KTRS 의유럽적용방안컨설팅 연구보고서
KTRS. 2017. 7. : 2017. 2. 15. ~ 2017. 5. 15.
I. II. 1 2 III. KTRS (EU) 1. 2. 3. 4. IV.
I. - ( ) KTRS (Kibo Technology Rating System) (EU). -, KTRS,. - EU EU KTRS. KTRS - KTRS, KTRS,. * : * : KTRS (EU) - EU, EU,. - KTRS EU. KTRS - KTRS,,,, 4. - 4 EU/, KTRS EU. * EU : KTRS,
9 * EU / : 4 * :, 10 KTRS - EU NAFTA, ASEAN, MERCOSUR EU. - NAFTA MERCOSUR, ASEAN EU, GCC. -,.
II. 1. KTRS, KTRS,.. KTRS (EU) - KTRS EU KTRS - EU 4 (,,, ) KTRS - ASEAN, NAFTA 2., KTRS. /.. KTRS (EU) - - KTRS EU KTRS - KTRS (33 ) - EU 4 (,,, ) KTRS - EU -
, 4.
III. KTRS (EU) 1. (1) EU EU - (EU) 1993 11 1, (EEC). 2016 6 28, EU 5, 23%. (2015, ) EU ( : ) EU - EU, EU, (EP), (CJEU), (ECA) 5 EU, 5. (European Economic & Social Committee):
(Committee of the Regions): (European Central Bank): (European Ombudsman): EU (European Investment Bank): EU - EU, (EUR). EU ( : ) EU ( : )
(2) EU 1) - EU. 2016 EC 3 EU GDP 1.6~1.8%. (Brexit) EC 2018. - 3. - EU. 8% 4% EC EU (2016) ( : European Commission 2016) 1) European Small Business Finance Outlook, European Investment Fund (Dec. 2016)
(2015-2017) ( : Euler Hermes 2016) EU 2) -, 2016 8 1.83%. -,, 2 4 Trillion EUR. EURO ( ) ( : ECB Data Warehouse) 2) 1) - 2 (Lithuania, Estonia)
.. :,, :, :,,, EU ( : ECB Data Warehouse) EU 3) - European Commission(EC) (SMEs) 250 50M EUR( 43M EUR) 4). EU (SMEs) 종업원수 총거래액 회계장부상의매출액 마이크로 (Micro) <10 EUR 2M EUR 2M 소규모 (Small) <50 EUR 10M EUR 10M 중간규모 (Medium-sized) <250 EUR 50M EUR 43M ( : European Commission 2016a) - EU 3) 1) 4) [1]
. 2015 EC, 99.8% 23 91, 66.8% (total added value) 3,700B EUR 57.4%. EU ( : European Commission 2016a) - / (UEAPME), EU (Business Climate Index) 2016,.
EU ( : UEAPME Study Unit 2016a) - EU,,,, 2016.. EU ( : UEAPME Study Unit 2016) 5) 1) EU 5) - EU
. ( ), (Equity) (Factoring). EU ( : ECB SAFE. ECB, 2016a) -,, 2016 EU 16% 5% 11%.
EU ( : ECB SAFE. ECB, 2016a) - (EU). EU EIB(European Investment Bank) EIF(European Investment Fund). EIF (equity instrument), (guarantee), (credit enhancement instrument) (microfinance). EU ( :, 2011)
(EIF) ( : EIF) - EIF (Pre-seed),. (3) EU 6) - (Credit Guarantee). (Information Asymmetries) (financing gap) (credit rationing) (selective lending). -,., (collateral).,. ECB/EC,.,. 6) 1)
: ECB Data Warehouse) - EIF,,,,. EIF. -, 2016 (Outstanding Guarantees), (2.0%), (1.8%), (1.6%)
GDP. GDP EU ( : AECM 2016) -. 2016,,,,,,,.
EU ( : AECM 2016) (4) -,.
( :, 2009) - EU 2008 Innovation Relay Center(IRC), Euro Info Centre(EIC) EEN(Enterprise Europe Network). EEN EU 23. EEN 50. EEN ( :, 2013) - EEN,,. (Technology Offer), (Technology Request)
,,. EEN ( :http://een.ec.europa.eu) 2. EU KTRS (EU). KTRS EU. - EU. KTRS EU. - EU EU. (EP) (EPO) EU R&D EU. - EU EU. / EU (BRIS) 2017 6
. - EU EU. EU. (EU) - EU KTRS (EU) 3. - 1 : EU / - 2 : EU / / - 3 : / - 4 (,, ), EU.
- KTRS EU. 3. (1) KTRS KTRS(Kibo Technology Rating System),,. KTRS,, 4, 12, 33,.
KTRS
KTRS - 33 (EU). -. 1 : 16 2 : 17 - EU EU, EU. EU EU ( EUREKA ).
KTRS
(2) KTRS KTRS,,... 5. (1) EU KTRS EU 4 (,,, ) KTRS, EU. (Regional Trade Blocs). ( : ) NAFTA (The North American Free Trade Agreement) - 1994 (USA, Canada, Mexico)
. - 1994 NAFTA, 3,. - NAFTA,, Win-Win. 7) 1992-2015 - : ( : U.S. Census Bureau) ASEAN (The Association of Southeast Asian Nations) - 1967,,,, 5 1984, 1995, 1997, 1999 10. - ASEAN 2008 12 15, ASEAN " (EU) ". ASEAN. 7) Global Strategy Report 17-003, KOTRA (2017)
1 2 3 4 - ASEAN 10 2015 2 6,655 GDP 3.3%, 2013 2 5,192 6.7%. ASEAN. - 2007 6 1 TFA,, FTA. ASEAN ASEAN GDP ( : IMF, World Economic Outlook 2014) MERCOSUR(Mercado Común del Sur) - Mercosur,,, 1991 2012 Venezuela. EU, NAFTA, ASEAN 4. Mercosur 2 7 GDP 3/4. - Mercosur.
(MERCOSUR) ( : ) (Gulf Cooperation Council) - 1981 5 6 ( ). - 2003 1 2007. (GCC) ( : Wikipedia) (2) KTRS
- KTRS EU. KTRS (EU).. - NAFTA MERCOSUR, ASEAN EU, GCC. -, KTRS EU EU, EU, EU.
IV. KTRS 33.. KTRS,, KTRS. 17. 16.. EU, EU,,. EU 9, EU 5, 10 ( ).,,, 4. 4. EU. EU KTRS NAFTA, ASEAN, MERCOSUR, GCC, EU.
. EU KTRS ( ).