable ISSUER A- Stable A2- AA+ Stable A1 AA Positive A1 A1 A1 A- Stable A Stable A Stable A Stable A2 A Stable A2 A+ Stable IFSR AA+ Stable AA Stable A Stable BS AAA Stable AA+ Stable CJ AA Stable A1 E1 AA- Stable A1 GS AA Negative A1

KOREA INVESTORS SERVICE,INC. 94 JB AA+ Stable ISSUER AA+ Stable AA Stable COCOT1 A+ Stable KB AAA Stable LF AA- Stable LG AA- Stable LG A+ Negative A2+ LG AA Stable A1 LG AA Stable LG A+ Positive LG AA Stable LG AA+ Stable LS A+ Stable A2+ LS AA- Stable A1 SBS AA Stable A1 SK AA+ Stable A1 SK INNOVATION INSURANCE BERMUDA LIMITED IFSR A Stable SK AA- Stable SK A Stable A2 SK AA- Stable A1 ISSUER AA- Stable SK AA+ Negative A1 SK A Negative A2+ SK A Negative A2 SK AAA Stable A1 SK A- Stable A2- SKC A Stable A2 S-OIL AA+ Negative STX CCC Stable

KIS Credit Monitor 2015.2 95 Call Dur Con YTM 111.74 1.42 226.27 3.41 216.89 3.01 3.92 38.15 2.14% 117.27 2.16 237.11 4.94 222.11 4.14 5.24 58.39 2.12% 113.80 2.49 235.85 5.76 219.26 4.71 6.04 74.65 2.12% 104.33 0.90 225.27 2.50 209.34 2.16 3.02 19.33 2.05% 103.33 0.31 201.90 1.05 200.17 1.01 1.64 5.96 2.05% 102.81 0.08 191.07 0.53 191.00 0.52 1.00 1.48 1.98% AAA 102.50 0.74 209.34 1.97 204.52 1.85 2.79 16.60 2.06% 107.13 0.67 234.37 2.07 225.58 1.87 2.67 14.29 2.36% ABS 104.70 0.23 226.08 1.03 220.82 0.96 1.52 4.32 2.22% KOBI30 203.22 0.97 1.79 5.09 2.00% KOBI120 189.37 0.82 0.91 1.60 2.03% 100.27 0.03

KOREA INVESTORS SERVICE,INC. 96 YTM 3 6 9 1 1 6 2 2 6 3 5 7 9 10 20 30 1.97 1.97 1.97 1.97 1.97 1.97 1.97 1.97 2.047 2.138-2.24 2.395 2.492 2 1.725 1.725 1.725 1.727 1.732 1.733 1.735 1.81 1.915 2.064-2.263 2.519-1 1 1.98 1.985 1.985 1.987 1.992 1.993 1.995 2.029 2.13 - - - - - 2.02 2.025 2.025 2.027 2.029 2.036 2.04 2.105 2.199 2.222 2.392 - - - 2.02 2.025 2.025 2.027 2.029 2.036 2.04 2.105 2.199 2.222-2.483 2.859 - AAA 2.027 2.029 2.03 2.031 2.032 2.038 2.053 2.074 2.163 2.244-2.349 2.546 -, AA+ 2.087 2.094 2.1 2.116 2.132 2.138 2.153 2.176 2.263 2.377-2.5 2.708 - AA0 2.217 2.224 2.23 2.256 2.282 2.288 2.303 2.326 2.423 2.527-2.65 2.878 - AA- 2.307 2.314 2.32 2.346 2.372 2.378 2.408 2.431 2.538 2.642-2.765 3.003-1.985 1.987 1.989 1.99 1.99 1.99 2 2.031 2.127 2.194-2.286 2.478-1.98 1.98 1.98 1.975 1.975 1.97 - - - - - - - - 2.007 2.009 2.009 2.01 2.011 2.011 2.014 2.04 2.142 2.231-2.334 2.516 - AAA( ) 2.007 2.009 2.009 2.01 2.016 2.016 2.025 2.06 2.167 2.256-2.364 2.546 - AAA 2.017 2.019 2.021 2.022 2.027 2.034 2.04 2.08 2.187 2.286-2.419 2.611 - AA+ 2.067 2.074 2.081 2.092 2.132 2.136 2.15 2.163 2.232 2.343-2.461 2.81 - AA0 2.217 2.234 2.241 2.262 2.322 2.336 2.39 2.418 2.542 2.673-2.801 3.14 - AA- 2.367 2.444 2.501 2.532 2.572 2.576 2.61 2.648 2.762 2.898-3.111 3.38 - A+ 2.452 2.524 2.556 2.602 2.642 2.669 2.713 2.753 2.887 3.04-3.284 3.613 - A0 2.542 2.604 2.636 2.692 2.752 2.769 2.813 2.863 3.017 3.16-3.404 3.743 - A- 2.622 2.694 2.726 2.772 2.822 2.859 2.903 2.943 3.107 3.28-3.534 3.893 - AA+ 2.083 2.088 2.103 2.103 2.105 2.106 2.107 2.175 2.275 2.491-3.056 3.261 - AA0 2.116 2.12 2.133 2.138 2.138 2.139 2.147 2.225 2.385 2.621-3.191 3.461 - AA- 2.128 2.138 2.148 2.153 2.156 2.168 2.187 2.273 2.46 2.731-3.376 3.611 - A+ 2.438 2.468 2.488 2.503 2.506 2.545 2.547 2.784 3.001 3.339-3.943 4.181 - II A0 2.838 2.893 2.948 2.968 2.984 3.026 3.065 3.266 3.458 3.696-4.231 4.456 - A- 3.323 3.613 3.678 3.688 3.689 3.726 3.73 3.946 4.133 4.356-4.736 5.001 - BBB+ 3.983 4.393 4.473 4.583 4.629 4.772 4.87 5.078 5.278 5.521-6.156 6.676 - BBB0 4.573 5.063 5.153 5.288 5.404 5.582 5.71 5.978 6.303 6.641-7.461 8.231 - BBB- 6.028 6.458 6.573 6.653 6.779 6.982 7.095 7.378 7.793 8.101-8.846 9.566 - AAA 2.065 2.075 2.078 2.081 2.084 2.086 2.089 2.155 2.25 2.354-2.52 2.739 - AA+ 2.09 2.1 2.103 2.106 2.109 2.111 2.114 2.175 2.275 2.454-2.705 3.099 - AA0 2.12 2.135 2.148 2.151 2.154 2.156 2.159 2.215 2.35 2.614-3.085 3.699 - AA- 2.16 2.17 2.178 2.183 2.189 2.191 2.194 2.265 2.45 2.814-3.44 4.249 - A+ 2.365 2.4 2.438 2.488 2.499 2.523 2.539 2.68 2.957 3.304-3.95 4.744 - A0 2.515 2.54 2.583 2.643 2.654 2.673 2.724 2.92 3.352 3.724-4.385 5.094 - A- 2.715 2.76 2.803 2.873 2.884 2.923 3.044 3.27 3.872 4.194-4.845 5.574 - BBB+ 3.16 3.555 3.938 4.138 4.554 5.028 5.404 5.755 5.947 6.014-6.475 7.279 - BBB0 3.54 4.055 4.518 4.808 5.364 5.968 6.434 6.805 6.997 7.054-7.595 8.459 - BBB- 4.21 4.845 5.448 5.788 6.474 7.118 7.654 8.165 8.417 8.454-9.015 9.879 - BB+ 5.66 6.405 7.048 7.493 8.169 8.846 9.484 10.106 10.704 11.069-11.559 12.561 - BB0 6.286 7.087 7.803 8.298 9.003 9.735 10.374 11.031 11.685 12.087-12.566 13.497 - BB- 6.826 7.638 8.364 8.865 9.578 10.317 10.958 11.618 12.284 12.692-13.161 14.053 - B 10.63 11.654 12.561 13.209 14.135 15.048 15.806 16.566 17.544 18.116-18.528 19.126 -

KIS Credit Monitor 2015.2 97 () ( ) 20150112 1-1 970 ABS 2.27 1.8 AAA(sf) 20150113 18 2,000 2.30 3.0 AA 20150114 40-1 500 2.23 3.0 AA- 40-2 1,600 2.49 5.0 AA- 20150115 15-1 3,000 2.18 3.0 AA+ 15-2 2,000 2.30 5.0 AA+ 20150116 20 1,800 2.30 3.0 AA- 1-1 70 ABS 2.24 0.1 AAA(sf) 1-2 70 ABS 2.25 0.2 AAA(sf) 1-3 60 ABS 2.26 0.2 AAA(sf) 1-4 60 ABS 2.26 0.3 AAA(sf) 1-5 70 ABS 2.28 0.4 AAA(sf) 1-6 60 ABS 2.29 0.5 AAA(sf) 1-7 60 ABS 2.30 0.6 AAA(sf) 1-8 60 ABS 2.31 0.7 AAA(sf) 1-9 60 ABS 2.32 0.7 AAA(sf) 1-10 60 ABS 2.34 0.8 AAA(sf) 1-11 50 ABS 2.35 0.9 AAA(sf) 1-12 50 ABS 2.37 1.0 AAA(sf) 1-13 50 ABS 2.37 1.1 AAA(sf) 1-14 50 ABS 2.38 1.2 AAA(sf) 1-15 50 ABS 2.38 1.2 AAA(sf) 1-16 50 ABS 2.40 1.3 AAA(sf) 1-17 50 ABS 2.41 1.5 AAA(sf) 1-18 50 ABS 2.42 1.6 AAA(sf) 1-19 50 ABS 2.44 1.7 AAA(sf) 1-20 50 ABS 2.56 1.8 AAA(sf) 1-21 50 ABS 2.58 1.8 AAA(sf) 1-22 50 ABS 2.59 1.9 AAA(sf) 1-23 50 ABS 2.62 2.1 AAA(sf) 20150119 17 2,500 2.33 3.0 AA 1-1 1,179 ABS 2.61 3.3 AA-(sf) 20150120 24-1 2,200 2.63 5.0 A+ 24-2 1,050 3.00 7.0 A+ 20150121 1-1 100 ABS 2.06 0.1 AAA(sf) 1-2 100 ABS 2.06 0.2 AAA(sf) 1-3 100 ABS 2.07 0.2 AAA(sf) 1-4 100 ABS 2.07 0.3 AAA(sf) 1-5 100 ABS 2.07 0.4 AAA(sf) 1-6 100 ABS 2.09 0.5 AAA(sf) 1-7 100 ABS 2.09 0.6 AAA(sf) 1-8 100 ABS 2.09 0.7 AAA(sf) 1-9 100 ABS 2.10 0.7 AAA(sf) 1-10 100 ABS 2.10 0.8 AAA(sf) 1-11 100 ABS 2.12 0.9 AAA(sf) 1-12 100 ABS 2.12 1.0 AAA(sf) 1-13 100 ABS 2.12 1.1 AAA(sf) 1-14 100 ABS 2.13 1.2 AAA(sf) 1-15 100 ABS 2.14 1.2 AAA(sf) 1-16 100 ABS 2.14 1.3 AAA(sf) 1-17 100 ABS 2.15 1.4 AAA(sf) 1-18 100 ABS 2.16 1.5 AAA(sf) 1-19 100 ABS 2.16 1.6 AAA(sf) 1-20 100 ABS 2.17 1.7 AAA(sf) 1-21 100 ABS 2.18 1.8 AAA(sf) 1-22 100 ABS 2.18 1.8 AAA(sf) 1-23 50 ABS 2.19 1.9 AAA(sf) 1-24 100 ABS 2.19 2.0 AAA(sf) 1-25 50 ABS 2.20 2.2 AAA(sf) 1-26 50 ABS 2.20 2.2 AAA(sf) 1-27 50 ABS 2.20 2.4 AAA(sf) 2-1 60 ABS 20.00 3.0 CC(sf) 20150122 116-1 200 2.77 3.0 A- 116-2 300 3.13 5.0 A- 1-1 100 ABS 2.07 0.1 AAA(sf) 1-2 100 ABS 2.08 0.2 AAA(sf) 1-3 100 ABS 2.09 0.2 AAA(sf) 1-4 100 ABS 2.10 0.3 AAA(sf) 1-5 100 ABS 2.11 0.4 AAA(sf) 1-6 100 ABS 2.12 0.5 AAA(sf) 1-7 100 ABS 2.13 0.6 AAA(sf)

KOREA INVESTORS SERVICE,INC. 98 () ( ) 20150122 1-8 50 ABS 2.13 0.7 AAA(sf) 1-9 100 ABS 2.15 0.7 AAA(sf) 1-10 100 ABS 2.15 0.8 AAA(sf) 1-11 50 ABS 2.16 0.9 AAA(sf 1-12 100 ABS 2.16 1.0 AAA(sf) 1-13 50 ABS 2.17 1.1 AAA(sf) 1-14 50 ABS 2.18 1.2 AAA(sf) 1-15 100 ABS 2.18 1.2 AAA(sf) 1-16 100 ABS 2.20 1.3 AAA(sf) 1-17 100 ABS 2.20 1.5 AAA(sf) 1-18 100 ABS 2.22 1.6 AAA(sf) 1-19 100 ABS 2.23 1.7 AAA(sf) 1-20 100 ABS 2.25 1.9 AAA(sf) 1-21 100 ABS 2.26 2.1 AAA(sf) 1-22 100 ABS 2.28 2.2 AAA(sf) 44-1 1,100 2.16 3.0 AA+ 44-2 1,700 2.32 5.0 AA+ 20150123 21 1,000 2.55 3.0 A+ 20150127 113-1 2,200 2.34 5.0 AA 113-2 1,700 2.50 7.0 AA 20150128 1-1 300 ABS 3.01 1.0 A+(sf) 1-2 300 ABS 3.10 1.2 A+(sf) 1-3 300 ABS 3.20 1.5 A+(sf) 1-4 300 ABS 3.33 1.8 A+(sf) 1-5 400 ABS 3.38 2.0 A+(sf) 1-6 400 ABS 3.60 2.2 A+(sf) 1-7 400 ABS 3.68 2.5 A+(sf) 1-8 400 ABS 3.86 2.8 A+(sf) 1-9 400 ABS 3.95 3.0 A+(sf) 1-10 400 ABS 3.98 3.2 A+(sf) 1-11 400 ABS 4.11 3.5 A+(sf) 1-12 400 ABS 4.14 3.8 A+(sf) 1-13 400 ABS 4.20 4.0 A+(sf) 1-14 300 ABS 4.24 4.2 A+(sf) 1-15 300 ABS 4.32 4.5 A+(sf) 1-16 300 ABS 4.32 4.8 A+(sf) 1-17 300 ABS 4.36 5.0 A+(sf) 20150129 KT 188-1 1,600 2.26 5.0 AAA KT 188-2 2,400 2.45 10.0 AAA KT 188-3 500 2.71 20.0 AAA 20150130 1-1 50 ABS 2.08 0.1 AAA(sf) 1-2 50 ABS 2.08 0.2 AAA(sf) 1-3 50 ABS 2.09 0.2 AAA(sf) 1-4 50 ABS 2.09 0.3 AAA(sf) 1-5 100 ABS 2.09 0.4 AAA(sf) 1-6 50 ABS 2.10 0.5 AAA(sf) 1-7 50 ABS 2.11 0.6 AAA(sf) 1-8 50 ABS 2.11 0.7 AAA(sf) 1-9 100 ABS 2.12 0.7 AAA(sf) 1-10 50 ABS 2.13 0.8 AAA(sf) 1-11 50 ABS 2.14 0.9 AAA(sf) 1-12 100 ABS 2.14 1.0 AAA(sf) 1-13 100 ABS 2.14 1.1 AAA(sf) 1-14 50 ABS 2.14 1.2 AAA(sf) 1-15 50 ABS 2.15 1.2 AAA(sf) 1-16 50 ABS 2.16 1.3 AAA(sf) 1-17 50 ABS 2.16 1.4 AAA(sf) 1-18 50 ABS 2.17 1.5 AAA(sf) 1-19 100 ABS 2.17 1.6 AAA(sf) 1-20 50 ABS 2.17 1.7 AAA(sf) 1-21 50 ABS 2.17 1.8 AAA(sf) 1-22 100 ABS 2.17 1.8 AAA(sf) 1-23 50 ABS 2.17 2.0 AAA(sf) 1-24 50 ABS 2.17 2.1 AAA(sf) 1-25 40 ABS 2.18 2.2 AAA(sf) 1-26 40 ABS 2.24 3.0 AAA(sf) 44,919