- PDF Free Download

: C, Y, =0, (Crook et al.(2007) )

( ) 1 2 3 4 5 966 967 967 967 967 4,834 234 383 462 516 508 2,103 (A) 1 661 1,629 2,623 3,802 7,613 3,806 1,040 1,636 2,175 2,788 4,193 2,629 (B) 2,128 2,676 3,492 4,598 9,070 4,899 1,574 2,272 2,980 4,310 8,541 4,452 (C) 187 226 304 430 847 447 (D) 5,809 8,785 13,375 22,086 47,449 22,638 (E) 2 172 244 576 1,087 3,282 1,289 2 3,942 5,390 8,211 13,407 23,631 12,513 ( ) 3 (10,384) (11,082) (14,226) (19,694) (30,648) (20,315) 2 725 2,205 3,237 6,219 18,487 7,411 2 971 945 1,352 1,373 2,050 1,425 ( ) 3 (3,868) (3,561) (4,895) (6,411) (11,588) (6,344) ( ) 3 (783) (1,020) (1,537) (2,105) (2,698) (1,437) (%) 24 40 48 53 53 44 (%) 5 10 16 23 46 100 (%) 3 7 13 24 52 100 B/A( ), DTI 3.22 1.64 1.33 1.21 1.19 1.29 B/E( ), DTA1 12.37 10.97 6.06 4.23 2.76 3.80 B/D( ), DTA2 0.37 0.30 0.26 0.21 0.19 0.22 C/A(%), DSR 28 14 12 11 11 12 4-566 -233 144 583 2,573 729 (%) 68 51 31 18 10 30 : 1. 2. 3. 4.

( ) 34 35 44 45 54 55 64 65 (%) 41.9 55.6 54.2 42.0 20.6 44.0 (A) 3,471 4,950 5,507 5,630 3,067 4,899 (B) 3,504 4,067 4,089 3,873 2,196 3,806 (C) 1,372 1,386 1,312 1,455 452 1,289 (D) 11,653 19,395 27,638 30,001 17,193 22,638 A/B( ), DTI 0.99 1.22 1.35 1.45 1.40 1.29 A/C( ), DTA1 2.53 3.57 4.20 3.87 6.79 3.80 A/D( ), DTA2 0.30 0.26 0.20 0.19 0.18 0.22

(%) 48.4 53.8 22.5 44.0 (A) 4,130 6,829 3,677 4,899 (B) 3,766 4,454 2,373 3,806 (C) 1,424 1,292 672 1,289 (D) 19,357 29,929 20,094 22,638 A/B( ), DTI 1.10 1.53 1.55 1.29 A/C( ), DTA1 2.90 5.28 5.47 3.80 A/D( ), DTA2 0.21 0.23 0.18 0.22 :

(, %) 1 2 3 4 5 432 (-7.0) 1,328 (4.1) 2,095 (4.7) 3,043 (4.8) 6,142 (8.6) 2,868 (1.3) 200 (-11.8) 288 (32.6) 366 (-20.3) 415 (12.8) 626 (-7.2) 401 (-4.5) 03 1,890 (42.3) 2,109 (12.4) 2,758 (22.8) 3,163 (6.1) 5,336 (11.8) 3,191 (10.5) 127 (-18.3) 336 (5.5) 602 (-11.4) 905 (-4.8) 2,915 (0.2) 1,071 (-9.4) 4,033 (-7.1) 5,762 (30.7) 7,836 (31.8) 11,913 (19.6) 22,314 (23.9) 11,187 (19.4) 615 (7.8) 1,542 (8.1) 2,491 (7.4) 3,569 (5.2) 7,129 (11.6) 3,460 (11.7) 128 (16.0) 227 (-13.6) 290 (-4.8) 418 (-5.8) 864 (26.7) 428 (10.0) 06 1,928 (15.4) 2,453 (-9.9) 3,371 (9.0) 4,490 (16.1) 7,875 (14.8) 4,375 (12.7) 197 (33.3) 180 (-52.6) 675 (2.1) 918 (-9.0) 3,217 (12.4) 1,199 (6.7) 4,978 (3.8) 6,471 (-11.2) 10,241 (7.5) 16,301 (28.3) 36,228 (27.6) 16,588 (21.7) 661 (7.5) 1,629 (5.7) 2,622 (5.2) 3,799 (6.5) 7,606 (6.7) 3,806 (10.0) 187 (46.4) 226 (-0.7) 305 (5.0) 429 (2.6) 846 (-2.0) 447 (4.5) 07 2,128 (10.4) 2,676 (9.1) 3,498 (3.8) 4,578 (2.0) 9,073 (15.2) 4,899 (12.0) 172 (-13.0) 244 (36.0) 577 (-14.5) 1,085 (18.2) 3,276 (1.8) 1,289 (7.5) 4,667 (-6.3) 7,595 (17.4) 11,455 (11.9) 19,570 (20.1) 42,098 (16.2) 19,916 (20.1) : ( )

2003 2006 2007 1 2 3 4 5 3.5 3.0 2.1 1.2 1.0 10.7 3.0 5.7 6.6 5.0 7.4 27.8 3.6 3.4 2.1 1.7 1.7 12.4 3.2 5.3 5.9 7.3 11.1 32.8 2.8 2.8 2.6 1.5 2.2 11.9 2.1 4.5 6.1 5.3 14.0 32.0 : 1. DTI 3 2003 2006 2007 1 2 3 4 5 1.7 5.0 6.1 8.6 6.9 28.3 1.2 4.4 5.9 11.7 21.5 44.6 2.7 4.2 7.2 9.4 10.3 33.8 1.5 2.9 7.1 11.7 28.8 51.9 1.6 4.6 6.9 9.0 12.4 34.4 0.6 2.7 5.9 12.6 32.7 54.5 : 1. DTA1 5

2003 2006 2007 1 2 3 4 5 2.5 3.9 5.0 3.7 1.9 17.0 2.3 4.4 6.8 5.7 6.3 25.5 3.7 5.4 5.1 3.7 2.1 20.0 2.1 4.3 5.1 4.8 6.6 22.9 3.4 4.1 4.5 3.4 2.6 18.0 2.1 3.0 4.8 3.8 5.7 19.4 : 1. DTA2 0.7

exp exp exp

exp

18) Wald. < 8>~< 12>,.

χ : 1. 2002

2003 2007 (%) 1 1,368 44.5 2 471 15.3 3 460 14.9 4 775 25.2 3,074 100.0