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10 2 (2016),,,. (2) 1, 1 1 M, J, 2 2 J, 5, 1 J 5, 3 1 J 2, 3, 1. (3) 2, 3, 1 J 1 M 1, 2, 2 1, 2 J,, 3 2, 3 J,, 4 1, 2 2, 3 4,588, 1 2. 1 2 3 4,588 1/2 2,294. (4), - 274 -
M M, 725 2, 672, 1, 2,.. 2 ( 2014. 5. 23., 2013 47483 ) - : 1 (1) 1 1. (2) 2, 3 1, 1 1, 2 J, J, 2 752 2 672 1., 1 425 1,. M M,,. - 275 -
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J. 4) (1) 3 5). ( ) ( 681 ), 3 () ( 682 ). (2). 3, 3, 3,.. 6) ( ) 4), ( 2010. 6. 8. 2010 2946, 2010. 10. 28. 2010 50694 ). 5), 2, 433. 6), 5, 237. - 277 -
10 2 (2016), 3 3. 7). 8) (1) 3,. 3.. 9), 3,. 10) (2) 7),, 441 ;, ( ) 11, 622 ; 2, ( ) 8, 145. 8) 1989. 4. 25. 87 1669, 1990. 2. 9. 89 21965 682 3, 3. 9) 1999. 6. 11. 99 3143, 1993. 6. 29. 93 1770, 2011. 1. 13., 2010 67500 10) 1995. 9. 26. 95 23521, 2000. 11. 10. 2000 29769-278 -
., 3,. 11) 682 3, 425 1. < 그림 1> 일반적청구권대위 < 그림 2> 책임보험의보험자대위., 1,, 11) 1998. 7. 10. 97 17544, 1999. 2. 12. 98 44956, 2000. 6. 9. 98 54397, 2000. 12. 8. 99 37856-279 -
10 2 (2016) 682,. 12) (1)..,,,.. 12) 1994. 10. 7., 94 11071, 1989. 11. 28., 89 9194-280 -
< 그림 3> 청구권대위의구조 (2) ( 100) ( 50),. 50. 40 : 60 60. 60 50 50. 13) (3). 14) 13) 3, ), ) 3, ) 3 3 3, 3., 3. 2016. 8. 24. 2015 1665. 14) 2012. 8. 30. 2011 100312, 2013. 9. 12. 2012 27643-281 -
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58 1,. 3. 18).. (1)., 19).,. 18) 3. 19) 2008. 6. 26., 2008 22481-283 -
10 2 (2016) (2) 1.,.. < 그림 4> [ 책임보험대위사례 1] < 그림 5> [ 책임보험대위사례 2] A B 1 2 1 2 (3) 100, 7:3, 1 2 3:4. 1 A 50, 2 B 100. 1, 2 70. 1 A 50 2 B A 50 2 20 [ 1], B [ 2]. 2 B 20 1 A, 1 2 30 40 A, B., - 284 -
. 425 1. < 그림 6> 책임보험대위사례 3 A B 1 2 100, 7:3, 1 2 3:4. 1 A 50, B 100. 1, 2 70. 1 A 50 2 A 50 2 20. A B 1 671 1 ( ). 1 30 A B 10, 20 A 20-285 -
10 2 (2016) B. 20 1 2 1 20 A 2 B. B 20 1 2 20. < 그림 7> 책임보험대위사례 4 A B 1 2 [ 3] B 2 50.. 2 B, B 3 C, D. A B 20, 2-286 -
20. 2 B A B 2 20. A B 40, 40 1 30 B 20 2 A 20 B., 1 2 2, 2 B. B A 20 2 40 60. < 그림 8> 책임보험대위사례 5 A B 1 2-287 -
10 2 (2016) [ 4] A B., A 1, 2 B 70? 2 1 30 1 A. A B 1 30 B 20 A 10 B 60 A.. 1 2. < 그림 9> 대상판결보험자대위구조도 M J 2, 3-288 -
(1) 2, 3 4,588, M J 4,588. M J M M a, J b. M J J 1:1. 20) 2, 3 4,588, J 4,588 J {=4,588 (b/a+b)}, J. (2) J J {=4,588 (b/a+b)} {=4,588 (b/a+b) 1/2}. J {=4,588 (b/a+b) 1/2}. 20) 1 2, ( / ), 1 2 1:1.. - 289 -
10 2 (2016) (1) 1 2 J 2, 3 M J. 1 2 J, J J 2, 3. M M M M. M. (2) 2 ( 1 ) J.. J., M J, J 1 2. - 290 -
(3).. - 291 -
10 2 (2016) <>,,, 2001.,,, 2013.,,, 2002. 2, ( ) 8,, 2008., ( ) 11, 2009. < >,, 17 2, 2007.,, 2009 1.,, 22, 2011.,, 2011 9.,, 103, 2015., 3, 54 1 3, 40, 2002. 12. - 292 -
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