Annual report 2005
Full story 2005 -,.!.
Table of contents Future story 02 Financial highlights 03 Vision & mission 04 CEO s message & 2005 awards 06 Human story 08 Company introduction 10 Business & products 12 Asset management 14 Global story 16 Global network 17 Social contribution 18 Culture & sports 19 Key executives 20 Balance sheet 21 Income statement 23 Future story
Financial highlights FY2005 99 1,800 464 3,537, 1,925. 6,262 99 6,292 2005. *MDRT, 18.. *MDRT Million Dollar Round Table) : 1 6,000 FY2005 FY2004 99,180,076 85,555,658 464,353,673 437,649,066 91,379,315 82,682,766 8,249,887 8,251,555 99,629,203 90,934,322 90,934,322 99,629,203 437,649,066 464,353,673 626,248 575,799 2004 2005 2004 2005 2004 2005 3
Vision & mission 100 2010 150 3,.. 2006 - Strategy 4
CEO s message 2006.. 5
49.. 2006. 2005 2006.. ' ', '' ' '..., 100.,.,,.,.,,.,., 21.,... 2005 Awards 05.10.26 05.11.08 05.12.13 (NCSI) 1 06.03.31 1 6
7 7
Human story
Company introduction 01,,, 02 04 VOC( ) 03 One -stop 9
500, 100 2005 11 AAA (ALM : Asset Liability Management ) 2002 (SAA : Strategic Asset Allocation) (TAA : Tactical Asset Allocation).,. (RAPM : Risk- Adjusted Performance Measurement), ( VBM : Value - Based Management).,, 3.,, 2005 CEO, /.,,., CS., VOC,,.,. 10
Business & products 437,649,066 464,353,673 85,555,658 99,180,076 2004 2005 2004 2005 11
FP Financial Planning FP. Samsung Advisors,,,. (LifePower Planning) (LifePower Planning)., FC. FC 1:1.,,. 2004 2005 11 1. LT( ), TC( ) AM( ), DI( ),, FP ( ). 1,000, *CI( ), *LTC(),. * CI(Critical Illness) : * LTC(Long Term Care) : >>> >> >>> >> 12
Asset management,. 20~30.?. 2003 2004 2005 83 91 100 11 18 11 1 8 4 47 13
(SAA) (TAA). (ALM). Project Financing, *LBO Financing, Financing, Financing, *ABS, *ABL Lease. * LBO(Leveraged buyout) : * ABS(Asset Backed Securities, ) : (SPC) * ABL(Asset Backed Loan, ) : ABS SPC,,.,,,,.,, 3 (RMBS : Residential Mortgage Backed Securities) (2002 ), (2004 ).,,,,, / IT. /,.,. >>> > > 14
Global story,., 21.. 500
Global network London Representative Office Samsung Life investment( U.K.)Ltd. India Representative Office Samsung Air-China Life Insurance Company Beijing Representative Office Tokyo Representative Office Samsung Life Investment (U.S.A) Ltd. U.S. Representative Office New York Representative Office Siam Samsung Life Insurance Company,,,,.,. 1997,. 2005... MBA 4,., 10. 17
Social contribution 120, 3.. 2005 6 3. 235 170 10 783 1,380 12 4 6. 18,700 29,000 706 11,800 11,100,.,.,, 1 64. 357 8 2 9, 1:1,,,,.,,,,,. 2006 25,000 26,700 828 16,700 14,400 18
Culture & sports 1981. 3,000. 1999. 1985 2002 CREDIA.,,. 2004,, 2, 2 9. 1977, 8 4. 2003 15,. 1983 2004,,,, 2004 60kg, 84kg.. 2004,.,.,. 19
Key executives BU BU BU 20
Balance sheet 50 2005 4 1 2006 3 31 49 2004 4 1 2005 3 31 1,350,893,089,249 1,047,087,714,576 1,347,459,463,962 1,040,078,290,891 3,433,625,287 7,009,423,685 56,891,618,274,830 51,410,867,512,593 653,307,553,521 518,268,836,758 51,285,685,673,475 49,877,841,857,849 3,857,066,757,227 1,095,558,290,607 1,014,756,817,986 18,248,803,328,413 18,221,680,687,004-955,107,366,600-939,590,318,036 19,287,480,000 369,245,000,000 8,755,625,603,664 8,214,256,723,650 30,000,000,000 30,000,000,000 4,307,544,333,095 4,213,145,352,143 4,372,229,966,949 4,533,547,063,732 76,290,095,660 94,615,142,693 1,642,933,215,645 1,706,461,722,822 4,320,701,636,275 3,987,921,450,395 480,821,259,979 458,025,948,755 3,773,648,582,506 3,446,250,383,369 66,231,793,790 83,645,118,271 18,817,186,950,568 16,266,764,429,548 72,517,669,593 72,487,751,789 73,103,970,598 72,517,481,478-29,917,804-586,489,120 21,561,578,876 16,785,543,923 18,574,532,035 13,220,074,962-4,776,034,953-5,354,457,073 168,032,725,652 166,959,971,278 1,351,922,781,832 1,310,819,767,810 1,260,245,168,915 1,217,944,670,711-41,103,014,022-42,300,498,204 26,111,637,309 22,281,035,098 202,292,303,828 11,039,209,155 18,810,340,704 4,657,886,348,463 4,763,044,108,046 1,645,349,937,973 2,115,662,145,756 103,988,795,742 84,359,947,977 25,509,000,000 26,509,000,000 10,779,176,232,752 99,629,203,279,335 7,563,163,349,710 90,934,321,794,116 73,616,633,959,209 69,144,231,820,647-6,144,298,810-4,662,076,101 66,111,289,091,179 61,607,790,379,121 5,636,070,333,035 5,473,014,190,497 90,458,945,986 121,821,870,975 1,593,061,934,096 1,642,621,569,087 21
Balance sheet 50 2005 4 1 2006 3 31 49 2004 4 1 2005 3 31 186,891,651,107 300,237,853,292 5,006,302,616 3,408,033,776 3,133,102,492,831 3,157,002,010,262 26,066,762,400 26,066,762,400 44,000,060,898 44,000,060,898 3,028,875,676,876 3,091,261,789,067 6,826,768,928 32,063,927,741 4,238,305,991-4,730,704,012-8,564,908,094 14,629,579,536,505 10,381,532,579,211 10,937,517,165 4,930,199,812 60,547,037,444 60,854,511,810 317,334,600,754 360,003,928,145 216,225,153,612 250,320,875,104 11,720,584,850 78,314,850 9,561,165,354 12,559,232,336 30,343,522,558 113,553,284,559 113,063,013,753 128,940,148,033 402,235,871,321 411,368,692,591 168,733,857,520 47,315,102,527 155,923,010,340 39,411,553,555-2,854,257,838-3,373,086,938-118,564,497,155-113,138,369,847 266,641,335,774 247,677,068,147 2,267,710,933,163 990,140,402,446 13,582,096,613 98,220,404,442 83,185,368,865 100,310,613,671 10,779,176,232,752 91,379,315,988,545 7,563,163,349,710 82,682,766,410,120 100,000,000,000 100,000,000,000 100,000,000,000 100,000,000,000 93,889,274,264 93,889,274,264 93,889,274,264 93,889,274,264 3,989,608,194,022 3,393,360,296,670 50,000,000,000 50,000,000,000 2,327,741,074 2,327,741,074 3,937,280,452,948 3,341,032,555,596 (626,247,897,352) (575,798,735,144) 4,066,389,822,504 4,664,305,813,062 2,945,696,267,098 3,431,430,548,091 6,641,720,569 31,976,534,276 4,712,073,413-6,065,062,045-9,522,312,876 1,094,117,574,667 1,246,109,951,457-5,977,212,061 8,249,887,290,790 99,629,203,279,335-8,424,447,023 8,251,555,383,996 90,934,321,794,116 22
Income statement 50 2005 4 1 2006 3 31 49 2004 4 1 2005 3 31 14,786,994,005,480 760,121,393,587 20,026,722,082 112,405,795,456 51,931,104,458 39,599,922,859 22,183,540,726 2,110,998,612,613 1,578,957,754,529 66,828,488 11,557,732,451 2,173,013,201,935 9,210,649,612,766 281,901,651,662 173,763,514,957 13,252,986,039 3,349,841,082-1,762,077,532,973 23,259,769,622,709 15,547,115,399,067 184,363,621,996 3,763,364,391,666 142,306,574,307 144,226,279,582 24,855,547,716 6,310,019,206 25,366,889,147 223,873,829,622 133,117,968,917 314,167,316 93,579,429,763 166,950,068,250 2,768,864,480,272 35,160,955,882 23,129,631,425,128 4,472,434,325,882 11,665,564,466,363 190,366,342,078 6,547,888,861 8,493,424,174 326,000,000 138,494,296,928 42,234,012,175 42,184,733,733 106,153,907,440 1,188,279,595,492 23,611,055,220,777 16,070,488,901,726 15,211,461,224,774 859,027,676,952 121,950,141,019 14,881,399,230 64,506,924,464 42,561,817,325 3,714,487,568,547 37,756,315,698 3,695,422,577 1,921,057,969,905 1,742,842,487,443 133,453,318 9,001,919,606 208,090,148,695 142,390,968,342 41,364,260,032 6,613,885,505 5,560,304,258 370,162,395,490 762,724,732,237 1,777,487,001 17,021,811,033 68,399,385,820 2,031,902,710,524 48,120,520,548 22,854,388,244,377 5,512,644,935,686 10,963,475,269,114 1,740,112,628,883 8,937,388,048,966 285,974,591,265 114,518,842,632 104,224,696,845 6,960,997,661 3,333,148,126 3,287,560,781 4,449,864,263 3,462,887,500 61,039,322,698 46,003,696,614 496,857,586,518 148,512,265,003 1,426,883,264,533-1,520,280,609,838 23
Income statement 50 2005 4 1 2006 3 31 49 2004 4 1 2005 3 31 1,938,973,244,917 943,529,648,089 67,854,235,459 1,867,235,292,556 294,930,822,484 195,494,111,532 95,627,601,903 31,278,578,865 2,575,312,392 2,768,864,480,272 12,546,231,998 130,138,197,581 740,607,122,391 467,135,131,013 26,399,038,853 27,227,622,250 1,122,862,633 3,868,068 635,058,669 214,065,108,960 4,018,431,945 114,408,678,831 41,614,317,097 8,125,513,044 3,272,546,817 503,764,078 20,295,675 59,879,484 53,857,647,800 6,954,714,836 756,336,641,141 756,336,641,141 130,088,743,789 626,247,897,352 1,947,340,864,484 930,364,546,704 69,458,463,183 1,240,237,254,731 302,477,791,215 195,004,956,863 104,239,902,193 32,689,796,888 4,608,510,619 2,031,902,710,524 162,091,826,002 756,666,976,400 410,803,296,160 379,891,126,963 23,869,705,660 7,042,463,537 447,755,942,831 23,444,758,440 20,072,492,218 300,118,973,689 7,347,013 11,889,451,123 57,494,137,803 29,183,962,818 5,544,819,727 719,714,329,729 719,714,329,729 143,915,594,585 575,798,735,144 24
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