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KIS Korea Investors Service Credit Monitor 04 61 Special Report Rating Summary 78

Special Report KOREA INVESTORS SERVICE,INC. 04 2013 (A) (B) (C) (D) 99,219 55,545 44,275 44,275-909 54 137 137 4,835 2,335 1,042 847 EBITDA 3,700 2,537 1,233 1,233 133,387 69,695 45,352 45,352 35,157 16,244 12,341 14,947 57,528 28,794 11,392 8,786 279% 329% 267% 203% EBITDA/ 0.8 1.1 1.2 1.5

KIS Credit Monitor 2014.12 05

Special Report KOREA INVESTORS SERVICE,INC. 06

KIS Credit Monitor 2014.12 07 2005 2006 2008 2009 2011 2012 2013 15,085 15,159 13,476 11,529 12,157 13,375 11,674-1,807-1,703-885 -1,304 16 240-65 EBITDA 880 1,296 1,879 1,373 1,540 1,677 1,208 1,396 2,158 1,811 1,779 912 871 995 33,410 31,455 33,345 24,481 23,108 24,704 22,780 24,782 23,720 24,739 18,173 15,434 17,079 16,306 8,628 7,734 8,606 6,308 7,673 7,625 6,474 20,083 19,194 18,525 13,754 10,575 11,456 11,408 EBITDA/ (%) 5.8 8.5 13.9 11.9 12.7 12.5 10.3 EBITDA/( ) 0.6 0.6 1.0 0.8 1.7 1.9 1.2

Special Report KOREA INVESTORS SERVICE,INC. 08 2007 2008 2009 2010 2011 2012 2013 22,638 31,342 26,136 36,642 42,720 39,378 37,393-146 310 76 969 217 195 411 EBITDA 838 1,308 1,016 2,511 2,051 2,070 2,326 905 813 814 1,602 1,987 2,000 2,020 26,575 38,628 44,621 51,698 54,244 53,675 52,146 16,904 24,819 28,988 34,285 38,162 38,022 37,876 9,672 13,808 15,633 17,413 16,081 15,653 14,269 9,137 12,428 16,324 21,794 23,829 22,043 24,877 EBITDA/ (%) 3.7 4.2 3.9 6.9 4.8 5.3 6.2 EBITDA/( ) 0.9 1.6 1.2 1.6 1.0 1.0 1.2

KIS Credit Monitor 2014.12 09 2008 2013 23,493 10,013 1,056-1,359 EBITDA 1,446-1,168 563 659 20,153 16,508 5,415 2,606 5,698 6,635 (%) 272.2 533.4

Special Report KOREA INVESTORS SERVICE,INC. 10 2008 2013 4,572 5,532 1,396 17 EBITDA 1,470 235 39 255 4,519 7,019 1,686 1,564 1,935 4,714 (%) 168.0 348.8 2011 2013 6,814 6,736 371 29 EBITDA 564 311 337 400 11,268 12,285 4,756 4,501 4,149 5,160 (%) 136.9 172.9

KIS Credit Monitor 2014.12 11 EBITDA () 52,415 13,267 38,740 23,679 37,812 259 2,026 2,190 39% 38% 39% 41% 38% -28% 42% 59% () 48,419 12,982 35,436 22,626 33,329 215 1,932 2,058 7,019 1,564 5,455 4,714 5,532 17 255 221 16,508 2,606 13,902 6,635 10,013-1,359 659-1,168 7,387 3,028 4,359 2,600 6,637 194 210 408 13,361 4,316 9,045 5,657 7,818-47 444 283 7,775 1,517 6,259 1,298 17,582 19 135 390 10,495 1,973 8,522 6,266 4,938-94 595 897 6,547 2,595 3,952 2,511 5,254 191 181 300 133,387 35,157 98,230 57,528 99,219-909 4,835 3,700 131,690 36,458 95,235 56,768 90,920 1,501 4,548 5,886 127,136 36,212 90,921 56,317 90,231 901 4,425 5,250

Special Report KOREA INVESTORS SERVICE,INC. 12 IPO 3 2013.12 208 2013.12 ( ) 1,500 2014. 5 296 2014. 5 355 2014. 5 1,540 2014. 6 ( PEF) 1,100 2014. 7 ( ) 635 2014. 8 500

KIS Credit Monitor 2014.12 13 2,700-2,000 ~ 4,000 CNI IT 500 ~ 1,500 513 ~ 765 1,152 ~ 2,191 500 7,365 ~ 11,656 (- ) 2013 (A) (B) (C) (D) 99,219 55,545 44,275 44,275-909 54 137 137 4,835 2,335 1,042 847 EBITDA 3,700 2,537 1,233 1,233 133,387 69,695 45,352 45,352 35,157 16,244 12,341 14,947 57,528 28,794 11,392 8,786 279% 329% 267% 203% 0.8 1.1 1.2 1.5

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KIS Credit Monitor 2014.12 17

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KIS Credit Monitor 2014.12 19

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KIS Credit Monitor 2014.12 21 2007 11 2009 2010 12 7 2011 2012 12 LCD TV 80% 2013 12 60% 2015 12 LCD 80%() 2016 12 LCD 80%()

Special Report KOREA INVESTORS SERVICE,INC. 22 a-si Oxide LTPS amorphous Si amorphous InGaZnO polycrystalline Si TFT ( ) 1 /Vs 10~80 /Vs ~100 /Vs 4 4~6 5~8

KIS Credit Monitor 2014.12 23 BOE B6 in Ordos 5.5 LTPS 1 2015 3 B7 in Chengdu 6 LTPS 2 5 2015 4 CSOT T3 in Wuhan 6 LTPS 3 2014 4 T2 in Shenzhen 8 Oxide 2 2015 4 Truly Huizhou 4 LTPS 1 5 2014 4

Special Report KOREA INVESTORS SERVICE,INC. 24 NormalBadWorst NormalGoodBest 3 Normal TV ( ) Bad TV Worst 1 TV 1 P N B W P N B W P N B W P N B W ( ) 3 3 3 2 3 3 3 2 2 2 2 1 1 2 2 2 ( CAPA) 3 3 3 2 2 1 1 1 3 2 2 2 2 2 3 3 (Captive ) 3 3 2 2 2 2 2 1 1 1 1 1 1 2 2 3 ( Captive ) 2 2 2 1 2 2 2 1 3 3 2 1 1 2 2 2 11 11 10 7 9 8 8 5 9 8 7 5 5 8 9 10

KIS Credit Monitor 2014.12 25

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KIS Credit Monitor 2014.12 31

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KIS Credit Monitor 2014.12 33 Normal : Bad : Worst :

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KIS Credit Monitor 2014.12 35

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KIS Credit Monitor 2014.12 37

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KIS Credit Monitor 2014.12 39

Special Report KOREA INVESTORS SERVICE,INC. 40 2013.12 2014.03 2014.06 2014.09 3,532 12,996 26,673 81,980 1,206 9,623 17,821 42,053-2,285 11,302 17,821 11,481 13,656 30,615 29,127 4,685 4,685 13,338 48,301 20,904 43,245 99,750 219,292 Tier 1 Capital 2012 1 5 10 9 2013 1 2 4 3 Assets 2012 1 9 11 14 2013 1 3 7 9

KIS Credit Monitor 2014.12 41

Special Report KOREA INVESTORS SERVICE,INC. 42

KIS Credit Monitor 2014.12 43 Huijin 35.33 Huijin 57.26 Huijin 40.25 Huijin 67.72 MOF 35.09 70.42 57.26 79.46 67.72

Special Report KOREA INVESTORS SERVICE,INC. 44

KIS Credit Monitor 2014.12 45

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KIS Credit Monitor 2014.12 47 2008 2009 2010 2011 2012 2013 2014.06 CAGR 12.4 20.8 14.2 15.0 13.3 7.8 7.3 14.2 14.5 27.4 12.3 13.6 13.8 10.0 10.4 15.3 32.2 26.6 16.4 13.0 13.4 9.9 12.5 15.7 16.0 25.8 19.6 13.1 7.2 9.4 17.1 14.8

Special Report KOREA INVESTORS SERVICE,INC. 48 2008 2009 2010 2011 2012 2013 2014.06 45.5 47.4 49.2 49.1 48.9 51.2 51.2 78.3 81.4 79.0 76.7 75.4 75.9 76.0 48.8 48.8 51.1 51.5 52.3 54.4 54.6 80.6 81.7 79.7 75.5 75.1 78.5 78.1 43.0 45.2 46.3 46.2 46.5 47.4 46.9 79.4 79.4 75.8 73.1 74.0 74.2 72.5 45.9 54.8 52.9 52.4 52.9 53.6 53.3 70.0 76.0 73.0 69.8 70.9 70.5 69.8 2008 2009 2010 2011 2012 2013 2014.06 18.1 21.1 24.4 25.9 26.0 27.5 27.4 15.2 19.1 23.1 25.4 26.5 29.0 29.4 22.0 23.1 24.1 25.9 26.9 28.7 29.1 24.4 23.4 25.0 25.5 27.4 28.5 27.8

KIS Credit Monitor 2014.12 49 2008 2009 2010 2011 2012 2013 2014.06 89.9 88.0 88.2 84.4 83.1 82.9 83.0 90.0 88.3 89.8 87.1 87.1 85.5 84.9 90.7 87.8 90.7 87.3 87.0 86.1 84.8 79.0 80.7 79.0 79.6 77.6 78.2 77.4 2008 2009 2010 2011 2012 2013 230 353 415 537 736 922 3,542 4,001 5,151 6,647 7,546 8,382 841 925 1,358 2,005 2,526 2,945 408 497 770 1,081 1,368 1,641 73 149 280 512 783 1,070 104 135 179 182 172 162 219 228 233 531 654 729 285 299 408 599 826 1,060 119 65 78 167 163 140 7 32 119 258 341 390 5,834 6,684 8,991 12,519 15,115 17,443

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KIS Credit Monitor 2014.12 51

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KIS Credit Monitor 2014.12 53

Special Report KOREA INVESTORS SERVICE,INC. 54 1996 1997 () 1998 () 0.9~1.2 1.5 1999 0.9~1.2 2000 2003 1.3~1.5 0.9~2.0 2004 0.9~1.7 2005 2007 2008 2012 1.1 0.7 2013

KIS Credit Monitor 2014.12 55

Special Report KOREA INVESTORS SERVICE,INC. 56 2008 2009 2010 2011 2012 2013 2014.6 2.29 1.54 1.08 0.94 0.85 0.94 0.99 2.21 1.50 1.14 1.09 0.99 0.99 1.02 2.65 1.52 1.10 1.00 0.95 0.96 1.02 4.32 2.91 2.03 1.55 1.33 1.22 1.24 2.40 1.60 1.10 1.00 1.00 1.00 N/A

KIS Credit Monitor 2014.12 57 WMP GDP IMF 8~9 3~4 11~13 21% (CICC) 8.2 7 6.5 5.1 26.8 52% Societe Generale 3~4 5.3 4 1.5 13.8~14.8 27% S&P 22.9 39% Moody s 37.7 66%

Special Report KOREA INVESTORS SERVICE,INC. 58 3,267 1,092 45 4.0 2,653 1,237 37 4.8 2,515 1,860 29 4.5 2,396 28

KIS Credit Monitor 2014.12 59 BCA Final Rating baa2 A1 baa3 A2 baa1 A1 baa2

Special Report KOREA INVESTORS SERVICE,INC. 60

KIS Credit Monitor 2014.12 61 Korea Investors Service KIS Credit Monitor Rating Summary

Rating Summary KOREA INVESTORS SERVICE,INC. 62

KIS Credit Monitor 2014.12 63

Rating Summary KOREA INVESTORS SERVICE,INC. 64 2010 2011 2012 2013 2013.06 2014.06 5,728 6,289 7,798 6,938 3,772 2,999 4,451 5,173 6,278 6,237 3,201 3,021 235 225 267 291 147 154 1,042 892 1,253 410 424-176 77.7 82.2 80.5 89.9 84.9 100.7 4.1 3.6 3.4 4.2 3.9 5.1 18.2 14.2 16.1 5.9 11.2-5.9

KIS Credit Monitor 2014.12 65 2010.12 2011.12 2012.12 2013.12 468 3,188 3,416 3,498 11 129 156 210 EBITDA 66 466 538 555 4,178 4,168 3,974 3,921 2,032 1,966 1,852 1,728 2.4 4.0 4.6 6.0 EBITDA/ 14.1 14.6 15.7 15.9 181.1 207.6 198.6 197.5 50.8 48.4 48.0 48.0

Rating Summary KOREA INVESTORS SERVICE,INC. 66

KIS Credit Monitor 2014.12 67

Rating Summary KOREA INVESTORS SERVICE,INC. 68 K-GAAP() 2010.12 2011.12 2012.12 2013.12 2013.06 2014.06 N.A. 528 556 663 279 314 N.A. 46 11 79 7 38 N.A. - 21 7 1 4 N.A. 40 40 33 17 22 576 614 628 783 304 378 15.4 6.6 2.3 24.6 N.A. 24.3 N.A. N.A. 5.2 19.3 N.A. 12.6

KIS Credit Monitor 2014.12 69 K-GAAP() 2010.12 2011.12 2012.12 2013.12 2013.06 2014.06 576 614 628 783 304 378 70.9 82.9 135.1 114.6 162.8 123.7 2.3-11.0-66.8-41.2-95.7-49.0 5.1 2.8-52.1-33.1-84.6-42.0 EBITDA 9.4-2.7-55.5-30.8-59.9-25.6 EBITDA 2) 124.0x N.A. N.A. N.A. N.A. N.A.

Rating Summary KOREA INVESTORS SERVICE,INC. 70 K-GAAP() 2010.12 2011.12 2012.12 2013.12 2014.06 () - 689 51 89 81-689 51 89 81 421 3,412 2,153 1,847 1,784-421 -2,723-2,102-1,758-1,703 11.3 22.7 4.8 6.1 5.8 0.0 14.2 1.3 2.4 2.3 EBITDA 1) 0.0x N.A. N.A. N.A. N.A. EBITDA EBITDA EBITDA 2011.12 2,121 61 185 15 3,382 548 2.9 8.7 3.6 19.9 152.7 4.9 2012.12 2,168 40 165 25 3,241 423 1.9 7.6 3.4 17.2 139.6 5.4 2013.12 2,180 74 226 52 3,119 306 3.4 10.4 1.9 13.9 123.7 9.1

KIS Credit Monitor 2014.12 71

Rating Summary KOREA INVESTORS SERVICE,INC. 72

KIS Credit Monitor 2014.12 73

Rating Summary KOREA INVESTORS SERVICE,INC. 74

KIS Credit Monitor 2014.12 75

Rating Summary KOREA INVESTORS SERVICE,INC. 76 2010 2011 2012 2013 2013.09 2014.09 297,757 326,410 362,174 390,753 289,589 286,129 35,736 43,682 80,030 107,530 78,030 95,259 51,406 53,657 56,702 53,708 41,213 40,649 41,784 36,090 52,364 48,311 36,367 44,513 426,683 459,839 551,270 600,302 445,198 466,550 69.8 71.0 65.7 65.1 65.0 61.3 8.4 9.5 14.5 17.9 17.5 20.4 12.0 11.7 10.3 8.9 9.3 8.7 9.8 7.8 9.5 8.0 8.2 9.5 100.0 100.0 100.0 100.0 100.0 100.0

KIS Credit Monitor 2014.12 77

KOREA INVESTORS SERVICE,INC. 78 Korea Investors Service KIS Credit Monitor

KIS Credit Monitor 2014.12 79

KOREA INVESTORS SERVICE,INC. 80 () OUTLOOK 26 SB 200 '13.12.31 '14.11.03 BBB+ Stable 8-1 SB 700 '13.12.31 '14.11.03 AA+ Stable 8-2 SB 1,300 '13.12.31 '14.11.03 AA+ Stable 1 SB '13.12.31 '14.11.03 BBB Stable 27 SB 1,000 '13.12.31 '14.11.04 AA- Stable 10-1 (ORIX ) SB 100 '14.03.31 '14.11.04 AA+ Stable 10-2 (ORIX ) SB 200 '14.03.31 '14.11.04 AA+ Stable 12 SCB 150 '13.12.31 '14.11.05 B+ Stable 386 ELB 6 '13.12.31 '14.11.06 A+ Stable 126 ELB 6 '13.12.31 '14.11.06 A+ Stable 15 SB 1,000 '13.12.31 '14.11.06 A+ Stable 104 ELB 6 '13.12.31 '14.11.06 A+ Stable 75 SB '13.12.31 '14.11.06 A+ Stable 238 ELB 3 '13.12.31 '14.11.06 AA Stable 30-1 SB 1,900 '13.12.31 '14.11.06 AAA Stable 30-2 SB 600 '13.12.31 '14.11.06 AAA Stable 1 PP 80 '13.12.31 '14.11.07 BB+ Stable 57-1 SB 800 '13.12.31 '14.11.07 A- Stable 57-2 SB 700 '13.12.31 '14.11.07 A- Stable 114-1 SB 800 '13.12.31 '14.11.07 AA- Positive 114-2 SB 1,600 '13.12.31 '14.11.07 AA- Positive 114-3 SB 600 '13.12.31 '14.11.07 AA- Positive 14-11 3-27 SB 1,200 '13.12.31 '14.11.10 AAA Stable 14-11 1-10 SB 1,100 '13.12.31 '14.11.10 AAA Stable 14-11 9-18 SB 1,000 '13.12.31 '14.11.10 AAA Stable 29-1 SB 1,500 '13.12.31 '14.11.10 AAA Stable 29-2 SB 500 '13.12.31 '14.11.10 AAA Stable 298 SB '13.12.31 '14.11.10 A Stable 1411-1 SB 800 '13.12.31 '14.11.11 A+ Stable 280 SB '13.12.31 '14.11.12 A+ Stable 139 PFB 2,200 '13.12.31 '14.11.12 AAA Stable 2 SB 1,100 '13.12.31 '14.11.13 A+ Stable 390 ELB '13.12.31 '14.11.13 A+ Stable 127 ELB '13.12.31 '14.11.13 A+ Stable 106 ELB '13.12.31 '14.11.13 A+ Stable 243 ELB '13.12.31 '14.11.13 AA Stable SOIL 47-1 SB 1,550 '13.12.31 '14.11.14 AA+ Stable SOIL 47-2 SB 800 '13.12.31 '14.11.14 AA+ Stable SOIL 47-3 SB 1,300 '13.12.31 '14.11.14 AA+ Stable 289 SB '13.12.31 '14.11.14 AA Stable 1-1 SB 600 '13.12.31 '14.11.17 AA Stable 1-2 SB 400 '13.12.31 '14.11.17 AA Stable 24-1 SB 900 '13.12.31 '14.11.17 AAA Stable 24-2 SB 1,100 '13.12.31 '14.11.17 AAA Stable 75-1 SB 600 '13.12.31 '14.11.17 AA Stable 75-2 SB 1,000 '13.12.31 '14.11.17 AA Stable

KIS Credit Monitor 2014.12 81 () OUTLOOK 34-1 SB 400 '13.12.31 '14.11.18 A+ Stable 34-2 SB 200 '13.12.31 '14.11.18 A+ Stable SK 265-1 SB 1,000 '13.12.31 '14.11.19 AA+ Stable SK 265-2 SB 1,000 '13.12.31 '14.11.19 AA+ Stable 7 SB '13.12.31 '14.11.19 A+ Stable 18-12()30-12 COCOT1 '13.12.31 '14.11.19 AA- Stable 24 SB 1,000 '13.12.31 '14.11.19 AAA Stable 29 SB '13.12.31 '14.11.20 A+ Stable 287 SB '13.12.31 '14.11.20 AA- Stable 178 SB '13.12.31 '14.11.20 A+ Stable ()2014-01( ) COCOT2 '13.12.31 '14.11.21 AA Stable 47 PFB 900 '13.12.31 '14.11.21 AA+ Stable 394 ELB '13.12.31 '14.11.21 A+ Stable 128 ELB '13.12.31 '14.11.21 A+ Stable 588 ELB '13.12.31 '14.11.21 AA+ Stable 109 ELB '13.12.31 '14.11.21 A+ Stable 8 SB 500 '13.12.31 '14.11.21 A- Stable 61 SB '13.12.31 '14.11.24 A+ Stable 527 SB '13.12.31 '14.11.24 AA- Stable ()28-11 12-28 SB 500 '13.12.31 '14.11.24 AAA Stable ()29-12 12-01 SB 500 '13.12.31 '14.11.24 AAA Stable ()30-12 12-01 SB 690 '13.12.31 '14.11.24 AAA Stable 276 SB '13.12.31 '14.11.24 AA- Stable ()141115A-25 SB 500 '13.12.31 '14.11.24 AAA Stable ()141115A-26 SB 1,000 '13.12.31 '14.11.24 AAA Stable ()141115A-27 SB 500 '13.12.31 '14.11.24 AAA Stable ()141115A-28 SB 500 '13.12.31 '14.11.24 AAA Stable ( )1411 1A-27 SB 2,600 '13.12.31 '14.11.24 AAA Stable ( )1412 1A-01 SB 4,500 '13.12.31 '14.11.24 AAA Stable 1-1 ( )SB 1,500 '13.12.31 '14.11.26 AA+ Stable 1-2 ( )SB 1,000 '13.12.31 '14.11.26 AA+ Stable 4-1 SB 300 '13.12.31 '14.11.27 A+ Stable 4-2 SB 400 '13.12.31 '14.11.27 A+ Stable 398 ELB '13.12.31 '14.11.27 A+ Stable 10-1 SB 100 '13.12.31 '14.11.27 BBB+ Stable 10-2 SB 100 '13.12.31 '14.11.27 BBB+ Stable 129 ELB '13.12.31 '14.11.27 A+ Stable 2 SB 500 '13.12.31 '14.11.27 A Stable 110 ELB '13.12.31 '14.11.27 A+ Stable 249 ELB '13.12.31 '14.11.27 AA Stable 3412 SB '13.12.31 '14.11.28 AAA Stable 2014-02 SB '13.12.31 '14.11.28 AAA Stable 14-11-02 PFB 3 '13.12.31 '14.11.28 AA+ Stable 2158 SB '13.12.31 '14.11.28 AA+ Stable 18-12 2A SB '13.12.31 '14.11.28 AAA Stable 1820 SB '13.12.31 '14.11.28 AA+ Stable 288 SB '13.12.31 '14.11.28 AA- Stable 70 SB '13.12.31 '14.11.28 A+ Stable

KOREA INVESTORS SERVICE,INC. 82 () OUTLOOK 18-12 SB '13.12.31 '14.11.28 AAA Stable 34 SB '13.12.31 '14.11.28 AA Positive 116 SB '13.12.31 '14.11.28 AA+ Stable 14-12 SB '13.12.31 '14.11.28 AAA Stable 14-12 SB '13.12.31 '14.11.28 AAA Stable 18-12 SB '13.12.31 '14.11.28 AAA Stable 37-12 SB '13.12.31 '14.11.28 AAA Stable 587 SB '13.12.31 '14.11.28 AA+ Stable 1533 SB '13.12.31 '14.11.28 AA+ Stable 186 SB '13.12.31 '14.11.28 AA- Stable Issuer Rating '13.12.31 '14.11.03 BBB Stable '13.12.31 '14.11.03 B+ Stable '13.12.31 '14.11.05 B- Stable '13.12.31 '14.11.05 B- Stable '13.12.31 '14.11.05 B- Stable '13.12.31 '14.11.05 B- Stable '13.12.31 '14.11.05 B- Stable '13.12.31 '14.11.05 B- Stable '13.12.31 '14.11.05 B- Stable '13.12.31 '14.11.11 A+ Stable '13.12.31 '14.11.14 A- Stable '13.12.31 '14.11.25 A- Stable '14.11.27 AAA '13.12.31 '14.11.28 AA- Stable IFSR '13.12.31 '14.11.21 AAA Stable '13.12.31 '14.11.24 A- Stable 2,000 '13.12.31 '14.11.07 A1 '13.12.31 '14.11.13 A1 '13.12.31 '14.11.20 A1 '13.12.31 '14.11.25 A2-1 ABCP 300 '14.11.03 A2(sf) 2 ABCP 300 '14.11.03 A2(sf) 2014 9 1-1 ABS 918 '14.11.03 AAA(sf) 2014 9 1-2 ABS 1,940 '14.11.03 AAA(sf) 2014 9 1-3 ABS 6 '14.11.03 C(sf) 2014 9 1-4 ABS 125 '14.11.03 C(sf) 1 ABCP 450 '14.11.03 A2(sf) 1 ABCP 350 '14.11.03 A2(sf) 2 ABCP 70 '14.11.04 A1(sf) 1 ABCP 280 '14.11.04 A2+(sf) 18 ABCP 50 '14.11.04 A1(sf) 6 ABCP 250 '14.11.04 C(sf) 1-1 ABCP 3,068 '14.11.04 A1(sf)

KIS Credit Monitor 2014.12 83 () OUTLOOK 1-2 ABCP 11 '14.11.04 A1(sf) 3-1 ABCP 3 '14.11.04 A1(sf) 3-2 ABCP 3 '14.11.04 A1(sf) 3-3 ABCP 3 '14.11.04 A1(sf) 3-4 ABCP 213 '14.11.04 A1(sf) 1 ABCP 400 '14.11.04 A1(sf) 1 ABCP 1,534 '14.11.04 A1(sf) 2 ABCP 5 '14.11.04 A1(sf) KHFC MBS 2014-18 1-1 1,486 '14.11.05 AAA(sf) KHFC MBS 2014-18 1-2 2,500 '14.11.05 AAA(sf) KHFC MBS 2014-18 1-3 2,000 '14.11.05 AAA(sf) KHFC MBS 2014-18 1-4 5,300 '14.11.05 AAA(sf) KHFC MBS 2014-18 1-5 700 '14.11.05 AAA(sf) KHFC MBS 2014-18 1-6 500 '14.11.05 AAA(sf) KHFC MBS 2014-18 1-7 100 '14.11.05 AAA(sf) KHFC MBS 2014-18 1-8 100 '14.11.05 AAA(sf) 1-1 ABCP 2,024 '14.11.06 A1(sf) 1-2 ABCP 3 '14.11.06 A1(sf) 1-1 ABS 130 '14.11.07 AAA(sf) 1-2 ABS 130 '14.11.07 AAA(sf) 1-3 ABS 130 '14.11.07 AAA(sf) 1-4 ABS 130 '14.11.07 AAA(sf) 1-5 ABS 130 '14.11.07 AAA(sf) 1-6 ABS 110 '14.11.07 AAA(sf) 1-7 ABS 100 '14.11.07 AAA(sf) 1-8 ABS 100 '14.11.07 AAA(sf) 1-9 ABS 100 '14.11.07 AAA(sf) 1-10 ABS 100 '14.11.07 AAA(sf) 1-11 ABS 70 '14.11.07 AAA(sf) 1-12 ABS 60 '14.11.07 AAA(sf) 1-13 ABS 50 '14.11.07 AAA(sf) 1-14 ABS 50 '14.11.07 AAA(sf) 1-15 ABS 45 '14.11.07 AAA(sf) 1-16 ABS 35 '14.11.07 AAA(sf) 1-17 ABS 70 '14.11.07 AA(sf) 1-18 ABS 70 '14.11.07 A(sf) 1-19 ABS 170 '14.11.07 BBB(sf) 1-20 ABS 25 '14.11.07 BB(sf) 1-21 ABS 19 '14.11.07 B(sf) ABL 1,900 '14.11.07 BBB+(sf) 1 ABCP 100 '14.11.07 A1(sf) 2 ABCP 100 '14.11.07 A1(sf) 3 ABCP 100 '14.11.07 A1(sf) 4 ABCP 100 '14.11.07 A1(sf) 5 ABCP 100 '14.11.07 A1(sf) 6 ABCP 100 '14.11.07 A1(sf) 7 ABCP 100 '14.11.07 A1(sf) 8 ABCP 100 '14.11.07 A1(sf)

KOREA INVESTORS SERVICE,INC. 84 () OUTLOOK 1-1 ABCP 500 '14.11.07 A1(sf) 1-2 ABCP 2 '14.11.07 A1(sf) 5 1 ABCP 2,038 '14.11.07 A1(sf) 5 1() ABS 7 '14.11.07 AAA(sf) 1-1 ABS 300 '14.11.07 AAA(sf) 1-2 ABS 500 '14.11.07 A+(sf) 1-3 ABS 300 '14.11.07 C(sf) 1-1 ABCP 995 '14.11.10 A1(sf) 1-2 ABCP 1 '14.11.10 A1(sf) 1 ABCP 100 '14.11.10 A1(sf) 4-2 ABCP 500 '14.11.10 A1(sf) 3-1 ABCP 30 '14.11.10 A1(sf) 3-2 ABCP '14.11.10 A1(sf) 1-1 ABS 70 '14.11.10 AAA(sf) 1-2 ABS 70 '14.11.10 AAA(sf) 1-3 ABS 60 '14.11.10 AAA(sf) 1-4 ABS 50 '14.11.10 AAA(sf) 1-5 ABS 50 '14.11.10 AAA(sf) 1-6 ABS 50 '14.11.10 AAA(sf) 1-7 ABS 50 '14.11.10 AAA(sf) 1-8 ABS 50 '14.11.10 AAA(sf) 1-10 ABS 50 '14.11.10 AAA(sf) 1-11 ABS 50 '14.11.10 AAA(sf) 1-12 ABS 50 '14.11.10 AAA(sf) 1-13 ABS 50 '14.11.10 AAA(sf) 1-14 ABS 50 '14.11.10 AAA(sf) 1-15 ABS 50 '14.11.10 AAA(sf) 1-16 ABS 50 '14.11.10 AAA(sf) 1-17 ABS 50 '14.11.10 AAA(sf) 1-18 ABS 50 '14.11.10 AAA(sf) 1-19 ABS 50 '14.11.10 AAA(sf) 1-9 ABS 50 '14.11.10 AAA(sf) 1-1 ABCP 3,067 '14.11.11 A1(sf) 1-2 ABCP 11 '14.11.11 A1(sf) 6-2 ABCP 5 '14.11.12 A2(sf) 1-1 ABS 733 '14.11.12 AA-(sf) 1-1 ABS 100 '14.11.12 AAA(sf) 1-2 ABS 100 '14.11.12 AAA(sf) 1-3 ABS 100 '14.11.12 AAA(sf) 1-4 ABS 100 '14.11.12 AAA(sf) 1-5 ABS 100 '14.11.12 AAA(sf) 1-6 ABS 100 '14.11.12 AAA(sf) 1-7 ABS 100 '14.11.12 AAA(sf) 1-8 ABS 100 '14.11.12 AAA(sf) 1-9 ABS 100 '14.11.12 AAA(sf) 1-10 ABS 100 '14.11.12 AAA(sf) 1-11 ABS 100 '14.11.12 AAA(sf) 1-12 ABS 100 '14.11.12 AAA(sf)

KIS Credit Monitor 2014.12 85 () OUTLOOK 1-13 ABS 100 '14.11.12 AAA(sf) 1-14 ABS 100 '14.11.12 AAA(sf) 1-15 ABS 100 '14.11.12 AAA(sf) 1-16 ABS 100 '14.11.12 AAA(sf) 1-17 ABS 100 '14.11.12 AAA(sf) 1-18 ABS 100 '14.11.12 AAA(sf) 1-19 ABS 100 '14.11.12 AAA(sf) 1-20 ABS 100 '14.11.12 AAA(sf) 2-1 ABS 50 '14.11.12 CCC(sf) 5 ABCP 1 '14.11.12 A1(sf) 1-1 ABCP 1,022 '14.11.12 A1(sf) 1-2 ABCP 3 '14.11.12 A1(sf) 4 ABCP 267 '14.11.13 A2(sf) 6 ABCP '14.11.13 A1(sf) 1 ABS 308 '14.11.14 A+(sf) 1-1 ABCP 1,127 '14.11.14 A1(sf) 1-2 ABCP 4 '14.11.14 A1(sf) 1-3 ABCP 1 '14.11.14 A1(sf) 6 1 ABCP 1,732 '14.11.14 A1(sf) 6 1() ABS 6 '14.11.14 AAA(sf) 33 ABCP 160 '14.11.14 A1(sf) 1 ABCP 348 '14.11.14 A2+(sf) 4-2 ABCP 1 '14.11.17 A1(sf) 1 ABCP 330 '14.11.17 A1(sf) 2-1 ABCP 160 '14.11.18 A2(sf) 2-2 ABCP 190 '14.11.18 A2(sf) 2 9 ABCP 119 '14.11.18 A1(sf) 3-1 ABCP 500 '14.11.18 A2(sf) 1 ABCP 131 '14.11.19 A1(sf) 2 ABCP 9 '14.11.19 A1(sf) 3-1 ABCP 300 '14.11.19 A2(sf) 3-2 ABCP 100 '14.11.19 A2(sf) 3 ABCP 450 '14.11.19 A1(sf) 1-1 ABCP 3,038 '14.11.19 A1(sf) 1-2 ABCP 5 '14.11.19 A1(sf) 1-1 ABCP 1,013 '14.11.19 A1(sf) 1-2 ABCP 2 '14.11.19 A1(sf) 3 ABCP 190 '14.11.20 A1(sf) 1 ABS 950 '14.11.20 AA-(sf) 1-2 ABCP 1 '14.11.21 A2(sf) 1-1 ABCP 3,037 '14.11.21 A1(sf) 1-2 ABCP 5 '14.11.21 A1(sf) 1-1 ABCP 30 '14.11.25 A2(sf) 1-2 ABCP 30 '14.11.25 A2(sf) 8 ABCP 130 '14.11.25 A1(sf) 3 ABCP 100 '14.11.26 A1(sf) 7-2 ABCP 4 '14.11.26 A3+(sf) 7 1 ABCP 1,019 '14.11.26 A1(sf)

KOREA INVESTORS SERVICE,INC. 86 () OUTLOOK 7 1() ABS 3 '14.11.26 AAA(sf) 4-1 ABCP 10 '14.11.26 A1(sf) 4-2 ABCP '14.11.26 A1(sf) 1 ABCP 700 '14.11.27 A1(sf) 2 ABCP 700 '14.11.27 A1(sf) 3 ABCP 665 '14.11.27 A1(sf) 4 ABCP 630 '14.11.27 A1(sf) 5 ABCP 595 '14.11.27 A1(sf) 6 ABCP 560 '14.11.27 A1(sf) 7 ABCP 560 '14.11.27 A1(sf) 8 ABCP 525 '14.11.27 A1(sf) 9 ABCP 525 '14.11.27 A1(sf) 10 ABCP 490 '14.11.27 A1(sf) 11 ABCP 490 '14.11.27 A1(sf) 12 ABCP 490 '14.11.27 A1(sf) 1 ABCP 200 '14.11.27 A1(sf) 2 ABCP 200 '14.11.27 A1(sf) 3 ABCP 200 '14.11.27 A1(sf) 4 ABCP 200 '14.11.27 A1(sf) 5 ABCP 200 '14.11.27 A1(sf) 6 ABCP 200 '14.11.27 A1(sf) 2 ABCP 564 '14.11.28 A1(sf) 1-1 ABCP 3,038 '14.11.28 A1(sf) 1-2 ABCP 5 '14.11.28 A1(sf) 4 ABCP 361 '14.11.28 A1(sf) 1-1 ABCP 35 '14.11.28 A2(sf) 1-2 ABCP 40 '14.11.28 A2(sf) 1-3 ABCP 40 '14.11.28 A2(sf) 1-1 ABS 300 '14.11.28 AAA(sf) 1-2 ABS 300 '14.11.28 AAA(sf) 1-3 ABS 200 '14.11.28 AAA(sf) 1-4 ABS 300 '14.11.28 AAA(sf) 1-5 ABS 300 '14.11.28 AAA(sf) 1-6 ABS 200 '14.11.28 AAA(sf) 1-7 ABS 300 '14.11.28 AAA(sf) 1-8 ABS 200 '14.11.28 AAA(sf) 1-9 ABS 300 '14.11.28 AAA(sf) 1-10 ABS 300 '14.11.28 AAA(sf) 1-11 ABS 200 '14.11.28 AAA(sf) 1-12 ABS 200 '14.11.28 AAA(sf) 1-13 ABS 200 '14.11.28 AAA(sf) 1-14 ABS 100 '14.11.28 AAA(sf) 1-15 ABS 100 '14.11.28 AAA(sf) 1-16 ABS 100 '14.11.28 AAA(sf) 1-17 ABS 100 '14.11.28 AAA(sf) 1-18 ABS 50 '14.11.28 AAA(sf) 1 ABS 30 '14.11.28 AA-(sf) 2 ABS 30 '14.11.28 AA-(sf)

KIS Credit Monitor 2014.12 87 () OUTLOOK 3 ABS 30 '14.11.28 AA-(sf) 4 ABS 30 '14.11.28 AA-(sf) 10 ABSTB 245 '14.11.04 A3+(sf) 2 ABSTB 253 '14.11.04 A1(sf) 6 ABSTB 168 '14.11.04 A1(sf) 1 ABSTB 150 '14.11.04 A1(sf) 2 ABSTB 150 '14.11.04 A1(sf) 3 ABSTB 150 '14.11.04 A1(sf) 4 ABSTB 150 '14.11.04 A1(sf) 5 ABSTB 150 '14.11.04 A1(sf) 6 ABSTB 150 '14.11.04 A1(sf) 7 ABSTB 462 '14.11.06 A1(sf) 1 ABSTB 50 '14.11.10 A2(sf) 2 ABSTB 120 '14.11.10 A2(sf) 6 ABSTB 200 '14.11.11 A2(sf) 5 ABSTB 250 '14.11.11 A2-(sf) 6 ABSTB 750 '14.11.11 A2(sf) 6-1 ABSTB 731 '14.11.12 A2(sf) 1 ABSTB 70 '14.11.12 A2(sf) 1 ABSTB 500 '14.11.12 A1(sf) 2 ABSTB 500 '14.11.12 A1(sf) 3 ABSTB 500 '14.11.12 A1(sf) 4 ABSTB 500 '14.11.12 A1(sf) 5 ABSTB 500 '14.11.12 A1(sf) 6 ABSTB 500 '14.11.12 A1(sf) 7 ABSTB 500 '14.11.12 A1(sf) 8 ABSTB 500 '14.11.12 A1(sf) 9 ABSTB 500 '14.11.12 A1(sf) 1 ABSTB 590 '14.11.12 A1(sf) 2 ABSTB 590 '14.11.12 A1(sf) 3 ABSTB 590 '14.11.12 A1(sf) 4 ABSTB 590 '14.11.12 A1(sf) 5 ABSTB 350 '14.11.12 A1(sf) 6 ABSTB 308 '14.11.12 A1(sf) 7 ABSTB 218 '14.11.12 A1(sf) 8 ABSTB 168 '14.11.12 A1(sf) 9 ABSTB 127 '14.11.12 A1(sf) 10 ABSTB 90 '14.11.12 A1(sf) 11 ABSTB 59 '14.11.12 A1(sf) 12 ABSTB 29 '14.11.12 A1(sf) 5 ABSTB 404 '14.11.12 A1(sf) 1 ABSTB 100 '14.11.13 A1(sf) 10 ABSTB 154 '14.11.13 A3+(sf) 1 ABSTB 100 '14.11.13 A1(sf) 6 ABSTB 202 '14.11.13 A1(sf) 4 ABSTB 492 '14.11.14 A1(sf) 5 ABSTB 492 '14.11.14 A1(sf)

KOREA INVESTORS SERVICE,INC. 88 () OUTLOOK 6 ABSTB 492 '14.11.14 A1(sf) 7 ABSTB 492 '14.11.14 A1(sf) 8 ABSTB 492 '14.11.14 A1(sf) 9 ABSTB 492 '14.11.14 A1(sf) 10 ABSTB 492 '14.11.14 A1(sf) 11 ABSTB 492 '14.11.14 A1(sf) 12 ABSTB 492 '14.11.14 A1(sf) 13 ABSTB 492 '14.11.14 A1(sf) 14 ABSTB 186 '14.11.14 A1(sf) 1 ABSTB 300 '14.11.14 A1(sf) 2 ABSTB 300 '14.11.14 A1(sf) 3 ABSTB 300 '14.11.14 A1(sf) 4 ABSTB 300 '14.11.14 A1(sf) 5 ABSTB 300 '14.11.14 A1(sf) 6 ABSTB 300 '14.11.14 A1(sf) 7 ABSTB 300 '14.11.14 A1(sf) 8 ABSTB 300 '14.11.14 A1(sf) 9 ABSTB 300 '14.11.14 A1(sf) 10 ABSTB 300 '14.11.14 A1(sf) 11 ABSTB 300 '14.11.14 A1(sf) 12 ABSTB 300 '14.11.14 A1(sf) 13 ABSTB 300 '14.11.14 A1(sf) 14 ABSTB 300 '14.11.14 A1(sf) 15 ABSTB 300 '14.11.14 A1(sf) 16 ABSTB 300 '14.11.14 A1(sf) 2 ABSTB 348 '14.11.14 A2+(sf) 3 ABSTB 348 '14.11.14 A2+(sf) 4 ABSTB 348 '14.11.14 A2+(sf) 5 ABSTB 348 '14.11.14 A2+(sf) 6 ABSTB 348 '14.11.14 A2+(sf) 7 ABSTB 348 '14.11.14 A2+(sf) 8 ABSTB 348 '14.11.14 A2+(sf) 9 ABSTB 348 '14.11.14 A2+(sf) 10 ABSTB 348 '14.11.14 A2+(sf) 11 ABSTB 348 '14.11.14 A2+(sf) 12 ABSTB 348 '14.11.14 A2+(sf) 13 ABSTB 348 '14.11.14 A2+(sf) 14 ABSTB 348 '14.11.14 A2+(sf) 1 ABSTB 100 '14.11.17 A1(sf) 2 ABSTB 100 '14.11.17 A1(sf) 3 ABSTB 100 '14.11.17 A1(sf) 4 ABSTB 100 '14.11.17 A1(sf) 5 ABSTB 100 '14.11.17 A1(sf) 6 ABSTB 100 '14.11.17 A1(sf) 7 ABSTB 100 '14.11.17 A1(sf) 8 ABSTB 100 '14.11.17 A1(sf) 9 ABSTB 100 '14.11.17 A1(sf) 10 ABSTB 100 '14.11.17 A1(sf)

KIS Credit Monitor 2014.12 89 () OUTLOOK 11 ABSTB 100 '14.11.17 A1(sf) 12 ABSTB 100 '14.11.17 A1(sf) 13 ABSTB 100 '14.11.17 A1(sf) 14 ABSTB 100 '14.11.17 A1(sf) 15 ABSTB 100 '14.11.17 A1(sf) 16 ABSTB 100 '14.11.17 A1(sf) 17 ABSTB 100 '14.11.17 A1(sf) 4-1 ABSTB 607 '14.11.17 A1(sf) 8 ABSTB 419 '14.11.18 A3+(sf) 2 1 ABSTB 203 '14.11.18 A1(sf) 2 2 ABSTB 203 '14.11.18 A1(sf) 2 3 ABSTB 203 '14.11.18 A1(sf) 2 4 ABSTB 193 '14.11.18 A1(sf) 2 5 ABSTB 178 '14.11.18 A1(sf) 2 6 ABSTB 163 '14.11.18 A1(sf) 2 7 ABSTB 148 '14.11.18 A1(sf) 2 8 ABSTB 134 '14.11.18 A1(sf) 2 10 ABSTB 102 '14.11.18 A1(sf) 2 11 ABSTB 87 '14.11.18 A1(sf) 2 12 ABSTB 71 '14.11.18 A1(sf) 2 13 ABSTB 55 '14.11.18 A1(sf) 2 14 ABSTB 38 '14.11.18 A1(sf) 2 15 ABSTB 22 '14.11.18 A1(sf) 2 16 ABSTB 7 '14.11.18 A1(sf) 3-2 ABSTB 421 '14.11.18 A2(sf) 8 ABSTB 168 '14.11.18 A1(sf) 2 ABSTB 320 '14.11.19 A1(sf) 1-3 ABSTB 738 '14.11.19 A2(sf) 3 ABSTB 210 '14.11.19 A1(sf) 2 ABSTB 308 '14.11.20 A1(sf) 1 ABSTB 230 '14.11.20 A1(sf) 2 ABSTB 230 '14.11.20 A1(sf) 3 ABSTB 230 '14.11.20 A1(sf) 4 ABSTB 230 '14.11.20 A1(sf) 5 ABSTB 230 '14.11.20 A1(sf) 6 ABSTB 230 '14.11.20 A1(sf) 5 ABSTB 375 '14.11.21 A1(sf) 1-1 ABSTB 500 '14.11.21 A2(sf) 3 ABSTB 1,550 '14.11.24 A2+(sf) 2 ABSTB 237 '14.11.25 A2(sf) 1 ABSTB 100 '14.11.25 A1(sf) 2 ABSTB 100 '14.11.25 A1(sf) 3 ABSTB 100 '14.11.25 A1(sf) 4 ABSTB 100 '14.11.25 A1(sf) 5 ABSTB 100 '14.11.25 A1(sf) 6 ABSTB 100 '14.11.25 A1(sf) 7 ABSTB 100 '14.11.25 A1(sf) 8 ABSTB 100 '14.11.25 A1(sf)

KOREA INVESTORS SERVICE,INC. 90 () OUTLOOK 9 ABSTB 100 '14.11.25 A1(sf) 10 ABSTB 100 '14.11.25 A1(sf) 11 ABSTB 100 '14.11.25 A1(sf) 12 ABSTB 100 '14.11.25 A1(sf) 13 ABSTB 100 '14.11.25 A1(sf) 1 ABSTB 150 '14.11.25 A1(sf) 2 ABSTB 150 '14.11.25 A1(sf) 3 ABSTB 150 '14.11.25 A1(sf) 4 ABSTB 150 '14.11.25 A1(sf) 5 ABSTB 150 '14.11.25 A1(sf) 6 ABSTB 150 '14.11.25 A1(sf) 7 ABSTB 150 '14.11.25 A1(sf) 8 ABSTB 150 '14.11.25 A1(sf) 9 ABSTB 150 '14.11.25 A1(sf) 10 ABSTB 150 '14.11.25 A1(sf) 11 ABSTB 150 '14.11.25 A1(sf) 12 ABSTB 150 '14.11.25 A1(sf) 13 ABSTB 150 '14.11.25 A1(sf) 1 ABSTB 50 '14.11.25 A1(sf) 2 ABSTB 50 '14.11.25 A1(sf) 3 ABSTB 50 '14.11.25 A1(sf) 4 ABSTB 50 '14.11.25 A1(sf) 5 ABSTB 50 '14.11.25 A1(sf) 6 ABSTB 50 '14.11.25 A1(sf) 7 ABSTB 50 '14.11.25 A1(sf) 8 ABSTB 50 '14.11.25 A1(sf) 9 ABSTB 50 '14.11.25 A1(sf) 10 ABSTB 50 '14.11.25 A1(sf) 11 ABSTB 50 '14.11.25 A1(sf) 12 ABSTB 50 '14.11.25 A1(sf) 13 ABSTB 50 '14.11.25 A1(sf) 7 ABSTB 560 '14.11.26 A2(sf) 8 ABSTB 1,243 '14.11.26 A2(sf) 3 ABSTB 50 '14.11.26 A1(sf) 7-1 ABSTB 491 '14.11.26 A3+(sf) 5 ABSTB 270 '14.11.26 A1(sf) 3-1 ABSTB 290 '14.11.26 A1(sf) 3-2 ABSTB 370 '14.11.26 A1(sf) 3-3 ABSTB 370 '14.11.26 A1(sf) 3-4 ABSTB 370 '14.11.26 A1(sf) 3-5 ABSTB 370 '14.11.26 A1(sf) 3-6 ABSTB 370 '14.11.26 A1(sf) 3-7 ABSTB 370 '14.11.26 A1(sf) 3-8 ABSTB 370 '14.11.26 A1(sf) 3-9 ABSTB 370 '14.11.26 A1(sf) 3-10 ABSTB 370 '14.11.26 A1(sf) 3-11 ABSTB 370 '14.11.26 A1(sf) 3-12 ABSTB 370 '14.11.26 A1(sf)

KIS Credit Monitor 2014.12 91 () OUTLOOK 3-13 ABSTB 370 '14.11.26 A1(sf) 3-14 ABSTB 370 '14.11.26 A1(sf) 5-1 ABSTB 260 '14.11.26 A1(sf) 5-2 ABSTB 290 '14.11.26 A1(sf) 3 ABSTB 802 '14.11.27 A1(sf) 1 ABSTB 170 '14.11.27 A1(sf) 2 ABSTB 170 '14.11.27 A1(sf) 3 ABSTB 170 '14.11.27 A1(sf) 4 ABSTB 170 '14.11.27 A1(sf) 5 ABSTB 170 '14.11.27 A1(sf) 6 ABSTB 170 '14.11.27 A1(sf) 7 ABSTB 170 '14.11.27 A1(sf) 8 ABSTB 170 '14.11.27 A1(sf) 9 ABSTB 170 '14.11.27 A1(sf) 10 ABSTB 170 '14.11.27 A1(sf) 11 ABSTB 170 '14.11.27 A1(sf) 12 ABSTB 170 '14.11.27 A1(sf) 13 ABSTB 170 '14.11.27 A1(sf) 1 ABSTB 430 '14.11.28 A1(sf) 2 ABSTB 430 '14.11.28 A1(sf) 3 ABSTB 430 '14.11.28 A1(sf) 4 ABSTB 430 '14.11.28 A1(sf)

KOREA INVESTORS SERVICE,INC. 92 OUTLOOK OUTLOOK 113 SB 5,000 '13.12.31 '14.11.04 AA+ Negative AA Negative 116-1 SB 2,000 '13.12.31 '14.11.04 AA+ Negative AA Negative 116-2 SB 3,000 '13.12.31 '14.11.04 AA+ Negative AA Negative 30-1 SB 1,900 '13.12.31 '14.11.24 AA Negative AA- Stable 30-2 FRN 600 '13.12.31 '14.11.24 AA Negative AA- Stable 31 SB 1,000 '13.12.31 '14.11.24 AA Negative AA- Stable 14 SB 2,300 '13.12.31 '14.11.28 AA- Negative A+ Stable 15 SB 1,000 '13.12.31 '14.11.28 AA- Negative A+ Stable 16 SB 1,000 '13.12.31 '14.11.28 AA- Negative A+ Stable 304 SB 200 '13.12.31 '14.11.28 BBB+ Negative BBB Negative 310 SB 50 '13.12.31 '14.11.28 BBB+ Negative BBB Negative 313 SB 50 '13.12.31 '14.11.28 BBB+ Negative BBB Negative 318 SB 100 '13.12.31 '14.11.28 A- Negative BBB+ Negative 325 SB 50 '13.12.31 '14.11.28 BBB+ Negative BBB Negative 333 SB 50 '13.12.31 '14.11.28 BBB+ Negative BBB Negative 334 SB 50 '13.12.31 '14.11.28 BBB+ Negative BBB Negative 362 SB 190 '13.12.31 '14.11.28 A- Negative BBB+ Negative 363 SB 160 '13.12.31 '14.11.28 A- Negative BBB+ Negative 364 FRN 1,120 '13.12.31 '14.11.28 A- Negative BBB+ Negative 365 SB 200 '13.12.31 '14.11.28 A- Negative BBB+ Negative 366 SB 200 '13.12.31 '14.11.28 A- Negative BBB+ Negative '14.06.30 '14.11.28 A1 A2+ '14.06.30 '14.11.28 A2- A3+ 5,000 '14.06.30 '14.11.28 A1 A2+ 2-4 ABCP 14 '14.11.26 A1(sf) A2+(sf) 2-5 ABCP 14 '14.11.26 A1(sf) A2+(sf) 2-6 ABCP 14 '14.11.26 A1(sf) A2+(sf) 2-7 ABCP 14 '14.11.26 A1(sf) A2+(sf) 2-8 ABCP 14 '14.11.26 A1(sf) A2+(sf) 2-9 ABCP 14 '14.11.26 A1(sf) A2+(sf) 2-10 ABCP 14 '14.11.26 A1(sf) A2+(sf) 2-11 ABCP 807 '14.11.26 A1(sf) A2+(sf) 2-12 ABCP 2 '14.11.26 A1(sf) A2+(sf) 2-8 ABCP 5 '14.11.26 A1(sf) A2+(sf) 2-9 ABCP 4 '14.11.26 A1(sf) A2+(sf) 2-10 ABCP 4 '14.11.26 A1(sf) A2+(sf) 2-11 ABCP 5 '14.11.26 A1(sf) A2+(sf) 2-12 ABCP 4 '14.11.26 A1(sf) A2+(sf) 2-13 ABCP 5 '14.11.26 A1(sf) A2+(sf) 2-14 ABCP 4 '14.11.26 A1(sf) A2+(sf) 2-15 ABCP 5 '14.11.26 A1(sf) A2+(sf) 2-16 ABCP 4 '14.11.26 A1(sf) A2+(sf)

KIS Credit Monitor 2014.12 93 OUTLOOK OUTLOOK 2-17 ABCP 5 '14.11.26 A1(sf) A2+(sf) 2-18 ABCP 4 '14.11.26 A1(sf) A2+(sf) 2-19 ABCP 5 '14.11.26 A1(sf) A2+(sf) 2-20 ABCP 4 '14.11.26 A1(sf) A2+(sf) 2-21 ABCP 504 '14.11.26 A1(sf) A2+(sf) 2-22 ABCP 1 '14.11.26 A1(sf) A2+(sf) 2-23 ABCP 1 '14.11.26 A1(sf) A2+(sf) 1-3 ABS 60 '14.11.26 AA(sf) AA-(sf) 1-4 ABS 60 '14.11.26 AA(sf) AA-(sf) 1-5 ABS 60 '14.11.26 AA(sf) AA-(sf)

KOREA INVESTORS SERVICE,INC. 94 9 B+ 13.12.31 2014.09.02 15 BB- 13.12.31 2014.09.02 259 B- 13.12.31 2014.09.11 A1 13.12.31 2014.06.27 B- 14.06.30 2014.09.02 ISSUER A+ 13.12.31 2014.06.27 BB+ 13.12.31 2014.10.22 BB 13.12.31 2014.10.22 A1 13.12.31 2014.06.27 4 A1(sf) Watchlist 2014.06.30 1-2 A1(sf) Watchlist 2014.06.30 1-2 A1(sf) Watchlist 2014.06.30 8-2 A1(sf) Watchlist 2014.06.30 1 A1(sf) Watchlist 2014.06.30 2-9 A1(sf) Watchlist 2014.06.30 ABL B-(sf) Watchlist 2014.10.22 3-4 A1(sf) Watchlist 2014.11.04 3 A1(sf) watchlist 2014.11.26 2-6 A1(sf) Watchlist 2014.06.30 2-6 A1(sf) Watchlist 2014.06.30 2-9 A1(sf) Watchlist 2014.09.30 3 A1(sf) watchlist 2014.11.26

KIS Credit Monitor 2014.12 95 AAA 15 15 33 2 25 60 75 AA 74 2 76 66 3 15 84 160 A 70 70 71 2 2 75 145 BBB 13 13 27 5 32 45 172 2 174 197 12 42 251 425 BB 7 7 17 4 21 28 B 5 1 6 1 17 18 24 CCC 2 2 2 1 3 5 14 1 15 20 22 42 57 186 3 189 217 34 42 293 482 AAA AA A BBB BB B CCC CC C / 1 2 3 / 7 7 1 15 / 1 2 2 4 9 /// 4 1 5 6 6 8 11 2 2 1 24 7 2 9 / 2 2 2 1 7 1 1 3 5 1 1 2 9 3 1 16 / 2 4 1 1 4 12 // 3 6 1 3 2 1 16 / 2 3 1 3 1 10 1 3 3 1 2 10 / 2 1 1 1 5 / 10 11 1 1 23 2 9 11 6 3 3 34 / 3 7 4 3 17 15 10 4 1 1 31 // 10 7 8 8 5 1 39 // 6 5 3 1 1 16 // 10 8 1 1 1 21 / 2 6 2 2 12 15 2 17 2 1 3 / 6 20 15 3 44 / 11 8 4 23 / 7 7 4 18 10 10 1 21 4 1 3 1 2 11 75 160 146 44 28 24 4 1 482

KOREA INVESTORS SERVICE,INC. 96 A1 57 57 70 1 13 84 141 A2 27 27 34 1 35 63 A3 5 5 14 7 21 25 89 89 118 9 13 140 229 B 1 1 1 C 1 1 1 90 90 118 9 13 140 230 A1 A2 A3 B C / 1 1 / 9 1 10 / 1 1 /// 1 1 4 4 3 2 5 1 1 / 2 2 2 1 2 5 1 2 5 7 / 1 3 1 5 // 1 1 2 / 2 1 3 1 1 / 2 2 4 / 10 10 5 11 5 1 22 / 4 2 1 7 19 4 5 28 // 11 2 3 16 // 4 1 5 // 8 2 10 / 4 1 5 1 1 0 / 18 11 6 35 / 5 3 8 / 1 1 18 7 25 3 1 1 5 141 63 25 1 230

KIS Credit Monitor 2014.12 97 A Stable A2 AA+ Stable A1 AA+ Stable AA Stable HB AA- Stable COCOT2 AA- Stable A3- AA+ Stable A- Stable BB+ Stable AA+ Stable AA+ Stable A1 AA Stable HB AA- Stable COCOT2 AA- Stable IFSR AAA Stable A1 A+ Stable BB- Negative AAA Stable AA+ Stable ISSUER AA+ Stable A1 ISSUER B- Stable A- Stable ISSUER BBB Stable A- Negative BB+ Stable AA+ Stable ISSUER AA- Stable A1 BBB- Stable AA Stable A+ Stable AA Stable AAA Stable ISSUER AAA Stable AAA Stable ISSUER AAA Stable AA+ Stable IFSR AA- Stable AAA Stable ISSUER AAA Stable AA+ Stable HB AA Stable COCOT2 AA Stable BB- Stable AA+ Stable AA+ Stable A+ Stable A2+ A2 A2- A+ Stable ISSUER BBB Stable A+ Stable A1 BBB- Negative A3- BBB+ Stable BBB+ Stable ISSUER B- Stable A+ Stable A+ Stable A2+ A1 A Stable A2 AA- Stable AA- Negative BBB Stable A3 ELB AA+ Stable A1 AA+ Stable AA Stable A+ Positive AA+ Stable AAA Stable BB+ Stable AA+ Stable A1 A- Stable B+ Stable A- Stable A- Stable A- Stable BB+ Stable BB- Stable A Negative AA- Stable B- B- BB- B+ ISSUER A+ A1 BBB+ Stable BBB Stable A+ Stable BBB Negative ISSUER BBB- Stable AA- Stable A+ Stable A1 F&B A+ Stable A1 ISSUER B- Stable A+ Negative A Negative A- Stable A2- A+ Negative A2+ A- Negative A2- BBB+ Negative A- Stable A Stable A2 A+ Stable A1 A1 AA Stable IFSR A+ Stable A Stable AA+ Stable A1 A+ Stable A2+ A1 A+ Stable AA+ Stable A1 AA+ Stable A1 AA Stable A1 AA- Stable A1 AA+ Stable AA Stable

KOREA INVESTORS SERVICE,INC. 98 AA- Stable A1 A3 BBB Stable ISSUER BBB Stable A+ Stable A2+ A Stable A+ Stable AA Stable A1 ISSUER AA- Stable A1 A+ Stable AA Stable A1* IFSR AA+ Stable AA Stable IFSR AAA Stable A- Stable BBB+ Stable A3+ A- Stable A2- A- Stable IFSR AA Stable AA Stable ELB AA Stable A1 ISSUER AA Stable AA- Stable AA- Stable A1 ISSUER BBB Stable A3 B Negative BB- Stable A1 ISSUER AAA Stable AA Stable BBB Stable A2+ AAA Stable ISSUER BBB- Stable AA+ Stable A1 A1 ISSUER AA Stable AAA Stable AA+ Stable HB AA Stable COCOT2 AA Stable AAA Stable A2- ISSUER AA+ A+ Stable A2+ A2 A+ Stable A1 ISSUER AA- Stable AAA Stable AA- Stable A1 BB- Negative SDI AA Stable AA+ Stable AA- Stable A1 IFSR AAA Stable ISSUER AA+ Stable ISSUER A+ Stable AA- Negative B Negative ISSUER AA+ Stable AA+ Stable A1 AA- Stable A1 AA- Stable AA+ Stable A1 ISSUER A Stable A- Stable ISSUER A- Stable AA- Stable ISSUER AA- Stable 9 A3+ AAA Stable IFSR AAA Stable ISSUER AAA Stable A Stable BBB+ Stable ISSUER AAA Stable A1 A- Stable ISSUER BB- Stable A3- A Stable A+ Stable A2+ A+ Stable A2+ A- Positive A2 A Stable A2 ISSUER B- Stable ISSUER BB+ B+ Stable B- Stable AAA Stable AA+ Stable HB AA Stable AAA Stable AA+ Stable A1 BB- Stable ISSUER BBB Stable B+ Stable B+ Stable A1 ISSUER A- Stable A2- A1 A+ Stable A1 A+ Stable ISSUER AA- Stable A1 BBB Stable ISSUER BBB Stable B+ Stable AAA Stable AA+ Stable HB AA Stable ELB AA Stable IFSR AAA Stable AAA Stable AA+ Stable HB AA Stable AA+ Stable A1 AA- Stable A1 BBB- Stable

KIS Credit Monitor 2014.12 99 BBB Positive A3+ ISSUER BBB+ Stable A3+ AA- Stable A1 AA- Stable A1 AA- Positive A- Stable AA- Stable A1 A2+ AA- Stable A1 BBB+ Stable ELB A+ Stable A1 A+ Stable ISSUER AAA Stable ISSUER A Stable A2 BBB+ Stable A3+ A+ Stable A2+ A3+ A2- A+ Stable BB Negative ISSUER BB Negative ISSUER AAA ISSUER B Negative B- Stable B- Stable AAA Stable A1 A2- ISSUER BBB Stable AA- Stable A1 AA- Stable A1 A Stable AA Stable A1 AA- Stable AA+ Stable A1 AA+ Stable AA+ Stable AA- Stable ISSUER AA- Stable AA+ Stable AA Stable A+ Stable A2+ A+ Stable A1 BBB- Stable BBB+ Stable A3+ A- Stable A2- ISSUER BBB+ Stable ELB A+ Stable A1 ISSUER A+ Stable A Stable A- Stable A+ Stable A2+ ISSUER AA- Stable A1 A2 A1 A+ Stable A+ Stable A2+ AA Stable A- Stable AA- Stable A+ Stable A2+ AA- Stable A1 IFSR A- Stable AAA Stable A+ Stable A1 AA Stable A1 AAA Stable AA Stable AA Stable A1 A1 AA+ Stable CC AA- Stable A Stable A+ Stable ISSUER BB A Stable A- Stable A2- AAA Stable AAA Stable AA Stable A1 IFSR AA- Stable A+ Stable A+ Stable AAA Stable ISSUER AAA Stable AA+ Stable HB AA Stable COCOT1 AA- Stable BBB+ Stable AA Positive A1 ISSUER AA Positive ELB AA+ Stable A1 AA+ Stable BB+ Stable AA+ Stable AAA Stable ISSUER A- Stable CCC Stable ISSUER BBB+ Stable B Stable ISSUER BBB Stable A3 AA+ Stable BB Stable A- Stable B+ Positive BB+ Stable ISSUER BB+ Stable BBB+ Stable A2 A+ Stable A1 ISSUER AA Stable BBB+ Stable A2- BBB+ Stable A3+ A3 AA+ Stable A1 B+ Stable ISSUER A Stable A2+

KOREA INVESTORS SERVICE,INC. 100 AAA Stable A1 AA+ Stable A1 AAA Stable A3- A- Negative ISSUER AA Stable ISSUER BBB- Stable BBB+ Stable AA+ Stable AA+ Stable AA+ Stable ISSUER AA+ Stable AA Stable HB AA- Stable COCOT2 AA- Stable A Stable ISSUER B+ Stable AA- Stable A1 A+ Stable AA Stable AAA Stable ISSUER AA+ Stable AA Stable BBB- Negative ISSUER AA Stable ISSUER AAA Stable AAA Stable HB AA Stable COCOT2 AA+ Stable AAA Stable BBB Stable A3 A+ Stable A2+ AA Stable A1 A3+ ISSUER A- Stable AA Stable A1 ISSUER AA Stable A+ Stable ISSUER A+ Stable AA Stable AA+ Stable A1 AA- Stable AA+ Stable AA+ Stable ISSUER B- Stable AA- Stable AA+ Stable A1 ISSUER AA+ Stable A2+ AA- Stable A1 A+ Stable ELB A+ Stable BB Stable A1 A Stable A2 BB- Stable A3 AAA Negative A1 A+ Stable A2+ ISSUER AA- Stable A+ Stable A2+ A- Stable A+ Stable A1 A1 CCC Stable BB Stable A2+ A- Stable ISSUER AAA Stable A1 A1 A Stable BB- Stable ISSUER B- Stable BB Stable CCC Stable ISSUER A+ Stable A+ Stable BB Negative AA- Stable A1 ISSUER A Stable AAA Negative AA- Stable A1 A Stable A2 A1 AA+ Stable A1 AA- Stable AA Stable A1 BBB+ Stable A3+ AA- Stable A1 A+ Stable ISSUER BBB Stable A3 A- Stable A- Stable A+ Stable AAA Stable AA+ Stable HB AA Stable ELB AA Stable A1 ISSUER AA Stable AA- Stable AA Stable A1 AA- Stable AAA Stable ISSUER AAA Stable AA+ Stable A+ Stable A2+ A Stable AA Stable A1 A3- A Stable A1 ISSUER A+ Stable A+ Stable A Stable A2+ A2+ AAA Stable A1 BB Stable ISSUER AAA Stable A1

KIS Credit Monitor 2014.12101 AAA Stable A3- AAA Stable AAA Stable A1 AAA Stable A1 AAA Stable A1 AAA Stable A1 A1 AA- Stable A- Stable AAA Stable AAA Stable AAA Stable AAA Stable AAA Stable A1 AAA Stable AAA Stable AAA Stable A1 AAA Stable AA+ Stable AA- Negative AAA Stable AAA Stable AA+ Stable HB AA Stable AAA Stable ISSUER A- Stable A1 AAA Stable A1 BB- Stable AAA Stable A1 AAA Stable AAA Stable A1 AAA Stable A1 AAA Stable AAA Stable A1 AAA Stable AA+ Stable A2 A Stable AA Stable A- Stable A2- AAA Stable AA- Stable A1 ISSUER A Stable ELB AA Stable A1 AA Stable A- Stable ISSUER AA Stable A1 A Stable A1 ISSUER A- Stable ISSUER B- Stable A- Stable BBB Negative A3 BBB+ Stable ISSUER A Stable A Positive A2+ KPS ISSUER AA Stable A- Stable BBB+ Stable A- Stable BBB Negative A- Stable A2- IFSR AAA Stable A Stable AA- Stable ISSUER AA- Stable A1 ISSUER A+ Stable A1 A- Stable AA- Stable A1 A+ Stable A Stable BBB+ Stable A+ Stable A2+ AA+ Stable A- Positive A Stable A1 BB+ Stable A1 AA- Stable A1 BB+ Stable ISSUER BBB+ Stable AA- Positive A1 AA Stable AAA Stable AA Stable ISSUER A+ Stable AA Negative A1 AA- Stable A1 AA+ Stable A1 AA+ Stable A1 AA- Stable A1 A+ Stable A1 AA- Stable A+ Stable A2+ IFSR AAA Stable A1 ISSUER B- Stable ISSUER A- Stable A2- AA+ Stable A1 AA Positive A1 A1 A1 A- Stable A Stable A Stable A Stable A2 A Stable A2 A+ Stable IFSR AA+ Stable AA Stable A Stable

KOREA INVESTORS SERVICE,INC. 102 BS AAA Stable AA+ Stable CJ AA Stable A1 E1 AA- Stable A1 GS AA Stable A1 GS ISSUER AA Stable A1 JB AA+ Stable ISSUER AA+ Stable AA Stable COCOT1 A+ Stable KB AAA Stable LF AA- Stable LG AA- Stable LG A+ Stable A2+ LG AA Stable A1 LG AA Stable LG A+ Positive LG AA Stable LG AA+ Positive LS AA- Stable A1 LS A+ Stable A2+ LS AA- Stable A1 LS A+ Stable A1 NH ISSUER AA- Stable A1 A+ Stable SBI Holdings ISSUER A- Stable SBS AA Stable A1 SK AA+ Stable A1 SK INNOVATION INSURANCE BERMUDA LIMITED IFSR A Stable SK AA- Stable SK A Stable A2 SK AA- Stable A1 ISSUER AA- Stable SK AA+ Stable A1 SK A Negative A2+ SK A Stable A2 SK AAA Stable A1 SK A- Stable A2- SKC A Stable A2 S-OIL AA+ Stable STX CCC Stable

KIS Credit Monitor 2014.12103 Call Dur Con YTM 110.73 0.15 222.95 0.89 213.95 0.79 3.82 35.78 2.30% 115.64 0.23 232.43 1.10 218.17 0.93 5.01 53.42 2.31% 111.86 0.28 230.40 1.22 214.79 1.01 5.83 69.62 2.33% 103.77 0.10 222.79 0.80 207.19 0.70 3.08 18.99 2.21% 103.18 0.02 200.63 0.47 198.94 0.46 1.44 3.90 2.14% 102.83 0.02 190.26 0.41 190.20 0.41 1.01 1.49 2.03% AAA 101.98 0.06 207.23 0.58 202.52 0.56 2.12 8.68 2.14% 106.80 0.08 232.26 0.79 223.66 0.73 2.62 13.56 2.49% ABS 104.65 0.02 224.79 0.58 219.59 0.55 1.50 4.26 2.29% KOBI30 202.10 0.54 1.80 5.33 2.09% KOBI120 188.55 0.38 0.94 1.68 2.10% 100.30 0.03

KOREA INVESTORS SERVICE,INC. 104 YTM 3 6 9 1 1 6 2 2 6 3 5 7 9 10 20 30 2.02 2.025 2.025 2.03 2.035 2.037 2.06 2.082 2.232 2.407-2.587 2.78 2.865 2 1.775 1.785 1.79 1.795 1.809 1.82 1.838 1.941 2.12 2.338-2.612 2.904-1 1 2.035 2.045 2.05 2.055 2.069 2.08 2.098 2.16 2.335 - - - - - 2.075 2.085 2.09 2.095 2.107 2.128 2.143 2.236 2.404 2.496 2.727 - - - 2.075 2.085 2.09 2.095 2.107 2.128 2.143 2.236 2.404 2.496-2.832 3.244 - AAA 2.09 2.105 2.112 2.115 2.121 2.161 2.188 2.233 2.392 2.545-2.711 2.925 -, AA+ 2.15 2.17 2.182 2.2 2.221 2.261 2.288 2.335 2.492 2.678-2.862 3.087 - AA0 2.28 2.3 2.312 2.34 2.371 2.411 2.438 2.485 2.652 2.828-3.012 3.257 - AA- 2.37 2.39 2.402 2.43 2.461 2.501 2.543 2.59 2.767 2.943-3.127 3.382-2.055 2.065 2.072 2.075 2.081 2.11 2.135 2.188 2.364 2.5-2.653 2.867-2.025 2.035 2.035 2.035 2.04 2.062 - - - - - - - - 2.065 2.08 2.084 2.087 2.093 2.12 2.14 2.192 2.366 2.532-2.716 2.919 - AAA( ) 2.065 2.08 2.084 2.087 2.098 2.13 2.155 2.212 2.391 2.557-2.746 2.949 - AAA 2.075 2.09 2.094 2.097 2.106 2.145 2.17 2.237 2.411 2.587-2.796 3.009 - AA+ 2.125 2.145 2.154 2.167 2.211 2.247 2.28 2.325 2.461 2.647-2.841 3.209 - AA0 2.275 2.305 2.314 2.337 2.401 2.447 2.52 2.575 2.771 2.977-3.181 3.539 - AA- 2.425 2.515 2.574 2.607 2.651 2.687 2.74 2.805 2.991 3.202-3.491 3.779 - A+ 2.51 2.595 2.629 2.677 2.721 2.78 2.843 2.91 3.116 3.344-3.664 4.012 - A0 2.6 2.675 2.709 2.767 2.831 2.88 2.943 3.02 3.246 3.464-3.784 4.142 - A- 2.68 2.765 2.799 2.847 2.901 2.97 3.033 3.1 3.336 3.584-3.914 4.292 - AA+ 2.145 2.165 2.18 2.185 2.193 2.222 2.23 2.332 2.488 2.783-3.415 3.635 - AA0 2.18 2.195 2.21 2.215 2.22 2.257 2.27 2.382 2.598 2.913-3.55 3.835 - AA- 2.19 2.215 2.225 2.23 2.238 2.286 2.315 2.43 2.673 3.023-3.735 3.985 - A+ 2.5 2.545 2.565 2.58 2.588 2.663 2.67 2.941 3.214 3.631-4.302 4.555 - II A0 2.9 2.97 3.025 3.045 3.066 3.139 3.193 3.423 3.671 3.988-4.59 4.83 - A- 3.385 3.69 3.755 3.765 3.771 3.844 3.858 4.103 4.346 4.648-5.095 5.375 - BBB+ 4.045 4.47 4.55 4.66 4.711 4.885 4.998 5.235 5.491 5.813-6.515 7.05 - BBB0 4.635 5.14 5.23 5.365 5.486 5.695 5.838 6.135 6.516 6.933-7.82 8.605 - BBB- 6.09 6.535 6.65 6.73 6.861 7.095 7.223 7.535 8.006 8.393-9.205 9.94 - AAA 2.125 2.14 2.145 2.15 2.155 2.178 2.187 2.268 2.435 2.616-2.857 3.109 - AA+ 2.15 2.17 2.175 2.18 2.19 2.198 2.217 2.293 2.46 2.716-3.042 3.464 - AA0 2.18 2.21 2.22 2.225 2.235 2.243 2.257 2.333 2.535 2.876-3.422 4.064 - AA- 2.22 2.24 2.25 2.26 2.27 2.278 2.297 2.383 2.635 3.076-3.777 4.614 - A+ 2.425 2.475 2.5 2.555 2.565 2.628 2.662 2.803 3.142 3.566-4.287 5.109 - A0 2.575 2.615 2.645 2.71 2.72 2.778 2.847 3.043 3.537 3.986-4.722 5.459 - A- 2.775 2.835 2.865 2.94 2.95 3.028 3.167 3.393 4.057 4.456-5.182 5.939 - BBB+ 3.22 3.63 4 4.205 4.625 5.133 5.527 5.878 6.132 6.271-6.807 7.639 - BBB0 3.6 4.13 4.58 4.875 5.435 6.073 6.557 6.928 7.182 7.311-7.927 8.819 - BBB- 4.27 4.92 5.51 5.855 6.545 7.223 7.777 8.288 8.602 8.711-9.347 10.239 - BB+ 5.72 6.48 7.11 7.56 8.238 8.946 9.607 10.231 10.887 11.326-11.891 12.921 - BB0 6.345 7.21 7.9 8.366 9.092 9.837 10.511 11.158 11.869 12.343-12.893 13.851 - BB- 6.885 7.764 8.463 8.933 9.669 10.419 11.097 11.745 12.468 12.946-13.486 14.403 - B 10.69 11.805 12.678 13.279 14.236 15.151 15.949 16.693 17.722 18.352-18.819 19.434 -

KIS Credit Monitor 2014.12105 () ( ) 20141103 11 700 2.54 3.0 A+ 75 200 5.15 2.0 BBB+ 146-1 900 3.36 3.0 A- 146-2 100 3.90 5.0 A- ( ) 18-11 ( )10A-03 1,500 3.69 10.0 AA- 20141106 E1 28 1,000 2.47 5.0 AA- 20141107 2 1,500 2.57 3.0 A+ 68 900 4.45 2.0 A- 20141110 LG 33-1 300 2.48 3.0 A+ LG 33-2 700 2.98 5.0 A+ 29 300 3.35 3.0 A- 20141111 1-1 918 ABS 2.21 2.0 AAA(sf) 1-2 1,940 ABS 2.32 3.0 AAA(sf) 1-3 6 ABS 5.00 3.3 C(sf) 1-4 125 ABS 5.00 3.3 C(sf) 20141114 ( ) 2014-11 10-14( ) 1,500 3.75 10.0 AA- 20141117 1-1 130 ABS 2.13 0.2 AAA(sf) 1-2 130 ABS 2.18 0.4 AAA(sf) 1-3 130 ABS 2.21 0.7 AAA(sf) 1-4 130 ABS 2.26 1.0 AAA(sf) 1-5 130 ABS 2.29 1.2 AAA(sf) 1-6 110 ABS 2.32 1.5 AAA(sf) 1-7 100 ABS 2.35 1.7 AAA(sf) 1-8 100 ABS 2.38 2.0 AAA(sf) 1-9 100 ABS 2.42 2.2 AAA(sf) 1-10 100 ABS 2.46 2.5 AAA(sf) 1-11 70 ABS 2.50 2.7 AAA(sf) 1-12 60 ABS 2.58 3.0 AAA(sf) 1-13 50 ABS 2.62 3.2 AAA(sf) 1-14 50 ABS 2.63 3.5 AAA(sf) 1-15 45 ABS 2.65 3.7 AAA(sf) 1-16 35 ABS 2.68 4.0 AAA(sf) 1-17 70 ABS 2.71 4.2 AAA(sf) 1-18 70 ABS 3.69 4.5 AAA(sf) 1-19 170 ABS 6.00 4.7 AAA(sf) 1-20 25 ABS 6.00 5.0 AAA(sf) 1-21 19 ABS 13.00 5.0 AAA(sf) 1-1 300 ABS 2.47 3.0 AAA(sf) 1-2 500 ABS 3.12 3.0 A+(sf) 1-3 300 ABS - 3.0 C(sf) 20141118 1-1 70 ABS 2.30 0.1 AAA(sf) 1-2 70 ABS 2.31 0.2 AAA(sf) 1-3 60 ABS 2.32 0.3 AAA(sf) 1-4 50 ABS 2.34 0.3 AAA(sf) 1-5 50 ABS 2.36 0.4 AAA(sf) 1-6 50 ABS 2.38 0.5 AAA(sf) 1-7 50 ABS 2.39 0.6 AAA(sf) 1-8 50 ABS 2.41 0.7 AAA(sf)

KOREA INVESTORS SERVICE,INC. 106 () ( ) 1-9 50 ABS 2.43 0.7 AAA(sf) 1-10 50 ABS 2.45 0.8 AAA(sf) 1-11 50 ABS 2.46 0.9 AAA(sf) 1-12 50 ABS 2.48 1.0 AAA(sf) 1-13 50 ABS 2.50 1.2 AAA(sf) 1-14 50 ABS 2.52 1.3 AAA(sf) 1-15 50 ABS 2.55 1.4 AAA(sf) 1-16 50 ABS 2.57 1.6 AAA(sf) 1-17 50 ABS 2.69 1.8 AAA(sf) 1-18 50 ABS 2.74 1.9 AAA(sf) 1-19 50 ABS 2.77 2.1 AAA(sf) 20141120 57-1 800 3.90 1.5 A- 57-2 700 4.10 2.0 A- 1-1 733 ABS 2.28 1.3 AA-(sf) 1-1 100 ABS 2.11 0.1 AAA(sf) 1-2 100 ABS 2.12 0.3 AAA(sf) 1-3 100 ABS 2.13 0.3 AAA(sf) 1-4 100 ABS 2.16 0.5 AAA(sf) 1-5 100 ABS 2.16 0.6 AAA(sf) 1-6 100 ABS 2.17 0.7 AAA(sf) 1-7 100 ABS 2.18 0.8 AAA(sf) 1-8 100 ABS 2.20 0.9 AAA(sf) 1-9 100 ABS 2.20 1.0 AAA(sf) 1-10 100 ABS 2.21 1.2 AAA(sf) 1-11 100 ABS 2.23 1.3 AAA(sf) 1-12 100 ABS 2.24 1.3 AAA(sf) 1-13 100 ABS 2.26 1.5 AAA(sf) 1-14 100 ABS 2.26 1.6 AAA(sf) 1-15 100 ABS 2.27 1.7 AAA(sf) 1-16 100 ABS 2.28 1.8 AAA(sf) 1-17 100 ABS 2.29 1.9 AAA(sf) 1-18 100 ABS 2.30 2.1 AAA(sf) 1-19 100 ABS 2.31 2.3 AAA(sf) 1-20 100 ABS 2.34 2.6 AAA(sf) 2-1 50 ABS 20.00 3.0 CCC(sf) 20141121 114-1 800 2.36 3.0 AA- 114-2 1,600 2.59 5.0 AA- 114-3 600 2.94 7.0 AA- 20141125 26 200 3.80 3.0 BBB+ 20141126 27 1,000 2.56 5.0 AA- 20141127 47-1 1,550 2.47 5.0 AA+ 47-2 800 2.71 7.0 AA+ 47-3 1,300 2.99 10.0 AA+ 75-1 600 2.47 5.0 AA 75-2 1,000 2.73 7.0 AA 2014-3 2,000 2.26 3.0 AAA 32,246